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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.1 E$ e0 \# q2 e( G' ^6 F8 M& ^0 ~
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.- ^: ~0 l2 @3 s& f! V, P
It is always better to buy when it is on the way up than it is on the way down.
5 `/ J! q/ u- X& ]  n7 `2 P# SFor example, the condo average price is around $240,000 this March, now it is $270,000.+ b3 d' B' n+ |: b( A9 Z) Y
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
% n7 a8 e! i2 U4 l' H& V- N9 n' QI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
  [" Y7 r! T5 V% M; m$ Y3 S! \If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
' `6 `. N- j" ?5 w1 K. t0 Q+ Myour mortgage interest rate may have reached 6%.
1 F. o$ y+ o# q! f* U- GHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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4 A7 N3 E( Z4 k* z: w* W. B4 fOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
! q8 s3 ]4 q3 b2 T* s3 K! Iif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same , w/ j& A8 u8 l" }
condo with $1000/month rent)  Total: $344,040
7 P2 v- n' U+ I4 Dif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
1 l  U7 K. ]4 a" \  jWe can see what is the best, when it is on its way up, worst?when it is prime(peak).3 T* Y" g" D. R! }% r2 i
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
4 {6 p( U2 D8 y. V# P% U$ x& ECannot it be $270,000? Cannot it be $280,000?
. y3 V' g% V- b) R' }/ DSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine." w5 Y  t! c1 H9 K9 G* A
For me as a property investor, I will always tell everyboy, it is a good time to buy,
( v# \5 L9 D- @; |8 D- vFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
' k/ L# d3 k  m2 C4 ~0 d2 I: {then they will switch to my line and try to "HouHou" to push the market up./ x$ I" V( s- E2 e7 j
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Human weakness.; q' S7 M/ ]8 w
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
8 p. ^* L7 A$ }7 HFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
" g0 ^3 O, U( ^# s9 D1 Uthen they will switch to my line and try to "HouHou" to push the market up.
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% T0 K4 U/ D+ L  I4 x5 CHuman weakness.
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# F4 r* }) Y2 X( u1 bWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。, _6 b' L9 r3 i( ~% d+ Y$ q
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
6 S1 w% S, M% I# O: a+ Shttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 & X7 J8 M' _( s: [  w
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7 _+ B; s/ H) C% \( B  `7 C永远看牛或者永远看熊的,那是猪。! j; L/ L% {. g3 G) S+ U3 f

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
7 O( D3 G, b8 h' e$ A% J  l8 i7 nI hope you are not 猪, and can have house sooner and become one of us.
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: S8 a  x' Q( j: ZYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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