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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
/ i- M, J* K. e8 d: xHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
, S6 O7 @" A+ Q, `; E* T, h& KIt is always better to buy when it is on the way up than it is on the way down.
. {) }+ V* g; A( x* TFor example, the condo average price is around $240,000 this March, now it is $270,000.5 P/ k$ ?" ~  ?  c; j  \# W
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.* Q$ e: e- J* {0 D1 U9 w: ~; p. z
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.: o$ v  v4 T' q- B
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,- {: ]# L+ F# ~6 {) z
your mortgage interest rate may have reached 6%.
3 [+ [% T4 O; t. a5 gHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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6 }8 K2 m7 W: u7 P' fOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000; b6 ]  F$ G( O* R, t, s( ~
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same + R9 x1 ?, }% ]) T
condo with $1000/month rent)  Total: $344,0405 A4 F* k! v% m# t
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600& R. M) A; j0 t4 ~$ p
We can see what is the best, when it is on its way up, worst?when it is prime(peak).9 u# A' g$ j& V! w8 A+ a  \
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.$ A3 V2 F5 S( e' J  k
Cannot it be $270,000? Cannot it be $280,000?
% w0 W: M) _- t$ f8 k& JSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
9 H2 \% U0 e1 s2 tFor me as a property investor, I will always tell everyboy, it is a good time to buy,4 `: R3 b' T, ]* O  n" a, F- z
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
0 W& s: T( Z) k9 u$ h  ?6 lthen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.. q# U; y- @4 a1 `) ^3 G0 l

1 _9 Q) u% }7 TWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
2 c7 ~) L! W2 k+ M4 M* ]& [! YFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
/ s  {( U5 R1 U( nthen they will switch to my line and try to "HouHou" to push the market up.
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2 _# c7 E+ |' A& mHuman weakness.# n# _" u. z% ]2 O: M* g" g1 L
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Well, we are human, we have it.

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% x: l9 s9 d2 |1 @7 q呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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+ ]8 h% U. d$ ~  B能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

, G/ [% ]: @) V: G2 `. v. g' K装不了中文软件也没关系,用这个:- I0 d. |6 }- }5 t# F8 `6 ^
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。/ ^1 [4 S; R' ?6 g$ T# @$ y

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! S" _' A' ?9 o6 l" E+ H% H% j" @& Z) ?- z% ]
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
% {5 w1 i+ p; u7 a7 q* w, N- LI hope you are not 猪, and can have house sooner and become one of us.

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& p" n2 f' N) u: M2 C/ KYes, I won't be bearish all the time.0 M9 x8 J4 Q3 m- X# I; I5 E

2 B0 ~6 S6 s- c" kI will buy a house, at the time and location of my choice.
理袁律师事务所
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