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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
, n9 j' v, P  c/ k% N& |+ M' P% M2 L; T9 {However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
9 _! R+ k+ B4 S0 r1 R4 l; EIt is always better to buy when it is on the way up than it is on the way down.* }8 s* A4 y$ I2 \0 t
For example, the condo average price is around $240,000 this March, now it is $270,000.% i% w% I* \/ G0 G
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
3 B: n; z) C) H* {- U# yI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
3 ^. F3 f* b  A( {, Z  ?8 QIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
/ z9 K% ?/ Y  q/ E/ Syour mortgage interest rate may have reached 6%.' P5 h. ]" e5 d) [3 S1 D9 D  H
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000# ?/ n# B6 J$ B6 O6 d7 k
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 4 j" R4 ^, w4 ?. R: I
condo with $1000/month rent)  Total: $344,040
  c) F& w: F' o" Y  K0 x% z- h: uif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96009 J/ W% d" p6 @% z1 M2 c! O0 Q
We can see what is the best, when it is on its way up, worst?when it is prime(peak).; ], w, z. M6 U" [/ I

. R( u! k' G/ ^- ^/ g. P$ v' YSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.) a7 ?$ w8 h8 g+ C' q
Cannot it be $270,000? Cannot it be $280,000?
% }3 F. A$ o0 J- t& Q% oSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
3 c" U. @" D" ^# z! w! z; ~# mFor me as a property investor, I will always tell everyboy, it is a good time to buy,/ P4 ]$ m- o' T! G- K
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,1 G/ n% D. W/ e5 l' @, W2 A- ?7 X
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.8 z( ]: T; O/ R- |' H

1 p% x+ ^% I+ b( o0 aWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 + s. v, n# `$ b  H3 v4 V
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
' u' z% L% }3 Q0 g) p: X' u" rthen they will switch to my line and try to "HouHou" to push the market up., T% N4 I4 J2 r5 c
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Human weakness." |+ H" j4 Y: [& g, n2 p
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
1 i- P& q0 |1 }  Khttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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; {% [2 E1 [9 [) _永远看牛或者永远看熊的,那是猪。: i/ g7 m9 X5 ^! T: @
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
0 v  y, g$ u" q1 g+ E' d0 S3 eI hope you are not 猪, and can have house sooner and become one of us.
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; R) F7 b* _6 t" W# lYes, I won't be bearish all the time.4 ?; S- T- Y: H

2 r& b; n4 V, }& N% [I will buy a house, at the time and location of my choice.
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