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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.8 f( X1 k) S9 G7 W/ O' W4 b8 c6 [
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
' G# R+ b/ X( M' Z1 H5 }It is always better to buy when it is on the way up than it is on the way down.$ E: R/ t6 |8 f' c
For example, the condo average price is around $240,000 this March, now it is $270,000.
0 Q& h& ]$ q9 ?Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.& r1 D% v3 X0 n9 L8 X
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.: C( K' C. E. V3 ^+ l
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,$ G: W* M2 {. G; B
your mortgage interest rate may have reached 6%., U& `- A/ B& N- T3 V$ a1 q' x" B
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.; m6 A/ [1 j3 x: ^5 i$ z

  H( |  p2 e4 }9 M* ~: c. oOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
7 U8 O# J/ V6 ~& {$ P' Mif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same : d5 a# t, g; n
condo with $1000/month rent)  Total: $344,040
$ Q/ b/ }1 i8 I: }if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600& [1 G9 E8 X8 l5 p
We can see what is the best, when it is on its way up, worst?when it is prime(peak).6 M7 ~/ [, y2 h7 z# s
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.& W; l1 v9 ]' y2 V6 `, X& W
Cannot it be $270,000? Cannot it be $280,000?
. E9 }+ n0 y/ I: [$ tSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.6 J# ^5 n4 @$ A' j  n6 Z& c+ p: [
For me as a property investor, I will always tell everyboy, it is a good time to buy,1 L& _) h& O' i; h8 |1 {
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,7 r; A& g2 @0 U! o. j  U' h9 A$ Y% ^
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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. S3 Q1 T) F1 o2 P' |1 tWell, we are human, we have it.
大型搬家
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
! H( e5 q! [; R3 G' x( m: pFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
5 h+ l5 K2 Q$ Z- h6 @then they will switch to my line and try to "HouHou" to push the market up.  i/ M+ `& G: g8 ~4 m" D/ ]2 b
% k- V5 c0 F( `. S1 C2 j
Human weakness.
$ T4 j4 C! H: K* ?0 I: G
. k. ]! S; n3 I& ]/ wWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。% T  Y( L; Z* W# i0 d1 B

+ @' r3 h% L/ U4 t' b/ b能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
9 W/ E6 s7 Y! F- Nhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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; H, z( a( @" x) t) P1 z) B2 O3 ^9 p5 _2 S: p, {
永远看牛或者永远看熊的,那是猪。
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理袁律师事务所
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 $ d9 c; q; \) L" D& `
I hope you are not 猪, and can have house sooner and become one of us.
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( a8 x8 l0 _, c, b% R8 v/ J; p6 mYes, I won't be bearish all the time.4 p1 u0 p/ Q# P9 g& s5 [. _

+ n. Q) v) u& s0 k  xI will buy a house, at the time and location of my choice.
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