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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。! i" G) u+ Y4 @" [$ U
- M) |, B! ?0 j2 K& g$ \我会将附件发给斑竹， 让他们粘贴出来。' f. H/ G/ z" p, i" o1 | O# d6 G
6 _8 c0 \- r! Y3 Y& J6 {/ i. g下面是该机构的评述：! v" c1 f, g0 T! e
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%6 I1 e6 Z1 ?% _) g( l
I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
1 y9 Y6 L5 U$ n& F: D# O7 t: zI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!; E5 Y }: p3 R
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.1 ?$ C' ~- W' B7 M& f- h+ r
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Thanks” |
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发表于 2010-4-27 10:11
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