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 What to do if you are in a car accident9 j) c& L6 X. M# O. h
7 F T9 v0 p$ K9 e6 T: i+ m5 g c2 EStep1. If possible, stop your car in a safe and visible place. If a car
. {& D) u9 m C- i8 V cannot be moved, turn on the hazard lights. Turn off the
) r1 f) K' n5 o6 K/ { ignition. Be careful when exiting your car.# ~# k1 P% |0 Y
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Step2. Determine if anyone is injured. Do not move an injured person.+ s4 d. e0 S- E4 h+ W
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Step3. Call 911 for the police and ambulance (if needed) immediately. , e- O `8 ?! P
Report any injuries.
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2 N: B$ A- }1 n6 l. QStep4. If another vehicle is involved, get the car’s year, make, model
! B, J' o T% o, l- ?9 Z" J$ b9 i- c and license plate number; the driver’s name, address and license. y% q$ Y6 {, A4 A
number; and the name of his or her insurance company. If the
}: F' D$ R) ]$ X driver does not own the car, get the name of the car’s owner.
: Z. w0 D- T& b& f3 i Write down names and addresses of other passengers or 2 e+ x5 C n, i* @* B0 m4 C8 r
witnesses. If you have a camera take pictures of the accident 5 z0 [0 L8 t5 [! I9 E
scene.! r3 Y2 L" \2 h2 }- L3 S1 @" k
* h, i4 r/ a1 j" EStep5. The police officer will give you a copy of the collision report.
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% N# X" h" E- S, I% j1 LStep6. Cooperate with the police, but do not admit guilt for the ; }5 I' l+ }- a& P3 W/ z
accident in any way. You may be required to show proof of
% K2 ?! D) U8 N( K insurance, but do not reveal how much coverage you have.6 m% b, d& X) X& U& P$ N9 _
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Step7. Do not accept any money the other driver may offer. By/ i2 j4 ~6 v V* R
accepting money, you may give up your right to file a claim * N, G- s5 `5 P# c; x- Y3 E$ P
against the other driver, even if the damages turn out to be$ w5 j0 b8 F& Y
more extensive than you first thought.
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9 k/ c, ?5 b r& Y' mStep8. Do not agree to forget about a minor accident. You may see5 Y" k* O: |! |% _* H3 ]# K
later that there were hidden damages or injuries. The other' `2 ]: w$ I' v: n
person may even file a lawsuit against you." z" }) b! J! Q. a v9 Z
3 ?: W" G* Y( `Step9. Write an account of what happened: time of day, weather, 8 ~5 D6 I' B" v
hazards, road conditions and driving speed. Draw a picture of 1 s1 |" |& |& W; e2 l0 U! \8 ~
the site, showing stop signs, signal lights, etc. Try to measure
4 \% `; Y( e9 b# H& E skid marks and determine the point of impact. Note any damage. y$ k; R% G( A* o% b! t
already on other cars involved. If a camera is available, take : {5 A; O; g) s4 P
pictures of the accident.4 ~" |) ^$ }2 P1 u( T) r$ Y( ?2 i8 g
4 g" w8 e+ S- K9 CStep10. Report the accident to your insurance agent or insurance % s8 z; ]; R4 z3 b6 }$ e( P
company as soon as possible. Call a lawyer Bruce King, to discuss
+ y& `; a% f( P# b your accident.8 T8 j+ `) e4 `4 k5 ?
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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