埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2285|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.( k: q+ g8 V, Z  z/ p! c/ S
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
( s& c" y5 h" }! T$ w7 \. oIt is always better to buy when it is on the way up than it is on the way down.
' W  |( S: W$ t$ E: ]. z: F0 vFor example, the condo average price is around $240,000 this March, now it is $270,000.
% v, z6 I8 }3 `1 @Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.& a2 _! p% H: A9 }, G2 y6 k! v
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.# H& j2 J, z2 x, B+ u
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
3 b0 E5 ?! l. k0 O3 ^+ n$ g' l4 eyour mortgage interest rate may have reached 6%.  k5 d- T/ \5 q9 `' ^$ Y' d  v
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate./ @+ C' N0 i  ~/ V0 l  D; O0 J3 X
. [7 y! o$ E3 C  @9 l- c
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
4 r. p2 @7 o  }4 Vif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same ) k3 v" ]5 q( G$ r
condo with $1000/month rent)  Total: $344,0407 k9 A& ^. L4 [$ r" S( Z6 L9 K
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
) i# }, ]! H: V7 h5 i8 wWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
; X# T& M6 n( X3 R/ b' z
3 ~) y0 \8 k; Y5 h5 `: kSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.6 q2 t# T5 W5 D- l
Cannot it be $270,000? Cannot it be $280,000?
7 y' N0 z4 a: ]So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
" F/ O4 j" Q& S7 t' b$ N! gFor me as a property investor, I will always tell everyboy, it is a good time to buy,
2 f# j/ w, Y; ]2 F& t, yFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,, c7 Z% d8 I8 c7 X
then they will switch to my line and try to "HouHou" to push the market up.
: [, ~! e7 I0 ~$ X; b# P( L! h/ h
6 X. o( Y: K, kHuman weakness.
( U: \& X1 g) _! J+ p
$ Z  v! t3 ?2 |+ ]& m3 aWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
3 w9 u" l, j, K! VFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down," ^" U4 \# F- Q# Y# |. l
then they will switch to my line and try to "HouHou" to push the market up./ d* f6 C5 `) W7 c' n, m

  ^9 A+ w6 w8 G0 ]/ m7 zHuman weakness.
) V, W6 e+ b  N
3 t0 N3 h3 O0 F% x3 \7 v7 PWell, we are human, we have it.
& v+ d/ P1 a( C$ ]$ Z
1 {) U8 ~" \$ b2 w
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。! m3 ?/ ^7 v3 W  Q# Z7 E

( |+ x0 P" M6 a" y$ s能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
7 Q8 ?8 A+ J2 F& g
装不了中文软件也没关系,用这个:2 x3 c8 m0 R3 `- V; v' l0 S" D
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
1 e3 |' N) _  a# T/ ~" A, Z2 }, q% u4 S1 m% ~

* d2 c7 I$ O- L; z# a永远看牛或者永远看熊的,那是猪。
, ~! q6 F0 B" i( Q& u5 {4 k6 d5 Y9 V/ W- _
* D2 y; P+ H2 s9 P8 P4 [3 y
' Q; z( A5 v* A, b  K5 i: O* b8 [& N  s
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ! }+ Y. F6 y; P% u& N
I hope you are not 猪, and can have house sooner and become one of us.
2 W: k0 q/ C  k! w; w9 o* o  m- h' j

- z* z! a* z' q, rYes, I won't be bearish all the time.2 K& N& r1 V& W# z# A1 R% t: b

( v! L3 g- P  L  B  a7 JI will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-8-15 08:35 , Processed in 0.183993 second(s), 19 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表