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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.6 h$ Z# ^/ z9 v( N6 M
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
3 i% K3 H. [3 j& e, ?% CIt is always better to buy when it is on the way up than it is on the way down.3 P( A/ m: `* Y! O4 R; y: W8 Z* I  X
For example, the condo average price is around $240,000 this March, now it is $270,000.
2 r% F: v4 P& U+ W/ S& W9 B0 w; f7 p! NSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.4 z9 }( ?' x$ w' T# C" {% a
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
! b: z% F; E8 ~If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,2 M- X' c7 f* d6 i8 @% M/ L
your mortgage interest rate may have reached 6%.
1 _% s  e% l$ B9 G+ J; lHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.- U4 J4 W. ^: n" h# ~9 i
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000+ ?/ Q- o  h) ^5 V/ ]. `
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
6 S4 G( p& U6 ]condo with $1000/month rent)  Total: $344,040$ ~  D" E0 t. _
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
8 O, ]' p% H: z0 I$ O7 t2 W+ iWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
: A2 h' A( G8 V8 ?Cannot it be $270,000? Cannot it be $280,000?4 N: D: ~) x- P* C- q& S2 S- |
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
6 U! S8 K8 L4 v+ A0 {# I. iFor me as a property investor, I will always tell everyboy, it is a good time to buy,
: e: e$ z) q" V! K; X5 IFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
* G, h% z6 Q8 ^( N1 _3 y; ], K$ u* zthen they will switch to my line and try to "HouHou" to push the market up.
6 R3 b* ^2 j& Z( p! l! f1 T" G/ y! w" f4 \. i3 p. T, {
Human weakness.5 F0 G* l9 ^" W

( i8 b+ ~$ x  U! h$ M" cWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 " ?( D3 z6 L; l8 m# a
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,- x7 h2 ^( A" C. C5 R
then they will switch to my line and try to "HouHou" to push the market up.% b4 c+ Z8 r5 N% u

+ U" K2 v, g5 J1 _/ NHuman weakness.
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; P, l1 B! q' g7 dWell, we are human, we have it.
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" D- Z( T2 s( ^! V! Y+ L2 T2 o0 K呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

7 s. B; `* x4 W; q$ ~装不了中文软件也没关系,用这个:
9 q8 u9 Q" r! c  chttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 - J# t$ s- p4 q( p: Q
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永远看牛或者永远看熊的,那是猪。
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- A6 s( Q9 L0 R& ?& _5 R* p! U+ |
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 + Y% j# \/ C+ p5 o0 @4 c; L
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.- A$ m, |% D2 M% b7 d- L* W+ e; w' L5 U
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I will buy a house, at the time and location of my choice.
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