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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.3 n6 M/ x" M4 E% s2 Z
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
# j4 I. e& [6 D4 {9 x6 tIt is always better to buy when it is on the way up than it is on the way down.9 B2 p$ x; b6 N. t8 z. S
For example, the condo average price is around $240,000 this March, now it is $270,000.3 d" _4 @0 r0 g  O1 I" G( w
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
: i( W' l8 W* m/ ]: {' tI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.( X$ l# h' K1 U2 b
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,& X% `0 q5 }5 ?2 N" ?* ~1 n1 X2 ~4 T
your mortgage interest rate may have reached 6%.
) ]) ^6 m( O9 e* Q- xHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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' o- z" |* P5 ]* MOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
' P. V5 h. \; Rif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 3 C4 P' _. W, V  u+ W
condo with $1000/month rent)  Total: $344,040
; Z$ z1 r2 @* Z8 dif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96007 U, R4 G+ t% u4 l
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.2 ^  }: e; c, s( S
Cannot it be $270,000? Cannot it be $280,000?# z$ J& [. J$ \; j6 r) C
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.' C2 K3 T3 J3 @) p9 E
For me as a property investor, I will always tell everyboy, it is a good time to buy,( V# d; Y& m- E" P4 ]8 W; D
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,0 s9 j3 A+ ?- ~% A* e  j
then they will switch to my line and try to "HouHou" to push the market up.
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- X1 \" @, L! |! \2 P. `6 w( gHuman weakness.3 w8 b$ o: t$ _, R6 B; @
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 ! Z, M* I# X7 z  r
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,- y7 g& r$ T' u: u. J! }+ ]
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

# M# m4 Z' w; c' w  j8 i3 l装不了中文软件也没关系,用这个:& y; f, r. _& q) B: s0 k8 r' [
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。" M) G9 f0 f) [* k
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大型搬家
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 . t. a! [7 S8 Z/ F6 U' [/ ~
I hope you are not 猪, and can have house sooner and become one of us.
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/ J9 F8 W# }4 k% l: o+ DYes, I won't be bearish all the time.
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) P" X5 ]. A8 F/ R3 r1 G1 ~0 C$ UI will buy a house, at the time and location of my choice.
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