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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
+ d2 C2 [5 h2 P  v9 Y& Z. oHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.2 g9 Z+ N; q  K! u7 B+ m
It is always better to buy when it is on the way up than it is on the way down.& W' B* x: E6 v7 Y, a3 \: a3 k
For example, the condo average price is around $240,000 this March, now it is $270,000.
' {0 n) u! A1 }Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
2 G( z/ q$ R6 R! w. DI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.! y& D; i; c3 S1 N9 O; \. r3 ]- k
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
0 j; L; A1 t1 \( ]your mortgage interest rate may have reached 6%.
" C, O, f5 O; q0 DHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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- k0 a3 g5 d. }8 ~8 t+ W" Q4 YOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0001 J0 ?# U2 W: ~- E6 @
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same # s- ?0 l: q. L" L  @
condo with $1000/month rent)  Total: $344,040
* K: b0 X7 Z1 u* G& W% cif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600( {+ ~* B1 ?3 I! x# t" [
We can see what is the best, when it is on its way up, worst?when it is prime(peak).1 C8 c0 h3 ^: z1 a
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
' ~. w8 T' q8 w+ D' V1 tCannot it be $270,000? Cannot it be $280,000?/ f. V, D6 S4 J8 _/ _, ^: n
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
! p) i: m+ x; X3 a2 d: G: fFor me as a property investor, I will always tell everyboy, it is a good time to buy,
5 Q" o: b& H/ j! Q( P" pFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
1 i: Z8 s+ r- M3 c! T, Xthen they will switch to my line and try to "HouHou" to push the market up.
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# B+ N4 s: i& ?6 aHuman weakness.
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' h; l. C. d, v  \9 jWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 & p. w& l, |3 S) u
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,$ i1 k' d' o6 Y8 P4 I
then they will switch to my line and try to "HouHou" to push the market up.
& z9 @3 u4 |# W0 v2 y& L* t5 r1 y* I; `% [) ~
Human weakness.
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8 K5 f' d/ V& f: T6 n+ J8 e# IWell, we are human, we have it.

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; W. }8 H7 s# z" x4 J+ _呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。- C) m4 B3 e9 H+ A0 x

" A) t# }7 z! J% {6 [1 Y7 _7 I能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
8 M- r  g8 N$ {; ]* Fhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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/ L+ c6 a6 ?# x- U永远看牛或者永远看熊的,那是猪。4 `4 S* b7 Y4 m% S7 b8 I

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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 # \' ]! d" s9 P% x# n( H
I hope you are not 猪, and can have house sooner and become one of us.

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( N6 A4 d5 k. P. w4 aYes, I won't be bearish all the time.% f5 W% ?) o6 `. Z' z3 z5 X

: K- X' E  F% K4 CI will buy a house, at the time and location of my choice.
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