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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
4 o6 n+ {9 ~( L! C+ M' xHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.& [2 F! G+ J; l
It is always better to buy when it is on the way up than it is on the way down.
: t3 W$ D7 `$ t" d( BFor example, the condo average price is around $240,000 this March, now it is $270,000.8 R, X& I. C4 r  Z6 E7 h; t
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
1 |: l) `% Q: H. LI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.- t  t9 {# Q5 B. V. x
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
4 y+ q+ L+ n4 }0 \6 C) `" Y: |your mortgage interest rate may have reached 6%.8 @; f/ i6 B8 ]4 l1 ?/ L5 w6 Y6 L& E
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000. T/ H$ S  b7 V- _5 E3 v
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
5 {  l# ^4 p0 Bcondo with $1000/month rent)  Total: $344,0401 y5 K/ k0 q# X9 P! |1 H8 l( X( O
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600! j6 i# w! |0 e8 L% y
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
1 g' \4 \8 i+ d6 T& E( l! F& ?% z% yCannot it be $270,000? Cannot it be $280,000?$ t9 N2 c% i9 ]. y. b
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.! P- _2 T/ O$ x4 q, T9 w
For me as a property investor, I will always tell everyboy, it is a good time to buy,- |. m- Y' w; l9 N- i, P; s( Y- K
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,* Y: F+ e+ s/ W+ B$ K! }
then they will switch to my line and try to "HouHou" to push the market up.
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* `! d+ T9 b* l% e2 F* l- M$ X2 z- nHuman weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
* O+ O- C" c$ a+ ?For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,+ K4 V8 K" w# s, r* W: n
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。5 P( S- j' S  [, {- w

6 A6 D3 y8 w/ r能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
: T$ X: V! m7 j$ q3 xhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 1 B2 V1 d$ ^% W) ]! ?
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永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ) \# Q5 I! b% y5 ?6 L4 `& [
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.) f/ G" i( F6 K' J; N8 E
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I will buy a house, at the time and location of my choice.
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