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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.6 N. ~& H) O+ g4 d" a$ X/ g
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.7 W  s. Z% s! l9 q4 O6 L
It is always better to buy when it is on the way up than it is on the way down.$ Y* D- |4 Q" [- D+ I( B
For example, the condo average price is around $240,000 this March, now it is $270,000.
( s& A; ~. d1 a( V& F" v" ZSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
0 e  h. U7 [9 R; c6 x* [4 xI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
6 T% h- _( B% Q" @" C. [If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,* H6 b/ ]9 i, O% \" X
your mortgage interest rate may have reached 6%.
4 \& v' b) z/ ]/ O0 e' xHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.  T4 ]) h* J4 v

- G7 Q) [& R4 M* dOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000& c8 |) T+ X( M
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
' z9 r. }) i& f# v* v) ]condo with $1000/month rent)  Total: $344,040
4 s$ X* ]: `; e5 M, uif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96004 x( L+ Z8 ~. W/ i7 S. B
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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1 a- n( r# k. Y* i* xSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
1 ?; I) m% R$ f' z. uCannot it be $270,000? Cannot it be $280,000?
5 ]# T1 J4 ]9 ]; a8 Q% j5 QSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.% ]3 X6 Q1 x0 y7 v
For me as a property investor, I will always tell everyboy, it is a good time to buy,1 }, g) w- ~8 r
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 }5 W5 A% t+ i" u1 nthen they will switch to my line and try to "HouHou" to push the market up.. {9 l9 h4 G0 `- P! v* u" E: }0 o

1 x  F/ b: h" LHuman weakness.0 G- s4 V& g7 c1 H2 h
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
- e2 R: k% |& M  U4 uFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,! O% F7 j" y8 J1 p
then they will switch to my line and try to "HouHou" to push the market up.  f; C. P  L- p! z
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Human weakness.% d3 \: K4 o0 `4 ?) O' L) x
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Well, we are human, we have it.
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0 P, M  x4 o, [" m$ h+ E2 x呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。9 f. d9 W' l1 A; i
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:" z7 l5 `% v" I& G8 q" N" d2 f2 A
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 : E/ e0 H- b% z+ Y' \
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0 F1 s/ ]( _4 e( o, d* }永远看牛或者永远看熊的,那是猪。8 r$ F, u* b; i! B6 J( \

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 $ T0 d9 @6 L1 `( j0 \
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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