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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
3 R& k7 I; q) n7 M6 c; K! w. LHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
$ o3 }* A' y5 P, y9 k! u3 h$ G. XIt is always better to buy when it is on the way up than it is on the way down./ E6 l( n& n! n; y2 H9 t* U
For example, the condo average price is around $240,000 this March, now it is $270,000.
! t! f7 o. H7 KSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000." f0 {$ @% e; m4 q7 f! R
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
4 s9 }" H0 M; E" P/ j% d5 LIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,1 N& v3 j4 N% z5 g
your mortgage interest rate may have reached 6%.
* y" x' Y- F+ I) G: ?# O& `0 M/ sHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.  e( N& @7 O7 ^

, a; w) R8 P, S+ FOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
9 G" k$ Q. H! X& W1 m" ]- Oif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same ) Y6 r, g' T) u1 M- k3 j1 d
condo with $1000/month rent)  Total: $344,040- k# [) Y; c+ x& V/ b3 J1 l) U
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600( I. t) ?' `" f0 ]" L& S& R+ J& a1 q
We can see what is the best, when it is on its way up, worst?when it is prime(peak).3 P1 ~" y+ M/ {: p0 i# w

6 b  {5 K8 X' A5 h5 OSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.$ z" F0 m+ V# a9 I! o- M
Cannot it be $270,000? Cannot it be $280,000?
9 q, R2 O& Z- A; Y* H8 s& d* dSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.8 F' A* R# P6 _8 t6 `0 R% ~
For me as a property investor, I will always tell everyboy, it is a good time to buy,
7 R  {) s- K0 I. I% xFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
' }0 d! i3 l5 q- j8 Q  w& k4 ]& d' Tthen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.* N) H2 V2 N1 q4 w+ @, k

8 {5 J+ x7 o  `8 u& F1 nWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 , o/ [- O( p. {1 [# {% u
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,( l1 }5 ?! k* X
then they will switch to my line and try to "HouHou" to push the market up.3 e7 b3 J  }) K7 e# k* d/ ^( C! y
) |5 k& @, ~" P
Human weakness.4 w, S  E7 E% j6 J, @. B

. n9 M5 C1 A! k$ |+ C0 jWell, we are human, we have it.

. \2 ]7 H/ r2 A' v' H+ g8 m  v! ^$ |: x, `
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
5 T5 b$ a. O0 z* t  R6 u
  @* V7 `) u# n0 y5 {能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

  q. g4 `2 f% R% ]装不了中文软件也没关系,用这个:7 u' R, v6 m& R/ T; p' h. [: ~/ g
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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, ~! b1 b* o- S* h/ ?9 S永远看牛或者永远看熊的,那是猪。
+ C1 I) K; \0 n) J; k7 K! k. ~# Q3 S+ `" c, R* i2 ?- S

% N! U( l$ U1 i7 I6 j. ?7 Q# a
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 # |( |7 p# Y& o( q  F; K  \
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.2 w( N0 i$ Y: g3 I/ N- H

# Z4 h# D# `6 r5 X0 j8 W7 C5 h5 WI will buy a house, at the time and location of my choice.
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