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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring./ p- G' b* O. k2 H
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
) ?$ Z8 O2 v4 w( i4 @6 {, A, cIt is always better to buy when it is on the way up than it is on the way down.3 U* I2 g! w/ u  Y- M/ y" ?% ^
For example, the condo average price is around $240,000 this March, now it is $270,000.2 }& a" M' N6 Y6 E- v6 ]1 E. x/ E
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
4 S) |* ^* s' r. FI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.; h6 m1 V* t3 T3 e0 I
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
2 s% Y$ g* x, x" c+ G+ c+ Gyour mortgage interest rate may have reached 6%.$ o. h% ?/ C2 l/ Q0 q! i
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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% W8 d0 `/ J3 O4 bOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
& u$ x- V- f. p- Q' vif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same - n4 s! n2 L. R" w0 I/ L
condo with $1000/month rent)  Total: $344,040
4 s; a# H+ u  f8 Kif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96005 E0 s3 k8 m# t0 N( t5 E( D
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
- B& O+ ^1 \' }3 N) }Cannot it be $270,000? Cannot it be $280,000?
. H0 g) j% t- Z7 m0 z8 g8 ZSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.. a+ S/ t6 k( s. H# ~6 k% _
For me as a property investor, I will always tell everyboy, it is a good time to buy,* A+ v% A' K/ w# Y
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,' ]7 |2 \2 [3 h: o" Z) b
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness." g/ k# a) z0 d$ v- a8 ~

/ J5 _8 X# I6 \+ [Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
9 j5 ]: b: m$ y3 W( U  |& t. kFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
$ }' s& Y% F# J5 [$ `  \! rthen they will switch to my line and try to "HouHou" to push the market up.0 E$ `5 S9 i$ {: C3 f/ K

7 O/ _6 D9 n6 O/ RHuman weakness./ M; X7 U' J/ ]7 z4 F* o( e

, y4 B7 ?, ~& q5 F4 t  KWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

4 M; e* N+ C$ x/ ~$ {8 C9 s5 @装不了中文软件也没关系,用这个:
. ~2 Q6 S5 n! t2 d1 O) Dhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表   E" O. _" J/ s. f: [

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& W' D- z) {1 j- A7 B  h5 l( U' P永远看牛或者永远看熊的,那是猪。
% o) Z2 q, M" ]% F( _: C. _- }! e
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表   F4 q0 q  b: p7 f
I hope you are not 猪, and can have house sooner and become one of us.

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8 h0 k) F# r+ c' W3 m$ I3 HYes, I won't be bearish all the time.
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' Z# ]8 h# j( f& S. dI will buy a house, at the time and location of my choice.
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