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 What to do if you are in a car accident; R" j# d, l& ?" s; b& B! h4 m1 ?
0 l( d% P/ J4 Z& b2 JStep1. If possible, stop your car in a safe and visible place. If a car 1 s% R+ y$ s1 x; s: U
cannot be moved, turn on the hazard lights. Turn off the) ^% i8 g B1 b6 c, v$ c) P
ignition. Be careful when exiting your car.2 O% C$ E, f# o7 N. z% W. k2 k H }
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Step2. Determine if anyone is injured. Do not move an injured person.
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, k" k2 { X+ |% c( ^Step3. Call 911 for the police and ambulance (if needed) immediately.
; e8 ]) Q2 n7 p# q% {; N, M$ X Report any injuries.
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' r) U% V: Y) o' V) ?8 G' l; I/ I8 yStep4. If another vehicle is involved, get the car’s year, make, model 4 j/ c5 W6 a! O1 _) O8 B( M
and license plate number; the driver’s name, address and license
: w4 `% o& _% n! k2 `7 V, V number; and the name of his or her insurance company. If the
# Y* |, \* V' E ~ driver does not own the car, get the name of the car’s owner. 5 r% r0 N! Z5 H; ]
Write down names and addresses of other passengers or
3 m$ y6 r! i/ E& o, O- w" @ witnesses. If you have a camera take pictures of the accident # m' V) X* r3 A9 s
scene.
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Step5. The police officer will give you a copy of the collision report.$ q% X4 P# M/ h4 X
' @1 U2 u3 U2 U: n( a3 hStep6. Cooperate with the police, but do not admit guilt for the
8 P: \+ }" G2 j: e* x+ R" e2 c accident in any way. You may be required to show proof of ; |0 _0 T) K' T
insurance, but do not reveal how much coverage you have.. F1 y; H1 u$ K3 E
}/ u* M( }: x* hStep7. Do not accept any money the other driver may offer. By h+ Q. u3 G9 Y! I' Q. j& Q
accepting money, you may give up your right to file a claim
3 \" a, J, j) I2 {1 b8 A against the other driver, even if the damages turn out to be
3 j; }5 r4 _9 Q4 [9 w more extensive than you first thought.
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- O+ W q d9 o/ ^2 L9 a. P# zStep8. Do not agree to forget about a minor accident. You may see: H+ F* Y2 ^1 U& t7 W* G* f
later that there were hidden damages or injuries. The other
: P7 S( y" O& ?5 h- O2 J4 t H1 q: c N person may even file a lawsuit against you.& K. Y( C- W% J/ ^0 U
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Step9. Write an account of what happened: time of day, weather,
8 }; W! Q8 b# e. N b7 w hazards, road conditions and driving speed. Draw a picture of ( ]+ a; M* U0 a. z9 A
the site, showing stop signs, signal lights, etc. Try to measure
: m2 L. e% q0 {; L skid marks and determine the point of impact. Note any damage, n; t! N4 \/ M+ w ]/ |
already on other cars involved. If a camera is available, take
/ t1 V( [- Z4 R1 m5 ~ pictures of the accident.0 H4 x2 F) }+ ?4 d* ]5 ~" k# k9 J
8 O: i: `" G6 ZStep10. Report the accident to your insurance agent or insurance Y _; _6 Q1 S* o
company as soon as possible. Call a lawyer Bruce King, to discuss: K" p% d8 b! }
your accident.2 {! n; W; n4 k/ i4 _3 Y4 n
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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