埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2375|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.# v7 r: F! |+ F# `
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
, l0 |0 Q9 R: @2 Q" HIt is always better to buy when it is on the way up than it is on the way down.+ g0 q2 V; ~: q! |" W3 \
For example, the condo average price is around $240,000 this March, now it is $270,000." z' n: x3 t5 Z0 j( L4 \
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
" {7 C; d" d4 KI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
  U* M' v: ], U5 ~6 h% n* u6 I# I* yIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
- a: E* K0 t( g' Zyour mortgage interest rate may have reached 6%.3 R- R3 ]/ e$ N+ g$ ^2 V
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
8 x$ G% Q) z) a6 E; I& ~5 Z( ?. X8 `' E' \3 q' I
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
4 s& J9 C) G, p/ T, nif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same . M8 j* h' j+ J0 `% G
condo with $1000/month rent)  Total: $344,040! H, d- ~7 z* |) N. y5 A
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600# n0 R" @& _- B3 w
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
% {5 U* |0 q9 q/ f5 g5 L- k: j6 l5 N) A. u
So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
3 l) M. D9 C  q! G- @% F* aCannot it be $270,000? Cannot it be $280,000?8 e9 @, u% A' ~, N1 ]
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.( m- ?( _  j8 H+ @
For me as a property investor, I will always tell everyboy, it is a good time to buy,
; c) F, C1 K* c* ~" _For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,5 Y, F: x. Y2 o( H( C! N
then they will switch to my line and try to "HouHou" to push the market up.3 O& V; D! r+ O) K( ~; h' u
5 v) o# R, u9 D: @9 c% p. H
Human weakness.
. y+ O0 j3 S" o6 Q: x9 _2 ^0 p2 j8 e4 c- I
Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
# r9 y# K" o# q7 t8 q3 l1 zFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
& g  B3 i& ^2 r% f' l, N% w, Ithen they will switch to my line and try to "HouHou" to push the market up.! |4 J/ R7 z" H2 ^# ]9 S3 ~
; j- l/ v6 Y' m* G
Human weakness.: h1 z+ ]" g' v' m

8 s$ y- A' [8 }4 LWell, we are human, we have it.
9 }" q6 d; z7 {3 ~, J- N. T% Y
- |1 Q  [6 B2 S
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
$ [" \* F1 R, S: U4 z7 z. a$ _; {7 b& o$ \
能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

( q( V( c- \8 l装不了中文软件也没关系,用这个:# C/ ^# }; \1 z
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 % O  a$ H3 h! M/ T

+ C% s8 O# M, a0 J! [8 `* I  N  t9 S  {5 w+ s" }6 w
永远看牛或者永远看熊的,那是猪。4 x1 [+ p4 l+ {9 W9 d

$ M" Q/ U7 O5 l2 V" V
4 a$ ~9 H, I6 |/ P# a8 `1 h

7 {. _( A* m$ M
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
$ A1 r0 s9 [2 A9 ]I hope you are not 猪, and can have house sooner and become one of us.

0 ^# \/ E# Q; `. z8 g5 F. W7 K
- _: Z9 L, J; P, M  d9 [8 HYes, I won't be bearish all the time.
8 x6 @+ W8 M# c' `0 M) D; T
& k2 X# v/ ]0 z6 v. M3 K- T/ TI will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-9-3 09:02 , Processed in 0.177802 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表