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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.: I( M9 v/ X1 K! @
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.+ d4 E& Y) D1 ^( k8 [3 V: M
It is always better to buy when it is on the way up than it is on the way down.
- M$ c) r1 Q1 @. L# d& ?" [For example, the condo average price is around $240,000 this March, now it is $270,000.
! N  t0 [; Y9 I5 g. V6 \6 \/ {  DSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.0 _4 Y6 ^- j5 [! e' u8 G
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.& O' d0 R7 S7 X! _
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
& Q# C3 |/ |5 l# _1 tyour mortgage interest rate may have reached 6%.0 ]( l2 g4 L1 \' q! Z5 a6 \+ x
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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4 i  J. v+ I* }: c, Y  R; uOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
! i# D/ K2 h% j+ e/ ?" bif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
- Y1 e; }5 K; {4 r* s" Zcondo with $1000/month rent)  Total: $344,040( [% v$ L' y' o6 h/ A& i/ j
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
, n% }( }' O: ]: x- M; d+ P! F/ FWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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, ~8 s9 Y; ?2 o6 ISo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.% E& Q6 H7 i0 v9 e' p- ~* s5 R2 u
Cannot it be $270,000? Cannot it be $280,000?9 w5 T, `5 i% x' a
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.( Q5 C8 z0 L3 I& _: U2 r& ?
For me as a property investor, I will always tell everyboy, it is a good time to buy,
5 s' R4 K" X7 v; [$ u9 Z- gFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,8 ~1 P- a1 E# z: T
then they will switch to my line and try to "HouHou" to push the market up.: R' p$ c# m7 r: W+ }6 u) F
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 0 M, q/ R9 d& X( H) v- P/ Q
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,. i- d. w) b9 w  l3 S
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.& `3 O3 c- g5 `2 ^

3 L7 T# c& }' `! ^Well, we are human, we have it.

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5 V7 E' s3 }* S呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。, I+ o, ]- j1 B1 |

% q% i! f/ L$ P0 K( }) X能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:( r2 L+ J' s& x' n
http://www.o-cj.com/simo/index.php#
理袁律师事务所
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 - l8 y9 x' T. q; }: F2 S, J

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8 E) O3 J8 _' E7 a; R永远看牛或者永远看熊的,那是猪。6 l# t$ V& ?1 a8 w1 w

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 " [+ s/ e" [& [6 _, Q9 j
I hope you are not 猪, and can have house sooner and become one of us.

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/ t# R  i5 s& @2 R# eYes, I won't be bearish all the time.' z; G$ R9 o4 B1 A- N
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I will buy a house, at the time and location of my choice.
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