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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
. A& m) ~9 g" s' O6 H9 N, o! kHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.+ n' E0 C8 }; C% w5 w8 f0 m
It is always better to buy when it is on the way up than it is on the way down.  I. N/ U- T( x* {
For example, the condo average price is around $240,000 this March, now it is $270,000.& A, M+ e5 ?) T
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.# U; e- H: R7 a; H, W# H( D
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
" P% P2 }  q" D$ \+ E5 Y+ IIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
& y6 v5 o  u, o$ D1 R. E: }; Uyour mortgage interest rate may have reached 6%.  L9 R! n! n( N- N
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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) b; P& `+ F' O- [1 O: QOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
) H7 D: g7 U1 l/ ]* C0 mif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
2 b- E2 I3 b* C* O0 v: Ncondo with $1000/month rent)  Total: $344,040
. d# y" E1 z# Y+ R* z. sif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
9 Q% }# ^' }  ~* lWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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4 r, l4 W$ k+ QSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
, Q! o1 R4 Y0 ]+ CCannot it be $270,000? Cannot it be $280,000?+ \# N% W# J( x
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.! {  g9 z; t! q1 @+ E, I
For me as a property investor, I will always tell everyboy, it is a good time to buy,( R% t: G% Y. j2 }) u) Y
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,, q/ |  P1 m  b( v9 T
then they will switch to my line and try to "HouHou" to push the market up.
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+ v& {+ H9 l+ {; t. ?! yHuman weakness.9 a7 {4 F4 ]) o) o

" r% C2 X1 a# n$ \: L4 h4 oWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 " v( Y: Q/ J$ W7 d
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
) W5 [4 C; ]7 n+ M. d. W+ kthen they will switch to my line and try to "HouHou" to push the market up.9 S8 i5 @2 r* O7 O3 s4 V

! N% i$ [3 r6 m" KHuman weakness., X1 p& M! b. h& d/ ~7 J; Y

( z2 C% Q% R- h  ]8 j+ yWell, we are human, we have it.

- A- Z: d( [! M% g. M- o; O% f9 x9 f" ]/ V+ V. j3 Z# E
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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) Y1 c5 v* S8 V, E能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

* v! Q* @. p; P7 n- q装不了中文软件也没关系,用这个:# e" S/ H* e9 Y
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 7 S( o, E$ f# s  \

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永远看牛或者永远看熊的,那是猪。
" [  U4 W9 j- M$ u0 U4 M" ^9 N0 Z$ P+ k4 C

7 V7 |4 a- m& w! C& }& v/ f' G! |' q) A* D
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
0 b8 G6 _9 D) E! B" ]' y' jI hope you are not 猪, and can have house sooner and become one of us.
4 m8 ]2 d8 Q, p& ~) E, L: Y6 g
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Yes, I won't be bearish all the time.5 X: C2 ~3 V+ E* Q& c! c  N

; p9 \% Z  d+ Y" O. T; Q5 z. M5 QI will buy a house, at the time and location of my choice.
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