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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car / \- g, m8 o4 V7 B* R
cannot be moved, turn on the hazard lights. Turn off the- |9 r( K3 X& ~
ignition. Be careful when exiting your car.! }- _* K2 @6 k0 l* g) J3 g' r
0 y5 n% L7 R$ ~' b6 _Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. ! ?8 g2 S1 u9 v9 W3 `
Report any injuries.& l7 ?# P! f7 E3 o# N
4 ~" ~: A9 d0 m; I$ Q& LStep4. If another vehicle is involved, get the car’s year, make, model
9 i9 P. Y3 y! M: E$ ~ and license plate number; the driver’s name, address and license! _& c0 S- s/ P2 D! |8 H
number; and the name of his or her insurance company. If the 7 I7 l8 a' |# B0 I' @0 {. j0 G2 R
driver does not own the car, get the name of the car’s owner.
7 u# k( i* P% w: r& r" Q* _ Write down names and addresses of other passengers or
# [1 `$ `5 M7 G& k& q1 o witnesses. If you have a camera take pictures of the accident & @; H2 T% N& N' O' w. q' k* i
scene., _! T9 Q4 R( x1 o8 k( @: b
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Step5. The police officer will give you a copy of the collision report.
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" k2 x9 A0 o! r8 V+ IStep6. Cooperate with the police, but do not admit guilt for the w& w# O' n; K) R* Y
accident in any way. You may be required to show proof of 6 n# A6 E. X: y p" o$ G+ ]. w
insurance, but do not reveal how much coverage you have.
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/ ~" U4 y% J6 LStep7. Do not accept any money the other driver may offer. By' P) j; v: {$ v! B
accepting money, you may give up your right to file a claim ! x- u* r9 B0 R9 n
against the other driver, even if the damages turn out to be
5 f' E" B* M( ` more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see" u; {, W+ `3 I, |0 s4 ~7 t
later that there were hidden damages or injuries. The other2 Y$ H; _* K) C' F- _/ \3 y
person may even file a lawsuit against you./ J; {6 I2 H# P4 w
- s+ g# g( p1 }( |Step9. Write an account of what happened: time of day, weather, 1 e O7 d7 o* ]* c3 j( @+ v: Q
hazards, road conditions and driving speed. Draw a picture of " ~. o& ?3 p' _3 x% y
the site, showing stop signs, signal lights, etc. Try to measure
+ R2 l( x3 H( w# J. a5 f skid marks and determine the point of impact. Note any damage3 `8 s2 {1 F6 e- [% j/ H! \- y
already on other cars involved. If a camera is available, take
, o# }* M3 n! Y2 E, q" A pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
% b4 Y4 v8 U+ Z% z company as soon as possible. Call a lawyer Bruce King, to discuss6 J' m h$ U. Y# E) V+ c
your accident.
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0 a, j) [2 r( g, G[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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