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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
5 V3 Q: u; C' M/ ~4 m( F" V- hHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.1 N# k$ V' j' g& M; F
It is always better to buy when it is on the way up than it is on the way down.5 m/ b! r7 G1 ]9 W; V$ A+ t, i
For example, the condo average price is around $240,000 this March, now it is $270,000.
$ g* G% ]& x9 B& C3 G; uSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
9 T! b2 B4 Z+ q: [I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
) m6 L( O& v) N; V4 GIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
+ S* K# G, l3 t" vyour mortgage interest rate may have reached 6%.1 x% @3 N6 c* B
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0003 a: }. G! i* f$ l7 ~  v4 d) E
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
' l( X. ^9 w3 s2 V4 M1 Scondo with $1000/month rent)  Total: $344,040
5 `' k$ d, B- i$ J) g( l% {0 c  gif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600$ R; d  ]5 s) c2 S- g
We can see what is the best, when it is on its way up, worst?when it is prime(peak).$ h. E7 ~+ S* n2 W4 e" @" }% V

) a1 _4 u& b5 s7 K* i' hSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
4 Y6 y" @' A& A! p$ [Cannot it be $270,000? Cannot it be $280,000?9 @7 i" K- G; z. f2 g% @. ?
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.9 S: x) Y6 r- A; y1 s" c/ V
For me as a property investor, I will always tell everyboy, it is a good time to buy,, E8 a6 b% @7 f
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
( @# v# X  _* M6 V! h) pthen they will switch to my line and try to "HouHou" to push the market up.
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4 T9 }/ B7 p4 K4 sHuman weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 - i( d; h, p2 R" C
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,9 h! g/ j; _: Y4 D* j  t, z
then they will switch to my line and try to "HouHou" to push the market up.
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* g# O9 w8 d$ M; [( `0 Z; wHuman weakness.
5 n0 J7 w- c# j+ b6 b: A9 N. V- {. Q1 S8 l
Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。1 r& ~* G. u4 v; k+ A

! ]: s$ |  {8 d) c4 l9 N能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

" \# F0 D0 M4 R装不了中文软件也没关系,用这个:
0 B1 A; W+ G8 ?$ i8 khttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 7 {: @* ?2 B' d' H. x: S& ~
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' y( E# p! S+ ]0 ?永远看牛或者永远看熊的,那是猪。
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6 v' d, z; [$ t: a3 Y  {, K

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ' l2 l8 [# J7 t4 [/ [3 }- Y6 ?2 f1 W
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.# o* d. H- b. I- N1 h5 K4 w3 }

2 U, t) p/ x5 S' ^& P! K! [: VI will buy a house, at the time and location of my choice.
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