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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
8 j6 j5 u- K# r9 _* LHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.: F8 V, K# v. _) E# L! O8 G
It is always better to buy when it is on the way up than it is on the way down.
' e4 P! L9 u" `, V% ]3 iFor example, the condo average price is around $240,000 this March, now it is $270,000.
+ P. c/ U& D1 P! Y- J" gSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
3 {. p# d! I  |7 f. M1 cI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.4 O1 j! W: ]7 K1 g, H! e
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,, O- c* ^$ c7 V9 u
your mortgage interest rate may have reached 6%.
8 v3 C( {% ~* y" }+ |. wHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
$ S& {+ W% {! V' @* b# t8 yif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
+ w  b: w* S& Fcondo with $1000/month rent)  Total: $344,040
9 c' r8 r4 ]0 w- w) oif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96000 ^: F3 n4 j0 {3 `8 c. e5 C2 f
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
6 y% _7 Z' S* ]& X: C1 ]) o" tCannot it be $270,000? Cannot it be $280,000?
; Q- c/ U; `& [$ B' HSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.8 @- X7 }$ s: {) a: |3 O, L; A
For me as a property investor, I will always tell everyboy, it is a good time to buy,
4 t. G$ c" ?7 B" D" W, @* I; `* DFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,' @5 W9 C. d' m5 e9 i
then they will switch to my line and try to "HouHou" to push the market up.  e8 Y, J6 ]: s; ~' B
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Human weakness.
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" v( ^( k% f: qWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 ' K/ Q+ y* M4 t6 x5 l! Q8 W
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,$ B, _! w# z; c% z8 e6 H* _' j5 X
then they will switch to my line and try to "HouHou" to push the market up.
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' V! J6 [, y8 f0 cHuman weakness.7 g  {! H, P* i+ k/ B1 J! P4 i6 @
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Well, we are human, we have it.

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9 q1 S  v5 S- t1 S' U呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。! z' f+ |2 s+ s; ^( E# t# e
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:5 e2 H! K: W2 v' ]1 ^, v
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 & I/ k: U  a, |9 l5 D0 |
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2 U1 T$ S. z: r1 F# H: i$ {! Y  E' \永远看牛或者永远看熊的,那是猪。1 N, A- H! U- N+ C% L5 k8 p2 d
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
) K5 u, g1 f! d- xI hope you are not 猪, and can have house sooner and become one of us.
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' ~/ Y0 f- V' x+ N- h/ kYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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