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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
( n- N' e8 a0 y( Y% U! jHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.+ a1 t% c+ F( K) o
It is always better to buy when it is on the way up than it is on the way down.
+ j! ~+ G+ }4 L. O  N3 f; @' |& ~For example, the condo average price is around $240,000 this March, now it is $270,000.$ x( x& H! \% P- s! ~
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
1 r8 ^# k2 z9 |9 b" A, F6 _- YI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
* ]7 {8 i8 X2 p! ?! i' L8 zIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
4 J. j* y% V7 E3 C* xyour mortgage interest rate may have reached 6%.$ b( L1 O3 Q0 R& M
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000+ Y8 b$ T* _3 H# m: j8 M
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same # \/ D$ ~  w3 a
condo with $1000/month rent)  Total: $344,040& _. x# @/ q6 ]8 n' |* W% w
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
3 F( g/ q% b, x0 A2 g0 nWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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6 b$ \+ L/ F+ H" U: C/ M/ M4 F3 }So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.! t; I. n% R$ [% ?
Cannot it be $270,000? Cannot it be $280,000?
- d6 R4 T2 ]/ g9 Y) }; B8 LSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
2 v9 S4 l5 ~5 G& p0 ^For me as a property investor, I will always tell everyboy, it is a good time to buy,: h: ^0 E6 t8 Q* v
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
0 |: }& u* |+ e. O5 B) @then they will switch to my line and try to "HouHou" to push the market up.
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8 }* Y9 g5 n4 k$ A3 z8 M% YHuman weakness.* D& w9 h! t1 J$ b
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
5 ~% x* T6 F+ |7 d9 WFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,. O, ]- u* E, l
then they will switch to my line and try to "HouHou" to push the market up.0 X: V" k9 v6 C0 q; u9 n2 a

9 h3 [! D) ~6 ~8 y2 M3 vHuman weakness.
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Well, we are human, we have it.

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) H. D4 U; w7 W; r) J呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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6 x2 |  {- w: |能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

) L7 k2 E+ R1 b; A9 f. T; ^, N装不了中文软件也没关系,用这个:1 t  g% j0 w1 E7 j: T' W5 T0 L0 e
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 5 w. @/ f: {) }8 v$ w" R

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- H) T% u9 q9 y+ ]9 @' R* Z( Y永远看牛或者永远看熊的,那是猪。
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) e2 N! T; _1 l- r+ ^- V) W, T) S

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6 t0 c" \$ I5 r- M% ?
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 - \6 t6 ?  j5 S
I hope you are not 猪, and can have house sooner and become one of us.

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- g' Z# @! O) z3 wYes, I won't be bearish all the time.- j) P6 g; A  R* S5 F; Y5 Q

: p- g# `  ^3 q. l" Q1 j+ yI will buy a house, at the time and location of my choice.
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