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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
5 N7 \& U3 k, a9 _$ bHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.# E) w- ]8 o% P; ]3 _
It is always better to buy when it is on the way up than it is on the way down.
! [+ f) J0 k! mFor example, the condo average price is around $240,000 this March, now it is $270,000.6 p# C( E. w! D0 c& J0 \" J& z7 q
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.% a4 x+ R9 s& Y# E
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.& K3 g# G: E* O1 e- B. f3 |% H
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
' f( e6 w: Y, k9 E/ o& n' S' G, c; gyour mortgage interest rate may have reached 6%.- n8 Z9 K# Z; V
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.9 ^/ V: a; V' S4 g; L5 g/ N
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000- e& u4 F: ?* \; U
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
3 K) X7 b9 K- }  W7 X! wcondo with $1000/month rent)  Total: $344,040; o  b9 G0 [7 D  C: y8 \  R
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
) ]3 i6 R2 Q$ l9 W# [We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.8 a1 |# l. B7 e3 R; o% Q
Cannot it be $270,000? Cannot it be $280,000?
8 n% E8 W; v' w: c) ^7 ~) w, HSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
$ [' @1 v0 S; S, u7 [% lFor me as a property investor, I will always tell everyboy, it is a good time to buy,
4 X, {4 v" T4 x4 V* p* H! JFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,, f6 {( d  b  B5 v0 p
then they will switch to my line and try to "HouHou" to push the market up.' q$ C% t, u' f
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Human weakness.
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5 ?) P' s$ l3 P  j) l% rWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
4 `3 x5 F% ^8 z: |9 FFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
* n. ]: h7 r* w! ~then they will switch to my line and try to "HouHou" to push the market up.
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. h9 y) v0 i/ Z/ q) A; x5 H6 HHuman weakness.
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Well, we are human, we have it.
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" w: ?  K% F# a1 @  L呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。. |+ ]1 k5 h$ w( [' n

7 a& A& c3 y) G( t能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:) k( r- q9 |! Q5 F
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 $ E& Q) X) K% }; J: Z& C" {6 B
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( F! B( D% Z4 |永远看牛或者永远看熊的,那是猪。( V  X. C+ b6 g" I9 M

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大型搬家
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
8 F# E, M7 f# m" @- Z, I3 G5 |I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.2 m/ Y( `, _: ^. }1 @% M0 E% Y/ j

% H4 B2 ^1 r7 [" n8 k! Y- H+ [I will buy a house, at the time and location of my choice.
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