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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.7 q+ r5 K& S9 j+ v3 l/ |5 ]" a+ q
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
. d5 C% O/ Y) a- V7 Y8 {+ HIt is always better to buy when it is on the way up than it is on the way down.
. E9 W5 p1 r6 x- KFor example, the condo average price is around $240,000 this March, now it is $270,000.
* M* r( ?- p+ d3 JSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.5 E$ k: d0 S. W+ x8 Z8 ^: h4 n- e
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.# O" d1 n+ s6 x. O6 [9 n
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
0 {" ~# y$ x4 p6 A3 O' T" kyour mortgage interest rate may have reached 6%.
. U7 Y0 n& M1 T$ s6 O: p4 RHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
' |4 K2 M1 R0 c7 rif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
$ D6 v$ z/ f2 \! j" {( V! o* Scondo with $1000/month rent)  Total: $344,040; y7 T7 a, r  I  ~1 c8 Y
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96005 |: M# s' A8 m0 m, c* k  N
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
! D. o' _7 N  T/ B$ aCannot it be $270,000? Cannot it be $280,000?( Y% ^% R$ d9 t. N& k. {$ C
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
6 C, l* j2 j; E6 NFor me as a property investor, I will always tell everyboy, it is a good time to buy,
9 Z% P$ x+ |$ X4 wFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
: l9 f% H9 X. S) O4 Nthen they will switch to my line and try to "HouHou" to push the market up.
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% z2 S; x( O2 l3 WHuman weakness.- w: K% |9 {( X2 a1 k
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
3 A  o: ]: [9 O- A0 JFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 z4 I' d0 v2 U7 S9 r3 xthen they will switch to my line and try to "HouHou" to push the market up.
2 B$ r  N: f9 ^
) }! @  g; N. D5 [+ n' cHuman weakness.3 o! g+ [; j# e# Z* Q

) i/ J4 t4 g  s0 t1 r# e  mWell, we are human, we have it.
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; t1 X$ Q" E9 A8 Z+ m9 f8 k6 W% [呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。% X0 k* y3 \/ G; p

- N  h% C) }0 W( H# ~能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

5 p/ p% o; X- k' _( j% s装不了中文软件也没关系,用这个:
5 _. g: a! N, W9 S  fhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 $ ]7 Z3 d0 v) e5 c9 W) j0 u/ C' _

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8 ^% R: r: I! i+ D5 m9 r& G永远看牛或者永远看熊的,那是猪。
. N/ \- a; L0 {6 z1 H  y# d2 y* p7 j8 j- ~7 `
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理袁律师事务所
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
1 s+ V& ~( Y5 m- m( tI hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.: a# p: G9 n( a9 b3 j/ m5 G6 n

: L! l7 t) _. V( }- YI will buy a house, at the time and location of my choice.
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