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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
% z8 W2 r* ~, r1 x# CHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
; G$ `3 N. Y# ~6 ]It is always better to buy when it is on the way up than it is on the way down.
! F' y) L+ y. ?  s1 r. QFor example, the condo average price is around $240,000 this March, now it is $270,000.( o' o+ h! [' A- k
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
' z1 b, ^& H2 d5 m1 H+ CI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
* y2 }5 j: `0 g3 Q. U( d* `# rIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
; j1 t# ]- ?" |( C7 r" fyour mortgage interest rate may have reached 6%.
8 z5 m; o" _' y2 U( s9 bHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.9 G# o4 {- i; Q3 O1 p/ z

8 V  K7 ?8 g+ p6 }: ?$ l3 p6 COK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000. k' O. r& u% h! h# H& \  j
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
$ ?1 T9 P/ R2 f+ B" v/ e; xcondo with $1000/month rent)  Total: $344,040
8 e- R( E7 s& j1 ^- B( L& |9 t2 Z" Jif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600* g3 q8 L: y6 X) x+ X* ]0 D
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
& b$ |- X  Q, r# G7 YCannot it be $270,000? Cannot it be $280,000?
) h: B6 i0 T9 {! jSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.8 U- ?3 F* S+ k  o/ k3 O; `
For me as a property investor, I will always tell everyboy, it is a good time to buy,
) m, `0 }1 Q3 E* f+ c' fFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,, t+ |7 S" L5 e$ s8 I
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.6 X6 b' `# b: D2 H/ ]3 c; ]
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
5 x& Q, w) l3 y, ~- ^6 DFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
( R) b' v3 ?5 Y3 g0 A$ [! vthen they will switch to my line and try to "HouHou" to push the market up.
0 c. w  @. e5 U, e# `7 c
& J( s# v% Y6 L8 z2 g" u! b/ xHuman weakness.' h) s9 o* }. i( s

4 d+ r1 M6 Q; u, F5 n0 BWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。2 X7 H8 {" _. F1 Z- k) y" u2 Q
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

) B) T% d% G" R1 e" r6 I2 [6 H装不了中文软件也没关系,用这个:
; s% \, ]" _$ k& N0 b$ Bhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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4 x" i$ m+ \! J1 V
) A# B' ]* F+ d) u* {1 l永远看牛或者永远看熊的,那是猪。
! u) e, w. |* p2 A# M" y9 B
) X: C4 [# d6 i) l

4 J1 E8 t7 O9 m0 b, U$ A% L0 a# U/ J' Z4 X8 J" z% B
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 : K# g! t6 j6 V& l5 G
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.
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7 h3 e4 v( ?( f$ b) }- jI will buy a house, at the time and location of my choice.
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