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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring." ]8 V9 X0 A" n  L1 ~5 r
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
7 c9 g  c; v# W, i( v; W6 qIt is always better to buy when it is on the way up than it is on the way down.
& e( x% |; W. r: g, S' \1 t& wFor example, the condo average price is around $240,000 this March, now it is $270,000./ M7 [+ o# X3 i4 F: M
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
  B# z6 D' L* h- {& GI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.8 w; s; h. X1 Y
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
8 `4 z9 q5 S: c( G. uyour mortgage interest rate may have reached 6%.
: I  U; K: i, H# J- W6 @5 G. z: oHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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2 _& p4 ~! K6 u2 R& xOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
& m1 Y' |6 y5 o* E! z2 Dif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
' }, m! t. u' J; w4 ocondo with $1000/month rent)  Total: $344,040
) |; B5 G  a* {5 D- ^if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600) |: [  {' f) n9 h3 h
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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8 O5 y+ s$ ~2 z, l# L" BSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.. y- X! V# y! T7 O
Cannot it be $270,000? Cannot it be $280,000?6 @1 b. N" s, q
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.9 Z/ q: c! k; ?
For me as a property investor, I will always tell everyboy, it is a good time to buy,5 a9 f! n; n0 H$ Q; G
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,1 ^7 a$ L+ q( Z! N8 @/ p
then they will switch to my line and try to "HouHou" to push the market up.
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5 r& l: D: p1 [7 y/ F/ S( V8 WHuman weakness.! Q) X6 x! a' {0 q. G

+ s. P! T8 y+ j/ X8 F( S; IWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
4 D8 Q- w$ I% I& t( H) tFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,  e" X+ F  Q! R# t9 x* k
then they will switch to my line and try to "HouHou" to push the market up.
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* c% K8 l, y* r" {Human weakness.
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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) y+ P4 M) S/ D5 X. m能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

& I0 G2 r' B9 L装不了中文软件也没关系,用这个:
! s9 I6 k# H" ~http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 1 I5 P9 M2 g. b% P
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! E) X3 b, f4 A1 `: j# ^* f永远看牛或者永远看熊的,那是猪。: ]- K: v7 G# W

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 $ z# `3 p* H. o" x
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.3 t$ y: X7 B& u  d% ?, O; |+ O" N& `

" Q1 A1 d9 l/ |6 U$ z: HI will buy a house, at the time and location of my choice.
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