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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
) {  G, k( C$ R# X! `4 aHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.# s5 }+ S$ K& y
It is always better to buy when it is on the way up than it is on the way down.; }' k! R$ f# G; _9 k! `
For example, the condo average price is around $240,000 this March, now it is $270,000.4 a& ~9 A& _* e7 A* v
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
: k4 ?4 a. {* I# Z& _. u+ hI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
7 D2 v& U: b  y. D% f8 r" ^If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
  p: j9 o) ?) q5 P* ]your mortgage interest rate may have reached 6%.. l+ Z1 s% D9 M! A- s9 ~8 D
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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$ E, M6 }3 n; w3 N1 _OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000# Y7 e0 e- i/ }2 X& L
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same + h) w/ i, \/ n$ n
condo with $1000/month rent)  Total: $344,0404 |9 L/ Q1 e, h  o6 g- f
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
2 F/ Y5 @2 u& A4 y7 u6 XWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.1 y- a4 b' f3 s+ z0 W5 }7 U. u
Cannot it be $270,000? Cannot it be $280,000?
" L) m' u1 k* ^  t' ~; {% d3 r. P5 lSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.' h# @! D3 t& Q2 D- X
For me as a property investor, I will always tell everyboy, it is a good time to buy,1 V2 ]7 a% e/ Z: D- g* u8 ]  r) Z
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,4 C! [+ Z4 S3 o, z
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 # N( u% n8 L+ t3 o1 |. g
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,$ A$ f+ ~8 T! Z( x7 q
then they will switch to my line and try to "HouHou" to push the market up.
1 B6 m8 z5 i+ }9 Z! }1 p0 `. p! `" S7 r; X  v
Human weakness.
( G8 ]: x# s* \. ?0 b0 ?: C  Y/ N/ E0 C: C6 Y
Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。4 ~8 R; c0 Y% K8 ?7 \  _

& j8 n3 u/ `9 e4 ]( t能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

' B% s0 ~  o- n) U) n8 D装不了中文软件也没关系,用这个:
. F# [% q9 p4 Xhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 ( Y2 z' D0 C8 C2 d! t/ w) q  K
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7 x; L) N. B0 z0 g3 I$ R永远看牛或者永远看熊的,那是猪。) d& N% m4 N: }8 d

- N4 f6 }: K& |3 U7 w) x0 G

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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 : d6 K: R$ k  A+ Z
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.) ?4 i/ t, {" r0 i/ f

. R  D' D4 C2 z* S$ U, M$ ^7 l8 mI will buy a house, at the time and location of my choice.
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