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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
8 i# l$ z; G) [4 E' z  V' MHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
% w2 R1 J( E6 N) i5 IIt is always better to buy when it is on the way up than it is on the way down.. ?# s" f4 }6 t- @( r
For example, the condo average price is around $240,000 this March, now it is $270,000.
' t! U, v2 W) |5 z1 N1 \5 jSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
. E' p9 m9 f# pI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
/ c+ @$ b4 z& ^- ~0 |6 S$ B/ pIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,' i% b8 Z6 P% P
your mortgage interest rate may have reached 6%.; s2 j1 n7 E% ^. K* ^- \9 l$ a! \
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.! W) o6 P' R2 w8 C2 i
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
/ ?- f+ B: t8 C; F, A9 Wif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 5 Y  [6 q4 C4 A" q! A4 a. u
condo with $1000/month rent)  Total: $344,040% h' w6 {, ^3 u, B4 M4 t. {
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
% X' W4 J+ \9 P( l9 m' hWe can see what is the best, when it is on its way up, worst?when it is prime(peak).6 X. O( Y/ m' D/ ~
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
% J( j; {% R; W: c/ ~Cannot it be $270,000? Cannot it be $280,000?
1 u- ?! V4 C6 ~( `3 CSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
7 |. B- z: U" m  Q' yFor me as a property investor, I will always tell everyboy, it is a good time to buy,
+ F) w' A9 V: Z6 H/ L* S7 z% TFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
* _  V  H7 h5 G1 Wthen they will switch to my line and try to "HouHou" to push the market up.
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8 t: q; M- p' j5 o. k) VHuman weakness.3 @4 e2 I) p% \) K1 z  n2 ^# y

9 |* ?  n% v( P4 B5 [: k" UWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 ' w& X) Z+ J4 U
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
3 O! u+ s* G; wthen they will switch to my line and try to "HouHou" to push the market up.# ?3 g- `; z% G2 E8 [1 p
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Human weakness.  T# u5 M0 V/ h) K( B8 A- w! ~+ j
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Well, we are human, we have it.
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$ R& M4 v3 \7 O& ]呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。9 h6 X3 g- A; r* W. @  `
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:: _% _1 R- ^% N3 L; L0 w8 C
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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' K7 `% M" d# N# i' F7 f* ?: |永远看牛或者永远看熊的,那是猪。) H: q  A( j7 ^, `) n; ~

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 3 Y2 _) y% s: h" t
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.: V- t. |0 T* p; u. {3 Z

4 E' Q3 {4 S: N# |! V; {" y2 u3 DI will buy a house, at the time and location of my choice.
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