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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.3 z% L$ I, c% n$ l! U* I! B8 k* y
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.5 T. W) v- C3 s+ h" R
It is always better to buy when it is on the way up than it is on the way down.
) c' z& s" G1 h( R4 jFor example, the condo average price is around $240,000 this March, now it is $270,000.. ?  T  f6 V6 c/ B
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.8 N/ C% p8 {- p1 Z3 Y+ c$ E
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.  B* x& Z+ A; }2 v& `
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,% n* b9 w* p  {4 n
your mortgage interest rate may have reached 6%.# o5 \3 {) ^( d8 ^1 j' ^8 d
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.+ h, s% M& k, \  T$ _

/ Y- l  K3 [9 l$ Q& n! {OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
1 r! O2 x& Z! d  aif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
4 C# e# w* W, }2 w9 Z: C5 Icondo with $1000/month rent)  Total: $344,040  s1 e8 i% D. r' z# q% V- Y
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96003 V, v/ V0 z& L. w5 f' }$ R
We can see what is the best, when it is on its way up, worst?when it is prime(peak).! b6 b; D4 O1 o

6 s8 V2 B' Q$ uSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
( _& S; h& `2 E" C1 hCannot it be $270,000? Cannot it be $280,000?0 N- d2 A+ i) g# @: [6 ~
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
  J5 `% i, q" Z# \/ A2 c3 \$ Z/ CFor me as a property investor, I will always tell everyboy, it is a good time to buy,
7 B* E" }) L3 q3 c- B, vFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
' w! X- H4 r7 x& R- Pthen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 8 m1 [1 w9 Z3 Z  J
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,6 `9 |! i# w( k4 d' o
then they will switch to my line and try to "HouHou" to push the market up.
% O2 \/ Y8 n  q3 U8 j% U- v6 d+ s5 q9 x3 q9 I; I
Human weakness.* ~' @: }" e" m

5 |) `! S7 |. @4 B* H6 r; x- [Well, we are human, we have it.
7 |8 G, V. ^- T  w. U  J

; y% n! ~6 }2 n  w$ n/ ?1 T. b呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。, d1 n/ g9 K- r$ u. c2 J4 r

, _3 E) {* A2 b+ G( d# D能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
4 e, t' F; r6 H& N' o! ghttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 3 O+ D7 n  Z. s" V$ q) Q- p

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1 y' x0 x8 ^# F2 p2 {; b永远看牛或者永远看熊的,那是猪。
; d: V* P2 i/ g: o/ d" ]* Z
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" V9 z( S, u4 T" w2 p$ [( o
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 $ t( a6 J, f7 Q8 a" b
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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2 V* H% t6 r: ~7 |4 y( rI will buy a house, at the time and location of my choice.
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