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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.) A. m6 |+ V! ]; d) `
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
1 P* b- Q: a. m6 s9 tIt is always better to buy when it is on the way up than it is on the way down.; s6 @  b( ~5 `% D7 h0 E
For example, the condo average price is around $240,000 this March, now it is $270,000.
. }& j% z5 h/ r" |* D/ I3 xSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.9 ^4 H  l! Z6 {# o
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
# k! D- S& l, k+ y1 _If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
( p; x4 O7 d- ?your mortgage interest rate may have reached 6%.+ c+ M, ?( \$ J& }: i* [+ r
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.% R2 l' [2 f" U& o
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
5 H/ c! I3 D  r( Z. x! Jif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same ( n1 C4 r: g! Z; {/ g6 ~5 @. P- h
condo with $1000/month rent)  Total: $344,040
$ Z" ]4 T1 [1 }" i1 s' I  eif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96001 R* L3 ~( e, n7 j3 b
We can see what is the best, when it is on its way up, worst?when it is prime(peak).5 U& s  A3 w4 p3 s

2 x4 \& |; ?1 ~3 mSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
  q8 f9 R" [8 mCannot it be $270,000? Cannot it be $280,000?$ D3 g% i& i6 z1 g  ~$ E0 n- a
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.3 ]! X0 {% ^4 z; P+ q/ t
For me as a property investor, I will always tell everyboy, it is a good time to buy,
% G% |; s/ x6 w7 q  v7 @2 J% aFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
: s0 C; t3 u' a0 z' W) Kthen they will switch to my line and try to "HouHou" to push the market up.3 y/ l( h' M3 @6 n7 y- c4 [

9 }1 [( n5 j; S0 sHuman weakness.
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. w4 R! y" p5 q/ B" x- t2 @3 yWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
" s9 m+ f3 T) O8 F8 R. dFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
& n1 n( j' W4 [5 K6 m2 L( k. [then they will switch to my line and try to "HouHou" to push the market up.
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- c8 u( ?+ G" h  L/ m7 `- RHuman weakness.
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Well, we are human, we have it.
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- ]* r) Q8 }# c6 `呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。1 u1 X  W$ d/ n5 c
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:7 O4 ]. u1 b& K7 H& q
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 % b7 q* i5 M) i& E- q1 J
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4 e1 \/ g2 o, Y: a  C永远看牛或者永远看熊的,那是猪。- Q, t1 T9 q$ T- o0 B

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
* x! e3 j$ P, C( G: yI hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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8 W4 i7 j2 V# f4 Q7 p) OI will buy a house, at the time and location of my choice.
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