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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
  E. }  V( N; u. }7 |1 l9 PHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.* K- c( b2 J- _8 o! ^
It is always better to buy when it is on the way up than it is on the way down.
! f( v6 M" y# B1 QFor example, the condo average price is around $240,000 this March, now it is $270,000.8 e" }1 R/ E. G
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.7 S/ a5 b7 Y. V5 M& _( f% P  h# x
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.  Z: c8 N9 D( w- q  F, Y5 ?( T
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
3 E: e* m  @, e+ F3 P9 tyour mortgage interest rate may have reached 6%.
6 G1 e4 s- R' H3 G4 r# J; C& qHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000% p" I3 a; U) T
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
& B6 _+ l! x9 D$ icondo with $1000/month rent)  Total: $344,0403 m; Y- e8 ^8 M
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600, S) J) f8 d& f/ j7 l/ F1 q; g# N9 j
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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5 Y* T; @% t7 _2 c! jSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
# z; {7 x2 _4 [  Z, BCannot it be $270,000? Cannot it be $280,000?
8 s1 r" t" V' s5 V0 X7 E5 ISo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.. _. o) {6 F- x. Q" X: U* R
For me as a property investor, I will always tell everyboy, it is a good time to buy,  D3 u7 G4 R! U6 x1 ?9 ]
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,: q- c% u* F- G
then they will switch to my line and try to "HouHou" to push the market up.
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. c% n* S- E  z9 I/ b: L6 IHuman weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表   i: T" o8 E/ T
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
* x- {/ R! O% Ythen they will switch to my line and try to "HouHou" to push the market up.1 F7 K3 e" z- z; E# c
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Human weakness.
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" y+ L. \, K& o& hWell, we are human, we have it.

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6 q# y4 H/ W3 X, D5 }* A6 l9 d呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
大型搬家
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

( N6 ?6 x: I$ Z2 j" |) g装不了中文软件也没关系,用这个:
+ J* @- m4 [2 m, M) q& V8 v1 lhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。- ]/ `4 i" t9 w% o

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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 % a! t' e. }% x/ ^& o- C' q& {1 t
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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