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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.; u( [- B2 j: H/ J
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
. h% y# k, p3 zIt is always better to buy when it is on the way up than it is on the way down.; a& B& f6 G) E# w4 A
For example, the condo average price is around $240,000 this March, now it is $270,000.
4 I+ N0 G( L9 I! i+ C/ j: T$ CSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.$ r8 e# L- {& [, t# z
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.: `# h  B! g& P/ B+ Q3 K
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,9 m5 F( u  m0 f* q
your mortgage interest rate may have reached 6%.
. ?* `5 P- U2 I4 ~  sHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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/ T0 @& J9 e4 i' B- g  AOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000' b7 Z9 ~. l2 R+ c" J$ u: n/ Y# M
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
$ @% V+ M2 ^7 e+ ]! U" M) ncondo with $1000/month rent)  Total: $344,040
4 x4 {/ o. F3 G- jif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
0 o* m2 f. H; J7 oWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
% g4 v; ^1 H$ \; k4 }- |Cannot it be $270,000? Cannot it be $280,000?! n; t& B  u3 J  I* U# H. o
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
! s& ^9 f: c% MFor me as a property investor, I will always tell everyboy, it is a good time to buy,! h; X+ `! u: Y$ o3 i6 L/ h# k
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
: ~# b* B5 S" vthen they will switch to my line and try to "HouHou" to push the market up.+ I. a. s+ n8 o- T& J' m; R
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Human weakness.) L: Q& _. T# c2 ^; O; o
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Well, we are human, we have it.
理袁律师事务所
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
% H6 W7 _4 t8 o' M" _! _For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
/ _% t5 O) u, B2 Fthen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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/ J. w  U) N4 n, @8 F6 u, N; `Well, we are human, we have it.
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! o5 h& m5 N  C6 Q* M1 u0 N呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

! M; O/ U& N: p2 x! k装不了中文软件也没关系,用这个:- t8 H% |# p$ n/ n6 _  S3 P  T
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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8 a4 n- I% i1 J) J永远看牛或者永远看熊的,那是猪。
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 $ V; ^! Q, V$ Z( C4 N
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.$ Z" z, I6 a  d* Z6 u- \

" s/ u3 t( j; Z: rI will buy a house, at the time and location of my choice.
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