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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
3 k, r2 F/ @1 [4 M7 GHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.9 U. Q5 c' _( ]- P
It is always better to buy when it is on the way up than it is on the way down.
' N5 x5 d5 A% c( O/ W2 O' V0 lFor example, the condo average price is around $240,000 this March, now it is $270,000.
. Y1 B! O" m5 M1 X% [) _) xSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.# C# b% W  L. @/ k5 V
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.! n) c  t% C/ y# c4 F
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
2 l/ D2 g* \6 \' z8 c) A$ Nyour mortgage interest rate may have reached 6%.  o$ k  V8 |" p" Z+ E
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.! I2 s# x/ K" J
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000- |* T. O7 z: [9 U( `' I" _6 I
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
" W/ W( ?+ l, gcondo with $1000/month rent)  Total: $344,0405 }2 B6 d9 ^. u& P# g, D: ~
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600/ W9 C' \6 C7 M8 z! B# r5 K& w
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.* l" M+ B+ W# Y) f
Cannot it be $270,000? Cannot it be $280,000?) d7 Z& {3 J9 B0 `3 p; H
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
6 y2 f/ _& w8 G3 a" dFor me as a property investor, I will always tell everyboy, it is a good time to buy,8 E$ n' d/ i. r  ?$ ~
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,# q  r2 V8 O  Y, `9 u- t
then they will switch to my line and try to "HouHou" to push the market up.6 V" d* ~7 B  A2 m3 \. y. ?
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Human weakness.4 Q2 }0 L" d( W
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
$ Y3 H6 w+ X3 o% j" A/ o! oFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,1 o* q- S7 p; Y+ a/ ]) n! u
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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1 S% ^- w7 G' T( A6 j6 D; UWell, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。5 X( ^5 [$ T7 J" I: {" v4 h
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:" u! b  f8 T- H3 h) B9 |' T" M
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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: B- |# q6 @1 X6 {# j0 N4 V永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 9 b7 W" r5 r' S8 v3 s3 {
I hope you are not 猪, and can have house sooner and become one of us.

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; e$ V2 y* v: l7 P, Y( Q2 H& v% RYes, I won't be bearish all the time.+ T$ x6 h% j# [; \, [
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I will buy a house, at the time and location of my choice.
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