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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.3 Q1 `& D! ?* C0 Z) M
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
( _. [: A0 ?, e) WIt is always better to buy when it is on the way up than it is on the way down.; s1 L" b5 t3 o, K5 ?8 u' `" z2 U
For example, the condo average price is around $240,000 this March, now it is $270,000.- H% d9 ]  J& z' ^9 I. ^, k) s
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.+ Z* J8 g8 E& I1 l$ ~4 N* Y% \
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.2 d8 K9 ~  [3 Z: d
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,& ^: {' S3 J; T
your mortgage interest rate may have reached 6%.- B) P2 t$ }; R: b$ H1 x
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.& ?8 S/ p" g$ K8 F+ @
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000& p2 r: v4 I( z/ j: L% C
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 7 \& @" Q- Q; a: P
condo with $1000/month rent)  Total: $344,040+ H1 A+ ]( _% K: \' M9 M' f: j7 ?
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
, G0 B! B% `" C9 G& }8 g. vWe can see what is the best, when it is on its way up, worst?when it is prime(peak).; g, n& p# Z3 [+ d! }8 Z- |

2 f: ~0 j& e" s% F2 I) A& `& BSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.8 v7 S; l5 H, P9 F. O# U
Cannot it be $270,000? Cannot it be $280,000?& L8 F: q( h, K* S% ]* m
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
9 l4 n/ ~8 N( Q3 FFor me as a property investor, I will always tell everyboy, it is a good time to buy,# R: [1 D- s( i  C9 f
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
/ ~6 G. y$ n8 T9 Vthen they will switch to my line and try to "HouHou" to push the market up.
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" e. L  ~; n  i+ Y4 pHuman weakness.
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" t5 Z: h2 s6 K# B$ P  p2 [6 mWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
- y1 }- v" {% Q2 x5 U  c( i/ aFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
# b$ z" n! f, S$ k$ z: ethen they will switch to my line and try to "HouHou" to push the market up.* P6 ]! N, v: F* ?
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Human weakness.
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0 l; w6 e; ]6 a+ X0 D6 G0 }! fWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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3 M3 T. B9 U3 A& `能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:# p/ D2 n, o; [' p9 W5 u9 N. l
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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7 }/ x6 f( Y9 g6 L! _永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
& n7 a" B+ |) x; c  R9 Y$ w, j' Y" h% SI hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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5 [1 {5 o* X$ o* O) I4 mI will buy a house, at the time and location of my choice.
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