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 What to do if you are in a car accident" }- X k9 T" A' f
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Step1. If possible, stop your car in a safe and visible place. If a car & q$ L' A5 q, P3 e8 ]
cannot be moved, turn on the hazard lights. Turn off the4 E2 z$ T, t8 t: E
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person." T6 Y' W* O8 m( |
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Step3. Call 911 for the police and ambulance (if needed) immediately.
" s" P9 E+ b0 z! H5 O' N- d4 [ Report any injuries.
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2 S2 g5 U- O8 ]1 _% CStep4. If another vehicle is involved, get the car’s year, make, model
" P# N5 u/ f9 g; @7 w' s and license plate number; the driver’s name, address and license0 ?2 W0 y) c" f
number; and the name of his or her insurance company. If the & @: s# q/ U" j* n$ C8 G. n9 k. ?
driver does not own the car, get the name of the car’s owner. & X) b' X" t2 _2 `% W
Write down names and addresses of other passengers or 0 S9 R( G! |8 \# Y; p5 X& q
witnesses. If you have a camera take pictures of the accident 2 c6 n; G9 g F
scene.8 b- l6 l% E! a. g$ ` q! G% w8 d: [
. B4 R" m- X4 w L! W |Step5. The police officer will give you a copy of the collision report." r! X% ? j' a6 r6 [
! ^2 K3 i: j( a8 T. o5 wStep6. Cooperate with the police, but do not admit guilt for the % F( S7 k7 n& z7 J3 S5 q
accident in any way. You may be required to show proof of ; I1 X2 v3 N& |4 E; Y
insurance, but do not reveal how much coverage you have.- a1 j* p3 e) Z# {) B
! q+ `4 K" f3 g) B* H5 X0 X) p2 mStep7. Do not accept any money the other driver may offer. By
* D* s- I2 p U$ P- r+ C+ q# \& t accepting money, you may give up your right to file a claim ! e% @- R; ]7 e
against the other driver, even if the damages turn out to be1 x k3 _' k* j( y- I7 \2 V, m
more extensive than you first thought.- T, E Z* P) n/ M3 j
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Step8. Do not agree to forget about a minor accident. You may see& O* U! q7 l( F* Q/ Y
later that there were hidden damages or injuries. The other
3 p, T0 v1 z) u& x person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
4 R* R8 k( V) W4 z; K2 | hazards, road conditions and driving speed. Draw a picture of
* Y" [& M' D8 h( Q0 n the site, showing stop signs, signal lights, etc. Try to measure
2 ?; n8 }; V p6 `: U skid marks and determine the point of impact. Note any damage8 j7 i9 r' W1 ~! y6 I
already on other cars involved. If a camera is available, take * f1 _9 g! J l& B& C
pictures of the accident.
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/ Z Y9 N, X. `) f6 K- i- OStep10. Report the accident to your insurance agent or insurance % E8 [# J. P/ K) ?2 d3 |1 M
company as soon as possible. Call a lawyer Bruce King, to discuss& q( b, E; i' W$ [4 T
your accident.' K. n; w' A$ `" o7 D5 P$ R h' e
; l0 P+ g7 g& T" c[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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