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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring., D, x1 K' P: n- ]5 |
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
& P# F, }$ {8 `8 v( \2 c7 LIt is always better to buy when it is on the way up than it is on the way down.
+ a( m9 M" L& ?, F# n3 l. sFor example, the condo average price is around $240,000 this March, now it is $270,000.
. P8 O' z! p3 Y8 [Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.) O! \# _, J- p' r
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.6 Q; ?* p' ?2 |
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
" V5 d7 z9 p: [* S/ |your mortgage interest rate may have reached 6%.
: j! @% L3 E% X/ n; l2 [5 I5 |House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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. j: R" n5 o# N( y0 E0 VOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0003 R% a$ T7 R9 s/ c3 x, O( p! Y
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
7 G/ U; V. x6 Y1 R* F2 g+ N8 mcondo with $1000/month rent)  Total: $344,040
+ T) B( l1 o7 s  ~" n( T9 Tif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600* o5 C+ n# J: s
We can see what is the best, when it is on its way up, worst?when it is prime(peak).6 ?+ U3 E: ]: T2 S' Q
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
  Y2 d1 v# P2 x4 }4 M# sCannot it be $270,000? Cannot it be $280,000?- w+ _* ~; O: Y
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
6 Y& X) X4 |) L% e/ l& @3 dFor me as a property investor, I will always tell everyboy, it is a good time to buy,5 Y1 _$ E4 `. i3 a- N+ h
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,+ P) S$ }6 y) [: ]! x2 J6 y4 l
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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% w% y& S2 |$ S8 {# w5 Z6 k4 |Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
/ }/ K! i4 ~# C1 I' H- t: s1 NFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,$ Q0 _" }5 U, [: w) I( |
then they will switch to my line and try to "HouHou" to push the market up.
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; W9 M: K& P. }9 l* w. o# l" {Human weakness.$ K! g# y( [8 t6 m3 x# a9 j) J) ?
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Well, we are human, we have it.

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  t; l5 Q7 `9 ?呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。/ a+ F* T% a$ t( Q) I8 f
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

6 }7 l3 M# x+ ]) e装不了中文软件也没关系,用这个:: y( U( n$ x3 n* y
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 & \/ \8 Z0 ^8 k9 T7 I
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永远看牛或者永远看熊的,那是猪。9 o/ l+ J2 `" ^2 L/ z' m6 F) H

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
+ o% J/ N7 {: h  c) wI hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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