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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.1 j7 j9 m, |8 x* d
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.4 d$ p- m! S2 {) z* {( \
It is always better to buy when it is on the way up than it is on the way down., O& F' K1 [( T) r
For example, the condo average price is around $240,000 this March, now it is $270,000.
8 `0 S) Q! h: C. F) fSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.7 y$ n- F" F6 h4 a# T0 y+ ]
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
% i# F2 p* a; j  C. sIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
& w7 S3 G. _- P- `5 J: r% Jyour mortgage interest rate may have reached 6%.: Q3 a! i( c! B0 t% g6 ^0 _) {
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.3 D2 p% m  }# ~+ l7 B
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000% u9 s7 t( E# M3 k( D+ J2 C5 {6 q5 g
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same - H( M3 o& g% H& Z! R
condo with $1000/month rent)  Total: $344,040
6 e, ~5 r3 {, D  Y8 Hif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
  U& h8 D0 r  Q7 V# V) QWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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5 `* ^9 F% q9 n! z7 OSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.' F: O9 G3 ^$ O. C/ W. p
Cannot it be $270,000? Cannot it be $280,000?
5 @8 }8 z1 t- T5 I7 c* r& G; A: sSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.: ]% ?5 i3 F; G+ e/ @
For me as a property investor, I will always tell everyboy, it is a good time to buy,0 K/ c/ x9 ?4 A& j/ Y4 V
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
/ A! [  G5 W% H% u" X& mthen they will switch to my line and try to "HouHou" to push the market up.( d  ^3 a8 x9 U& v
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Human weakness.
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7 z+ ]* f3 }3 d3 wWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
理袁律师事务所
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 , @- R& [' f3 J: ~
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,- y/ x, z8 w( t8 T1 W0 X
then they will switch to my line and try to "HouHou" to push the market up.$ a& u' d+ H& ~; A0 o7 ]
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Human weakness.4 Q, N3 ?+ x5 z! C

# v3 @' ?, d* [) UWell, we are human, we have it.

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' f. l  i% U  z/ ]% N  u! y呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:0 q6 G% S+ k9 c/ l2 b1 h
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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( K  C- L, Q, r& N# ~! C% z! K永远看牛或者永远看熊的,那是猪。: h( {% S; t5 g1 r/ U- N8 m& D+ \

) M+ H- ]. r$ y! t5 ^

& g2 ?$ u+ x( z& G2 W& v: p* ]" W, T( ]4 ^! l, w9 [( F+ I! p' Z: |0 u
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 7 Z! R4 z; h0 E+ U: o  U9 J; v
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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