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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring." }# p! R. L: [" K( V
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.( E- R/ ?6 J7 |8 m
It is always better to buy when it is on the way up than it is on the way down.; y# k' S4 m* g0 ]+ r
For example, the condo average price is around $240,000 this March, now it is $270,000.
& c" Q8 G) X/ b& K! K# Z+ MSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000." Z0 ?6 V, L( t. [, @) e# k
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.9 D* m  K& n$ y
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,$ q$ P$ u6 h( e+ l
your mortgage interest rate may have reached 6%.) e( A& {- w: k/ y2 S- S
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.( {( ^6 |& f9 V1 w3 ^' L
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000) d# Z$ D* Y4 U2 [& \: S+ G
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
: p8 |8 y' t# C$ p. vcondo with $1000/month rent)  Total: $344,0401 I+ ^. ^1 S4 T( y8 ~
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600' l; i8 I  B( w6 L4 }
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.6 A. K5 N- D. x" d/ o# u, n$ ?
Cannot it be $270,000? Cannot it be $280,000?
  @$ f+ N" n3 K1 k% x# H4 VSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
0 v1 ^$ @6 ]* t" O& f( JFor me as a property investor, I will always tell everyboy, it is a good time to buy,+ R; z' d6 Y: i: x  Q% K9 n* p
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
; o* X0 A" P* C# Ethen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.$ H. e) k1 f7 }9 g
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 , ]+ J: K, C1 T0 I
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,) R$ M8 {6 l( {# @
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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Well, we are human, we have it.
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4 z: O6 z* z, ^% W* F9 I呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。: F! z  k: h2 E9 S7 s

! C' V1 s5 E% d  \能在恰当时间改变阵营的才是识时务者为俊杰。
大型搬家
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

# \# t- s2 j& L/ a2 {+ j装不了中文软件也没关系,用这个:
5 x+ v9 s* u$ L& Zhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 8 W& [) `5 W. M! d2 w
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永远看牛或者永远看熊的,那是猪。
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表   }3 p* y: e/ A" o1 E; _3 D
I hope you are not 猪, and can have house sooner and become one of us.

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+ x  [, M: V, B( BYes, I won't be bearish all the time.
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0 ^8 z8 n4 A, L4 }! `* cI will buy a house, at the time and location of my choice.
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