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 What to do if you are in a car accident' V3 j& _' D9 } E
! ^ ~' i. {) i# }5 c% TStep1. If possible, stop your car in a safe and visible place. If a car
$ Y/ I9 b; S' y w9 w1 w. d6 Y R cannot be moved, turn on the hazard lights. Turn off the- V8 N1 k2 Z- s! \
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person. r0 x1 }" Z: t/ [( O: C" `
/ m. }7 _$ S- u& bStep3. Call 911 for the police and ambulance (if needed) immediately.
; V$ I( y' K3 k2 m5 c0 g ~3 X Report any injuries.
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( {* f1 ^7 U$ uStep4. If another vehicle is involved, get the car’s year, make, model 0 |/ a6 y# E3 a( u- D
and license plate number; the driver’s name, address and license3 O! d( n. B5 a% r/ s+ j c3 m
number; and the name of his or her insurance company. If the
. A5 }+ z' ^' C) ?' r, u# C( k& o driver does not own the car, get the name of the car’s owner.
' E; B: b! n. }/ n) H1 j. P Write down names and addresses of other passengers or , ?2 f* } O/ E5 C: m) v5 _
witnesses. If you have a camera take pictures of the accident
1 D" {9 c1 U2 s3 G. N/ G$ x* L scene.: `7 r5 [5 c0 }' e
1 ^- ?( I9 t1 K0 O7 L7 AStep5. The police officer will give you a copy of the collision report./ K4 ~! b8 }, U3 v7 i6 a
+ n- ^! N) ^4 [Step6. Cooperate with the police, but do not admit guilt for the ! Z5 A6 r, a% z" {; W
accident in any way. You may be required to show proof of
/ o% R: t) h1 H/ s insurance, but do not reveal how much coverage you have.
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: ^. r( j8 ?8 S V- l7 F l1 cStep7. Do not accept any money the other driver may offer. By
+ L0 e6 K5 a8 ~ accepting money, you may give up your right to file a claim
3 j& U/ F4 ?% M$ S/ z against the other driver, even if the damages turn out to be
4 M1 E3 z( Z" h$ n; U7 W3 v more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see8 O% y# J) W+ Q) A( Y' j- ^( E
later that there were hidden damages or injuries. The other
/ O0 f- X. b: l9 \) b0 ?+ P9 C person may even file a lawsuit against you.
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6 l- G7 p$ m3 u8 c& t4 NStep9. Write an account of what happened: time of day, weather, # S- a, d$ L, c/ _
hazards, road conditions and driving speed. Draw a picture of
& u7 Q8 d8 M% r+ j) Z7 k the site, showing stop signs, signal lights, etc. Try to measure 0 M5 H6 z6 G5 z
skid marks and determine the point of impact. Note any damage1 H T7 D# A5 p5 v
already on other cars involved. If a camera is available, take d% c; q! X( H" y6 e8 g
pictures of the accident.* z5 }6 |1 u7 x* }; y
1 o6 J" `3 Q4 o OStep10. Report the accident to your insurance agent or insurance
3 w C; [) F! o3 X company as soon as possible. Call a lawyer Bruce King, to discuss
% r% @+ |( u4 W# K your accident.6 n& q6 p* Q3 l2 _+ C% ~6 q
, q/ a& X! g; o- j2 x _[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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