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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
9 Q  h( @' ]/ v2 ?. [0 g+ mHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.& [* A8 N8 E1 \6 l5 A
It is always better to buy when it is on the way up than it is on the way down.
; U6 W7 `% u9 F2 O6 H- e: @For example, the condo average price is around $240,000 this March, now it is $270,000.* y! {& G2 }0 Y  s, c
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
( l2 X& E. U1 {7 Q: g2 _: `1 WI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.$ J# i" U1 |* a
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,# ^" ~0 \4 i- A
your mortgage interest rate may have reached 6%.
* }$ H0 h# L% z7 w" ?House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate./ S8 n8 N1 `( R& l

; [; V; e% Q6 a4 g2 o/ COK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0000 w6 D9 W3 B8 q) B
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 5 X% ^2 i; H" \1 h" P
condo with $1000/month rent)  Total: $344,040
$ h$ j1 h6 |7 j' f- X7 [; ~, ]if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
. E# j: f/ O# s! l( `We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.) T9 q) Y5 v4 K& {
Cannot it be $270,000? Cannot it be $280,000?
+ L) c( G9 p2 U, u( ]So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
3 w; K+ S" z% d2 I( aFor me as a property investor, I will always tell everyboy, it is a good time to buy,8 O7 j0 [' {5 X
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
! ~  F0 S. t- P+ J0 X5 ethen they will switch to my line and try to "HouHou" to push the market up.
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3 O! c1 y. Y: _Human weakness.! {9 p! [' Y1 a5 {# @' G' |! S
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
3 U" C( a% c! L. q& K0 RFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
, ~; w0 M: Y$ ^1 p6 N  Hthen they will switch to my line and try to "HouHou" to push the market up.
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* Y1 w) p1 b" L5 O9 P2 ^& bHuman weakness.
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Well, we are human, we have it.
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0 z: V/ n" Q9 ?( f呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。% b3 D+ `1 S( M
0 S/ Z$ S  E' `( I0 f5 ~
能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
: ~+ }" g# v' s6 G" r2 khttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 : j- Y" m& G6 |+ j5 a/ d

9 Q$ f, p2 m% e# M; p9 p, g( z$ Z  q4 b) W# P
永远看牛或者永远看熊的,那是猪。
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 # I2 V5 P6 F& t2 K# I4 s. d5 i
I hope you are not 猪, and can have house sooner and become one of us.
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: R2 [5 H6 ~8 Q: BYes, I won't be bearish all the time.& U2 u# ]2 L* F( c3 t3 W* r

7 v0 T1 F" |( G; @6 hI will buy a house, at the time and location of my choice.
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