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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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8 a6 m5 w$ N- g- t开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。# h# ?' [6 l/ u! C: e) k
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注意申请者需有SIN。% T2 m/ f  t  J& J1 I

( m7 N, \3 I1 YING DIRECT的所有利率情况如下:
% G" \8 U( l  f" Q, e; Q6 I' GInvestment Savings Account (ISA) 1.35%: i- R% u: a  V5 H( m
US$ Investment Savings Account (ISA) 0.75%5 Y6 [, O9 H" H% c: |  _) `& \
RSP Investment Savings Account (RISA) 1.35%
9 V. A& e5 b+ N4 {; ~: _Tax-Free Investment Savings Account (TFSA) 3.00%
9 J+ B. J5 J0 a/ ]Children's Savings Account 1.35%9 a5 k! O  P5 o
Business Investment Savings Account 1.35%, q. r+ L" @3 b5 e3 c+ D/ G. j
US$ Business Investment Savings Account 0.75%' @  ^! T. V& e, Y! f. I8 Z
Guaranteed Investment (GIC) - 1 Year 1.25%) Q8 E. L) M  x
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
1 M- }8 @5 a5 d! Y+ |Guaranteed Investment (GIC) - 2 Year 2.00%4 N1 }' L, i# t8 B: Z9 ~0 O0 U' ^* i: l
Guaranteed Investment (GIC) - 3 Year 2.50%
2 u$ l4 }" ~: }4 `. C( h$ @Guaranteed Investment (GIC) - 4 Year 2.50%4 C2 ]1 ?9 T, g9 @7 {. k
Guaranteed Investment (GIC) - 5 Year 3.25%
: x, u: x* x& s' h# Y* I8 ?+ I% EUS$ Guaranteed Investment (GIC) - 1 Year 1.00%
7 O# H, o7 ~( e* |" tUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
  e  u5 |. g) P. M/ C! tUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
& p' D6 J2 ]9 hUS$ Guaranteed Investment (GIC) - 3 Year 2.00%4 g* p9 E; x  i, _/ @
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
" M6 `+ E+ ~, Y0 `US$ Guaranteed Investment (GIC) - 5 Year 2.00%* V) q; B) Q8 F! I! E% ^
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
+ l3 Y$ N# H2 n* H* ]Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
' q" N; V3 @( e0 O' XShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
8 a5 a/ K3 I) {' c  CUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
6 V( I8 z6 N6 w$ t2 n; F/ TUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
. q7 }% x/ }8 r( l! ]US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
. ~* b# W8 J- C/ LBusiness Guaranteed Investment (GIC) - 1 Year 1.25%. ]1 p$ c, B) \9 }
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
8 `. f! B- ~- P" g. I4 _/ q, SBusiness Guaranteed Investment (GIC) - 2 Year 2.00%% o% H- e. e+ \+ C
Business Guaranteed Investment (GIC) - 3 Year 2.50%/ b, o! u5 Y* L3 [8 c" c6 X* H3 _
Business Guaranteed Investment (GIC) - 4 Year 2.50%
2 m, T9 m& k4 dBusiness Guaranteed Investment (GIC) - 5 Year 3.25%7 b6 S, d. T8 B6 t
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%. e( }1 d1 g. c, h
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%4 _) p. L6 u. n/ k, g" ]. z
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%. K4 d8 M4 P3 }0 V. T0 Z+ l) C4 c
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%& s3 t! G5 Z4 O7 C. `) P
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
& h/ S% A% u5 v3 rUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%* }5 K" ^" q' e7 ^1 D' V+ |
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%7 a7 b5 M& k1 q& _% C, r
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%% C+ o; r0 t% |) d
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
9 J1 i# t6 _3 ~* OUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
. P  F) r$ r0 ^) o- BUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
4 B6 U8 U/ A# S- g* e; l9 yUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%* Y: F# E) A$ _* q5 x) m- R* d
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
9 _+ H& h9 Z0 r" sRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%3 x7 @' d9 M8 H) m
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
3 w. o3 m2 k5 W$ @, V; y$ ]RSP Guaranteed Investment (RGIC) - 3 Year 2.50%( z( }: S, L, s
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%: a2 F4 J/ ~4 |: C; J1 V
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
7 ^, K: Q) w7 f! {- gShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
5 s4 V2 B8 T7 S3 rShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%" D- ]  z8 E( e# M/ v
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
( e) u" P- c: V: X/ }1 v+ T3 Q3 UTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%" Q5 V. K3 I' L9 R$ H
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%( O; P: ?- X/ w( g( c, Y
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
: y3 X/ Y( V% y( m  a, v6 A- aTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%8 G: Q# O9 f; h+ e
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
# y3 I9 P" i5 }4 HTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%1 d' W: l5 e& e) M3 F- D
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
6 f4 }8 @+ p1 N2 D* b, K& \Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%' K- U6 T' z, I9 d/ p- P" }
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%8 _: C2 n: q& F, L; T+ n, q
Credit Account as low as 3.95%
0 f9 z8 d8 Q5 t3 o8 Munmortgage - 1 Year 3.39%, s1 o5 u) c: ?% d
unmortgage - 2 Year 3.59%
4 R  v* ]6 t9 |unmortgage - 3 Year 3.65%
( t7 m. |6 x. i9 n, S" T! L9 wunmortgage - 4 Year 4.09%9 k5 D5 Y$ j. A4 y4 l
unmortgage - 5 Year 4.49%. E/ ~9 f5 |$ U0 M5 \8 E+ |6 i$ m" X9 k
unmortgage - 7 Year 5.50%$ D0 Y) l* Q* }
unmortgage - 10 Year 5.50%0 E" G$ W1 i$ f7 V" L. N; t5 j
unmortgage - 5 year variable
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