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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
% g# }0 m2 d/ \However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
7 O+ W* k' B' H) ~2 A! eIt is always better to buy when it is on the way up than it is on the way down.
, T# t/ r/ D' I/ a' ]$ w7 ?% c/ j; SFor example, the condo average price is around $240,000 this March, now it is $270,000.7 l' J& O4 g, M) @) I. ~
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.; a. J5 R* _: b4 c0 b6 z0 s
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.) g1 k4 {# B! i# Q; [
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months," K. m0 D5 c9 ~) T6 Q
your mortgage interest rate may have reached 6%.  X) W. v( Y1 M1 b0 z
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.! E+ p+ `, n2 o( f5 W
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
2 E$ H; R+ X+ Aif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same # t/ `, x3 L! l, U% r. }0 ?
condo with $1000/month rent)  Total: $344,040
7 Y* S# ]5 G7 ~+ V& qif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
, c! {/ n+ `: f: W4 ZWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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$ M) l7 H( ?" e9 A. P8 Y6 P3 QSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.4 D. L& H5 G: `& d9 ~3 k, ]
Cannot it be $270,000? Cannot it be $280,000?- l" ~7 Q. Z$ D; Z
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
! h1 K, V" S- {/ j: U7 sFor me as a property investor, I will always tell everyboy, it is a good time to buy,6 {. X/ X: Y" O) `4 a$ R1 f9 Z
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 G& m; O3 A  l! {9 q: a* t- Y# Ithen they will switch to my line and try to "HouHou" to push the market up." M* }% H/ X* s! N7 L; M
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 8 c% {- \6 p. ^0 [  k. z; S* b
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
8 g/ f- X. H' kthen they will switch to my line and try to "HouHou" to push the market up.) \2 m6 p" D( u' r$ h1 X

8 Q+ t& Y  w& O- P* KHuman weakness.
2 z+ i* a, A  r& I' ]1 u# {% |0 u% M, Q8 d
Well, we are human, we have it.

  Z1 A9 U; I) M" [
/ }4 h% x; y" y' }5 ?) {* U. o呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。7 k+ T# Y/ D4 V, `: H  G. V- G& C

, y. ?/ f. @3 C; `能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

# u" N5 j4 [! I: `- T  B装不了中文软件也没关系,用这个:
1 y  {: ?+ @3 {' I) shttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 ' b+ T+ k- L, s

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9 g) j% x! D  p7 l4 [永远看牛或者永远看熊的,那是猪。0 U; _0 }5 \$ u2 D: Z
+ t: {. ]! b, v! Z, n2 h0 n& y1 |

5 {+ j- _+ @8 A0 P2 C8 f4 q
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 8 X7 ~& h; T. z0 D* r
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.: D& [* K1 g, ~* ?7 _2 l2 ~  t
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I will buy a house, at the time and location of my choice.
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