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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
- V$ Q& |. e! [4 h9 c7 ZHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.2 H% t. w9 x1 ~' z6 R
It is always better to buy when it is on the way up than it is on the way down.
$ _' l; c; k  Z  y7 bFor example, the condo average price is around $240,000 this March, now it is $270,000.
8 C. C# \" \4 C7 N& |6 l" D8 e+ mSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.; z2 o7 B8 w( S( K( W
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
+ Q3 X! c/ Z5 g' c( eIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
. U/ U. D! v0 U- |. b) D9 Eyour mortgage interest rate may have reached 6%.' `; {/ }% k% {) V' r
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.1 ?% y1 `' J( z) b! N" M+ w: y
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
# E4 u( b, ]- w: j+ [0 Qif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
& E& T- }% _/ @condo with $1000/month rent)  Total: $344,040# O4 B+ A  C. ~  F- u0 _
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
% Z3 ^3 _+ ^9 o% F. }: aWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
. q3 q, K/ M/ C4 ^! Y. tCannot it be $270,000? Cannot it be $280,000?) d& i! G$ B: A8 x7 [& A8 m
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.2 N0 V( J' f0 @' L5 Z: [; o  J
For me as a property investor, I will always tell everyboy, it is a good time to buy,  [! c7 B& A% ?# R) B
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
) U# @$ X# x$ u7 T  o9 |, }then they will switch to my line and try to "HouHou" to push the market up.+ l2 ~/ g# B/ O& F; {
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
. e' |3 o( A3 }1 p0 Y* s3 k% YFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,( }. T0 M. |- h1 F
then they will switch to my line and try to "HouHou" to push the market up.
8 h  \7 X  T" A; V2 ]* X5 J7 R) d, u) L( S! B
Human weakness.
! `, _6 Q& ]! i, a$ P' }1 L: J/ S1 T8 r" \
Well, we are human, we have it.

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) J9 O/ B) w' [& r呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。+ j! Y7 f5 W( P9 {1 d

  F: ^: L  D, n% m! j& o能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:# `3 w, ^; k  K0 Y
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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! i# H% c7 H7 c$ ?% K" b4 Q3 c" M& K永远看牛或者永远看熊的,那是猪。9 x) @0 ~' M6 ^
/ T5 H1 h4 |7 Z
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 9 s& n8 n+ H/ A) X+ a. B
I hope you are not 猪, and can have house sooner and become one of us.
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! J% [; Z' ~- d$ tYes, I won't be bearish all the time.+ I- K+ V5 K3 p+ Y$ x! e6 e

3 I" X; m! q& Q+ wI will buy a house, at the time and location of my choice.
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