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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
6 K  ^, T. P2 b$ I8 kHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
  c$ P7 r8 G4 N0 B* r& z# hIt is always better to buy when it is on the way up than it is on the way down.5 c) H+ W: e* n
For example, the condo average price is around $240,000 this March, now it is $270,000.
" s. P2 ]8 ~5 ?. h* ISay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
/ w! A2 Y" X/ o, `2 l/ II will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
, M- v- q! M% e  j, }If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
$ {1 l* s; n" k7 Lyour mortgage interest rate may have reached 6%.
* z: z. x/ r5 n3 z# J3 ]+ _2 ^0 NHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
; z; G5 |  g  A8 Q7 h( }2 Aif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
7 w) x$ q4 U& M6 `condo with $1000/month rent)  Total: $344,040
; I. c  j7 Y. K! ?if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600. k/ `! b! @$ v3 o
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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; B5 @, C' R) gSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
8 |: B& _$ @4 }8 h9 VCannot it be $270,000? Cannot it be $280,000?
, D' e" C4 ^7 G" _; M5 ]So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
% g8 U- H, L# Q% u  g, ?/ j- c% q" ]/ DFor me as a property investor, I will always tell everyboy, it is a good time to buy,& j3 u! p$ g: ?) Y- |, c
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
! ]* ^: L$ C( ]7 A& ?) e) e2 ?" G1 B8 Kthen they will switch to my line and try to "HouHou" to push the market up.6 r$ C, f( {  l
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
6 m1 X; A. X$ xFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
3 i+ H9 [* _$ K3 l7 Zthen they will switch to my line and try to "HouHou" to push the market up.
1 \! O( s# e# _5 i( [. G. e9 u" q8 X. V- [2 n3 F
Human weakness.0 ?& l) [5 v# v

, g; \/ j2 j$ L/ w; v2 `/ t! IWell, we are human, we have it.

7 j3 Z- m% g$ i/ }2 e/ m) h" r7 I+ v5 L: o: m
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。3 Z% G2 `" E9 P# i$ f

4 I: F6 X3 ^: Q  G( A- N9 J能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

# s6 Y$ m+ R" x8 M- R装不了中文软件也没关系,用这个:" W) W; Z9 ?9 G" b2 u
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 1 w( v' n, W2 M; q6 R% l
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# I' s6 u  V& m+ g7 u* H5 E永远看牛或者永远看熊的,那是猪。6 U( d8 Q$ s* \# F- w

' G1 J! U5 X; G- h
+ s$ @  A/ U) K! k, d. w5 x
8 Z, j. {) i( L3 K2 f- V- q
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
7 K% Y$ ^6 U/ x5 T1 b1 XI hope you are not 猪, and can have house sooner and become one of us.
* R- V% P3 x, Z
4 R6 p' i& P& J9 j- I
Yes, I won't be bearish all the time.
" I4 g* X& r! O& X1 B, s; x4 Y1 X$ s" C) E' N
I will buy a house, at the time and location of my choice.
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