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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring., P: S9 P4 y+ ?( _
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.$ V! C# G7 }$ t0 h7 B$ K& m
It is always better to buy when it is on the way up than it is on the way down.4 q# X! [9 M3 k
For example, the condo average price is around $240,000 this March, now it is $270,000.
0 L+ p/ s- O5 [8 i( FSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.5 F; C# o1 O2 L# x
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.3 i: ~+ ~8 D- ~
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,! R& u' ^5 i- M8 u$ I2 j
your mortgage interest rate may have reached 6%.
$ m& j; c9 ^) C  sHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate./ h$ h+ G, s/ }* Z8 u
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0009 K" G) x! l; L  H- ?
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
  k* z# N" G. }6 p9 i0 Qcondo with $1000/month rent)  Total: $344,040% Y9 J' O( ^, D3 W/ H8 f2 [
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
1 N' h" ?- R1 RWe can see what is the best, when it is on its way up, worst?when it is prime(peak).6 d6 c' h9 Z0 o6 M2 O

& G3 E0 T8 o) ~2 J" CSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
& ~; A1 {2 Q! lCannot it be $270,000? Cannot it be $280,000?4 _7 v7 v" V* V! f' z
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.! o' B7 b# N5 q
For me as a property investor, I will always tell everyboy, it is a good time to buy,% `/ u5 T1 M$ C$ I# Q1 t4 `/ v
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,! q2 u' h4 J) h7 K* o; j
then they will switch to my line and try to "HouHou" to push the market up./ V% k% R( F, E; T3 h: H) {8 ?
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Human weakness.& q+ h* l4 ]. @

! E/ l/ q: Z" s, LWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 # Q2 U6 L1 l# l* Q2 T3 \6 S; o
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
) l* W* [+ ~9 C# `0 a# Xthen they will switch to my line and try to "HouHou" to push the market up.
$ w7 t$ b2 N1 q- L/ a  `3 q
- X6 h, C3 e% b8 A+ R4 qHuman weakness./ x# _/ [, _) M
  |: N- T$ h3 f" Y9 m
Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。+ J% s+ Y) s) ?  p% U! |* d2 _# I

) p1 V6 N! _+ H& y7 J( e& d能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

7 B. O% [: z+ b0 @装不了中文软件也没关系,用这个:
& U/ o$ U, N$ j! n& W3 G4 v, chttp://www.o-cj.com/simo/index.php#
大型搬家
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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3 `8 A0 N6 V# t8 \9 }% l永远看牛或者永远看熊的,那是猪。, X; M& j' H* j/ Q, Q0 z) t& a- m4 b2 P, d* t

1 k% Q1 _. L8 }& ]3 Z

/ w- C5 i% M3 R2 i/ t0 J# \( ~: }8 d# p. Q3 [
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
/ u; _3 _9 g: }I hope you are not 猪, and can have house sooner and become one of us.

1 C# V* Q$ w! v! x
( S* j* s. c5 n& XYes, I won't be bearish all the time.* H# o0 X4 b3 J5 m0 y

" }+ u2 A/ s( F/ z: v6 ^& WI will buy a house, at the time and location of my choice.
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