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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
  m" H7 J+ u+ e4 B' D* J1 `  s2 }However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.( a: k, x3 q; F
It is always better to buy when it is on the way up than it is on the way down.
3 N4 k6 [& [% z% w1 w+ CFor example, the condo average price is around $240,000 this March, now it is $270,000.* }! h6 e6 h7 _; i% p+ @& c
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.$ b& K( \5 t6 @* F3 F, u/ |+ d7 M
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast., I, \5 @, |$ ^/ x3 ]- @
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,! g: ?9 h4 I+ A, Y6 {
your mortgage interest rate may have reached 6%.
( |, k2 _* J% G$ kHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate." B6 L% s( |- R2 p) ]4 k9 g$ o/ Q" M

+ T# ~. _: `. Z9 c8 i1 FOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
: B3 P0 I8 X( U6 R" C& `4 D% Sif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same ) Q# Q! A& K0 b2 x: ?; ~' |
condo with $1000/month rent)  Total: $344,0408 i0 u" O4 V3 U) ]; e, d" s
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600* q0 W/ b# Y) S' p: C, S: M
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
0 X- O8 ^; B1 E# c5 eCannot it be $270,000? Cannot it be $280,000?& o- X9 x$ [% W. A3 t
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
0 S! e. F2 y' V  T+ d" r% v$ Q: O" rFor me as a property investor, I will always tell everyboy, it is a good time to buy,
1 U1 }( E4 X: L) j2 ?) b  n: RFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,2 y1 w& I8 [, k3 |3 e, d
then they will switch to my line and try to "HouHou" to push the market up.. X; v" @* B: U7 ~# u
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Human weakness.
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! n; [* [) _9 M: H" z# H: [Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 1 E( O9 A9 z6 I0 m$ n
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,* {! p* f! H% N% [% G( i5 L) K$ `9 H
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.0 F) g" h2 ~3 ]% h, x  M0 W0 X$ I
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Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。. J; Z/ ~& _& [1 E& x/ I

# F5 [# i5 L4 h2 s能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

9 l5 X7 f' @4 x3 _$ t装不了中文软件也没关系,用这个:
0 {2 u) m! h5 f* E! m7 U. Yhttp://www.o-cj.com/simo/index.php#
大型搬家
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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+ y; z% g: r4 f' Q永远看牛或者永远看熊的,那是猪。/ a+ @7 `* P+ J+ u3 z
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 4 w9 ^# C( A+ T# {
I hope you are not 猪, and can have house sooner and become one of us.

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, I- U6 M$ a0 _; CYes, I won't be bearish all the time.
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& E( g8 U2 a2 \* T; DI will buy a house, at the time and location of my choice.
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