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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
2 o9 i, ^: q1 IHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
9 O9 I1 q- Y8 C+ ^9 uIt is always better to buy when it is on the way up than it is on the way down.: f: G) m% z4 G1 z4 G
For example, the condo average price is around $240,000 this March, now it is $270,000.
4 I% M0 T8 p+ N. D, t5 y) q* PSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
9 \* |4 L: _6 o+ O+ l  ~. g  [* bI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.( N) B3 g* u# }; _* b
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,3 C* x4 ], x/ w, g  U2 F
your mortgage interest rate may have reached 6%.
8 ?  `2 A. y) N* K# c7 y8 HHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
. _, v8 b$ _1 {9 M. w  _if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same % y$ N$ A7 E- s. L3 H6 o# A% M* }! K
condo with $1000/month rent)  Total: $344,040
- ~+ l5 C( n0 T9 R$ y  ?" wif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600' `0 t! g$ a# M! [! g- E
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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2 j: G$ C3 ^2 ?1 O0 h. h# C7 BSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.9 A$ M/ {  A- e8 h  @8 a! T9 V
Cannot it be $270,000? Cannot it be $280,000?/ d$ B7 A' A! a+ u$ u% v4 W$ m
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.4 B+ n5 D+ {# t- Y2 ?# Q: r
For me as a property investor, I will always tell everyboy, it is a good time to buy,
3 B' ~$ [: |- S, hFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
8 d& {+ w1 ^$ i" ]then they will switch to my line and try to "HouHou" to push the market up.4 A3 w5 f8 c+ l2 L1 a1 A
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
大型搬家
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 0 f) s7 U' N! m# f' @( g! z
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,9 S2 ]0 w% Z, `* K
then they will switch to my line and try to "HouHou" to push the market up.- d- [& ?- m3 S  w; k

4 _0 i  G7 Y/ t. t9 k% o4 J9 oHuman weakness.
3 O/ h* p- {/ Z! L/ d8 ~
+ j$ T2 w/ S$ a' @Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
7 p% ^6 n  Z  _8 I; R: o, q7 ^; n5 Z; c
能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

0 X) y5 v9 Z5 U2 ?3 g, q3 T装不了中文软件也没关系,用这个:7 m9 e5 E& L0 ?+ \3 @  P
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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7 E5 V8 T3 y, h' U# C9 C' t永远看牛或者永远看熊的,那是猪。5 t! a$ }  g7 d- g& U
6 Z. ?5 f' i, B8 q; ]2 c3 Z& u( t" w

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
; p( d7 I3 l2 x! c( |* nI hope you are not 猪, and can have house sooner and become one of us.
4 o  O; k; A9 o3 {5 d

8 D8 q" N9 [5 L1 `( EYes, I won't be bearish all the time.
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2 ?" I; _  Y6 ^6 x6 l, H8 LI will buy a house, at the time and location of my choice.
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