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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
+ _& t3 Q" j! _. lHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
5 p' j; L! N) Z1 |' W  j! g1 `3 `It is always better to buy when it is on the way up than it is on the way down.
4 [" u/ k5 f( u2 n5 q3 c; o" I, DFor example, the condo average price is around $240,000 this March, now it is $270,000.5 q& R) \& n' a+ l6 z1 W* q7 Z$ B
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.# W. r: N9 c: a  M6 q
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
, R9 Y. E6 o0 H; gIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,4 _/ I# u, K5 A) p- l( L/ d1 b
your mortgage interest rate may have reached 6%., e/ x  O  n) n9 a9 g9 G$ c8 c5 K
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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( {/ P5 o: F3 v5 W3 z4 y  k( B& KOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
, J; r5 }2 B) o7 j. S2 Tif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 8 y2 ]- b" H  s5 J
condo with $1000/month rent)  Total: $344,040) |% M7 q( U  G1 O% z6 T, s( e
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600" h6 p+ g+ ^( F( |" _
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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' d4 \: N  [+ d7 `So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
$ q& Y3 m4 }1 _1 Z4 d: ~Cannot it be $270,000? Cannot it be $280,000?
, W7 G) _: J: ^* j5 X6 L, rSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
* t; M: _/ C) g4 D8 ]For me as a property investor, I will always tell everyboy, it is a good time to buy,( ~. J  x& `0 H3 `; ^2 }% n
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
2 H" b3 Y8 q+ I# q: jthen they will switch to my line and try to "HouHou" to push the market up.! a2 G5 ~. v# a6 |6 s% z) h

2 E/ }4 I8 G  S- l" T9 d: P1 @Human weakness.. r: w# Y$ r  S" p. t

6 }$ T9 H" b9 e6 ^, H" D7 KWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
+ z/ c5 u5 X' C: a4 V' `4 }  cFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,8 i  N$ m, R  d! k6 T. ]
then they will switch to my line and try to "HouHou" to push the market up.
8 Z8 C: {% j6 |9 c9 O4 s8 k0 c6 e
6 y2 y8 J! Q- \. ]4 m& T" hHuman weakness.
, W0 C1 u- l' ^0 ]/ X( C  x" q4 _; J
" H$ n5 ]/ g- d/ M4 g- FWell, we are human, we have it.

  M1 F# o# E0 H2 ^
( A2 J& I+ n  G" K呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
+ ^& J- ~0 |1 `* h3 E0 T
6 r6 v  b- H  K  ]; J3 h) W能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

# a3 @9 J9 U( x! m' i装不了中文软件也没关系,用这个:( }- J3 Q6 ^9 W
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 " b1 w& D, v$ U" q
3 H2 h& z4 o. x

4 b1 n& m; L  L2 h+ l永远看牛或者永远看熊的,那是猪。1 J* t8 r3 U1 s
0 \: d3 V) K$ i5 I$ S

  R2 M6 O: y3 O$ w# j6 d0 b- @* N
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
  x! u2 H1 I' W1 B& B; P, U# ^I hope you are not 猪, and can have house sooner and become one of us.

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' e( x- ]; w5 r  d. ~  `Yes, I won't be bearish all the time.
& F2 H, h$ E$ U3 V6 o9 |0 j
) }) Y" e' k/ k, XI will buy a house, at the time and location of my choice.
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