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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
4 I  B$ o( P" g2 W5 ~However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
5 q3 Y3 O! J1 g$ BIt is always better to buy when it is on the way up than it is on the way down.
5 D% X  }% j1 i) VFor example, the condo average price is around $240,000 this March, now it is $270,000.' \% P  D: B: ?, h% m$ d
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
  u& y% |5 {# s4 ~, K) wI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.% |5 n  @; X$ T
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,% _7 [! Z4 y8 F' E5 A- w# J
your mortgage interest rate may have reached 6%.- d1 t3 H5 ?% A) M- d8 [+ {
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.8 F* D. p$ E" {8 U" U
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
4 V# ]! d3 K, Y! `if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
- S$ Z+ O, d* f! j* fcondo with $1000/month rent)  Total: $344,040
$ h, n- o! t+ f& s# [" ~if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600; o6 B3 V# o( D
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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$ a8 \6 l# E. i+ Y& {" USo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.- g6 w9 J8 |# O3 T/ h. j
Cannot it be $270,000? Cannot it be $280,000?5 g2 h; n  ]& l9 S) B& O5 a
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
6 \/ l$ d9 W6 g, pFor me as a property investor, I will always tell everyboy, it is a good time to buy,
/ g# Q. L" n0 f1 K0 W. O: YFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,- h  u/ ~. H; Y/ p* g
then they will switch to my line and try to "HouHou" to push the market up.
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+ r  H  c0 J  `' }( j: J( V: q* x0 [Human weakness.# W$ y0 }1 N2 C. L
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
4 `/ J" \! ~6 {For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,0 n- ^- s9 B) r" ?* }' l
then they will switch to my line and try to "HouHou" to push the market up.! Z  O5 \) L9 f
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Human weakness.
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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; m8 O0 R6 B3 K能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

3 o3 O- N$ i1 B  Y# v装不了中文软件也没关系,用这个:. P- V! v& K- ~* i8 x. n. v+ @
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 + c' {( r+ I0 D& h8 }* g+ v* w
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永远看牛或者永远看熊的,那是猪。
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
5 h( p% V( _! W& p3 \I hope you are not 猪, and can have house sooner and become one of us.

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( l, {! b5 J& e) P, \3 }' LYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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