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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.1 c7 W% f; s; @' _* n8 R7 J' Q
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year./ G& O) p' H8 P$ S, }
It is always better to buy when it is on the way up than it is on the way down.
. A5 ?0 U4 q6 k+ w& Q. MFor example, the condo average price is around $240,000 this March, now it is $270,000.
  {- o$ x* c% g& Z" {( I7 e% h! TSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.+ l+ y- D2 O$ ]( R0 M3 _  F; d) Y% H
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
: C" k; ]& c! Z/ l& g: J& zIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
+ b# f; y5 C7 _' x! n% Dyour mortgage interest rate may have reached 6%.2 P& [- Z5 T" f) o8 V7 T
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000( S1 \# ^, L4 J% _# ]
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
6 W  [0 A+ _7 s" ^" [* Ncondo with $1000/month rent)  Total: $344,040# `! [/ B  l$ I& l9 f4 l7 R( U
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
: o7 W: t4 M; h3 N0 \We can see what is the best, when it is on its way up, worst?when it is prime(peak).4 T  b* H) j& k2 U
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.1 V2 X" H2 a% U+ @/ t
Cannot it be $270,000? Cannot it be $280,000?* D/ C2 ?, g9 {* h% p' {5 \
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine." ?/ B* j& z# B* B& Q. ?& B
For me as a property investor, I will always tell everyboy, it is a good time to buy,# d2 I$ p; H/ g4 y
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down," x* x! X0 E$ ?/ r8 [# N
then they will switch to my line and try to "HouHou" to push the market up." Z$ G; R7 b+ B& g8 ?

/ `% X+ [7 c+ W7 Z  Q) y- a8 ~2 }Human weakness.
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Well, we are human, we have it.
理袁律师事务所
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
大型搬家
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 * f& C# g6 Q  C  a9 S/ r
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,6 X- b8 J% `1 |. Z
then they will switch to my line and try to "HouHou" to push the market up.: |# z9 r$ @( M; D5 y

" o. q9 q2 J* O% y  AHuman weakness.3 x6 D4 s. Q: K  K

, |* k' t' W* uWell, we are human, we have it.

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9 T7 a0 n6 i# q% N呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。( H1 |$ b0 C3 m6 A2 V  l0 ^

3 j5 C5 @- [0 x8 M能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

8 D+ E8 C4 L3 C# q; S: z5 S7 d# u装不了中文软件也没关系,用这个:1 @8 {" }# ~2 L
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。! F/ X2 s" R* \, f3 b

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表   Y, m0 G1 e0 ?4 E7 R5 |: @
I hope you are not 猪, and can have house sooner and become one of us.
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$ }, Y) D3 c- I/ g9 v7 ~2 T# D4 cYes, I won't be bearish all the time.8 Q8 s7 T0 e! y

" f. D" L1 u  L  j' D+ fI will buy a house, at the time and location of my choice.
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