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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.& D+ @% w/ z6 `( I' ]) v& R+ v
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.- q8 J5 ]6 n1 h" |
It is always better to buy when it is on the way up than it is on the way down.
- c# P  ]. a7 C! f" n5 `) wFor example, the condo average price is around $240,000 this March, now it is $270,000.
4 J3 c: G' v* q* A7 E' Z! D! lSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
- N3 i$ r4 r% g6 W; l4 |I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.1 B5 P# G6 m" [8 y: x
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
% E- S) W8 `# c" L  {7 byour mortgage interest rate may have reached 6%.
4 e' R% K9 x) V3 \- f- u6 v# R( q+ aHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000  r/ G3 Q9 @. P9 d4 M- ]
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
7 t- z# M" d: J0 N7 G) f2 W/ ycondo with $1000/month rent)  Total: $344,0404 U* ?3 o; W; U1 N1 p
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
5 L0 i/ i  j/ p7 F0 YWe can see what is the best, when it is on its way up, worst?when it is prime(peak).6 N8 [- x- e1 ^8 L

& F, i8 j5 ?* l8 E( e6 }( CSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
  p# `3 _2 ^2 o. h# }0 h9 W" ~9 A, ~Cannot it be $270,000? Cannot it be $280,000?* M6 L- u. p$ j" h2 N3 t/ p( F0 n
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
: d  @" B9 h) h7 oFor me as a property investor, I will always tell everyboy, it is a good time to buy,
) Q" I3 I* {0 \: s/ m" a! V) y  DFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,2 z2 q9 ^+ {" _' P2 Q0 @) \
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.0 U7 g& o# F# ^( {
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 * D/ f8 S0 @9 P. q5 a* O
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,2 V2 r9 a5 w- s* [) e3 @# @
then they will switch to my line and try to "HouHou" to push the market up.* ]' j- Q* V/ R+ E6 \; l' T/ u
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Human weakness.
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Well, we are human, we have it.

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( d& \3 J4 |5 K/ u9 c; y呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
( S% K' i% v/ {  U% Ghttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。
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大型搬家
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 0 _! T; M% C% l; t
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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