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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
- j) J) ~0 l% q0 [3 E; _7 ?However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.6 b# Y( i; t* y+ |2 x
It is always better to buy when it is on the way up than it is on the way down.2 g* X! b) Y1 S' p- ], H; O- X
For example, the condo average price is around $240,000 this March, now it is $270,000.
/ {- l# y0 E& s$ nSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.: i* j& u5 s) x5 C: T
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
- a2 p* d. \  k- O/ LIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,* S  X- C4 e6 l- U4 W# ^
your mortgage interest rate may have reached 6%.
3 T$ O3 X" h% l* u/ b. CHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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) Q0 _: e" U9 G- l' m- ?OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0004 z+ x2 q/ Y/ N1 Z
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same ' {5 f, S, E# H; e" N
condo with $1000/month rent)  Total: $344,040
4 s' w/ t; H# g! H/ }if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
2 h3 n* J" K" s# U- ~5 ^* bWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
- P% U, q0 X1 b6 v7 m, E7 PCannot it be $270,000? Cannot it be $280,000?
4 x2 q% L( Y( h6 X% w0 m+ m. YSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
! }$ g+ Y2 t0 p1 ~8 K/ E- ]. IFor me as a property investor, I will always tell everyboy, it is a good time to buy,
( B  I! w0 c' `* X  eFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,) k. _# ]/ C3 M# S( d6 ]* ?1 c
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.+ f  `+ e7 d; o. N) v
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
大型搬家
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 ! j2 V0 E, ], d4 U( j3 [/ k
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 t9 T# R" j& i1 {% P. _then they will switch to my line and try to "HouHou" to push the market up.' t( m2 _# a  ]' h$ a. C
  G. w  C9 @3 |  a
Human weakness.' G6 Z) j, {6 @
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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9 ~0 K  z9 y# j6 e* U; s能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

. t- W" U+ L$ P1 `2 O. K装不了中文软件也没关系,用这个:
+ U  U* p6 Y, z' chttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。, w1 ^3 ~& D3 J0 \

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 * l; r+ {$ [7 a  _& t# \' T
I hope you are not 猪, and can have house sooner and become one of us.
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3 H: u8 t7 L5 ^0 e: k6 mYes, I won't be bearish all the time.$ o1 Y! w& G. e  U# j4 |* `

  J8 u8 i. y+ v7 AI will buy a house, at the time and location of my choice.
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