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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.$ W# b2 Y. d8 p0 }2 Z
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
5 p! u/ v; @8 K, ^% {6 e( FIt is always better to buy when it is on the way up than it is on the way down.
( S- t% r! _) L3 i, mFor example, the condo average price is around $240,000 this March, now it is $270,000.
( n; S0 \1 w2 a; S0 m7 \Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000., o* {) H- f, o) \6 Y3 A  U( S
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
  A2 l8 M* h& UIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,5 u, X. ?1 w9 {* x6 u
your mortgage interest rate may have reached 6%.4 k+ a' m; J. [# q  t2 S- q
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000! o1 c, z: }+ L& s' r. N6 o
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same & a1 _' C: ^7 c; y
condo with $1000/month rent)  Total: $344,0403 K- R$ d. \4 W1 Z
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600& g5 O2 U% R* [0 ]& B. M6 Q
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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4 ^7 P2 U- g1 P* r# |. X* B( }So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
: g* o' N; ~) eCannot it be $270,000? Cannot it be $280,000?% h2 j* |9 ?5 ^9 w% E9 t4 _
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.* y( a9 J3 {1 ^5 H
For me as a property investor, I will always tell everyboy, it is a good time to buy,
# N7 l5 l& g$ Y/ ]3 O# c" H" E7 T2 eFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,. A7 K# ^8 r, W  q
then they will switch to my line and try to "HouHou" to push the market up.4 }- h, I& B4 e/ l6 J) B

; y9 @/ I/ E# f  f4 c9 {% KHuman weakness.
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( F% w+ M% i( J3 u" f. p2 X1 |Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
大型搬家
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 4 \0 `5 R' d3 n# }, T# \: o
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,9 z% |7 v/ o# Z- Y. O
then they will switch to my line and try to "HouHou" to push the market up.
( b, q6 T) G# F( X8 _% H# R% I# o2 u) {' g$ C4 L$ J
Human weakness.
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Well, we are human, we have it.
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' ]" J4 e1 m/ H% G+ |& Z呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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( e' d7 h4 H. B( H/ Q/ }1 d能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

5 ], K) u, i" F# p) Z( o1 w装不了中文软件也没关系,用这个:. n9 r- T# ]; p6 k3 W+ h" f
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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  M# e6 z  N% G: }; O4 G永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
' a% t# k+ O, T4 BI hope you are not 猪, and can have house sooner and become one of us.
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2 f8 T2 R! o" r! K9 p0 |Yes, I won't be bearish all the time.
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5 q+ V" h3 @+ p7 \6 ^I will buy a house, at the time and location of my choice.
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