埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 1972|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.' {, `' T/ v1 [
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
% [* Q4 t" h9 v" O( n7 LIt is always better to buy when it is on the way up than it is on the way down.
9 F, k0 `; U  E3 s& kFor example, the condo average price is around $240,000 this March, now it is $270,000.
' z. U& x7 Y: n' Y0 \) nSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.* h' w2 D3 z' n  [& @
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
* `+ ]* W$ F2 O5 |$ TIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
+ C% ^1 Z& I) B% U4 Gyour mortgage interest rate may have reached 6%., k3 |* T  a- |
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
- }1 c: f1 B* w- P
* t; n* Y" d9 f& [OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
# T) Q  j2 r! Jif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
, F. U8 C' _) H; e2 Bcondo with $1000/month rent)  Total: $344,0404 E/ Y2 a3 X& P" V! Q" g
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
- p' O  u5 S& d; |4 u6 i! iWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
, P& G" N4 p' ^" `* y% a5 Z! q' q. E5 V
So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
' x; |! B2 C' H' @+ L7 m/ d. wCannot it be $270,000? Cannot it be $280,000?
- z( K' P* w: p' d) [( G" o5 ZSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
( J8 L# @: ?4 W, n6 w7 gFor me as a property investor, I will always tell everyboy, it is a good time to buy,
, Q3 w, X9 P' k2 Y" g* J3 fFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,/ u& m% f9 t& k3 Z) \4 N
then they will switch to my line and try to "HouHou" to push the market up.
2 ]; @: K( [6 ]; P! Y2 ?  }$ z% W0 O' }( L' B. q. f
Human weakness.! Q; \# g. w: o5 i( w- \7 I* t

3 a8 M$ i( [1 pWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 & u* a" E1 ~/ F3 P: l6 n
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
) C) W+ Q7 G1 M4 Athen they will switch to my line and try to "HouHou" to push the market up.$ ]: d' o" A$ I& L( |
! H4 ?& b+ r9 p$ v3 [& f; _. Z
Human weakness.' O3 W4 w5 ^0 t, P' {! \
5 K, ]6 c/ L$ r' s
Well, we are human, we have it.
5 M% o9 n4 C% p0 T+ I+ w

: P# Q( j8 x. M1 T& a" ^5 }# [  R7 b呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。8 s3 h" @- Z+ J/ C# I3 H7 ^2 s
+ x" ~6 P# w! ~6 k) s# J* P  J0 @
能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
理袁律师事务所
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

. Y2 s4 p, L5 ]& M装不了中文软件也没关系,用这个:
- C1 ~$ H& ~5 J" p( Dhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
/ c6 \3 t" ^1 j% |1 Y6 i( ?. W+ n7 d3 J( O
& N7 P' Z  d* H3 `8 }' f
永远看牛或者永远看熊的,那是猪。& |- o, P! V) Y) Y/ R5 V

+ t1 V, s; D) [: F: n. R0 Y

" k, D% n6 C- @# K8 K$ A
- W* g$ K3 `, Z6 I8 o) O3 }% f
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
4 E& Y6 A7 |  NI hope you are not 猪, and can have house sooner and become one of us.
+ O/ P1 t+ B" s2 F+ q) o
, j! \0 y# K2 |) s
Yes, I won't be bearish all the time.  I2 O5 U, H* n9 M) I+ n

" u$ L3 i, q# e# X# e: Q0 N& ~I will buy a house, at the time and location of my choice.
大型搬家
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-4-15 21:45 , Processed in 0.125753 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表