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What to do if you are in a car accident7 O ^5 I- B) T
- v0 q3 g7 y- O# nStep1. If possible, stop your car in a safe and visible place. If a car
6 `* G6 U2 G" ^$ p* o5 I8 Z cannot be moved, turn on the hazard lights. Turn off the
; t6 E" F# I$ d/ y- a; c ignition. Be careful when exiting your car.
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) C" k& H" P9 F. K HStep2. Determine if anyone is injured. Do not move an injured person.& C" Z6 A5 w' j z# Q! ^5 J- P
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Step3. Call 911 for the police and ambulance (if needed) immediately.
: e0 e1 H/ t4 h- [6 a Report any injuries. G p! @7 N7 C; G4 V
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Step4. If another vehicle is involved, get the car’s year, make, model
% T; U; R5 M+ e/ D+ }* P& n and license plate number; the driver’s name, address and license
: j4 O7 ~1 W" K: A3 s+ b; f9 T: o number; and the name of his or her insurance company. If the : y: O: s/ m/ u; ?7 f) H
driver does not own the car, get the name of the car’s owner.
) U# ?( x: {' v' w: ^3 G1 x Write down names and addresses of other passengers or
$ k/ @) E6 m; w6 @* B witnesses. If you have a camera take pictures of the accident 7 P( @2 D+ `- b" p
scene.
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6 h; B( S) u) l0 gStep5. The police officer will give you a copy of the collision report." R) y: a5 n3 I: I. d7 S) Z: R
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Step6. Cooperate with the police, but do not admit guilt for the ' ?; t. {/ h3 n: v
accident in any way. You may be required to show proof of
! X$ \& J) M( X# h8 o& B insurance, but do not reveal how much coverage you have.: B' \7 Y+ z% k5 p; K+ D
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Step7. Do not accept any money the other driver may offer. By
, P. D" a: X: j m2 {; _ accepting money, you may give up your right to file a claim 6 j3 x6 u* g! g+ S+ p
against the other driver, even if the damages turn out to be) `& V9 b* E6 R/ \
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
" [5 c. Y; Z: n: m& _ later that there were hidden damages or injuries. The other [# H8 S* A; ^$ A
person may even file a lawsuit against you.9 a% r O, Z+ x
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Step9. Write an account of what happened: time of day, weather,
4 K( p; S' I A. Q hazards, road conditions and driving speed. Draw a picture of , T, Z* y1 i: K" [
the site, showing stop signs, signal lights, etc. Try to measure
B0 l9 [+ c3 e/ r skid marks and determine the point of impact. Note any damage
7 B( N2 @% @/ U( ^; w) ] g5 C already on other cars involved. If a camera is available, take 6 |' \+ X, X6 {; p
pictures of the accident.
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- A9 T- A c7 H- Q% m) O$ bStep10. Report the accident to your insurance agent or insurance
% A! R1 G. I; f0 x company as soon as possible. Call a lawyer Bruce King, to discuss9 y& I/ o" k& D
your accident.1 G( V/ C4 [; }6 F
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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