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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.2 I* F4 W+ h3 v; P. t/ q
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
+ W3 v  J' ^7 o( }6 B# UIt is always better to buy when it is on the way up than it is on the way down.
& I; @  I& m) lFor example, the condo average price is around $240,000 this March, now it is $270,000.; U6 O  R5 r0 X% J
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
! O( T' _& t0 n7 }5 F8 T( oI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.4 d3 Z: ?5 x  X% F! H8 w
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,- O8 F  H$ p! @* u/ o& ^8 j. e
your mortgage interest rate may have reached 6%.
3 D, [. m' x. E- j1 K- O5 aHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.: `' |; A! P) I$ r5 m6 P4 U
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
" y- w/ ^1 k2 ~8 Wif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 7 J, c( {2 F/ J/ J) {
condo with $1000/month rent)  Total: $344,0405 M* _0 W% c2 t0 q* w
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
4 |# w  p/ H9 Y" eWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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; w) L( @! B0 S+ USo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.* f& ]: n; }# Z) }1 z6 v3 E8 C
Cannot it be $270,000? Cannot it be $280,000?9 u7 {9 p0 M5 c
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
; U' o# O+ {0 L% V' w! h; PFor me as a property investor, I will always tell everyboy, it is a good time to buy,4 t* x$ ?) D& O# o( a& D5 g
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,* J2 D0 E5 ~' d3 x, y6 P+ L. O5 r
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 ' F& l+ @/ {, R7 V. ]; }
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
4 [; i. ?0 {% g) q' k1 m% T! y3 Gthen they will switch to my line and try to "HouHou" to push the market up.5 }. j: f7 F! ~: X; U

% B0 G/ X  c5 J; K! E. nHuman weakness.
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Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。& Y+ C7 s3 m# G1 n

2 b1 ?4 r# v( x7 r能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:6 {4 i3 x0 u# g! F3 s3 A0 |- Z
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 9 x2 H: W& |8 r$ ~) k* U' J

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永远看牛或者永远看熊的,那是猪。1 z, H  P0 C" v; O8 i' W& M6 Z

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 1 J( F$ T1 ?8 t1 @3 T5 ^4 f% s9 h4 w
I hope you are not 猪, and can have house sooner and become one of us.
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& y$ k$ K- j  k' _' PYes, I won't be bearish all the time.
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9 K" B( v9 |# `) d2 u' dI will buy a house, at the time and location of my choice.
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