if you know everything, you don't need to book an appointment with 销售代表. just go there.% O2 ?& r+ g. }! E- {5 [' i+ j# o
no charge for service in TD, there is a service charge in CIBC and Scotia Bank.
RESP's for education9 b4 z2 f* j9 Z0 I, _2 N5 Y
my dad got mine with RBC $ C7 |" {% w1 j" Z2 E: i/ Z5 t" ppretty good ( D" E3 @% \& y5 Emaybe you can go check it out