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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
- {3 r" N& L& E' z* |' B9 hHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.. W$ ?& v  F% \" f+ x
It is always better to buy when it is on the way up than it is on the way down.! \( n& |5 ^# h
For example, the condo average price is around $240,000 this March, now it is $270,000.
- @" ]( L+ ]8 r) O% @8 ]6 h2 FSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
  v3 y# H+ Q6 F' h2 mI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.: G) N7 ?& j3 L
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,0 |) }; h' P8 F3 U% J# {
your mortgage interest rate may have reached 6%.
- J/ A" z- o% n9 _2 [( DHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0009 }$ ]" l# ^9 Q# Z
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
# T* N5 p* d% ~$ R7 Ycondo with $1000/month rent)  Total: $344,040& j( c  i/ h. ^% ~( z2 N
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600" L8 I' C- r  T& A/ l
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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+ T0 Y1 e/ Z+ L" C7 n/ j, u9 uSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.8 J" Z: Y# G$ C4 A# w
Cannot it be $270,000? Cannot it be $280,000?
& D8 Q3 a. {" |8 E3 x- oSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.2 P3 O3 }7 x8 r4 Q0 p% n
For me as a property investor, I will always tell everyboy, it is a good time to buy,
' `( ^, @' I9 ZFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,5 J- C/ K+ u1 ~3 O( j- [3 z4 s" C
then they will switch to my line and try to "HouHou" to push the market up.3 Q8 i3 G' r8 t9 A% H/ \
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Human weakness.
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+ T% X7 ~% ~1 o/ }( b; o3 oWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
6 p' _( B/ Z) `  K$ H) d0 SFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,* Y  m4 t- }6 I* }2 x8 L
then they will switch to my line and try to "HouHou" to push the market up.  x* n1 E3 [& S! H
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Human weakness./ g- c( c* y' J2 Y& X. x/ d; h; k$ K; M
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Well, we are human, we have it.
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- g. A0 i0 L# g# K呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
8 [5 P) _! P1 g* J( f' q3 ahttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 2 J6 I7 H) q" S1 D
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1 i  ~- L& N( j: s( Y永远看牛或者永远看熊的,那是猪。+ M1 z5 _* Q1 o( @/ H4 I. ^" k
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& D" s4 W- q6 |  g. g9 y; J+ T! `
大型搬家
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
# D: O8 ^7 a0 P; r- p5 }I hope you are not 猪, and can have house sooner and become one of us.
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& K4 {0 {+ K1 BYes, I won't be bearish all the time.5 a7 {5 ?1 Y3 y

% \* m7 u: P0 d( k1 x2 G) BI will buy a house, at the time and location of my choice.
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