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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
4 J! E  H4 ]" ~4 R4 @3 T; \6 ]However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
# u2 }3 o) X& `4 h3 CIt is always better to buy when it is on the way up than it is on the way down.
+ M4 d3 e7 t2 g6 y2 p' CFor example, the condo average price is around $240,000 this March, now it is $270,000.0 n  N. g- w% {1 g, b0 q
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.! X: \5 \6 R) D% F! E* t8 r/ x% t
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.2 F# V6 v. i: M2 v
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,+ t* E& x  y4 x/ t0 Y5 a* @
your mortgage interest rate may have reached 6%.
" F- N/ e5 w# F8 U. m4 DHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.# m) c0 o: |/ Z( v, j

9 t: m: D! S( ?4 O' sOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0000 o3 M$ A9 ?+ @  z
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
) v. P8 i, w! ycondo with $1000/month rent)  Total: $344,040
/ [/ m/ H( v9 O* ^# b5 A& Y6 ~" lif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
6 a. j0 s$ N5 W3 d9 F; |8 E6 oWe can see what is the best, when it is on its way up, worst?when it is prime(peak)., p9 k" {( B. _& u  b
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.! I+ X0 i4 l& R' s1 {0 Y
Cannot it be $270,000? Cannot it be $280,000?% O* X- |5 M" t8 s; j& E
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.. t7 k0 u% g- }0 g
For me as a property investor, I will always tell everyboy, it is a good time to buy,5 v$ G: P3 f, J' F. I4 J8 a( q% i; v$ w
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
7 n* d- r1 ?, l' a- Qthen they will switch to my line and try to "HouHou" to push the market up.
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( E( G) ^/ V7 A1 M2 }; jHuman weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
1 m' c% K5 v9 u0 l/ J" ZFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,& Z* C5 c6 p. L$ _
then they will switch to my line and try to "HouHou" to push the market up." W5 a9 m. ]1 X+ K

8 k! E$ @4 Y0 v8 r4 D9 gHuman weakness.
/ q9 I/ H9 O/ F- D& Q' }" u. m/ d( i# {3 K
Well, we are human, we have it.

4 [1 d1 O7 r+ u3 s+ [7 [% g) _# Z; F" P3 U( n2 X7 K
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
9 \& M, `* o2 V9 x) z" a
装不了中文软件也没关系,用这个:
' Z# i4 r$ S6 V% p. s. b. mhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 2 w3 U# l$ k* Z2 I3 D/ |# u6 h
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永远看牛或者永远看熊的,那是猪。) R- s1 O) v1 d/ O$ p2 R1 c
7 j2 }9 t  _2 D+ U
9 i5 b) z' U- t- {* H* D

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
0 t0 N, J9 c- U, d( dI hope you are not 猪, and can have house sooner and become one of us.

# a$ B4 J4 l+ O: Z  j
) U1 M, d: F8 S) z: QYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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