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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
" n. t' c" K" BHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
0 }- y- b6 Q7 P  `& W/ QIt is always better to buy when it is on the way up than it is on the way down.
' t8 W2 e6 F( i* |For example, the condo average price is around $240,000 this March, now it is $270,000.2 q9 l7 g/ {. k/ A$ r5 ^7 p+ z3 U# p
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.( Z/ L- h$ s( b! Q, |  Q
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.$ |/ o5 A+ V  z4 d$ _8 ?/ d
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
4 N- P; b' B# O8 G8 byour mortgage interest rate may have reached 6%.
+ l3 ^! B/ M% f) e" X8 D; j, \4 WHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.; {2 w2 c/ D, S. c6 N' ]- i3 e( T+ v

6 `! n6 ~9 J% G  k. I3 \OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
; _+ J( s- e( J, S, X$ [3 n+ h- u+ dif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same ' r1 {5 _9 E$ W& u
condo with $1000/month rent)  Total: $344,040
/ @/ b4 U! ^& K: w' D; o9 fif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96001 P) w" c( h8 C/ J6 F/ \0 R$ h
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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8 \3 x5 ^; \( Y' k/ s( sSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
3 K. M3 l1 a0 x% |" h& {+ B, s6 H# jCannot it be $270,000? Cannot it be $280,000?9 ~9 a' {! I. P# H5 P
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.$ E- Z. ^/ G3 b% S; V
For me as a property investor, I will always tell everyboy, it is a good time to buy,
" g7 R' S; G6 fFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,- x7 L1 i+ c4 U  u7 q& t
then they will switch to my line and try to "HouHou" to push the market up.
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. W2 T! j2 E: y4 o: j* cHuman weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 9 y3 E' @5 A' K# f8 w' U6 a" [% y
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
: D( a4 [) B$ R8 l* g7 ?0 U9 N$ kthen they will switch to my line and try to "HouHou" to push the market up.
8 E  e+ Y  b* Y* L  O+ t, d+ F4 L/ j- d: _; @$ c# A6 a$ N
Human weakness.
5 N: C2 c1 S5 g; W
/ e# B' y  o1 g- @  X1 FWell, we are human, we have it.
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0 W+ }5 X# f. c+ i; z
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
  w) |$ G/ [' U
8 n/ ?  _4 \( d: f! K能在恰当时间改变阵营的才是识时务者为俊杰。
大型搬家
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:3 V0 z2 G5 e' w/ g
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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3 [  ~8 r% z9 V9 c1 _
永远看牛或者永远看熊的,那是猪。
1 a, v! H5 O& {& Q! V8 D. ~* J1 L' L7 S+ @+ `

2 P' j' M9 u) C- Z' S% U: Y( l7 k* V+ ^' E8 \8 J; v; q# Z  }
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ) Q! O- k. F$ _& |# X  x
I hope you are not 猪, and can have house sooner and become one of us.
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. w. [! h; i  M1 |& B, {# H, MYes, I won't be bearish all the time.  \' F) \& }  R

; O& v7 k1 M$ {# eI will buy a house, at the time and location of my choice.
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