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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.' R0 |, h, O8 P5 A; Y/ I% s
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
( ?/ G: C/ H% {8 w/ [  xIt is always better to buy when it is on the way up than it is on the way down.9 t7 g* A0 T( ?! o8 ~8 A3 x/ a) s
For example, the condo average price is around $240,000 this March, now it is $270,000.
; Y& S2 y4 C0 N* s% RSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
6 @; u0 Z) P* G( x: ^* pI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.) E$ a2 Q9 o* \# @7 i: s( {0 `
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,) \8 C8 h  n, O, s
your mortgage interest rate may have reached 6%.+ O3 h# g4 a; k; G" y# J
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000( ~" E* |; V. F8 Z- ~$ L. D
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
0 T- v4 @1 a) e" ycondo with $1000/month rent)  Total: $344,040
  D3 z' g8 |7 \; ~' d6 tif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
: {7 u' K0 A: EWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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0 L/ ?; w7 Q5 kSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
5 T- C5 N) t# F2 t0 FCannot it be $270,000? Cannot it be $280,000?
. B. f) h% i" m$ R* x0 jSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
+ v" ?* U- R, F: IFor me as a property investor, I will always tell everyboy, it is a good time to buy,& P5 N& q8 x3 Q) [2 l6 j# o0 r8 k
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
( u; t: U/ X! E5 h) `then they will switch to my line and try to "HouHou" to push the market up.& w0 b2 t$ Z( O2 _  I6 y- `
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 ! L- J. L, t5 x2 r! D% P
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
7 P5 J+ g/ F9 A' |/ u6 E$ `then they will switch to my line and try to "HouHou" to push the market up.+ Z1 x3 t" _/ n% [1 Q" G

; F$ C& y2 U) ]6 [Human weakness.) Y  u7 M1 J  y& c- y

5 J/ X1 r# I; y$ m( r0 }4 ^Well, we are human, we have it.
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% }2 \. J! C  [( \  Y* `; d呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。& h4 {/ Q; V& K3 o2 f) ~$ f
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

" R4 _( t( b3 W装不了中文软件也没关系,用这个:& y/ o$ _& R- ?0 T
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 # z* \, X# h: J0 b3 j/ l
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永远看牛或者永远看熊的,那是猪。4 [' W, A6 o, |( c% V! @! A
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
' ?* q4 y0 r+ x7 _# c) K& tI hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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