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 What to do if you are in a car accident0 W. X$ E0 j% e" S0 b1 \
1 @, U: l0 v, A. I6 ^; o1 k' oStep1. If possible, stop your car in a safe and visible place. If a car
( V; c4 v2 g. u9 N cannot be moved, turn on the hazard lights. Turn off the8 m$ L7 f: ?+ s2 M7 E9 F- G+ ?
ignition. Be careful when exiting your car.2 ~1 _: m# N! Y0 ]( N
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. ( m# B. w- L# j! {% H& Z# D! ~/ D6 B
Report any injuries., P" x+ s* \: N+ L3 D$ U
: q. j. x( J; x2 i7 JStep4. If another vehicle is involved, get the car’s year, make, model 1 P# M& V+ T$ x
and license plate number; the driver’s name, address and license
+ a8 W" z6 o# F: e! l number; and the name of his or her insurance company. If the
. C; z0 U: N; M8 @! i driver does not own the car, get the name of the car’s owner.
% O, @4 i$ L! d: g+ H- f Write down names and addresses of other passengers or - Z; q; H! L7 ?: ~
witnesses. If you have a camera take pictures of the accident $ b p7 X+ V: @- s
scene.
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Step5. The police officer will give you a copy of the collision report.
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# D% H0 D& q2 k& C& OStep6. Cooperate with the police, but do not admit guilt for the 4 Y. I2 I+ n3 k" K6 I3 q
accident in any way. You may be required to show proof of
8 c* c$ |9 M" P* G9 m insurance, but do not reveal how much coverage you have.5 A. m- _# z& ]) o
, O) B& |5 |8 w. n* j8 M! }Step7. Do not accept any money the other driver may offer. By, P! m: a* x" a7 }0 y9 A
accepting money, you may give up your right to file a claim ' h$ ^; I% U/ I& Q3 S# X7 X: C; g. R
against the other driver, even if the damages turn out to be
: V9 P5 E6 m+ r. I more extensive than you first thought.8 }7 B4 G; l" y# S$ L
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Step8. Do not agree to forget about a minor accident. You may see
, g! r. y" c) }! M# Z/ P3 J: q2 G later that there were hidden damages or injuries. The other6 a9 a: o/ m* U; |! V1 \3 _
person may even file a lawsuit against you.% d( G7 R ?* }% Z' m
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Step9. Write an account of what happened: time of day, weather, # a% @6 S) n# N6 W) y6 ^, v
hazards, road conditions and driving speed. Draw a picture of
: }4 _7 k2 R9 G: C7 a M* N the site, showing stop signs, signal lights, etc. Try to measure # n8 I8 o; W# E. ~4 K
skid marks and determine the point of impact. Note any damage
9 Y# F+ Q/ `2 u& d' [. T1 L n already on other cars involved. If a camera is available, take W1 @+ m5 Y. C# P( _
pictures of the accident.2 {; V& T0 k C) E
8 _) }+ h* p/ g/ p! WStep10. Report the accident to your insurance agent or insurance . ]: ~0 a( k: Y2 \ Z6 x
company as soon as possible. Call a lawyer Bruce King, to discuss: N: u! O1 X. ]' ^9 o4 p
your accident.
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$ [6 d$ J$ a0 S0 |; b* v+ w/ N[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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