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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring./ H) t& G, e2 e% a" ~6 |0 g, v5 E
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.( `& Z4 I7 M; S7 k) n
It is always better to buy when it is on the way up than it is on the way down.  \$ _1 P1 u) y+ \- s& ^
For example, the condo average price is around $240,000 this March, now it is $270,000.
9 z1 H& E" N" }, D% LSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
$ j, _- t0 S& E) U% i1 jI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
1 r  f8 v, b! o' U: R$ l9 b$ t" q" DIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
) n+ ?( o) V4 r( zyour mortgage interest rate may have reached 6%.0 e) y4 K" R& R' V2 A
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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: _9 H( B% {: y) q: b/ b2 p+ ^OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
, o/ B1 M: ~8 J6 l) Pif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
6 t: C. {& N  M6 i) f/ O; tcondo with $1000/month rent)  Total: $344,040
  r: D1 \% E" @* J- ?$ L7 Tif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
) V0 @0 \" Z8 [& PWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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# B9 F) T  N+ V9 J7 x& G! i$ VSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.) z4 Q, q5 n0 N$ }
Cannot it be $270,000? Cannot it be $280,000?( I0 ~. D' G& ]# T
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
  i* J: C! \' t8 ZFor me as a property investor, I will always tell everyboy, it is a good time to buy,
. q7 v1 Y5 z7 t  ?* I5 vFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
1 ^; R1 a' s2 ^5 pthen they will switch to my line and try to "HouHou" to push the market up.2 I0 P( N; I2 ?( x
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
) _2 e8 H# \* _For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,0 |7 M1 L7 `$ ?. q8 m
then they will switch to my line and try to "HouHou" to push the market up.- \7 a9 i6 _* H8 g' x4 S  X; r* ^

$ `4 v7 l0 f) Z+ f; X& t! lHuman weakness.& `& N; c: r, e9 L

6 t! p5 _' Q' nWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。! B* l3 h6 h! O
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

5 J. J# S) `; [) x' K% Q8 D装不了中文软件也没关系,用这个:
" v# |& z, q! v5 m* Zhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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9 c$ j+ q3 M( `$ c永远看牛或者永远看熊的,那是猪。
0 W$ |  W2 W* H* W& W( V( U. i2 M  z+ q. v1 Z
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ; i! W0 m. k4 ~3 O% q# l* `
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.3 d+ K" e( Z! b2 c2 u
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I will buy a house, at the time and location of my choice.
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