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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
$ v3 V8 p5 O( n8 a! f: iHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
5 Y' A, r6 _: ^) r0 gIt is always better to buy when it is on the way up than it is on the way down.5 o# P7 ]4 W  L1 _
For example, the condo average price is around $240,000 this March, now it is $270,000.
# i" x! Z( X/ c4 t) bSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.* K1 t- h% I6 z1 Z1 m2 O% C
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.% v; H# e. D# r' y/ \
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,! o. C* p! o( @6 [/ w
your mortgage interest rate may have reached 6%.3 X* {; u  [0 B; w' F/ B/ J! v
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.8 E7 g/ N1 H  g$ p' h
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
+ c( Q! W! W" \+ K! ?8 I2 Kif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same / [, C7 J/ N9 \6 k
condo with $1000/month rent)  Total: $344,0402 V# {7 P$ x2 r' @  H( @! I
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600: W  p) C' \5 n& D
We can see what is the best, when it is on its way up, worst?when it is prime(peak).; T9 v7 v: a$ Q* `) u
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000." x4 g: I! ^3 |* y) f
Cannot it be $270,000? Cannot it be $280,000?' ~, e* }  M/ C) o* y
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
$ E$ H' @. J7 v! f4 E- \$ TFor me as a property investor, I will always tell everyboy, it is a good time to buy,
2 h8 }  p: w. `* V* yFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,7 N1 J: ?$ H: I- k
then they will switch to my line and try to "HouHou" to push the market up.
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4 r7 w5 T( B, X5 O# f9 i/ H) CHuman weakness.' e- w% k& m  D) Y# s" |, Q

  [4 W% Q5 `8 x& n8 V) ~9 n! F0 \Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
. V% W9 L9 @! c( A+ S$ E' pFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
3 @4 F  ]' x7 d. c! R) ythen they will switch to my line and try to "HouHou" to push the market up./ [/ I5 B5 u3 F( i" b- v0 p

6 o9 I# `( X2 ?: [Human weakness.
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9 Y+ x: V% i4 t, X$ T& ]. K# }, T% nWell, we are human, we have it.
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) K! n8 z/ O1 y* F6 {4 \# T呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。3 O/ x* P; P% j* F! n
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
' A5 O2 B( g2 m& s+ \9 {' l  N4 |http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 : H8 q* }4 ?8 S- u( O$ ^# e, R9 o! D& t$ a

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永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
: U+ o5 Z/ t! ^( S' I1 S6 oI hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.7 Q! q5 n/ P$ W, U

2 K& x# F2 h; X* N, }I will buy a house, at the time and location of my choice.
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