埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2526|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
* g9 l' ]# n% aHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.2 h; y" }1 v- Q0 {. [
It is always better to buy when it is on the way up than it is on the way down.
: O2 R% C8 p( j  b% G% PFor example, the condo average price is around $240,000 this March, now it is $270,000.* |9 @& n7 h4 x, S+ n4 N% T( L
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
* X; y$ u  e- _6 P: Z# W& OI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.; V5 l% }- z% d
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,) L/ _4 s$ i+ b
your mortgage interest rate may have reached 6%.) e( [, `9 E; ]8 w: M, H9 h
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
1 V- \( L/ n. Z: r6 E. P; o9 _* _. M- m# S# M$ ?) r0 x, v2 W9 k
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
& p/ r, S  K$ R2 T) |% {! xif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
( m# s/ j/ X, n8 |& Econdo with $1000/month rent)  Total: $344,040
6 j! \: v6 o3 I/ a' E* O1 u' `if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96003 c* l2 D+ L( D% X! Q$ B4 a- h
We can see what is the best, when it is on its way up, worst?when it is prime(peak).! \; G" M  E  o' C! I. f- K: o
1 @, G' x3 c3 Y; {9 I" Y
So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.- I- }# |3 _. G7 K( T+ i. }
Cannot it be $270,000? Cannot it be $280,000?
" ~1 F# O$ p% Z1 X) j' b- l0 LSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
; q- w2 t, Y$ ?" _For me as a property investor, I will always tell everyboy, it is a good time to buy," Z5 B7 I, e. ?; {
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
( ]; g/ m, H6 v5 F+ M* |then they will switch to my line and try to "HouHou" to push the market up.
) b( m  b) R" a2 j! _8 S
! ~8 e, o, n0 ^9 d' v- IHuman weakness.. J0 {* u4 Y% ]$ `9 M2 d, T
! \+ v( Z- V$ |9 l$ @, C( \
Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
7 o4 i* U  M- i) e6 F3 y5 WFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
2 X& L* k  H! S1 t% o4 Sthen they will switch to my line and try to "HouHou" to push the market up.
5 _: z9 z8 u& T9 Q" m
1 `/ n9 x3 j7 i* n8 eHuman weakness.+ h/ U! ]. U# `: b& }3 {" ?" E
+ d2 Z" l/ t5 W9 {* E
Well, we are human, we have it.

4 R2 z: B" u5 D0 x$ m! t- P* N+ I! \( \! C
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
" s( N" r# @+ o  ?2 D4 \5 H: }) C& s! K1 F% p" z4 W, Z2 J
能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
/ }1 f) ?8 b2 S% n& |
装不了中文软件也没关系,用这个:* n; g  e* r; S  b& K0 {
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
+ e! D  F7 }" j, ?6 I8 Z! }+ E& _+ z2 d# j+ h7 ]) w

2 m3 K1 s6 R* Y1 n5 ]永远看牛或者永远看熊的,那是猪。4 O3 T! W+ `* V

4 H0 }9 L9 n3 C# Q0 B+ j  m
; X0 G6 p) }  P* l

; N+ E) K/ o* T* w2 N
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
0 ~+ C, O/ K: r/ @$ nI hope you are not 猪, and can have house sooner and become one of us.
, S( g( `+ Q, {/ Z7 K4 [+ P# K

! P! L, w% @+ H* K' v; O3 dYes, I won't be bearish all the time.
) A: ~7 T% ?7 {6 y5 E
" D, ~: X7 a8 mI will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-9-28 17:48 , Processed in 0.140021 second(s), 19 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表