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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
/ Y7 X! K5 `$ jHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.9 I2 ?6 x3 o2 z
It is always better to buy when it is on the way up than it is on the way down.
+ \6 E3 t) S* l8 EFor example, the condo average price is around $240,000 this March, now it is $270,000.
2 Z, K* h4 u. \- y' z: ]Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
: |0 l3 L1 O3 Z* R* i7 jI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.* I% j5 X" p7 m* B9 r( j
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
6 d4 U: ^6 v* p" b! U3 O3 v1 Z) eyour mortgage interest rate may have reached 6%.% q9 v9 M- D6 S- s& s5 W" R* o
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000: i3 J! \: N0 H( P
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
( h: S9 O+ V6 o* V0 j8 O' [condo with $1000/month rent)  Total: $344,040. Q' z: A( X/ \& F
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
9 j/ g) U' t( |# oWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
9 x5 ^  b3 b9 {" v% N, NCannot it be $270,000? Cannot it be $280,000?5 s: d" \7 v- `- f# ^" Q; _
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.4 U, X& L7 y' D9 s) O% Q$ ?$ N. b
For me as a property investor, I will always tell everyboy, it is a good time to buy,
5 c$ v2 [8 Z+ m9 QFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
- K/ K- N$ A1 a! Dthen they will switch to my line and try to "HouHou" to push the market up.) K. T$ [* |/ u' m0 z& {% ]7 A

& [& _8 [5 P' Z" C% EHuman weakness.6 l+ ]9 a( V/ e/ j9 C
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 / P7 m4 o8 G6 U( ?' t: n
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
! }- b0 T/ g- V6 a7 othen they will switch to my line and try to "HouHou" to push the market up.: O8 k& J! B+ q2 b6 e/ o

4 T( [/ e. z# v1 N$ D' t  K7 u2 q8 |Human weakness.
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+ B; y" s- `1 A# Y$ U) O+ ~Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。$ s  W0 z: D: I' _9 L8 H& G
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

; @9 D" V$ t5 L/ Q* P0 q9 P装不了中文软件也没关系,用这个:
6 R) T" }7 F( O9 z$ C, Dhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。
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1 _! Q, `) Y! o( G8 W9 w+ O# w

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 * S8 t* O$ m+ x
I hope you are not 猪, and can have house sooner and become one of us.

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( o2 h3 H+ l8 n  v  zYes, I won't be bearish all the time.
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: @: i0 J! w2 D4 Y4 mI will buy a house, at the time and location of my choice.
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