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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
; X1 k) D$ d8 y5 Z' X! A7 {: NHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.3 `/ v7 t7 y! w
It is always better to buy when it is on the way up than it is on the way down." D' b/ q' g) r% \9 _
For example, the condo average price is around $240,000 this March, now it is $270,000.
$ @0 H9 L$ G3 z% w6 q6 \( B4 CSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.- l! L" ?9 \/ B* j5 @
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.( k- R7 D6 H6 p
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
  D' s, D/ p8 B' \' h: o' @your mortgage interest rate may have reached 6%.
& y. G1 k; B* n$ i$ A% ]House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.# e$ s' J% J5 [! P

- n! C, L) }( n) B3 d- dOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
" ]  E) d2 `* Z2 c& @if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 5 {! h4 c3 A4 f5 E: m0 D
condo with $1000/month rent)  Total: $344,0405 K9 v1 D; q# p  l6 k; b- q
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600, n/ |! J2 }$ P- v
We can see what is the best, when it is on its way up, worst?when it is prime(peak).2 o- w- H' k# Y1 J/ o* H( e: U) S
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
' h  j# @% K# S7 r' LCannot it be $270,000? Cannot it be $280,000?7 E4 k' ]* l- p' L8 Y, ?& r) X
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
, \  @8 Z* e7 B6 ]; q) c0 S! B; m- GFor me as a property investor, I will always tell everyboy, it is a good time to buy,  @) p* g7 S! u, ]( L) |+ A0 f
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
7 \7 o) ^6 c8 {) D- B) Uthen they will switch to my line and try to "HouHou" to push the market up.
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7 u- M7 E: r/ t: P5 nHuman weakness.
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6 _/ B$ p7 s: I1 N) RWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
. f3 x2 v1 t9 _2 f! @% MFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
7 ?1 J# i6 K5 W) D2 jthen they will switch to my line and try to "HouHou" to push the market up.
1 \4 ?3 p. n% s6 I) |& A8 s. y1 w$ z/ h. ?/ N3 z; J. H& J
Human weakness.- N" x# }) W  Z. S

& [& k( u: v, b* Q; A  x1 aWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。! o! j! e% u3 K4 _4 `
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
5 p% X7 X% x4 j$ W; q0 @3 D5 V6 khttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。
" ?, P' I9 N. I& t& {8 C5 H. B' g2 b8 A* u
2 \0 o1 F0 R6 `7 \. F

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 2 V9 R( q/ g: |5 K6 w. w" ?
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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: G4 P* n8 H  t8 EI will buy a house, at the time and location of my choice.
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