鲜花( 98) 鸡蛋( 0)
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本帖最后由 每天一点 于 2009-5-11 10:33 编辑 ) C' C; y, q+ e* ?
. ~7 J7 V& X* l; l4 T9 i. U4 ^* C* W. ?我感觉一点都不划算,现在你还剩37.8,加上1.4,就是39.2
) `, }: m# C, S& P, J4 V6 L即使按照3.35%,按照转过去之后35年贷款计,你3年之后37.33,也就是说,你总共就还了37.8-37.33=0.47w,也就是4700块本金。也就是还了3个月本金,其他33个月都在还利息和罚金。 }7 u6 ^( d1 M
可能相比来说,还是不折腾得时候剩的本金要少。
' C$ g6 s3 A# w具体情况见下表+ V" x9 r0 U L
1 01/10/2008 $392,000.00 $1,586.22 $491.88 $1,094.33 $391,508.12 / s5 b9 c/ G2 h0 s, U- d$ `
2 01/11/2008 $391,508.12 $1,586.22 $493.26 $1,092.96 $391,014.86
+ ]7 I: G9 O6 r+ u# e' P3 01/12/2008 $391,014.86 $1,586.22 $494.63 $1,091.58 $390,520.23 * [: g' D- S8 ?3 I
4 01/01/2009 $390,520.23 $1,586.22 $496.01 $1,090.20 $390,024.22 4 o1 @3 q1 _# m" B$ U0 D
5 01/02/2009 $390,024.22 $1,586.22 $497.40 $1,088.82 $389,526.82 . S C$ y: u8 g: r2 c
6 01/03/2009 $389,526.82 $1,586.22 $498.79 $1,087.43 $389,028.03
8 r2 t( P u# U" \7 01/04/2009 $389,028.03 $1,586.22 $500.18 $1,086.04 $388,527.85 / ^/ {) Z \+ Z
8 01/05/2009 $388,527.85 $1,586.22 $501.58 $1,084.64 $388,026.27 - [: Z1 N. s: o+ d* `1 f
9 01/06/2009 $388,026.27 $1,586.22 $502.98 $1,083.24 $387,523.30
: d* f2 [$ f/ k' U4 `/ P10 01/07/2009 $387,523.30 $1,586.22 $504.38 $1,081.84 $387,018.92
+ F Y' U, \( ~" y- N' p) J11 01/08/2009 $387,018.92 $1,586.22 $505.79 $1,080.43 $386,513.13
: o# V) x: S% G# F& `1 K7 J+ a6 f12 01/09/2009 $386,513.13 $1,586.22 $507.20 $1,079.02 $386,005.93
+ W2 ], J5 n3 \% i# a: w( R. f$ G$ j13 01/10/2009 $386,005.93 $1,586.22 $508.62 $1,077.60 $385,497.31 8 z5 T B/ r4 P1 I
14 01/11/2009 $385,497.31 $1,586.22 $510.04 $1,076.18 $384,987.28 8 k8 s2 k9 a" \2 Y9 A8 i/ Z2 X
15 01/12/2009 $384,987.28 $1,586.22 $511.46 $1,074.76 $384,475.82 9 s/ e/ Q* e( V& m
16 01/01/2010 $384,475.82 $1,586.22 $512.89 $1,073.33 $383,962.93
; ?/ K" P2 P! H0 s17 01/02/2010 $383,962.93 $1,586.22 $514.32 $1,071.90 $383,448.61
1 C G" q5 s3 P1 j7 H6 z0 @) d18 01/03/2010 $383,448.61 $1,586.22 $515.76 $1,070.46 $382,932.86
: ]+ `- |( Y" X5 _* a" l& t19 01/04/2010 $382,932.86 $1,586.22 $517.20 $1,069.02 $382,415.66
& L+ E$ d3 f, X20 01/05/2010 $382,415.66 $1,586.22 $518.64 $1,067.58 $381,897.02 & I; F; }& {$ P) Z5 s, `4 S r
21 01/06/2010 $381,897.02 $1,586.22 $520.09 $1,066.13 $381,376.94
) L0 {$ o( ?; A% K& n9 x: b22 01/07/2010 $381,376.94 $1,586.22 $521.54 $1,064.68 $380,855.40 # _: W: n6 v+ Z( K; G; N. S
23 01/08/2010 $380,855.40 $1,586.22 $522.99 $1,063.22 $380,332.40 7 S5 \/ Q) f" L+ b T
24 01/09/2010 $380,332.40 $1,586.22 $524.45 $1,061.76 $379,807.95
# o1 `" z- ]7 b) P* `" ~* W25 01/10/2010 $379,807.95 $1,586.22 $525.92 $1,060.30 $379,282.03
& Q, u" D$ P0 O; @5 S26 01/11/2010 $379,282.03 $1,586.22 $527.39 $1,058.83 $378,754.64
0 t# r, U4 c9 l27 01/12/2010 $378,754.64 $1,586.22 $528.86 $1,057.36 $378,225.78 : G) Q# d( Q2 \* [# V
28 01/01/2011 $378,225.78 $1,586.22 $530.34 $1,055.88 $377,695.45
' _% e" H" i1 N1 ~& ?29 01/02/2011 $377,695.45 $1,586.22 $531.82 $1,054.40 $377,163.63 1 l! ~2 \4 P$ U) l
30 01/03/2011 $377,163.63 $1,586.22 $533.30 $1,052.92 $376,630.33 9 H' v* o) \6 R! C0 |9 a# a1 Q3 j0 D
31 01/04/2011 $376,630.33 $1,586.22 $534.79 $1,051.43 $376,095.54
6 L) ^3 x( Z4 w' ^% F) ~8 r; k _32 01/05/2011 $376,095.54 $1,586.22 $536.28 $1,049.93 $375,559.26 7 E( ~' L0 _6 C2 b. T( w- S+ f) K
33 01/06/2011 $375,559.26 $1,586.22 $537.78 $1,048.44 $375,021.48 8 H8 h2 ^+ L# ]; M! @
34 01/07/2011 $375,021.48 $1,586.22 $539.28 $1,046.93 $374,482.20 3 c3 ^+ D# e8 n! E# Y
35 01/08/2011 $374,482.20 $1,586.22 $540.79 $1,045.43 $373,941.41
) J, F) @( \$ H$ X. J6 ]$ T7 o: O36 01/09/2011 $373,941.41 $1,586.22 $542.30 $1,043.92 $373,399.11 |
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