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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.0 C) p% x, X0 _: X/ Z5 p( g! i' a
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
% ^5 l3 F3 P5 H2 X  W0 K! D: s6 Z" FIt is always better to buy when it is on the way up than it is on the way down.
+ l* R( E: r1 t+ E: A0 }+ Z4 fFor example, the condo average price is around $240,000 this March, now it is $270,000.( B/ L/ d' r6 |
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.% ~7 d6 P( q( p  N: ~% f) R, C+ H
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
: I& E( o, z/ D! R" ?8 N2 n. P9 mIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,- h) B5 U9 B. i5 E1 m% D; h$ _
your mortgage interest rate may have reached 6%.
5 ?! T5 s: X. p7 c" c  ?House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0005 S& F" W/ C" ^% Y1 ]
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
) ?5 F2 h9 C! u: Scondo with $1000/month rent)  Total: $344,0401 a# I# L( f$ u+ k
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
7 R& \- O! n6 N8 ?We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
2 [" Z" U8 G, ~9 x- ^' }Cannot it be $270,000? Cannot it be $280,000?- s( O9 q( @$ a, S. |+ {: s
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.9 x/ z- `/ A. u7 Q% z$ y, Q
For me as a property investor, I will always tell everyboy, it is a good time to buy,
/ v$ B8 b  C& o0 C) u, ^. }2 D5 T2 [3 jFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
4 k3 F! g* Y( v0 G" ?then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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8 _" q' b/ m1 a: g8 v% i$ FWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 $ P$ d; X( z$ d( B) p
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,3 C9 R( Z3 E9 e$ W" ^$ q7 k1 s
then they will switch to my line and try to "HouHou" to push the market up.) l/ V; R4 z0 ^& a6 w
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Human weakness.% }$ V. k$ K& J1 Y4 o. o
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Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。, B5 M, o$ i# H4 z4 E
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

& l" [+ t+ p: S, ?! L/ _装不了中文软件也没关系,用这个:
9 R  z* v. C  t3 Khttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 ( m' ?4 }3 A$ l7 k

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永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 : P$ j8 J5 K4 c8 k  ?
I hope you are not 猪, and can have house sooner and become one of us.
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3 [4 |7 Y6 o- tYes, I won't be bearish all the time.
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# z: B1 p& k  B: A' d' gI will buy a house, at the time and location of my choice.
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