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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户  j& ~: K+ [- f7 q# y% x
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What kind of account did you have in your mind?$ J  U0 v* l) N1 `. G3 Y% X
你想开哪种帐户?
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Do you like to open a current account?: |9 N/ Q) }5 k2 B4 }. q: S
你想开一个活期存款帐户吗? , R: y$ H. G8 e2 U0 p

6 {( q+ j4 H/ H* s" @) {7 h% ]A deposit or current account?
& i% E7 g( t0 d( W, @5 V3 N定期还是活期?
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Please tell me how you would like to deposit your money.% u, n9 x' f0 T
请告诉我你想存何种户头? # Z8 h* K0 P4 b) p& `# Q- T

/ J! l( C) A1 I3 XThere's a service charge for the checking account but no charge for the savings.
# J7 C, H& n' G支票户头要收服务费,现金户头不收。 4 P  C4 w% o2 @0 H5 p5 j

. G+ k+ H2 f3 V$ _5 E- T. |- XOur minimum deposit for a savings account is 100 dollars.
# P" b0 v; p& u- c( v我们储蓄存款的最低存款额是100美圆。 / T: L4 R- ?9 c* i* f

+ J) z# K) c2 @+ U, C; G- kFive yuan is the minimum original deposit.* [" K, |, y' i7 q3 C% C: d
最低起存款额是5元。 1 L" J2 n/ V* u+ t  I8 h

0 I' d2 x3 ~0 l, H! ~You can open a savings account at any time with an initial deposit of 50 dollars.
5 Y' h: c) w- Z2 b8 L( n3 W你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.
* e$ U0 ^" C1 O0 T! R甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
- M$ N) Z" b7 O: ]7 l这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 $ z8 ]3 J5 U2 D) r5 v
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I should like to open a current account.+ T- m1 I) [1 O7 U6 Q3 D6 @/ q" t
我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.  M6 ?; m- M+ [7 Z+ O; _6 k
我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.: [" p- p9 b( ^1 M  m
我们想知道如何开一个支票储蓄帐户。 7 m) ?% v, V* ?. {, _( l
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I have a checking account here.
, T3 ?2 W+ ]- N, W我在这里有一个支票存款帐户。 , o$ {% s, y" C! u* n2 I8 f4 O

" ^- Z+ R$ W8 J  X$ tI think I'd like a deposit account.
3 y: S6 w/ i/ p8 T/ N, Y+ a我想要开个定期存款帐户。
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0 M; I. N) g5 L1 k- o+ ^1 s5 gCan I open a current account here?
2 T, i/ T" G& E: J, y我能否在这儿开个活期存款帐户? - t) M: j! T7 W; u# e
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I want to open a deposit account with you.6 v! U1 i9 S3 y& _. T* B0 y# L5 @  n2 _4 W
我要开个储蓄帐户。
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I'd like to open a deposit account with you.
% t3 q, n) {7 E2 X! Y1 `我想在你们这儿开个定期存款帐户。 5 A  z/ p3 n4 q) _3 r  v; K0 i

: L  Q' l6 I3 c4 n7 y6 R& qCould you tell me the difference between a savings account and a checking account?
: K" N5 Z+ K  \" x& t- L请告诉我储蓄存款与支票存款的区别好吗? # J" P6 J! _0 w+ a3 ^

4 b$ h, Y* t% a" ~" l6 c& q, R9 j3 tPlease tell me the procedure for opening a savings account.
* n8 Q! T, T9 K/ x请告诉我开个储蓄帐户需要什么手续。 1 c% w" J$ u4 s( W' t/ k- P+ q+ m

% N6 [; ?3 \/ f9 J6 GWill 100 yuan be enough for a minimum deposit?
- M2 ]( A4 e  ?# {" ]7 b- k5 l100元作最低存款额够吗?
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5 L0 O9 ]2 D, @* i& xI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
# V8 @$ C+ G# \" j我想知道开一个支票帐户200元存款是否够。 2 I* o' d/ f0 W" W  ~
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Could you tell me how to operate this account?
% L# n6 n2 X+ K9 K5 C$ u请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
3 @& b" P4 k0 l+ T第一次储蓄有最低限额吗?
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How much does each account cost?
5 b4 B( V, ~; \每个帐户要花多少钱?9 B9 L7 C3 [( r+ m; S
 
% [$ O- E. ^( W2 sUseful Phrases
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8 R' ~* {2 T6 scurrent deposit, current account 活期存款
& |5 Z- u9 K; D, I/ [fixed deposit, fixed account 定期存款
0 r# ~+ @7 C' L/ [9 O2 F1 Mfixed deposit by installments 零存整取( z3 O2 p* d* t+ O5 N
joint account 联名存款帐户
& o2 D# [; a9 n+ [; F1 Uto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款3 o' k# r0 t: c% T- S: {4 S

1 Q3 w+ d: R* U# ]* i( q5 KHow much do you want to deposit with us?
+ ?% ]' n/ o2 A% F, Q你想在我们这存多少? ' E; R5 N8 {6 S  z' i3 ~

0 J6 g+ o9 g! h4 _  |) iHow much do you wish to pay into your account?
2 B5 [; U; j  Q( [你希望在你的户头上存多少?
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' L9 K. z+ R: s9 \( ^4 D% V% Y$ THow much money do you plan to keep in your account on a regular basis?/ p* w6 s9 g& u5 W% h
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?' ^% _- F& B9 E# g8 S4 D
你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
% U' k3 W3 x4 B, m: t) d- v我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
% v+ l2 f: M7 o& S0 {8 n' [请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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- a, Z$ n' o1 o0 m6 K9 f, {$ p6 OI want to deposit 300 yuan in my account.# C6 }! b% ]* y8 i' d2 Z
我想在我的户头上存300元。. `, `7 ?! r3 @# Q

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8 O& g( p4 D, Z; q1 d  y) O- \I want to deposit these cheques in my account.
  p. ~7 g& M. [我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.! ~& r, L" M4 c9 u0 S, s" r
我想在在我的定期存款户头上存200元。6 o( m' a6 L% C% r) @( {
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I want to deposit my paycheck.
; J% w9 _4 D9 T" r  z# `我想存入我的工资支票。
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3 e- x4 S" B: ]& t. }  @8 TI'd like to know whether I can cash a cheque here.
( N3 }: v' ^! D我想知道我能否在这兑换支票。) p8 |6 B  N; J2 D& f( A
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8 H  x% W% u- o  V* uWill you please cash this traveler's cheque?: s+ A$ y* I  j) R, P  a* j- T
请兑现这张旅行支票好吗?9 j* X) k5 I4 |3 R- a3 f! N

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% ?4 J2 m0 y0 V9 A, Q; oI'd like to cash this money order.
% h$ `, c' u+ C! U2 ^我想兑现这张汇款单。9 T1 m6 ?, |9 B6 P1 A
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I want to cash the balance of a traveler's letter of credit.
- z. r! L0 _/ ^我要把旅行信用证的结余兑现。
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9 Z/ X# ~5 N" Y+ wWill you please tell me whether you charge for cheques?9 [$ B6 ]5 d- P9 Q
请告诉我兑换支票收手续费吗?- h( q1 @8 L) G+ r0 N

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8 Z" M: B8 L* q4 GCould you tell me how much the checks cost?
. F( P: O; k( S! n( x/ f请告诉我这些支票要花多少钱?
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9 Q, b1 J: z; b$ ]What if I overdraw?2 b, F8 F& H$ t8 b7 [; o
如果透支了怎么办?
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( ~" r: O: S. D/ j8 s  gPlease sign your name on the bottom line if you want to cash the check.
' k: R0 C8 Y/ Z  o$ Z8 T& Q如果想兑支票,请在底线上签名。/ c6 e0 `5 u! L2 u7 \& O* j

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8 L( X5 Y9 [3 G$ y6 y$ R* mPlease write your account number on the back of the check.9 x% f5 \$ ]1 n% z: v
请在支票背面写上你的帐号。: L1 L: R1 r6 c1 h0 x

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We honored the check as the overdraft was only 5 yuan.6 H1 L) Z# p: V
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
2 S* {5 m) i% ~+ H2 ?: Z请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
$ r4 D0 G( u0 ?( K: S! E旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
% r2 M, o4 c& t( r- {7 ~这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
2 z, c8 L; ?5 h. p) p1 X- a* k你每开一张支票将花2美圆。# |7 L+ U8 a+ i; ]- T
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2 P3 c, O" r# r. S/ c! [$ L% XUseful Words and Phrases
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account number 帐目编号
: B$ B. J$ |( y, }depositor 存户: p5 {/ e6 a- g
pay-in slip 存款单6 c: w* |2 U) x6 x' O) h
a deposit form 存款单3 C  _% y0 i$ u$ Z& }! `
a banding machine 自动存取机& f6 O% b" j$ ~3 C* n  g( V
to deposit 存款
' k9 V$ A! @. v8 ^/ R, ~: adeposit receipt 存款收据# b5 T- C7 Z9 Z/ y  X
private deposits 私人存款
; g  A$ m3 k9 B# Q* gcertificate of deposit 存单: R# q- u6 d: \: U. O
deposit book, passbook 存折
2 k0 Q( u9 \3 o! rcredit card 信用卡7 [  K; J6 v: ^8 Q6 w) B. K
principal 本金, c8 X+ m1 _4 c# m4 ^
overdraft, overdraw 透支# `6 ^+ K% c& p; ^; u# Q! c  `
to counter sign 双签0 R; d& B9 ?- J! c+ }( [
to endorse 背书) J  m  l1 f8 F; j
endorser 背书人
9 `% _  N2 C0 V' R& z- ]to cash 兑现$ `6 [, \5 y8 R+ v& c$ v
to honor a cheque 兑付- p/ D* q1 E3 U) n. }; ^
to dishonor a cheque 拒付* b6 f1 w9 m$ d/ a( F% Q
to suspend payment 止付
6 P, x: m9 M( E3 H7 P# A8 jcheque,check 支票
5 o) M( Q# I7 [# N9 o2 x) vcheque book 支票本0 j) o& M3 W( P$ R7 w5 c" s
order cheque 记名支票5 X8 X0 J+ m, I/ q% W
bearer cheque 不记名支票
" p" x: ^3 J3 j: N! bcrossed cheque 横线支票2 ^' Z; n, z; t' y1 q! D2 C
blank cheque 空白支票! T! ^$ F; [0 Q. Q* ~
rubber cheque 空头支票
# y3 G! g# K7 f0 S* Tcheque stub, counterfoil 票根
# y5 j( d; ~8 ]  T% fcash cheque 现金支票) M( k& ~# m; |% L1 _+ J) x2 v
traveler's cheque 旅行支票
8 m2 y9 s3 ^. i6 C* Icheque for transfer 转帐支票
  X/ t3 |. N1 Y3 o4 Qoutstanding cheque 未付支票
( [8 f3 B6 \3 d# pcanceled cheque 已付支票8 C: d9 X  d  E8 A2 n& S0 _
forged cheque 伪支票- B3 ?) t) ?* ^: v
Bandar's note 庄票,银票
大型搬家
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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. c3 j5 A6 z$ R" @; F. [9 d* \I'd like to know if I can draw on my account for payment of things I buy in Tianjin., T% s& P+ [  I+ W. v
我想知道一下我是否能提取存款来支付天津购物的费用。: K/ r! {3 J6 d) t% D

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I want to withdraw 200 dollars from my deposit account.
* z2 ]% r, a- ?! N$ {, p我要从我的定期存款中支取200美圆。
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" d/ S1 z' K+ @3 Q4 ]I want to close my account with you.
$ S' ?' ~" s7 ]  A, `我想结束在你们这儿的帐户。! N' H" h5 b- r" O# V% F+ z  T

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4 z. C$ F, d7 V1 c% PI'd like to draw 100 yuan against this letter of credit.0 o5 M) H  I  B+ O
我想从这份信用证上提款100元。9 P/ f% K+ i8 b; C8 l" u) {. f

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May I draw money against the letter of credit here?
! n3 O7 |& ~" \4 Y$ k6 k, a6 T( [我可以在这儿用这份信用证取钱吗?5 Z. Z) G; W$ Q, V

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! _( D- Q+ g$ @- d+ m% hCould you tell me my balance?% T6 U+ b4 s/ c0 B; d2 E
能否把存款结余金额告诉我?& Z$ r& Q& p4 U2 I8 w  ~% b  Z

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Please let me know my balance.
! d8 f& T6 F" K5 ^- c3 {; F; q请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
4 t- A7 g  y, P3 F0 d我以为你可用支票提款支付购物费用。$ ?: [/ L3 Y: X. I8 m7 T: G
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Your balance at the bank is 300 yuan.- ]6 f6 H! J+ V6 P% t; C- D. D
你在本行的结余是300元。" q& `; w( h' d% a% B

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Your deposit is exhausted.+ w8 ~% Y9 h& C; }% `* i
你的存款支净了。
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Your letter of credit is used up.4 v  C( a' n1 F' b5 N+ B$ h! n
你的信用证用完了。
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Please tell me how you wish to draw your money.
5 O$ M) ]. u8 x) H! t& G% o: D; \9 V请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.  x* E# y/ K! P* r
请填写取款单。/ T" C+ u' O0 q- O' s' R2 f: X0 L

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0 s2 K" e. o) [# ~9 FThe letter of credit is exhausted.
3 y& s( O9 [  a% J  o' {信用证上的款子已提清。- W  L: [7 P+ C5 ~- G, }) V8 `2 t0 r

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! a5 y+ L1 k9 d3 K1 kThe letter at Counter 6 will pay you against your number slip.& ~8 e) r0 a9 ?5 L) q, y8 Q, `
六号柜台的出纳员将根据你的号码牌付给你钱。 ; t4 t) e7 N8 h

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# F. S2 P9 x% J! C  N8 \& tUseful Words and Phrases 2 |, }- f0 C- |% k; O

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to close an account, to clear an account 结清
; f. L+ }/ p$ Mto draw money 取款$ R; {1 Q& b# A
drawing-out slip 取款单
% e1 k1 ^. Z& nthe number slip 号码牌
+ G9 B: d/ A$ _( }; G/ sa withdrawal form 取款单
( V- c: g: P! p, s6 Uto fill in the receipt in duplicate 一式两份填这张收据* h, j. m( [; M# M; l2 Q# }' d
teller, cashier 出纳员
理袁律师事务所
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表* n' ~& r3 [$ S1 {
好,已收藏!

( y7 G5 H) T  [7 ]( H+ bMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
1 m% B7 t1 U7 y4 [3 k
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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