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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
/ a  K; X- p# }& _- c" ]6 XHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year./ m: p2 p) }0 o9 M8 Z* e: y
It is always better to buy when it is on the way up than it is on the way down." P; j; P! X3 G8 I" d5 n  U# f9 a
For example, the condo average price is around $240,000 this March, now it is $270,000.5 D# }% q( }; B
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
3 d/ R! I7 T) K$ X; c5 O7 gI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
! t6 I; L, N- {! }/ e+ jIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
6 ~( b2 f  d% |0 |your mortgage interest rate may have reached 6%.8 q1 Z/ ^& R# g+ Q
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
, v8 C& A8 i/ dif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same + W  l7 E; a- I5 ?' _
condo with $1000/month rent)  Total: $344,040
. H9 ?8 `/ [) Bif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600) [; E; a9 y* V6 }7 w4 W, V
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
" V5 o) e. w% ~, K. E( z( LCannot it be $270,000? Cannot it be $280,000?
  I5 P+ c- J$ _2 d9 {5 k! j# E; KSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine./ n9 p8 [( y0 [9 i5 z
For me as a property investor, I will always tell everyboy, it is a good time to buy,$ M6 t6 V; C- g! h9 P
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,/ E/ c  ^0 O  }0 N5 D- B4 ]
then they will switch to my line and try to "HouHou" to push the market up.5 Q' e/ X' S  r; J% F
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Human weakness.7 j; ?/ ?9 y0 S9 S) B1 h( H. F
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
3 _1 {- L7 ^; m: DFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
1 h( u0 n, w2 V& X% r" O" R+ M# o5 ~then they will switch to my line and try to "HouHou" to push the market up.
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  h( q( B+ N) H! ?Human weakness.7 Y4 H, v1 Q7 x2 e" f8 h

2 t- y; L9 T7 I8 a" `Well, we are human, we have it.

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- ~% n2 W5 C& K* q+ r8 ~呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。. @) ]/ @$ ~8 {# I" G$ \5 ?

! Z. x! s8 v: h( N7 A+ h+ D能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
大型搬家
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:; c0 d6 L, \% j! A& c
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。
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理袁律师事务所
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 8 r+ U9 H! P/ V! `! L, d, K( j
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.( f  R) i5 }+ X7 H  Y) X2 v  O

* ]) s6 z- I4 `I will buy a house, at the time and location of my choice.
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