埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2416|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.: U4 H; E; O1 A* E% y$ ^. ~
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
6 e. g8 G4 i$ w$ S. I& M. l, D% bIt is always better to buy when it is on the way up than it is on the way down.: Z* j3 e# T; ?$ }9 Y3 y
For example, the condo average price is around $240,000 this March, now it is $270,000.
: B+ v/ W, d7 i- C' ^" F! JSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
4 D7 W1 q- O$ I% XI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
% [: t2 r0 g! O- e- xIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months," Z6 {7 u8 V8 ]; \
your mortgage interest rate may have reached 6%.
1 c/ X" `/ Z- q$ FHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.6 j3 B+ N% \  ?$ T1 U
4 e5 @/ K! h9 J- \; O2 {- s
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
! @, w! r$ q) }6 F, l8 tif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
" \+ j4 J/ B4 X6 G' _3 N- Y8 T' Acondo with $1000/month rent)  Total: $344,040
4 r( W" Q: }  h+ z! [" kif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96001 h( l) p: Q3 S: s
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
) o) b# s0 ]5 Y( o% D% z6 V. {% a
/ y% n$ i  [! t. ~( c7 kSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
! c* Z$ ~0 _1 U8 `4 M/ c5 b4 J- l5 _Cannot it be $270,000? Cannot it be $280,000?" W; q, v( L' `2 b2 q; B
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
4 m. t' k/ q6 J; f, ]& EFor me as a property investor, I will always tell everyboy, it is a good time to buy,) u6 |5 I5 X  N- M
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,$ h( e4 i1 a" B" p4 |
then they will switch to my line and try to "HouHou" to push the market up.
* I) E4 C& Z. e2 g" L% T0 Z* A" X  X: l5 }
Human weakness.
7 L2 @! V$ z1 ~: y7 a4 p
5 |/ b. ]' o3 o' UWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 $ G% M! s5 G* E
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,: a0 O1 A8 D6 g6 q. D9 x$ e; k
then they will switch to my line and try to "HouHou" to push the market up.
0 T. c+ I1 n% w: h+ [! ~4 T, e# ?. N* ?2 X
Human weakness.9 M' l+ M- X* C. V
2 z+ W& d. z* m! ?
Well, we are human, we have it.

5 ?, d0 x. m7 v; k* _0 E& a% N0 A6 l2 M+ A  i8 c0 t0 M
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。, C+ e# P( _( }1 j1 |

+ ?& a6 ~* J) ]5 l( F能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

/ p( G4 G9 S* g" {7 p2 a+ l装不了中文软件也没关系,用这个:
# X/ b) [9 H* k2 Q6 P7 Ihttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
+ B  g* y" ^5 ^2 l* `4 V5 ^
2 G6 A& r- H" {
- ~' W- U7 k  g" Q0 W- A9 t永远看牛或者永远看熊的,那是猪。
! \" o' @. E. E  ~" ~2 L' E
7 |7 ]9 _* R# w$ h9 ~% C0 `
" i- n/ O5 t3 P
8 E$ G, n% f: d5 X+ y9 `2 l
大型搬家
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 % s- d3 K) @3 r* |4 n+ R% |, ?+ p
I hope you are not 猪, and can have house sooner and become one of us.

4 e! x3 M* h- ?* Z8 z
0 r0 }3 Q, N4 B0 ?, d9 L1 RYes, I won't be bearish all the time.. T5 w* t9 S4 R' T, H- H
7 [% b( w/ `0 v
I will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-9-10 01:28 , Processed in 1.689482 second(s), 17 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表