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加拿大最好的活期利率

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发表于 2010-1-3 16:19 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
& o/ z& O: m/ h3 d* T/ g, i
: P; W* T' N1 }( B  n$ I2 ~开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。0 a! ?$ b) C3 o" ]1 g  p

" ], D$ T0 \1 K( ?7 d注意申请者需有SIN。& ~, o. a6 h" f
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ING DIRECT的所有利率情况如下:. M' h& T# w( g2 q9 Q
Investment Savings Account (ISA) 1.35%
, p( v( ?7 w9 H- rUS$ Investment Savings Account (ISA) 0.75%7 Q5 J7 K- v0 e/ C* i- o
RSP Investment Savings Account (RISA) 1.35%8 S8 P* v+ r2 P, M& s$ `* k9 ~5 f; l
Tax-Free Investment Savings Account (TFSA) 3.00%
2 X' q8 y) ]1 Q% c( O8 G. aChildren's Savings Account 1.35%1 G" }7 E/ d  `) {' P
Business Investment Savings Account 1.35%" y' {  O" a: Y2 F
US$ Business Investment Savings Account 0.75%
; ?) G& j7 W6 y* f. CGuaranteed Investment (GIC) - 1 Year 1.25%- L" B. g. P' I% _3 p) y$ y) d
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
& e9 i' Z* n6 X. IGuaranteed Investment (GIC) - 2 Year 2.00%, ?4 g; T$ e: `2 k2 r! U
Guaranteed Investment (GIC) - 3 Year 2.50%
6 \) w  @. i1 L* W7 P0 }. LGuaranteed Investment (GIC) - 4 Year 2.50%- i  i. C# v( J) w6 s5 O# q
Guaranteed Investment (GIC) - 5 Year 3.25%" A7 L0 ?* n: }6 f' X
US$ Guaranteed Investment (GIC) - 1 Year 1.00%1 f0 X% X# G$ A4 ~- [: x/ |( [( p
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
% R, g5 F2 F% pUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
% X( }! U( A! x. t. |, K: ZUS$ Guaranteed Investment (GIC) - 3 Year 2.00%8 U, z+ ?; t8 N- G3 s8 o! Q1 g
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
( M+ g1 h. W$ w7 R( F5 Q  CUS$ Guaranteed Investment (GIC) - 5 Year 2.00%$ m" ^' Q3 i3 K! A/ `: f
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
3 V7 ], [! w8 h# A% a7 q9 DShort Term Guaranteed Investment (GIC) - 180 Days 0.50%; A- D/ R: v0 A+ r2 {
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
1 u- B2 e! \2 o! W$ a' N+ h# AUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
" g& V+ r- ^4 c- W# Q7 R7 b7 l( u+ oUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
0 _0 V6 B9 l; W5 TUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%" ^0 j4 C" ?* K
Business Guaranteed Investment (GIC) - 1 Year 1.25%% A# x: l4 B; {# y* B1 V
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%6 F( e5 I- \& |; C* o! l( X+ x' H/ w* e" T
Business Guaranteed Investment (GIC) - 2 Year 2.00%
: Q8 }- l9 z$ `Business Guaranteed Investment (GIC) - 3 Year 2.50%
8 k  d; Z; J0 r8 S; ?: {4 i9 m5 e+ SBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
: o+ c2 I; N4 H6 @5 N* w7 bBusiness Guaranteed Investment (GIC) - 5 Year 3.25%! {* V9 U3 [2 J, t8 V
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%4 `6 l  `, j' `8 c
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
2 N: {" w" z- _7 V2 eUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
4 i' y" C, l5 H1 I: `US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
, @8 }. R( Z# [* e/ e; A8 RUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%! J, M& o; ?/ `$ p
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
' C. y  Z" R. d" XBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%& z" V  _5 _6 P9 C
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%& x/ `3 W7 |, C) X0 }6 f
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%3 w/ L0 ]5 ~2 q/ v8 A# e
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
" n" s8 E9 @4 S7 Q) V! q! vUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
9 C( ~6 R2 v) s9 K) c% eUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
( G5 H' k* j/ b; h" E6 d" A# WRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
9 F1 D1 V: y# h/ l6 JRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
) o9 d3 b: j7 v- [RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
2 u3 g7 l1 i( j2 DRSP Guaranteed Investment (RGIC) - 3 Year 2.50%( e( M% R1 l+ C# U0 g/ J# W" K
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%: v0 P+ v5 h+ P2 f; s1 d5 O; s
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
3 E' P5 A# q3 H* q. M) aShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
: P7 v* H) f5 m  S" h; vShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
4 _0 m2 s0 f. n3 jShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%. \+ C+ P& B$ j) D( P$ g$ g3 m
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
$ E; n7 X& t* j: D/ C9 r9 LTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
: I3 b0 Z. g' y* ]- b. O; RTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
0 v( C! ]( e% k% |Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%8 J' j5 }' j, r. Y  f3 [' b( R! ]
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%3 S8 v- H% T* D: i- W( `4 o5 A8 }
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
, R% M2 M% p0 _- y1 D. w0 lTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
) o: X$ y. F; WTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%1 E2 T' K% F' E. S2 V2 S# _
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
6 Q1 A* A( e' v& D$ GCredit Account as low as 3.95%6 ~4 u4 l3 O5 x8 e( h
unmortgage - 1 Year 3.39%( q5 H. n; q( c: t4 Z( z
unmortgage - 2 Year 3.59%
0 o0 V2 \+ y) P  W' M; Iunmortgage - 3 Year 3.65%
2 H6 L0 r1 `2 b- Eunmortgage - 4 Year 4.09%% X" `5 u. [& k% s
unmortgage - 5 Year 4.49%
, y% }- \4 l5 t; p8 |/ J# bunmortgage - 7 Year 5.50%7 p* X# {2 O/ w. m( d
unmortgage - 10 Year 5.50%
% U5 y) l% v& I: h. U9 munmortgage - 5 year variable
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发表于 2010-1-3 16:45 | 显示全部楼层
我是胆小鬼,
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 楼主| 发表于 2010-1-4 17:51 | 显示全部楼层
我是胆小鬼,
2 ]6 G  j0 d$ S9 u# wpigyear 发表于 2010-1-3 16:45
4 k( p" d) J& i, u. d

$ S3 y1 S  o! z/ e$ ^请问你怕什么呢?如果害怕就先存一点钱,等舒服了再说。不瞒你说我开始也是很小额的存,现在所有的存款都在ing 6年了
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