埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2230|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.! c  _# @" K/ T2 d* v4 O
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year., m9 M  _5 f" k- L& E2 C
It is always better to buy when it is on the way up than it is on the way down.
$ q# z0 p# c1 G, v4 d% n: yFor example, the condo average price is around $240,000 this March, now it is $270,000.
5 V3 [. ~4 Y3 Z7 R( sSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.: G; g/ R: @+ h0 C& _% W
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
9 l' a! F+ u. @0 C! _$ \If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,  @$ X5 N1 |+ L& c
your mortgage interest rate may have reached 6%.
  j6 s& E1 d& ^- ~House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
0 l  b1 e+ k0 r; }. ]- s% i
4 v* k' L& K. x, `+ XOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0002 s6 ~  v3 L' V6 Z* P
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
: T% ^: A1 |+ I* y* Y7 s. X" p* |condo with $1000/month rent)  Total: $344,040* ^5 F; e) q& C+ t- {) t& o
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96006 _4 H1 a; W1 A! {6 B0 {
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
) Z  A: t: y) A) n8 |' D# R8 Q' {5 U' L6 S
So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.% N/ p" K1 a6 ^/ A# E
Cannot it be $270,000? Cannot it be $280,000?& H: i! a3 ?+ a0 t
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.7 r8 o) X* j8 k* A; H) Z
For me as a property investor, I will always tell everyboy, it is a good time to buy,
7 a. D: T; j. K; b; f( v: ?For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 G0 ]9 [1 X$ T1 sthen they will switch to my line and try to "HouHou" to push the market up.2 M  v' f% J8 @  V
2 z1 T% M/ r& \5 x# D' X  h& |
Human weakness.  c8 e/ w; E) M( @% l8 A1 X) l( Z
0 }* B; }: D( e5 M8 P
Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
大型搬家
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 - ^! I* N% g3 X1 u) E! m
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,* Z9 \' d% n1 E2 u9 ^$ D5 j- x
then they will switch to my line and try to "HouHou" to push the market up.
8 G$ _! f! d' V. i- y; q
6 }' M5 s& w& a5 Q+ {Human weakness.: D8 x: _: }( B( ]% S

, G( u2 V7 \6 d, M( |" R$ ^6 xWell, we are human, we have it.
# l$ c/ }! O' P. b! b

  a) ^8 x4 t4 p3 W/ q$ _: f  m呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。5 u0 A5 Y* Q' f9 f
# p2 N) K9 R0 ?" i* g
能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

2 d0 ^" U% a( `1 P7 K7 Y装不了中文软件也没关系,用这个:
8 I; ]% Z$ f$ t/ Z+ @http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 ) W: g! l* H; l0 K$ `$ q" p

, b! H5 V) `$ k/ O
  s$ v7 [3 }6 f永远看牛或者永远看熊的,那是猪。8 R) \) r0 C; H, M

) r! T! n* M1 K2 v! A
2 ^* J2 ~; S0 v3 W) s

, j( [& i) \% y7 ~8 y" G2 p
理袁律师事务所
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
# w+ t3 o1 g+ |( }; PI hope you are not 猪, and can have house sooner and become one of us.

! g$ k* s+ x9 K! q- k# |  x
- g* s8 {3 G5 \9 T5 e7 ?, P1 l1 L: sYes, I won't be bearish all the time.
4 A- _- o% P+ c& s+ l7 k0 u7 l8 w7 ~) n' O1 V9 o
I will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-8-1 15:21 , Processed in 0.148415 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表