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本帖最后由 PTL 于 2013-3-12 10:45 编辑 + o0 C! i/ T( d m6 r$ I% T" L
kismet 发表于 2013-3-12 09:34  0 V$ f7 n7 b& _7 N! k: X" |- ^ x0 k
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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f% N4 q" O; o4 f& i1 m# `2 U1 E7 Z7 ]你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/; g4 w! t+ N% D8 n) J s; C [$ `
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What are my options if I leave the Plan before I reach age 55?
1 J( @' E7 A$ F4 VYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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What are my options if I leave the Plan before I reach age 55?
, K- X' A0 M6 c b) yYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:# H# h/ u9 X/ g# Z) E6 H
# [6 n) \5 ?& Q8 l1 yreceive an immediate monthly pension, as well as any
+ y2 ~6 h8 J$ @9 D9 ?, Y( xexcess contributions. (If you choose to receive your. N3 N! r, E' T. n8 C, M7 G
pension before you turn 65 or before your age and years
+ v+ o8 k$ @4 E0 wof service add up to 85, your pension will be reduced.
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Reduced pension0 Z5 A* a) A3 A7 U" ~
% k5 B _$ l4 w) QYou can retire any time after you reach age 55 if you have at least: G O' N5 L( f4 b9 v8 S
two years of service (including any CPS).
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Your pension will be reduced
% `/ [9 a: `2 m% c: ^3 Bby three per cent for each year you retire early.
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4 Q5 @2 q9 u2 J0 |2 ?! R/ X. Y( UThis reduction will8 j5 @! P0 o' B+ P j
be based on the number of years your age is short of 65, or on the. y+ D# F. ?+ @) y/ f0 q
number by which your age plus years of service is short of 85 points,
/ c4 N3 `9 Q. l0 @1 `& e# Qwhichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf1 h- A! o$ [, Q7 J, c3 R2 V/ `% Z
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
