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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring." g2 D- ]: }5 u
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.. T8 m- H, A2 N: P# g+ |& G
It is always better to buy when it is on the way up than it is on the way down.2 t5 g% z. }6 {) W6 M/ A
For example, the condo average price is around $240,000 this March, now it is $270,000.
1 p  `0 s6 L0 @' s( gSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.8 F8 A# [$ E4 d& W- G0 u  h& n& ^
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.* W6 I/ T; z% s( S+ t4 r
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,* w5 ~1 D+ W$ z3 i- j2 C
your mortgage interest rate may have reached 6%.- V0 C$ r3 d  d# j
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate." W" Z& \# H4 q$ @; \

. c! q  w2 w. ^' [/ j, Z  |OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
" k& Z4 I- |5 D: oif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 4 w' m2 ?7 H# Y4 C( d- Z# f" j  p
condo with $1000/month rent)  Total: $344,040  R3 L7 `5 b; A6 m: ~
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
2 c6 v3 [  b! {4 v4 N3 P; oWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
# X" P2 A8 m. R8 j7 U3 Y- |Cannot it be $270,000? Cannot it be $280,000?
$ H' T7 b6 x1 Z6 }  N, @( w/ ]  _) ESo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.! @0 e+ M! u% r
For me as a property investor, I will always tell everyboy, it is a good time to buy,- w; l2 n- I" X3 f3 J
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,. A/ K( f5 Q5 ^# S
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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% |3 X% s$ f: E( O3 ^$ A5 KWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
6 T# A- ]9 ?% L. S2 HFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,+ q* x# ~) }" b1 q2 o3 t
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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Well, we are human, we have it.
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  a' f, V( l% T6 c0 q- i* z呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。. ]  T6 U: c, y! B5 n
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:7 q7 b7 G" ^! ]$ j
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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$ k; z: D$ T- y9 w9 W. ?! u: @& q永远看牛或者永远看熊的,那是猪。% p3 }* e) t1 x+ O9 w

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
8 N. T+ T( G9 f4 S. g0 PI hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.6 F, E2 W2 H3 n  K- T
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I will buy a house, at the time and location of my choice.
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