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原帖由 来加多年 于 2006-9-18 17:09 发表 l3 |4 b1 }& F c7 v* }$ ?
Sorry no Chinese input.& q& s: J1 o0 A4 p$ c# |# s( _- D$ y
# x7 r. Q9 _, x0 k4 w8 dI could be wrong on this little calculation:
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Assume I have 75000 CAD on hand right now. / P+ }: @% v9 M/ A
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If I buy GIC, interest is 4%.
& m# i/ b8 A( H3 sI also have to rent a dwelling to live in: $ ...
% N8 D% o* n/ Y" K你算得不对吧?第一年你收入6000,但是借债225000+利息,资产表收入应该是负值.你的收益应该是资产(房屋当前值)-负债(应付贷款),即 300000*1.02-(225000+利息-第一年payment).要等若干年后,这个值才会变正.
3 M! F4 `) e2 ]& t+ |% n不算债你当然赚啦. |
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