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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.) w+ u% Y& g6 L
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.% ^  g) ~" r9 N' V) Q
It is always better to buy when it is on the way up than it is on the way down.
) P- l4 c- A. v, i6 h% y8 OFor example, the condo average price is around $240,000 this March, now it is $270,000.
$ {9 t0 D1 J4 Z  d% NSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
8 L; u$ C$ }( `; A: RI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
; d$ y  {) f% MIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
4 s) y) A6 n( z: Lyour mortgage interest rate may have reached 6%.
3 M5 U) N2 \7 ^3 O; ]  D9 b  iHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
1 y5 I1 I, a" W/ J7 b: Z/ Z  J0 C& Eif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
7 A4 I* C; \- {: f2 ]% y2 ucondo with $1000/month rent)  Total: $344,040
5 v" q! c( h6 {6 yif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
; E3 M. t' g: m( M* ?7 nWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.+ H! u- L: C! \- B' |5 Y0 e* j
Cannot it be $270,000? Cannot it be $280,000?" Q9 A$ w+ _6 e; U/ H, O
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
. a& d: x7 ^1 ~' t* [# f2 cFor me as a property investor, I will always tell everyboy, it is a good time to buy,4 h, B8 T+ A  d- c+ ?+ ^( c( o
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
  I* ^& T6 m! u+ @* j2 X! Cthen they will switch to my line and try to "HouHou" to push the market up.3 r8 u2 x  t! H. I$ m5 o8 W
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Human weakness." |9 T( t  j2 o, [' K* `3 Z* \
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
% e' {5 U; ?: q' AFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
4 m9 s* {. X+ T) ethen they will switch to my line and try to "HouHou" to push the market up.
, [* q1 y/ A6 }- E7 o$ q, L0 Z3 [1 n% _4 }! D7 {
Human weakness.
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5 o! E5 O% x' Q& B% Y0 L, S; UWell, we are human, we have it.

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8 E* m6 |8 D6 s' R' S! {呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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' ?& X  b2 a! K$ m) f# h9 D能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:; r- z# u+ `. \: r4 P/ t- v
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 4 o/ F9 b- N$ }3 ]5 w3 `

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永远看牛或者永远看熊的,那是猪。, I8 T5 o5 s0 @( v
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ) O5 }! t  S7 v( n/ U
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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