埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2161|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
: |& T9 P! g0 jHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.! O1 Q7 c' e/ c( P7 Y
It is always better to buy when it is on the way up than it is on the way down.7 S( y3 [; O2 o6 ]
For example, the condo average price is around $240,000 this March, now it is $270,000.
, g. \, \3 Z! f7 H8 PSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
' t3 j4 I9 x1 Z2 @+ |I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.( p1 w) `, V4 y  X; j! h5 v
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
! f5 F: _7 X! Gyour mortgage interest rate may have reached 6%.% N% f( N0 ?, Y
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.; E  b7 `3 }# m' `
0 T7 Z3 h% i- I4 q9 Y  S9 G+ s
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0007 s/ A, J$ h$ Y8 X6 u! ~0 H7 C
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 4 }0 ~5 m& e' f! y* q
condo with $1000/month rent)  Total: $344,040
9 V. A& i/ S; J9 U& Iif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
" J# r; \2 ^2 p: C& RWe can see what is the best, when it is on its way up, worst?when it is prime(peak).! e% v6 S0 Q6 o- ^; L( Q
: e$ s/ m6 `' M# g3 R6 m) t0 F( n
So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.8 w% f) ^, J$ N3 G* k$ E, u
Cannot it be $270,000? Cannot it be $280,000?% R0 R7 Y) v* T. N5 u. L6 Q
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.0 j3 [4 |" t4 H; a6 r0 W* r1 b
For me as a property investor, I will always tell everyboy, it is a good time to buy,
: p. B1 f) E6 t0 m4 NFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
) e8 P7 r& N7 @- z4 l/ Y4 G2 B, Gthen they will switch to my line and try to "HouHou" to push the market up.# i$ b9 K$ o& t7 o1 H& ]

" h; d7 N0 i) X5 UHuman weakness.
% I; y% u  s3 n$ B7 C$ _. Z  y- G# O) O; @3 K
Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 # m  A- [# T' `4 c0 x, b. k
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,5 d- @, o- T% B( H
then they will switch to my line and try to "HouHou" to push the market up.
% K4 S. u/ I% r7 `4 b" R% b% q6 C
Human weakness.3 n8 t) i4 S! o9 t3 Q- P

+ ?# \& S* _; V( W, D- ZWell, we are human, we have it.
7 L- A3 p6 p* i. V4 a; e5 S

$ T0 i- [3 |0 B3 s呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。! n5 D; l2 q1 u! k% }6 a$ G9 X

, w8 B" P# G/ V% Q) h# j" [$ ~: _能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

' y! {2 ^, y9 X. E( e& \- l装不了中文软件也没关系,用这个:" c: [8 n0 F7 r4 d! _6 ~' n& H
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 * S8 P, b5 v* V3 Y  v

- n4 ~$ v" O, z; @6 ^7 @
5 E) r8 x" f; P. v% N永远看牛或者永远看熊的,那是猪。
+ L& |6 U/ {: Q1 K/ c8 \1 R  b& D4 D; ^& W

1 A% h2 r8 v3 g( z  ]& w, ]3 [
7 T7 f( x- N) \4 z8 |
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 5 l3 ~5 u# I  q
I hope you are not 猪, and can have house sooner and become one of us.
- V" ^- c9 ?4 b: S' ?

# S: s/ H+ X- ]3 v! ?Yes, I won't be bearish all the time.( p0 \0 e$ v$ k& ?) y

9 e  \- X5 n5 ?' W& k2 iI will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-7-2 16:24 , Processed in 0.106526 second(s), 19 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表