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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
( t4 W( _8 E4 O& UHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.+ L0 T1 a" U+ z9 U
It is always better to buy when it is on the way up than it is on the way down./ ]8 K& [3 g% o
For example, the condo average price is around $240,000 this March, now it is $270,000.* q& @6 _3 {& s
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000." z& G! t2 C( k7 d. A: A
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
6 o2 Q9 v1 ~% x7 X% a' g# H, cIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,9 ]' ^. ?- `( F  n: V6 V
your mortgage interest rate may have reached 6%.; i1 Y: x* Z3 w6 H+ p; R! m4 K
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0006 h5 n1 j$ t( ~
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
2 z8 [  B3 Y- G: H7 Qcondo with $1000/month rent)  Total: $344,040
5 G. X9 U  H9 F6 Eif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600/ j. K# P% v' G4 G6 X" j& Z* C8 h
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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  j9 V! C% q8 VSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
# `- q1 F( O5 r1 fCannot it be $270,000? Cannot it be $280,000?
" d3 w  g& n6 M+ `/ J' iSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.9 }) X' d3 ]7 ]  x1 v8 t8 j
For me as a property investor, I will always tell everyboy, it is a good time to buy,- k% J% N* ^1 M8 m3 w" N" j
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,) [$ {. o) I9 s
then they will switch to my line and try to "HouHou" to push the market up.* t5 M9 ~7 q4 b* c' v

6 j% P& l3 A% h' B8 I/ s, PHuman weakness.
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7 b. x' e" l% oWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 5 y, @5 S6 }- m% j* s6 O' d
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,! u( F" ~; R& N) o& |' Y1 M, f, o
then they will switch to my line and try to "HouHou" to push the market up., L, a3 _/ R/ d/ y
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Human weakness., X2 k' D5 k8 n5 W8 K3 S# V
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
理袁律师事务所
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发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:3 V' D8 A5 E' D& u
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 + A" q: K- T" `1 _

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永远看牛或者永远看熊的,那是猪。' P) p# _) s( T" ]  H: v* U

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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 6 d3 L0 @5 J& c4 S
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.4 f, L- \2 Y2 s, E& Q, }  [

% ]7 d. J* h* f  L: f* y( aI will buy a house, at the time and location of my choice.
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