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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
: L5 ^' }5 B0 }9 e% z9 `1 |However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
) E2 [4 w% i* dIt is always better to buy when it is on the way up than it is on the way down.! M4 {" u; {- B
For example, the condo average price is around $240,000 this March, now it is $270,000.- ^7 i  g2 {. R' h8 S
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
1 a# l; w! d/ ]8 CI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.2 h! f" S7 W$ b/ Y7 I$ [
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
2 D) P  w& f" A, V5 a( H: l$ |your mortgage interest rate may have reached 6%.
! H, [7 P( ?/ Y4 J( ^" jHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.* z3 T: n* \7 Z7 s1 m& P- B5 c

: _* q! {8 P0 x9 ~1 q: Q3 nOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000$ ~& \5 @+ R1 J( ^9 G( L! R2 W
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
; m2 ^/ c  D2 `" ^condo with $1000/month rent)  Total: $344,040
  ^' [: D' `9 ^2 iif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
. t) D! O) l3 @. UWe can see what is the best, when it is on its way up, worst?when it is prime(peak).6 N2 @2 k" S& m# x! Z) r- Z
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
' y! q3 `0 X5 H* vCannot it be $270,000? Cannot it be $280,000?
4 [/ r- A, l/ D& L* JSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.# h% p5 M0 q1 `# `1 [( G. G: R
For me as a property investor, I will always tell everyboy, it is a good time to buy,
8 w7 Z. r- ]; Z! }5 A# g# s. hFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,; I5 `# x$ ?/ K2 K! q
then they will switch to my line and try to "HouHou" to push the market up.( a/ P) ^+ T1 @
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Human weakness.) m3 i& [0 Z+ H; B- @$ z3 J

, H* J# m( n, P$ k4 N4 u# f$ hWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 ; A, b0 S! B  Z. R
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,7 Z+ }5 @/ h9 d* s( T2 ]* k
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.* a6 r( o0 l( I+ _
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Well, we are human, we have it.
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4 b; ]" n5 k0 O& L. j呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。  s+ d/ j0 `) }: O

7 K& F8 U8 |% l能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

. e3 D. ?9 D$ m9 `装不了中文软件也没关系,用这个:. l3 ^0 b9 v- k9 n' J5 r  g. F% ~
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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9 z7 u0 t  w$ N7 g) }9 ]9 H& Z% w1 N  h永远看牛或者永远看熊的,那是猪。& \* r5 _, ^% x7 n) f9 }
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 2 h  B+ ~; S) J7 ]
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.3 J$ w% ^9 k5 o" p. a

& K% r1 @8 w/ u8 D6 z+ z, {I will buy a house, at the time and location of my choice.
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