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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.0 Y1 @! z7 c4 {! {  P6 b) S& R
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
8 z, f5 v: q" D6 k# E0 u. gIt is always better to buy when it is on the way up than it is on the way down.& G4 w4 M3 l: T: b0 Q) {& c1 l
For example, the condo average price is around $240,000 this March, now it is $270,000.
, f& k9 j" t9 OSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.+ h; Q4 l1 J4 d: a- }
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
# w. d) l2 N% E0 K0 g  eIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
: q9 S+ T8 m. k2 Uyour mortgage interest rate may have reached 6%.5 p# J' [1 S  ?" K
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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  y! w5 F2 S; dOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
1 Q, X+ m$ u! t) D  K/ l! pif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same . c7 ~2 H* Z4 U) z+ g$ \
condo with $1000/month rent)  Total: $344,0408 }, j; v, @. k. C9 B5 y+ G
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600# h. _" `3 G7 }9 U8 m& |9 N
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.2 W" g8 Z. h; ?# n
Cannot it be $270,000? Cannot it be $280,000?
' P9 S5 |+ z4 w! O2 ^! J5 oSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.$ x1 v- \  V5 s1 r0 }0 f6 i
For me as a property investor, I will always tell everyboy, it is a good time to buy,
- }' @* V$ S1 w3 NFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,: X; ~; Z, r: w' B4 S! N
then they will switch to my line and try to "HouHou" to push the market up.$ |) b1 B$ E4 Q: ?5 i8 G) ]" b9 `
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 - L/ i0 X5 ]+ }  v' O
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,  N8 H% H! d( U: A" |
then they will switch to my line and try to "HouHou" to push the market up.
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1 z, E  C- q6 r/ S: U+ _Human weakness.
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1 O7 k' ?. k2 H+ HWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:$ @2 `8 k5 p8 p3 n* w: G
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 ( t& n" J% w" x  a% ^  D1 P: X

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$ G* a7 Y: p- B: G$ z+ N3 F; }2 b永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ) e2 P- X2 V* l1 n! D, \, D# a1 T1 e
I hope you are not 猪, and can have house sooner and become one of us.

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; e( F: F2 t5 C* _/ r3 EYes, I won't be bearish all the time./ E, X! `2 n1 P/ G) c! E
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I will buy a house, at the time and location of my choice.
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