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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.7 G9 t  n: A' \, Z
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
6 Y) l$ U! t9 J/ OIt is always better to buy when it is on the way up than it is on the way down.
9 T! p# d, X# ?. d. X9 c' rFor example, the condo average price is around $240,000 this March, now it is $270,000.0 k1 I4 I7 ?/ ]7 O
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
* b& D% c7 x3 dI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
5 b! c# m* a& k! O5 w( CIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,/ H* v4 H8 A9 H. u" S& e* O% ]
your mortgage interest rate may have reached 6%.
* X2 S: U/ o9 f5 sHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.& Q, n8 {3 L/ q- Q9 N4 U5 S

. I0 Y7 R1 i# \OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0005 E3 I4 n0 {* p5 i3 N; ?
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
5 R, j" \3 z- @+ [condo with $1000/month rent)  Total: $344,040
/ F( ?0 R8 v* |9 y1 lif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
  _( Q- t% @1 O- K* ^, WWe can see what is the best, when it is on its way up, worst?when it is prime(peak).- B. F6 T2 }/ q/ j6 b
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
/ U8 W7 |  ?9 Y( P3 }Cannot it be $270,000? Cannot it be $280,000?
* \9 S1 X  Z4 ^) pSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.) Y; Q) |8 A  u: I* |* z! X. }7 w/ C
For me as a property investor, I will always tell everyboy, it is a good time to buy,
1 w! v4 I4 z) o1 Y7 _For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,0 I8 y1 J7 S/ l2 y% o  }
then they will switch to my line and try to "HouHou" to push the market up.
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* Y  ?' x* d# ]2 s, FHuman weakness.% |1 x- V% W4 n9 `( P  {7 S
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
6 [( h! }) Z! o" YFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
2 |$ ^% o2 ?4 a; M' ?, Uthen they will switch to my line and try to "HouHou" to push the market up.
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3 [! x) G/ M! x. K$ v0 IHuman weakness.
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Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。% F" @8 ?' g2 `/ g! I3 {. l  B# {
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
! g/ }# S& k  x4 Yhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 $ y- J  q# `" F+ N% Y& E3 V
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永远看牛或者永远看熊的,那是猪。+ u4 Q3 Y7 K3 @) W$ ?4 g6 ~/ J

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表   B7 {9 e/ C5 F. ]
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.9 ~6 W; _4 w. V
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I will buy a house, at the time and location of my choice.
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