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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.$ p+ j+ ^9 J9 w7 J. ~3 o9 p
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.8 J6 y* J1 M8 a8 H$ X' P
It is always better to buy when it is on the way up than it is on the way down.) T4 K& c, C, }/ ?* X- m- V
For example, the condo average price is around $240,000 this March, now it is $270,000.
) F, f7 T8 ], HSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
, w. Z' @( ]7 W% }/ dI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
# Q' A% G# U$ b( q9 BIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
/ R$ p& a3 s" c- x) s& _your mortgage interest rate may have reached 6%.
& y( O/ ~0 p: |2 zHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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6 r! e# T9 u7 }) z, h2 Y- D) R& i7 YOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000. B1 H! D% [& s( y6 X* m1 }$ ~" ]
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
0 b' O/ e. P# G) R7 l0 ocondo with $1000/month rent)  Total: $344,0402 W& t: Q+ S; Q- ^4 S7 {
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96007 f) O3 S5 b% G) M9 H# P. R. n
We can see what is the best, when it is on its way up, worst?when it is prime(peak).+ |$ ?: d$ b- P

- k% q: o+ r6 kSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
. f4 H: k' Y6 w! ]6 N* b* L% S6 ICannot it be $270,000? Cannot it be $280,000?
6 b' X+ r; A" x9 t- f% tSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
" T. i& H' O+ O6 \; f) T9 BFor me as a property investor, I will always tell everyboy, it is a good time to buy,
# X' q4 D2 t. K. XFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 O8 L" y* L8 w* Nthen they will switch to my line and try to "HouHou" to push the market up.& ?' N7 x: a; l

& l: K/ o; s' JHuman weakness.
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Well, we are human, we have it.
理袁律师事务所
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
理袁律师事务所
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 ) ?# v# B& ~& D) X/ R# }
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,# g8 O+ q6 }! j- \: I/ A& i
then they will switch to my line and try to "HouHou" to push the market up.9 T0 h+ p6 L" g. E* f" G2 G
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Human weakness.
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: l3 J; e# Y3 P: b1 o* ~Well, we are human, we have it.

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$ l5 ^: N6 L6 d' \6 F呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。6 f! j1 e" V& p* e- ^) ]
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
( G$ H  V, F9 R( ]6 w8 |* @http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 9 t! X( n5 |/ P& ?" b: m( x

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永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
0 E1 c. T. f( RI hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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