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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
3 n2 B' Y0 E% V( k" BHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
4 A& t/ x/ P' U/ LIt is always better to buy when it is on the way up than it is on the way down.
$ j$ _4 C; v7 Z8 x& [For example, the condo average price is around $240,000 this March, now it is $270,000.+ u0 u  r6 t4 U5 @( Z2 Z2 k
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.4 e, d1 P. k2 v9 H) u) n0 k5 ~$ H6 T+ f
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
  ?/ N) a) i7 qIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,' l8 Z, V% W( T6 O
your mortgage interest rate may have reached 6%.8 a! i& \6 b9 t. q6 u
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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  L. W1 d' t; XOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0003 M$ ~( c0 _' H- h: B; k
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
  D( a, n! X1 J( B( p# econdo with $1000/month rent)  Total: $344,040
- w$ h7 W; O8 N$ s6 Y1 ?if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600% e+ P& w. K8 c' ]
We can see what is the best, when it is on its way up, worst?when it is prime(peak).4 W0 |. A: H+ ^1 n' P4 H

7 B! O+ q. s' a! P. O3 e' M' `So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.% A- a. y9 T2 c2 \; P
Cannot it be $270,000? Cannot it be $280,000?
" P, p, E) ]7 n  }7 ASo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
" y7 M+ k6 M. u& R2 f' u" V4 BFor me as a property investor, I will always tell everyboy, it is a good time to buy,
$ r3 b* m' U* c. I- HFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
5 o8 x& K" G' r+ h# Fthen they will switch to my line and try to "HouHou" to push the market up.1 s  X. s# q- @9 d# |

/ a2 Y3 O: ?( A5 @Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 " u" @3 f/ V( i. _6 M! M7 \5 ^
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
' u; d/ S8 Q6 S$ o. s5 Qthen they will switch to my line and try to "HouHou" to push the market up.
% t! A/ f8 e1 B
- X. U9 g" l( t, D/ v8 cHuman weakness.$ F; Z% k: s1 G3 t  O8 k

2 P* {3 s: p9 I' w6 g$ v' pWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。/ A* B0 ~3 Z2 _' F& h
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

! x5 {" p5 R1 G& r8 R) I: Q9 Z0 B装不了中文软件也没关系,用这个:  T' C' Q" X+ F
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 1 N. u8 ]% {7 q
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8 K  g1 V2 ~" v8 Q) r: \% V永远看牛或者永远看熊的,那是猪。6 S4 C& S* r$ q' }: r9 Y/ j# b0 |
  T. d2 y( @1 S6 s4 i( |2 x5 ]
6 M, F) J" B0 A* Z

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
- P4 @' I. ?/ DI hope you are not 猪, and can have house sooner and become one of us.

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% o0 `4 _) q7 e! T8 `) jYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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