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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
. \: O6 X+ m4 |4 IHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
/ H- R/ U3 I3 m. S$ S$ U; \/ n9 EIt is always better to buy when it is on the way up than it is on the way down.
8 H* Y$ J( ]" q" t# eFor example, the condo average price is around $240,000 this March, now it is $270,000.) M" L( \# v2 ~* E
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000." ?: v$ V! L9 u* c$ z
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.( k1 t! X0 o$ w2 S& [
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,  \, c1 l! ^' y! j( x
your mortgage interest rate may have reached 6%.: ^0 H7 Z; L% G) `! U% q
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.6 c2 Q, t' }$ q& L

: |, Q  \2 P; D1 ROK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000* y5 P! N; k1 k) ?0 i
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
1 O* d, K7 R% T1 ccondo with $1000/month rent)  Total: $344,040# {/ [9 Y4 W3 c! }+ H- O* O
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
! \( \9 F- ~/ L( ^( Z6 x0 i" _: FWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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  h4 {" g/ [  A$ g3 B' aSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
5 b. h* r  @' C1 wCannot it be $270,000? Cannot it be $280,000?
4 d3 X) c. H% N. @: ?: T( g4 e: kSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.; w6 C; \4 S9 z: x( l- h
For me as a property investor, I will always tell everyboy, it is a good time to buy,1 N+ U" k, y; W! K. j( P8 {8 c5 ?/ Z
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
: _% L# y. e" r, u- s8 F$ b. t. `then they will switch to my line and try to "HouHou" to push the market up.- g7 C/ c  c/ m: ]1 t  u! I# E
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Human weakness./ {. r8 c# c0 N- {# A+ N3 g

) W# L) _- i9 h5 B5 b( C% nWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
4 U/ o" S2 C* H( q4 e, VFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down," Z+ Z( L; E4 K
then they will switch to my line and try to "HouHou" to push the market up.
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3 W8 Y: @6 R# L; S/ x" c) v3 s5 T/ iHuman weakness.
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) |/ R: y8 M5 P# M  _Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。# r( _* i/ ], Y% h9 g; Z& c) Z# u

: a% o3 f5 Q$ _  C! q, b能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
% \/ ], k& |0 Mhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。0 P% H/ x% M: {6 U# ^, J' S1 l

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
% @7 Z( t0 ^- ]! q8 }I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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