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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
8 O; `4 o: B+ S7 `3 p$ }; lHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.2 k3 W, {2 Y8 Q- j# v
It is always better to buy when it is on the way up than it is on the way down.* H- s3 ^$ Q& _1 m8 e+ K4 h
For example, the condo average price is around $240,000 this March, now it is $270,000.* v6 C$ l* w% w) r6 ]
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
, o1 R3 G! ?+ TI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
% i/ ?: Y$ ]( N$ B' ^  V( r: lIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,+ c7 _/ _, B6 d, r+ w& h
your mortgage interest rate may have reached 6%.
1 m% z/ Z+ |6 K' j+ EHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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% d: l. ?+ }1 i- M" ?1 E6 MOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000+ g- ]  W3 W; n" J5 m; f& G7 _% L
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
7 F# s1 U# e) B0 u+ [0 x0 C1 icondo with $1000/month rent)  Total: $344,0401 O" m+ \, O0 s2 E. t: p  i! w/ B
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
5 S3 _8 v% \( ]We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.- N* Z& X; {3 _1 z/ g
Cannot it be $270,000? Cannot it be $280,000?7 B& s% B; N- a% [
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
% g, p6 C' Z% l' n- O  \  WFor me as a property investor, I will always tell everyboy, it is a good time to buy,' n! u0 m2 L# C
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
. W* d7 I. n- Z! p8 |9 |5 ~* ^then they will switch to my line and try to "HouHou" to push the market up.
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0 c4 I" }  o5 l/ I* j7 i9 {Human weakness.6 [2 R: ]$ e4 k

' z  C$ ^( v  MWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
8 {$ J9 C# B/ mFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
( e9 A5 a  [) `- Y9 c8 F% Othen they will switch to my line and try to "HouHou" to push the market up.) U+ B; h# `+ i/ C9 k
& z4 b# {) Q5 |  J, X& j
Human weakness.6 o8 ~3 Q5 z$ M4 t+ ~+ W

/ n. |* z1 t: z  H; ~' B( c8 VWell, we are human, we have it.

/ a5 T6 z' c4 Z3 F* Z9 Z; y8 u" ]" _9 y
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
大型搬家
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

* Q1 d6 c6 r; X4 {装不了中文软件也没关系,用这个:, C5 @4 k' q- ?, j9 h6 R
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表   S  i* [8 _7 [* l

7 s" @3 Z* s6 j3 y$ G7 R: K7 O! Q& `$ g' k3 L6 T' J
永远看牛或者永远看熊的,那是猪。
2 z, ?* _0 i) [3 T6 o1 |  M: H! I1 k+ g; a
0 T9 E: m0 m; E/ q6 }8 ^0 N) ^

" w4 S+ W/ i" l6 `$ V3 I* G4 i
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
- O2 f* O- Q+ S" w, \I hope you are not 猪, and can have house sooner and become one of us.

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$ G* R0 g" `# K, c) J* Q- IYes, I won't be bearish all the time." [% t# \3 ?% G" e

, c; R. f2 v) R; FI will buy a house, at the time and location of my choice.
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