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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
' o) e& B" x$ _. a! @5 o, L2 bHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
" O3 ?, G* U! aIt is always better to buy when it is on the way up than it is on the way down.3 @$ H9 v6 z% q) N- }7 _, Z6 z! V: o) ^
For example, the condo average price is around $240,000 this March, now it is $270,000.- C" R/ Z, F+ {' Q
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
: v4 X! I" a8 |5 X# W- Q/ ]6 }I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
! |3 N5 c/ D$ u: x4 D9 tIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,9 d6 `" q2 j5 g7 v  I5 e
your mortgage interest rate may have reached 6%.3 T2 e  ~  ]4 C( F
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.2 u& ^3 x1 V& R6 l* {+ H

8 g% X! g) \( }7 m* fOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
7 t' F+ p! j5 y6 r5 G) |3 Lif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same $ V1 K2 G1 Y: f2 Q# x/ B
condo with $1000/month rent)  Total: $344,040
0 O$ J0 ?: q! Wif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600' [7 D6 {& u$ N$ p1 k
We can see what is the best, when it is on its way up, worst?when it is prime(peak).- }9 z5 b+ i! _; a- Z; w; O; n1 g6 z

; z/ C$ F* l* P0 X9 ~/ dSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.& [# D) j* D  w
Cannot it be $270,000? Cannot it be $280,000?+ n1 _+ q/ S4 g: @1 g
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.! u$ Z' N3 p( S1 P6 L& G" `& `
For me as a property investor, I will always tell everyboy, it is a good time to buy,# [6 O+ X! M# K
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,$ g" i$ V% u8 V* F  g* z& D
then they will switch to my line and try to "HouHou" to push the market up.5 o1 B; S! \) H8 a9 W  S
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Human weakness.
! z8 o$ V: Y- y
" m+ F0 L8 Q% d0 SWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 . h  `5 x: s' ^$ L* A9 j
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
  n# {* X6 i) ~2 Zthen they will switch to my line and try to "HouHou" to push the market up.
2 r: p5 p8 D3 E/ I- m1 o+ Z
/ _4 q" O+ ~% k7 Z; T. [5 VHuman weakness.
, s1 d* k' z! }- ~$ q) d. @+ p9 R' D& |
" M9 X% {& F7 Z# R8 N& QWell, we are human, we have it.
, S- h  Z* T* x: L- C4 T- N

! r( o2 [4 E  V' M8 K* w呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
9 S" A8 B/ Y* b; B; V, q8 y
' ^* m' w6 `+ @: f2 e7 n' U能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

, a& n& B, f0 _2 f装不了中文软件也没关系,用这个:
  F* o; u8 \1 P$ Z8 `0 zhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 8 E# S- m) _+ `4 q5 S5 W* g
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. g0 Y$ l* u& y. h: D永远看牛或者永远看熊的,那是猪。
4 P9 C. N2 X" _& e
2 @) ]3 L$ d# ?: ~7 a# q; b
" t5 u& T4 R' l" ~

* l3 m( z% ?0 A/ B
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
4 T+ t  H; }+ U! j1 iI hope you are not 猪, and can have house sooner and become one of us.

& c. W+ k0 E3 p! f4 F
2 a& f" q, e0 PYes, I won't be bearish all the time.) h5 ^( K- b2 X# w5 p

, a/ R+ l1 e' K3 c: v# II will buy a house, at the time and location of my choice.
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