埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2377|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
4 B1 W. Y$ H4 T! l& u# tHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
/ r# h4 Q# Q$ e) ZIt is always better to buy when it is on the way up than it is on the way down.0 a+ w! k, ^; A: i, y, l
For example, the condo average price is around $240,000 this March, now it is $270,000., ]: \, i! l) h4 }
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.& r* |) l: n* ~4 P
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
! G& Y$ g' P0 iIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
! w! C" e3 H- d( iyour mortgage interest rate may have reached 6%.$ T/ J% G: S/ Q  X4 W
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
+ N+ Z/ S; g; o+ B5 d
9 ]+ d0 }; v5 C# h" ^OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
' r/ R$ [1 {" z* q. ^: d' mif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
4 k; Z% e( A$ }: o# }) x  Bcondo with $1000/month rent)  Total: $344,0407 X2 R- j& e! B
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96009 B" ~1 e& p3 R; p4 v6 M
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
& w* G/ ?) e' ?( {: W( ?, a
- r, g5 ~. q: l/ D+ u9 S! ]' u  DSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.' C0 e3 k. j. O/ E
Cannot it be $270,000? Cannot it be $280,000?
- z3 p" A. ?  {) O1 k( hSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
% t/ ^" r8 t% cFor me as a property investor, I will always tell everyboy, it is a good time to buy,
! v7 l0 _8 \/ i; l+ M# l9 R3 \For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
8 X& a( e! B$ }6 X* m6 ethen they will switch to my line and try to "HouHou" to push the market up.6 ]- _; \: m3 X& j
  t% U" ]; W% w0 f. c1 z
Human weakness.
# M, E2 A, q& H5 n" E% o
- \- b7 n4 T& v: eWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表   s8 Z3 q6 }7 J- l  n; t, S9 u
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,; n; Z5 V& C# g! n7 _! H
then they will switch to my line and try to "HouHou" to push the market up.9 w/ x* l! b1 |5 Z3 N
, ~4 j3 F9 O3 C5 L
Human weakness.% {4 S8 z  n8 a, a' G
/ l) u( y4 }$ N
Well, we are human, we have it.

5 _' n& F9 e; }6 ?  Q) e/ K! ~6 ]0 t$ x' q/ u
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。- A! E+ T& p7 m) k- y

: P; M' @1 L( ?* M* B5 l* R能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

" D6 {. T% m. @: T4 I装不了中文软件也没关系,用这个:' y; c1 O0 w7 `
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 + T6 G! `$ H3 }

6 O3 \8 M; e8 |* d% P  i: G
# M+ X8 H1 K0 M# O0 V  I永远看牛或者永远看熊的,那是猪。
1 a5 F  L4 t" Z* j9 x  B& |8 z2 D7 ]1 O
, u) ~& Y0 _6 M1 W! ~

6 I8 A2 r. y& f: ?" d
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
0 X# B3 x, q7 u5 n5 Q. LI hope you are not 猪, and can have house sooner and become one of us.
' t0 R. y3 P% {/ `: R
+ q; Y% f* ]- z2 i
Yes, I won't be bearish all the time.& m5 u1 W4 \" y4 n4 B) D

' n1 |5 ~# r3 a) @: }/ bI will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-9-3 23:07 , Processed in 0.146461 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表