ZT-TMG- CMHC's 2009 Mortgage Consumer Survey

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2 L- D$ v  T0 y7 g$ c7 J, }/ X2 ACMHC recently surveyed 2,507 new mortgage consumers.  Here's what they found:
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•70%:  Feel now is a good time to buy a home in Canada
•1/3:  Expect to move in the next five years
2 q$ \+ o. U5 d0 u! @+ T9 l3 D•73%:  Used their own resources (savings, equity, or RRSP) for their down payment.
. S/ @( j0 J9 J+ u$ z•1/3:  Have previously requested their credit score from a credit bureau.  (Wow.  2/3 have not?)
, j4 Y6 q& x) ^; J% r7 Z9 N) M+ X0 L•87%:  Believe that 40% is the maximum ratio of monthly gross income that one should spend on debts and housing (It's interesting that so many people know this. This 40% figure is, of course, a general lender guideline for maximum TDS.)
5 D; L- Z. ^/ G5 f* [9 l! o; D3 tWhat matters to homeowners:
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•"Getting the best rate":  This was the number one thing that made customers satisfied with their lender or broker.
2 \8 h0 M. _' B& j! S5 I$ m•"Service":  The top reason driving customer satisfaction with brokers.
•"A good relationship":  The top reason behind customer satisfaction with lenders.
) I! J9 {& g" Z* @# C7 ?Other interesting market share stats:
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& i: @( U1 f$ H3 q/ C! N•90%:  The number of people up for renewal who stayed with their existing lender.  That compares to 83% in 2007.  (This is absolutely stunning. Either lender retention departments are getting much better or people are getting more complacent.  In this competitive market, you've got to shop around-or, better yet, get a professional to do it for you.)
, M0 x9 b8 V2 |/ d+ N& H•25%:  The number of mortgages originated by mortgage brokers. CMHC said it was 27% in 2007 (See CMHC's 2007 Mortgage Survey).  (The banks seem to be making a comeback for the time being. They're most definitely getting more competitive. In addition, we're seeing a lot of smaller lenders harness the power of the net to drive new business.)
•44%:  The number of first-time buyers who got their mortgage through a broker.  (This is up sharply from 35% in 2007.)
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http://www.happymortgages.com/newsarticle.asp?id=210
+ Q, Y) N. k7 w- W1 S' ~Source:  The chart and all data are courtesy of CMHC.