ZT-TMG- CMHC's 2009 Mortgage Consumer Survey

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CMHC recently surveyed 2,507 new mortgage consumers.  Here's what they found:
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+ T0 q" Q+ ^: J9 \•70%:  Feel now is a good time to buy a home in Canada
•1/3:  Expect to move in the next five years
9 @! k1 G2 W' k; t. W9 p•73%:  Used their own resources (savings, equity, or RRSP) for their down payment.
  n+ P  h' T. v( A. S, t) W•1/3:  Have previously requested their credit score from a credit bureau.  (Wow.  2/3 have not?)
% n7 W/ ^* x  m( V•87%:  Believe that 40% is the maximum ratio of monthly gross income that one should spend on debts and housing (It's interesting that so many people know this. This 40% figure is, of course, a general lender guideline for maximum TDS.)
What matters to homeowners:

•"Getting the best rate":  This was the number one thing that made customers satisfied with their lender or broker.
•"Service":  The top reason driving customer satisfaction with brokers.
•"A good relationship":  The top reason behind customer satisfaction with lenders.
1 G! A* i$ l5 u% W# L- i6 |Other interesting market share stats:

•90%:  The number of people up for renewal who stayed with their existing lender.  That compares to 83% in 2007.  (This is absolutely stunning. Either lender retention departments are getting much better or people are getting more complacent.  In this competitive market, you've got to shop around-or, better yet, get a professional to do it for you.)
•25%:  The number of mortgages originated by mortgage brokers. CMHC said it was 27% in 2007 (See CMHC's 2007 Mortgage Survey).  (The banks seem to be making a comeback for the time being. They're most definitely getting more competitive. In addition, we're seeing a lot of smaller lenders harness the power of the net to drive new business.)
•44%:  The number of first-time buyers who got their mortgage through a broker.  (This is up sharply from 35% in 2007.)
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http://www.happymortgages.com/newsarticle.asp?id=210
  T4 B/ N* J; r3 rSource:  The chart and all data are courtesy of CMHC.