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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.- e1 d4 ~& ]7 O1 W
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
; f- ?7 W. h! L8 v8 mIt is always better to buy when it is on the way up than it is on the way down.  {2 K* \: m# ~$ I8 p3 h& L
For example, the condo average price is around $240,000 this March, now it is $270,000.# H4 Q8 z+ r1 a+ z" P
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.& e. \) z6 w* I
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
1 p( d  z5 y7 [) m0 JIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,. I5 T# f4 t* F3 O
your mortgage interest rate may have reached 6%.4 @: u1 n4 k- S2 `" s$ v
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.; x7 ~, Z$ W3 v# R; R( W( @' W3 b

) F) @8 B& D2 EOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
5 j, q& A' m+ ]if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 5 x# {5 C5 c1 g1 b) M
condo with $1000/month rent)  Total: $344,040
* q1 r2 R) h4 ]* A( @5 vif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96003 D6 [7 ]; \4 K' k4 \7 ]( l; }
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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  ^4 [! u( t9 q$ h3 xSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
  P8 v4 f" r4 b$ s0 bCannot it be $270,000? Cannot it be $280,000?
0 W% s& x& I- a! @) ^* P; FSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
6 Z1 V* H4 W7 `, K  k% |4 hFor me as a property investor, I will always tell everyboy, it is a good time to buy,
* Z0 K0 U6 H; j* X* D8 B! fFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
# {  t  J+ E1 O1 ?then they will switch to my line and try to "HouHou" to push the market up.
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" d- A) I, p: ~$ d' t( _: s3 U7 RHuman weakness.
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* T+ O0 i& p- sWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
理袁律师事务所
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 0 \; b5 V# m+ l* p9 }* V% m
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,, n" c- T; J) b- n
then they will switch to my line and try to "HouHou" to push the market up.
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& a! g: @* g3 O- [' c4 A. @Human weakness.
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. a: h. \, Q0 GWell, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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! f! u6 c) R) G, e能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
3 ^; M1 R- J7 Q7 q' O- Ahttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 : s8 f. Y5 E; u; `
I hope you are not 猪, and can have house sooner and become one of us.
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# y! {4 a" d& b4 N9 H. ~, [8 eYes, I won't be bearish all the time.0 b! N* f- v* J* }/ @! C$ W

0 K8 x! d; u7 }3 R" YI will buy a house, at the time and location of my choice.
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