埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2279|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring., ~+ M. i; r* B$ z' g5 U
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.0 R0 \  t: }1 @( x1 I
It is always better to buy when it is on the way up than it is on the way down.
! ?1 C+ ?1 j6 |4 DFor example, the condo average price is around $240,000 this March, now it is $270,000.. s, _/ f$ |  w# Q, N
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.) U) x7 _: m6 L: K; z9 V
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.: f2 b, C5 e. D* E+ h  l# G! Y
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,- B& N: ?1 n) j/ Q$ i8 _- W
your mortgage interest rate may have reached 6%.' P) H# D: V( v
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
* [6 o& T7 m2 X/ O' Z
& w9 J* N0 `! }) u: }' _OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000% X& n  ~# H$ I8 O. }4 G1 n
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
, b( R0 a" b( `8 t; m( ~7 M# _condo with $1000/month rent)  Total: $344,040+ r  ]5 j9 i1 h0 x0 |" E
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
, @  n* h$ c+ x4 Z1 j' d8 KWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
: F6 T2 l6 I$ m0 |# |! ]1 C+ V( R) V5 O6 ^0 K
So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.' u* Q6 X: w# l( }
Cannot it be $270,000? Cannot it be $280,000?- A2 X- r/ T/ `
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
1 C( q( J( X' HFor me as a property investor, I will always tell everyboy, it is a good time to buy,$ R9 {) h: ^% M& ^& C" p
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
. ~9 d9 e7 e& [then they will switch to my line and try to "HouHou" to push the market up.
3 C4 R, G# Z6 x6 W" {, m) {1 \8 v7 g3 ]* v( @- E
Human weakness.
6 N4 [# A: H( r) e; q
) A, @( d  ^8 n8 z1 D, _' GWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
理袁律师事务所
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 5 u% `+ ]& ]) }" ?* X: M. s
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,2 ?1 i3 X3 q: @. m; H- J
then they will switch to my line and try to "HouHou" to push the market up.  D% h$ Z- f! h  j

  F  I5 A! s( bHuman weakness.' C$ o3 a* g, V

! K8 Q3 S4 C! f( CWell, we are human, we have it.

$ D# m6 V* P* ]0 M* e0 x/ }! _. Q1 x( [+ d3 b2 e
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
7 X" N7 y  T0 s( v$ D; _
2 O9 m; f- r6 g能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
6 Y& N2 _- i& z5 k$ m5 u* m& }
装不了中文软件也没关系,用这个:
6 s" F* i2 E4 w( K+ Phttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
) Q! \+ m3 J7 e9 s' D  f
" I+ h8 _; o' j3 n4 ^, X7 R8 Z' o2 z
/ m1 O) A1 }' b9 s! y- R永远看牛或者永远看熊的,那是猪。0 w$ H+ s$ C" H% Z" f" M* L
% |6 U, w3 r7 {. b, y  B
. r9 K" X& {( G* v1 C/ ~

1 \6 \$ k& I4 [9 F0 \# P
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
8 u6 W2 u7 E- p$ z+ yI hope you are not 猪, and can have house sooner and become one of us.

! W+ `8 W9 U$ I) U) E
4 n6 {/ K6 A3 Q/ z! K4 G9 s$ r* w& qYes, I won't be bearish all the time.
0 m# @, a, y6 G  i
' g6 x6 `- ?* ~4 DI will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-8-13 04:11 , Processed in 0.314742 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表