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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
$ Z7 {2 E( v" }; iHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
' h% W8 P# m. ]It is always better to buy when it is on the way up than it is on the way down.! j1 I' B& O7 R0 s) s/ n' ~+ |
For example, the condo average price is around $240,000 this March, now it is $270,000.; r( w& {; @& P7 m" w6 Z
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.5 w2 Q( q) W/ E; c/ U
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.! d! c/ W5 e, {. u
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
( V( \  a$ m' \& ?' u4 O( @( @your mortgage interest rate may have reached 6%.% W5 B! b- _$ K8 S
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.* G/ Q5 R1 U! r: F
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000' t" `, a5 x. _4 U6 ^) v% |
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same ' d4 `: ?" f( z! o
condo with $1000/month rent)  Total: $344,040
) d% @5 ]: l( O- Nif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96003 n3 [* Y" A* f( k  H
We can see what is the best, when it is on its way up, worst?when it is prime(peak).* `  U- c' T, ^* g3 ^' E; F, H

1 v: x1 W# I$ x0 c! t, c6 V# [So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000./ e9 \4 n+ L, z& c
Cannot it be $270,000? Cannot it be $280,000?" Q9 \6 d) b, [
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
4 v' m$ r7 w; hFor me as a property investor, I will always tell everyboy, it is a good time to buy,6 q' ^9 H  b" o% z; _0 T6 p; P, K2 D
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
: X) ^9 `9 U- w5 dthen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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" ]# H) q% u5 t7 Q5 L$ \Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
  W3 a; c# ]" c' L( gFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
, _6 P5 Y8 v$ C6 E% Gthen they will switch to my line and try to "HouHou" to push the market up.
  N: ~% Q7 L" H9 J5 |* M! M; @! x1 `) ?* f/ q
Human weakness.: I/ v# x: n3 c
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Well, we are human, we have it.

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0 m( J+ U! P, a& j呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。5 k' F0 T$ M  f( z& L
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:8 o1 J* N- H* t9 F  q
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 1 K* e7 i. h* U1 [: ?& m: n, m* Y

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永远看牛或者永远看熊的,那是猪。
& N! V4 X" |% _3 b$ f9 ~; v; W: r" t* x4 g# @

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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
2 ?5 x! A* }9 @- Y% S: |8 i7 YI hope you are not 猪, and can have house sooner and become one of us.

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" o' e5 D" W% \0 }0 b9 J: n2 a# `Yes, I won't be bearish all the time.' U  z( f7 _1 B) s; C7 G

0 O9 ]* Q: t  fI will buy a house, at the time and location of my choice.
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