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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
9 E; ]& t" t$ nHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.- h/ e* q2 q  M+ S" w8 W
It is always better to buy when it is on the way up than it is on the way down.! F5 T3 o2 b' }( b
For example, the condo average price is around $240,000 this March, now it is $270,000.! M; u% ]" S7 i1 j
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.2 W% s0 q6 E: G" A8 M/ L
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.  j5 R/ Y" v/ W- O' N
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
5 Y! a" P: R" I0 p# J  g1 fyour mortgage interest rate may have reached 6%.& q8 H, E. P( t, D' s0 q; Z" w# m
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
8 l" d! a5 w% ]3 ]if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same : P5 [  `% a0 u" u3 P3 j
condo with $1000/month rent)  Total: $344,040
0 j: p# M# C. ~. F5 |  Sif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
0 {% O6 h: A2 sWe can see what is the best, when it is on its way up, worst?when it is prime(peak).3 @7 F% f5 a% E" }3 F5 w) C$ u

1 R  [: _1 d, a, v1 \So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.* G, b. D" ?6 k9 v* `& H
Cannot it be $270,000? Cannot it be $280,000?5 [& n) y: T* |) \: f2 C9 S4 z+ Y
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
7 a6 z' j& S/ n. R4 |For me as a property investor, I will always tell everyboy, it is a good time to buy,; d4 Q! Z- K7 G" z
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
$ r4 o& C; s) {' W! x: kthen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.( O. @5 U5 _/ t. o! c
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
  F: J2 U) ^6 QFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,8 M+ C8 @$ Q* z4 G/ x
then they will switch to my line and try to "HouHou" to push the market up.
' R# K1 Q) P0 i, F$ I+ e. ]# B4 f. b* n0 k; a
Human weakness.
, |" ?7 U6 v& n* o5 B; \, P6 W/ W: ]6 ~
0 W1 ^8 f- ^1 E3 M) k  }7 r8 u' iWell, we are human, we have it.

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8 g9 }/ O  L# O* i5 W/ T5 P. b呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。1 u7 j+ c% I* g% l

4 k3 v- r$ @4 g. U能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

  ^# D; F9 z. o/ v( _装不了中文软件也没关系,用这个:1 w6 f6 Z! q7 {: W% O
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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: w6 S# ^5 b& u2 ?" y永远看牛或者永远看熊的,那是猪。
* Y+ v) H+ q0 d, F& _7 D! @+ O1 n% o' g8 ~. B4 n' g: A

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ; |4 y5 f  @: m* ?# g7 n! V
I hope you are not 猪, and can have house sooner and become one of us.

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9 C0 P! f9 H* R$ c6 D9 s% O. \$ m9 \Yes, I won't be bearish all the time.: @8 B. R8 P8 P  @' t$ h( {
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I will buy a house, at the time and location of my choice.
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