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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
3 p' H0 D% x5 u5 r$ ^5 sHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
* u/ x7 I; y0 m% m. y' ^; kIt is always better to buy when it is on the way up than it is on the way down./ L: f3 K% B: C& h4 h) ?! X. o7 W
For example, the condo average price is around $240,000 this March, now it is $270,000.1 S! \- |1 M8 g1 o. D: v; i
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
2 k: Y2 ]. ~6 Z- }7 G  q) QI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
- ]+ h) n6 y6 fIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
9 c! N( I1 l( j* H9 a$ Qyour mortgage interest rate may have reached 6%.( A! b* a( w8 \# j# T
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.# v# z, z' n- ~0 s
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000! M; i1 t, L  [5 I$ ^
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same % @4 k6 E. F( N$ ?
condo with $1000/month rent)  Total: $344,040! _# F6 N0 L: n; n
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96001 i1 H$ U6 G6 ]# w- r; t
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.* M9 {& e' P* f, D" m4 `: C
Cannot it be $270,000? Cannot it be $280,000?3 w0 `) u: O6 |. r
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.# @6 ~2 x9 e3 w/ n2 @' ~% ^
For me as a property investor, I will always tell everyboy, it is a good time to buy,8 G# U3 |1 G" P2 p
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,) _% C6 ?- ^! H, z' _
then they will switch to my line and try to "HouHou" to push the market up., p' c$ s  s8 y7 l- E! [
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Human weakness." u7 |% T) h# _6 k

6 C% I7 j2 j( c: a0 p2 zWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 4 r8 l  m2 k0 v* m( f9 H
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
+ ?/ D3 m' R9 e$ Nthen they will switch to my line and try to "HouHou" to push the market up.1 i; `* H, R* V
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Human weakness.' J, o, s9 o2 \$ }

+ l7 s: y5 \. N3 \% b# w! @* UWell, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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0 o# m9 ~+ i" b( Q+ W2 S( T6 B能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:; Y1 |- L- V) \5 c7 n8 {% U7 N  ~
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 ' f7 A% g0 N' g3 M; r

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9 X( R; \- F  _- u3 |3 r& ~- p* }永远看牛或者永远看熊的,那是猪。
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大型搬家
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 $ f& I0 X4 n: `$ o- k: ?/ T+ D$ I
I hope you are not 猪, and can have house sooner and become one of us.

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" \* ?; T' K' Y( c1 c2 S; [Yes, I won't be bearish all the time.3 I8 C8 t* v5 _' N

% s3 o$ m% P) ]9 _I will buy a house, at the time and location of my choice.
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