埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2471|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.4 I; t8 [3 n" _* Q5 p
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.0 K7 D8 w8 b! Q3 c2 D/ S$ m
It is always better to buy when it is on the way up than it is on the way down.8 n$ Z. Y7 Y% b3 Z2 Z7 X
For example, the condo average price is around $240,000 this March, now it is $270,000.
  z+ d' O& O% B& G( Q% z9 s- B) |Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
$ A. J8 R1 s2 F8 T- DI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.% ~! u7 X3 p- T6 {, E
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
. ~  i6 T9 l0 C  `your mortgage interest rate may have reached 6%.
& N& s+ A7 M' y5 pHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
* I% |1 b+ B1 T2 e7 T3 a' a; J5 T- a2 d& U) @& Q2 U
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
% a* T; m7 O+ f- u; i5 m! Yif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 1 Y. H# P1 w" D$ ^/ d6 Q  }: [
condo with $1000/month rent)  Total: $344,040
; m9 ~. U2 [: H6 m* d0 i: Q5 t( Rif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600. b6 T/ J9 n5 s9 I! Y5 v' y7 e1 e" ]
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
* b" z4 F) M: u# |2 v" b, \8 [0 W$ ?3 M
So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
' @& N6 x3 k9 l* {Cannot it be $270,000? Cannot it be $280,000?
2 J! k7 U( k! d2 K/ MSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
0 ?* i5 S6 ?  @$ @& j; e/ RFor me as a property investor, I will always tell everyboy, it is a good time to buy,
6 u" @. D' {" v: yFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
- }& j  S* c! U) bthen they will switch to my line and try to "HouHou" to push the market up.$ w. ?1 _& G" z7 K. L9 K+ p

- k6 ~0 G; \+ z! \; ?Human weakness.2 B0 R/ b: G7 \. m' I( y
0 M+ x( I7 W$ ]' h( ?/ N
Well, we are human, we have it.
理袁律师事务所
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
0 Z( i3 Q, l$ c. b# U. Z# @For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,! [4 \; o/ H$ V9 {4 u. P, l/ `
then they will switch to my line and try to "HouHou" to push the market up.
) h1 B3 c1 f  W6 U. q, w8 r( U3 O- o- q
Human weakness.# Z# @7 e, t3 p! a; b

0 G. w5 M' @" T. I- l6 oWell, we are human, we have it.

& ~& ?0 l8 o. d6 Q
' v9 z4 {; R2 z* A4 i  Q% F5 a呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。: M: }. L" H( p$ J0 }1 o" ^- z& o5 @) Q
$ Y4 U. h& n% A
能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

. T3 x) H( O  B) O4 b装不了中文软件也没关系,用这个:4 [7 G+ v( b, ^$ u7 ]. V
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
" H& Q- s' @3 A* `/ q- }
* Y8 a' C+ |: m
" H, ^3 s4 R+ w2 \/ A8 o# V3 j永远看牛或者永远看熊的,那是猪。
- D8 k- ^/ P7 L+ g8 |9 t$ @
1 T3 i  J. p3 X' l7 N7 F
/ G, b! @5 D# t7 S. J3 t0 _

8 t2 R% K& x1 g8 B& p/ \& }; P
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
: h7 X$ X% v2 Q, i' yI hope you are not 猪, and can have house sooner and become one of us.

  v/ W9 {. O8 X5 r! Y2 p2 s" r
5 J5 |3 ]) a$ J. t7 A6 ?' _Yes, I won't be bearish all the time.0 T# m% B  k2 D# w' ^7 w
9 p  ]: q& f) H, s6 S8 R- t  m7 D% Q
I will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-9-18 10:51 , Processed in 1.236208 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表