埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2091|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.+ H! b  [3 V' [% m
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
& ~& Q9 `  w  p: m  }$ q. yIt is always better to buy when it is on the way up than it is on the way down.* Y6 E, u, n7 D7 w" Q2 G2 _
For example, the condo average price is around $240,000 this March, now it is $270,000.
, B: ?: M0 P% ~0 E: mSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
% U/ a: ^0 }( B9 h: O& sI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast." e. z- }* n( \/ i
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
! E( o( `0 }. `. V# H/ A9 L0 r2 p9 dyour mortgage interest rate may have reached 6%.3 k0 u7 g$ X6 F3 x/ l& v
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate./ o. l/ z0 L" [- j- b
/ q! {% S. V; Y
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0001 k+ m7 R' P8 q# H" k
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
& A! @8 M5 Z8 B) ]2 n$ gcondo with $1000/month rent)  Total: $344,040; ~. G# K! T6 x, X
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600$ i9 R, s# n. \9 p; U8 G
We can see what is the best, when it is on its way up, worst?when it is prime(peak).7 v/ |/ I/ ?; c

4 ?  D  d0 p0 J* G& ?3 t9 xSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
7 {: x/ ^' G9 k$ R* qCannot it be $270,000? Cannot it be $280,000?  ~& Q3 l$ H( ^6 f4 l
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine./ O8 v  R, D; |7 k; T6 ], l5 y+ @2 K
For me as a property investor, I will always tell everyboy, it is a good time to buy,
  C$ A& g2 f' \: T* r* k! YFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,: O3 e' s. P( M, T
then they will switch to my line and try to "HouHou" to push the market up.
0 s! K4 M" c! |, _# ^% M2 I. \
, Z$ d$ O" f2 xHuman weakness.! k3 N+ A9 c( Y; d* b8 {
3 |& c& T- h& ]( r4 E6 X
Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
大型搬家
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 * |% u, }/ M; W0 Y; N) j( j
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
3 e/ R. M; \& r7 t( d: ithen they will switch to my line and try to "HouHou" to push the market up.
  d" x* D$ n8 g7 j
$ o/ A4 v' \( c1 r" u2 @Human weakness., S4 F- r  c: G6 K+ `0 @. {. |

3 R9 L4 Q9 B1 [6 jWell, we are human, we have it.

, S: }* T: s0 n2 Q& v& U4 H& Q) l
  X7 l" Y4 D& b7 V1 v1 k( Y呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。1 A. ^' O* Y# X  W/ f# W
" G. Q; n- n3 }- s- }* |. Q
能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
4 L& v/ [, c' ^. E; O1 k
装不了中文软件也没关系,用这个:9 `9 N5 Z; z# K. m
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 6 L0 B: T! f3 o* \* O$ ^4 a
. }2 ~- b" R' [* A8 l# R; C# p

, E/ o/ }: d$ i) ~/ M4 U永远看牛或者永远看熊的,那是猪。+ w6 l/ a1 |3 A( U3 P. c7 I2 c

! _+ d5 p' ^3 u# Q) T7 Y# [; F: c
) q3 V) ]) j1 m0 H  r
) E! r  R: [5 b: l
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 " G1 e( E5 B5 n2 x* F* k7 V4 a) `
I hope you are not 猪, and can have house sooner and become one of us.

. \' I5 L) V0 v2 o! ^1 w9 o) T4 o& ?6 B
Yes, I won't be bearish all the time.3 h: L% Q1 A' D$ ^

& b+ K2 p, s$ Z# J! ?I will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-6-12 05:22 , Processed in 0.473889 second(s), 19 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表