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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
  p+ H, J; n- c8 k5 ~9 r! `/ Q- X# u: [However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.; }) k2 R5 A' ^7 v* _$ h; X) j: [
It is always better to buy when it is on the way up than it is on the way down.
* \* v! {4 y/ B, }& @% ]$ G$ R( YFor example, the condo average price is around $240,000 this March, now it is $270,000.
* I3 @; _9 n" ~Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.1 x! I0 C/ s) S; F1 ]
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
. t6 t' H6 a8 r3 }% vIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,8 k- y; F. H" a6 W, D* H
your mortgage interest rate may have reached 6%." a: A" I; m: L) @7 _: B' H1 k; R
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
' R( F$ f2 R; g6 F% \) Jif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
  E& K3 r/ A, H  R  M8 c1 o0 j$ Ocondo with $1000/month rent)  Total: $344,040
6 E% R; r- b5 o2 X9 cif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
2 G; T9 v3 G9 y* j0 u4 nWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
6 M$ R) b3 G; u% p4 _$ ]Cannot it be $270,000? Cannot it be $280,000?0 S! C7 {4 {1 ~! H6 ^
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.1 _! b, I: W6 f
For me as a property investor, I will always tell everyboy, it is a good time to buy,4 |. Q: j1 |% W3 J$ h9 d
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 z! r* e  l! S( b# Z6 p  z  ythen they will switch to my line and try to "HouHou" to push the market up.! ~  x, K3 D2 C, @. g
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
) U1 e; i; _* e& zFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
5 T6 E1 m9 ~. a& ]# @6 j1 `then they will switch to my line and try to "HouHou" to push the market up.
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+ Y/ G/ m0 q2 C% LHuman weakness.
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  y* m( X( {! W3 S1 vWell, we are human, we have it.

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0 g; O/ U/ ~1 f6 v( j4 h% F呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:1 |0 a# I- k. l: e
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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2 h7 \/ M9 F& I& f1 e2 t永远看牛或者永远看熊的,那是猪。% z( F: G) ?5 A4 Q

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
( V) s, E) G2 m) o) C7 }/ ~& K8 DI hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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