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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
; S& q- S7 Y- WHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.& q! Z4 F2 F- ]
It is always better to buy when it is on the way up than it is on the way down.4 r0 g/ t2 }9 X0 S5 s
For example, the condo average price is around $240,000 this March, now it is $270,000.
$ ~. V/ _% K" o7 L% qSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000." V# V& F( N( \* }' w2 a+ {% f
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.% ]: m6 u9 F0 Q$ q- C& c
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,2 ~# }4 k, E" u1 @; q
your mortgage interest rate may have reached 6%.
7 ~/ j) j4 x) s& G# xHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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/ q( Z# j+ a! m3 k9 MOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
2 b7 a! J: x1 y9 `6 n7 a6 ~  t8 oif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
& j6 I0 H" C# J: k6 Tcondo with $1000/month rent)  Total: $344,040+ b8 }0 V) f4 `2 w- |6 n% m
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
+ W1 z8 U. @8 x7 Y5 W7 ]We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.# ~8 M: T& j# L) ]! d1 w
Cannot it be $270,000? Cannot it be $280,000?& u) D4 m+ E9 I/ l) ~
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.  M& Y& T) s0 I6 }: ~+ O7 F( @* r
For me as a property investor, I will always tell everyboy, it is a good time to buy,
. @  [; P* V  w2 g$ O1 k* ]: ]$ aFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,% _3 G/ v) n2 D0 c3 c: S+ U/ v
then they will switch to my line and try to "HouHou" to push the market up.+ Z. G. a2 \3 {) k
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Human weakness., Z0 n# Q; N# T1 q# A$ a9 G
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
* T' U( T% \4 k; ?For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,% ?8 d. C$ C1 f7 k
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.7 A3 _( Q2 E- Z! b8 [4 v8 X
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
大型搬家
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
理袁律师事务所
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发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
6 [1 q' m6 I) Y9 z$ g& m1 _8 Hhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。: l' x- s+ J* v5 {
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
4 L, ]( g5 P( r+ ~7 ^I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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