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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.5 X+ ~: g+ }* N0 R
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
3 N0 X' S$ u& X4 H' S1 kIt is always better to buy when it is on the way up than it is on the way down.5 u, U% `6 |1 z
For example, the condo average price is around $240,000 this March, now it is $270,000.
0 G( x3 d# y5 ?  Q) z8 O0 SSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.' e" `/ Z" G; T: V8 k4 q+ ^$ ?" P& ~. |
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.; S1 K5 j& O/ A# y2 f0 w; x
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,0 k# k# l* B* D1 p! ?7 ]" _
your mortgage interest rate may have reached 6%.
9 E  V! o! z3 d- [/ t6 V# ~5 N$ @, HHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000( h) u/ U* x5 f( Q& W4 \
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 2 u$ X( W; M! ~' D& i$ p
condo with $1000/month rent)  Total: $344,040  J- B9 h* E' R$ @0 y/ a) G
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
  p) t2 b, P, t* w; O  U& ^We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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' u' G: E# v/ c) n9 [So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
) g) L" o/ l9 c, w: ?Cannot it be $270,000? Cannot it be $280,000?
4 v1 w' @- ~9 z" qSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.: g" y6 F" I9 Y) s8 W5 i1 U
For me as a property investor, I will always tell everyboy, it is a good time to buy,# X) x% O- v1 K% \6 [3 C( _3 v
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
& X$ c1 G2 ?, E: i9 Sthen they will switch to my line and try to "HouHou" to push the market up." R! g( s# I" d7 Z7 P4 U0 Y

4 R6 J* T. ?/ W( vHuman weakness.
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Well, we are human, we have it.
理袁律师事务所
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 $ |7 R2 p9 g9 S, l' E* P
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,# r0 Y. F( I$ p& l' `& X. t' h
then they will switch to my line and try to "HouHou" to push the market up.
1 ]6 m1 [2 r; k; l( z. |  F3 l2 [/ q$ \" w( w: I
Human weakness.8 k. d- K0 i) N5 A

4 _0 T/ ~8 O2 b$ f' \Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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7 `) I& {" {: L9 K: _# d. F6 Z能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

% t$ K0 O/ m9 |6 a4 w) N. H装不了中文软件也没关系,用这个:
2 L1 B) u, z8 h' v$ o- jhttp://www.o-cj.com/simo/index.php#
理袁律师事务所
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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9 k* ~+ ]" a9 D9 h: ]' s- x永远看牛或者永远看熊的,那是猪。
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  F9 A/ u& ~, }& G. V

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
; ]1 t! i# w& N& w& C- Z# y7 EI hope you are not 猪, and can have house sooner and become one of us.

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6 p. C2 `! s# c" PYes, I won't be bearish all the time.: n5 A6 S6 @' B; T9 e
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I will buy a house, at the time and location of my choice.
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