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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
8 h- h9 t% ~. C  T& R2 A' PHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.$ @8 Q! U5 r1 u* q
It is always better to buy when it is on the way up than it is on the way down.
& d: [( s8 B- ]% F# w3 P) CFor example, the condo average price is around $240,000 this March, now it is $270,000.
6 A  K' D. C( Q: `Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.6 x5 o- h& j: U& S
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.$ z2 N5 H4 o  }( s# r  ?9 ^
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
' U4 ?6 O+ k  k- zyour mortgage interest rate may have reached 6%., o- ^; l+ L* @3 J1 B
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.7 q+ a1 n7 i. u, n

  \9 @. V) I+ T! z0 DOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000) S( _9 g+ T2 A3 p7 e
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 1 h3 ^) C+ {7 t2 h2 V6 l
condo with $1000/month rent)  Total: $344,040
5 T) y. g+ k3 O. A% o. i1 w3 ]if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600) r4 j4 }7 z! D
We can see what is the best, when it is on its way up, worst?when it is prime(peak).$ B: v# s: W6 i! ]3 X1 a8 @2 O4 q& ]$ t

7 w& K$ g7 ~  s: B2 w9 hSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.  ?7 N" \, v* [+ k% u7 u1 [
Cannot it be $270,000? Cannot it be $280,000?
6 e4 ]' }* c# K% V9 ]1 O# o" \5 nSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
! B) |; B7 z8 v1 x, H) HFor me as a property investor, I will always tell everyboy, it is a good time to buy,
8 h0 T4 d: Y2 C1 Y& x9 k% N; QFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,7 ~# W' Y" q5 B' F4 E6 D
then they will switch to my line and try to "HouHou" to push the market up.% y0 |) `4 j4 X) M# d% L. s

; g5 q2 h$ d1 mHuman weakness.
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8 P- H* H  @3 _8 cWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
4 v$ \, ?; d; e- h5 Y& b/ X; KFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
( u% q" B" e2 D0 H7 `# Hthen they will switch to my line and try to "HouHou" to push the market up.
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$ D% z. T9 q5 D# ?3 tHuman weakness.- g0 r6 t9 R# @& w' I
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。, h+ w: K) y% r& y7 x. R9 b) u
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:6 X) C9 n6 u) V" v  T
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。! o9 ~- u, H; k, R# \# N9 p  C
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理袁律师事务所
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ; u/ s9 G; k" y$ i$ I; N
I hope you are not 猪, and can have house sooner and become one of us.
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( o8 f6 h4 `4 B" Q8 F* IYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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