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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.' E! `- q+ ?5 z8 `9 O" D
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
$ a: o, t6 q  kIt is always better to buy when it is on the way up than it is on the way down.# J8 m5 T7 U5 G: C
For example, the condo average price is around $240,000 this March, now it is $270,000.
4 @, @/ ]& r/ @3 X( R$ nSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
; g- g) q+ Z- u( q. ]4 cI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
6 N# _6 B; f& _: }' RIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
5 L" |, A3 D: G* A( ^3 syour mortgage interest rate may have reached 6%.
1 A( P& A; ^8 _& [$ l3 EHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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  L6 L4 T4 w% Y1 GOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0005 Y+ p. L! }0 ]6 D% W0 B. j
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
, [: v7 R3 a4 k3 N4 u: E5 _7 ycondo with $1000/month rent)  Total: $344,040
1 {$ `3 F4 X! U- K5 v7 l0 Aif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96003 U2 @2 h7 X3 _1 ?; R: o/ N. k
We can see what is the best, when it is on its way up, worst?when it is prime(peak).1 @) \% d' B( c/ t0 E" A4 t# S
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
) O& Y" t4 [/ S3 ?Cannot it be $270,000? Cannot it be $280,000?/ n# b/ U! d: Z! F0 q
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine., h) O  h- f2 g
For me as a property investor, I will always tell everyboy, it is a good time to buy," v$ q. Z% ~& D
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,( i7 P) }# O, k
then they will switch to my line and try to "HouHou" to push the market up.
4 K: `& R' b) ]6 C' O5 y# u* }0 t2 B6 B; ]: r) [# ~
Human weakness.8 b$ q% b* ?0 G  f& G" \

" v; k% H+ d3 \2 S9 @Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
大型搬家
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 & Z. @8 S7 ]9 }7 k2 k
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,+ t  x9 }, X  s/ c8 E$ X
then they will switch to my line and try to "HouHou" to push the market up.7 j: t; \) x: e8 x. ~

+ D. S/ [$ K& ~Human weakness.- v( o8 `5 e/ {& J

: k/ @- }4 K" k- H8 i. bWell, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
" _# F% O. q6 b9 \% }
$ a3 i( n* t9 }5 A0 m能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层
7 ?$ a/ f- A4 I
装不了中文软件也没关系,用这个:
) X7 B2 L3 v  U( C3 Vhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
: @! }% @, o6 _: T+ P3 ^- n0 S+ |+ f( [: D. |' A

8 t1 _$ y2 q" E: j7 e; E, z4 e永远看牛或者永远看熊的,那是猪。
6 F% s0 O5 S* n- K' j% Z- u9 e8 [) V
0 p- h- i2 i6 s* b' U( S! O$ i% U

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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
+ H' r: X; E+ aI hope you are not 猪, and can have house sooner and become one of us.
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2 S( y3 {+ b$ j. B! J* b+ NYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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