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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.4 W0 H* T% X' R: i8 v' H' x5 M
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
7 T0 g4 M$ c  M3 CIt is always better to buy when it is on the way up than it is on the way down.$ w3 w4 y& f% h7 T1 `( D
For example, the condo average price is around $240,000 this March, now it is $270,000.
, Q% \) g/ e# V7 a, K3 H0 bSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.: S; K# F7 O) t) V
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
/ ]8 e2 O7 i% P% w+ i9 MIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,1 c* w: I* }. B$ }6 k
your mortgage interest rate may have reached 6%./ m' h5 M0 J* K$ f# a' b
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.5 t$ ]  a0 ^0 J) e/ C

7 l, C8 E0 ?# H8 F1 MOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0000 F6 m. _- x! r
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
$ @+ L8 O7 O5 Z6 U4 Y  Jcondo with $1000/month rent)  Total: $344,040" b' S. C2 j6 R: q* k
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600; X" X% c% Y. V9 }2 p# w$ W
We can see what is the best, when it is on its way up, worst?when it is prime(peak).  {4 K$ a+ |1 z' m9 N
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.. g4 W5 I" D2 i$ ~% S" ]7 N5 x
Cannot it be $270,000? Cannot it be $280,000?' d* x& B7 V9 Q
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
3 t4 K0 W& B$ o! m. D/ {: OFor me as a property investor, I will always tell everyboy, it is a good time to buy,
( a+ j, G$ v$ A6 x# s3 [For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,! m2 L* p: O8 |. I
then they will switch to my line and try to "HouHou" to push the market up." c: S7 Z/ w6 N8 }

0 ~' Q9 K. N+ P5 a5 L& }8 A- hHuman weakness.
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) H6 j$ {) [6 ^. }Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 # _. @/ c0 L5 C" n# Z
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,4 \+ I' b9 N& [  z$ x
then they will switch to my line and try to "HouHou" to push the market up.
( f9 b3 L* h/ d9 o% m) P* g
/ A' w  R2 w* C2 ?1 oHuman weakness.( p, L& ^/ n5 d+ S& u" r
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Well, we are human, we have it.
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6 Y; B, ~( x9 R, A1 F/ y" y$ {呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
& D3 y0 u$ R: F' |9 w" }
: w1 k3 M: Z6 g) u能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
, ^! W7 w% N0 {6 Qhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 1 ^* X9 K5 h+ K$ E

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永远看牛或者永远看熊的,那是猪。
8 j/ h2 a! o+ p4 m' |6 I" V1 z, T  j( _: Y

% q; J! A6 }4 ?3 L3 u( K7 f
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
7 y! f7 Z8 R2 h' ~2 E3 q/ eI hope you are not 猪, and can have house sooner and become one of us.
$ B% O1 w$ g* N; U2 e: A' {
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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