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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
; I2 u0 Q* ~' aHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year./ a; K- \0 Q/ c3 x2 x; h; _- b
It is always better to buy when it is on the way up than it is on the way down.' ^7 o; w' h( L
For example, the condo average price is around $240,000 this March, now it is $270,000.. W  ]" ?; \) `+ j
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.  w) Y1 H5 q9 @+ @
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
( ?4 y1 Y1 N1 H6 ?( @5 Q% KIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
; [/ [! B% |+ yyour mortgage interest rate may have reached 6%.
" A8 E/ c) P5 E2 ?  E' m' bHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.; Z0 u! p( M4 _) c' _" \

6 J3 E" R4 y% U/ E* S8 [2 ]3 e4 g/ x( MOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
2 X  }7 n; W; T' t) Yif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same : Z% t; Z  w" H$ r2 C' d
condo with $1000/month rent)  Total: $344,0407 T( L4 |% K' p( N! b1 n
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
5 k1 x# p2 U0 {9 d6 b3 P  b  JWe can see what is the best, when it is on its way up, worst?when it is prime(peak).; K6 v1 S) e& E- y

6 }$ A! y7 [" E5 R$ MSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
/ b9 Z2 R# `  _  _4 H  E! ]Cannot it be $270,000? Cannot it be $280,000?) r, x" i* h8 M& ~  ?
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.6 W, ~* q$ ~4 @: G' G% A5 w. J1 T
For me as a property investor, I will always tell everyboy, it is a good time to buy,: y1 ^* }3 O+ M6 p+ w
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
1 K% {- X" B9 ^; f/ jthen they will switch to my line and try to "HouHou" to push the market up.
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4 W' `0 g/ G5 z3 B# B5 x; \$ I: j. |7 PHuman weakness.: V+ M, o0 T3 b  G& C; a% Q
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 # K8 e, d$ E; \6 s
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
5 p1 N$ ^; z( y. Q# B5 Ithen they will switch to my line and try to "HouHou" to push the market up.
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# T' C7 ?* m8 dHuman weakness.
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Well, we are human, we have it.

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! s3 }! V7 j& ^7 E; j呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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$ x+ H( ]1 j) b) g7 K6 H- U9 R能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
9 s4 @& ?3 B; U6 ?# B6 J6 Yhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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" Y% U; [7 B. c2 d  I! j: h永远看牛或者永远看熊的,那是猪。( G( ~7 j0 h  G6 _' G. G
; S( n1 b7 B0 v& ~/ }# F. v

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
! n4 y4 B, o- ?I hope you are not 猪, and can have house sooner and become one of us.
" U/ k( _2 e! \# \8 L

$ U$ Q3 K: w4 Z  m  ~Yes, I won't be bearish all the time.) n" C9 D8 l/ d' W: w, b# I( V8 T/ m
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I will buy a house, at the time and location of my choice.
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