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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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2 A3 }/ D( F1 F5 f/ R; _What kind of account did you have in your mind?
; p! V$ ?) {1 z8 ]% b1 U9 m你想开哪种帐户? ; [' A1 q1 Z% R  |, v4 z
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Do you like to open a current account?
2 w: a7 I. q; W: D7 a7 P. o7 g你想开一个活期存款帐户吗? ! L& {$ Z$ W) i0 @( Z' C# c
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A deposit or current account?. \# \( m- ?2 A: x
定期还是活期?
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( y# D; |. J, _$ m' \! iPlease tell me how you would like to deposit your money.9 b5 C, {! r2 p2 ?+ V# X
请告诉我你想存何种户头? 1 D/ W. |: y) _

- n! h6 N1 O* G, AThere's a service charge for the checking account but no charge for the savings.6 n0 @2 ]0 f  U; A9 Q
支票户头要收服务费,现金户头不收。 2 K; h% B8 x: j( W+ I

. A# ?' r$ R' C, S8 TOur minimum deposit for a savings account is 100 dollars.( F0 g' E' F. ]6 P
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.5 Y. V, i, e7 M; B" ^, a; Z! p
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.8 A! ?" Q8 v4 Y' ?6 A& F# @
你可随时以50美圆的起存额开立储蓄帐户。 ) a. E6 F2 y6 H8 v3 i5 I

* f! m  r  }1 eEven one yuan is all right.2 F: X! {* n& f, e, y
甚至一元也可以起存。
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7 S( r/ c) j3 Z/ _5 XHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
9 W" q4 h0 Y6 L) n. h1 v) q. B这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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3 F( h% B" h2 F& m8 c1 l/ n8 }* JI should like to open a current account.
: S7 I9 |  Z+ O( z8 R  e我想开一个活期存款帐户。 : d. F; j: G; n' h
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I need a checking account so that I can pay my bill.9 o" k5 k6 t" V! Y% k9 [8 {
我需开个支票帐户,这样就能付帐。
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" o3 s6 `  R! ?/ b5 _: H5 NWe'd like to know how we open a checking-savings account.
5 B9 y, K- f; ?( C; y4 y  i我们想知道如何开一个支票储蓄帐户。
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" Y  T- G# S# e3 W3 \0 u8 v# vI have a checking account here.% {1 M! R1 _$ y8 [0 |+ F  y
我在这里有一个支票存款帐户。
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I think I'd like a deposit account.( L! m/ {1 \; w6 E+ L. I
我想要开个定期存款帐户。
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Can I open a current account here?7 k8 p. q0 V! L3 p2 R
我能否在这儿开个活期存款帐户?
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; h0 l1 j0 @: X# II want to open a deposit account with you.8 l0 M7 R% P+ A$ a, p% i9 j8 V& L
我要开个储蓄帐户。 5 H8 O% G. L* }, Y% T$ a8 `8 b9 w
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I'd like to open a deposit account with you.2 ~  P; j' v1 h! u1 d, m( A
我想在你们这儿开个定期存款帐户。 0 y6 L$ k. K% O  j( x* ?. W& k

7 J9 I" d* L& t+ L4 ?! zCould you tell me the difference between a savings account and a checking account?
5 ~% A- g- B0 y' S* H请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.
' l% {* A4 E9 K/ y" P( |请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?
6 b9 s" f& S7 l. o# \" m6 b' u100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
2 n2 Q! D& n$ N' }% V! T我想知道开一个支票帐户200元存款是否够。
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0 X% r2 u3 P' a9 N( T. @Could you tell me how to operate this account?4 j' Z* Z3 t5 t) j. o; w. r3 _
请告诉我如何经管这个帐户好吗? ' F$ Z  J" U4 L% w9 G" L* t0 I
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Is there any minimum for the first deposit?# ]6 Q7 }' Z) ^
第一次储蓄有最低限额吗? - H) g4 y4 K; e$ `: H
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How much does each account cost?
& P. ?; f, R5 j3 K: ~4 y每个帐户要花多少钱?4 i" o! D. U$ _% Q* g  e9 D
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Useful Phrases
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current deposit, current account 活期存款
" e& b$ @  U; ^* H, C* w5 B( `fixed deposit, fixed account 定期存款
7 b  Y+ [2 c7 ?/ ifixed deposit by installments 零存整取9 y( S1 E( Y; l; K9 W
joint account 联名存款帐户4 ?- v3 q2 P; ]' F$ |7 Q1 U% _
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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3 g0 ^# z* I; w# ]# N5 z' b- VHow much do you want to deposit with us?
- i& B  z/ I" F4 a) q你想在我们这存多少? 2 G( F/ a1 {7 x: n
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How much do you wish to pay into your account?" m0 I  J! y5 Z$ |- i4 z+ j
你希望在你的户头上存多少?8 ]$ a/ ]! B7 G4 ?6 r
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3 H9 [5 L* e/ c8 H: `How much money do you plan to keep in your account on a regular basis?
' e: m3 x; E  K$ H) X  P. D你计划在你的户头上定期存放多少钱?
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4 f) n7 r( L% W- W  U2 nHow much cash do you plan to deposit in your account?
4 v+ w  c$ d/ P+ R4 r& }你有多少钱要存入呢?
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- _* _; P/ o/ j2 L; [+ CI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
, v$ H' U* b; p我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
8 a6 ^) M. [+ O+ N! X2 a  d请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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1 ^" v7 j% o' @I want to deposit 300 yuan in my account.
5 s) g( N) ?3 _+ q1 v# i我想在我的户头上存300元。& ~, q9 c# h) Z* U$ B, u! ~; _
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I want to deposit these cheques in my account.4 R& [% k: ?- o& I8 e1 S
我想把这些支票存在我的户头上。7 t/ O, p) U) V+ {* J: P) O: [

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I'd like to pay 200 yuan into my deposit account.) E' N5 C' V. k& V7 B
我想在在我的定期存款户头上存200元。
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1 d. m+ \7 D( H5 t! |2 s; qI want to deposit my paycheck.
3 e" C* \1 h( ^7 }/ k9 B我想存入我的工资支票。0 c) x  X* y* R4 ~" m7 z
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5 W' I* {& P, p6 {I'd like to know whether I can cash a cheque here.
2 D4 R6 X, |0 ~+ J8 Q我想知道我能否在这兑换支票。
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4 S( ~0 I5 A: d% e' B; g0 ]Will you please cash this traveler's cheque?) k1 z! v, Z) `
请兑现这张旅行支票好吗?$ I7 F1 a3 O: M' D  U9 n

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$ F, ~' z# r6 TI'd like to cash this money order.0 j0 h+ z! |6 `. C9 H! Q- d
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.
3 s' P8 L% O7 z0 ]我要把旅行信用证的结余兑现。
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- F7 W3 I- `  W6 U7 HWill you please tell me whether you charge for cheques?
# M+ ?. c: n+ q( f. `请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?1 G. K9 S  `$ K3 b8 q
请告诉我这些支票要花多少钱?- Y) H/ E4 J( x2 ]* P# b; y( z
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' x& j! ]# m3 c4 Z: t# O, NWhat if I overdraw?. I+ s6 N; v2 Z5 M) d$ G% @7 l
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.- T3 L4 q  M# T5 u/ W* g
如果想兑支票,请在底线上签名。; w5 D1 y3 Q) g* h+ @5 L1 c
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Please write your account number on the back of the check.
; [6 R1 u  |3 o' C8 {请在支票背面写上你的帐号。5 N  y' S6 @, x' t
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We honored the check as the overdraft was only 5 yuan.
- n3 B9 L* m, Z# K9 g我们承兑这张支票的透支额只有5元。
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. y7 ^7 O; t& f! H8 D' ZPlease endorse the cheque.* W+ h1 i8 |2 _. Z
请背签这张支票。! J2 [2 }2 W. z$ z

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The traveler's checks cost 1.5% of the total amount of purchase.7 b# s' t0 X/ K& w% ~/ @$ f
旅行支票手续费是购买总额的1.5%。6 N( u3 f& p1 V# t
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
7 C5 S: f: M: ]: \6 B; G# i* E这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。! x) n* ?( ?' q' g: p

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% U. g( J$ ?$ v4 L$ c, Q8 G- z' |) eEach cheque you write will cost 2 dollars.
; f* [% u( B$ P, l你每开一张支票将花2美圆。! j  j) k* U5 ~$ q
 
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1 Q; c* Z+ h0 xUseful Words and Phrases
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6 U9 _5 o! K) B6 Jaccount number 帐目编号
* A! r8 T, i5 x/ Q2 }9 Kdepositor 存户
( G, [0 g9 Z( }3 spay-in slip 存款单
1 p! f  [1 }) k& Xa deposit form 存款单) L/ S8 Y* ]: Q1 R
a banding machine 自动存取机
1 S7 J3 y4 G1 {$ n; ^$ Uto deposit 存款
7 q! |) z& c# M  Z0 }deposit receipt 存款收据& L1 x+ c2 L+ W( l% C
private deposits 私人存款: ^; h5 T) v! w7 F! }1 n1 \: J
certificate of deposit 存单
, [# Q6 I# y5 g2 e. Q7 Wdeposit book, passbook 存折9 o' K: H! i- d5 M$ i0 n& W
credit card 信用卡
$ R+ Q7 O/ M5 G3 Vprincipal 本金
& n3 V" W& E1 V# R# A5 Ooverdraft, overdraw 透支2 s; x6 i, C7 ]% V, X* _
to counter sign 双签
' j! c9 `( X- J" f& Qto endorse 背书
. m2 L4 E; F: L3 j; v; Xendorser 背书人/ C: j" c6 }" w: e* \: _& h
to cash 兑现
! G% ~' n' W8 b6 q+ J5 e) Z+ @4 `& kto honor a cheque 兑付
* F: b+ }( s) Fto dishonor a cheque 拒付" a7 i: Z, A+ V: \% E
to suspend payment 止付, U" Q  n- `' w5 L- V! w1 O5 C
cheque,check 支票
. y) N( N/ Z: F& t9 f9 C; Z  l0 Kcheque book 支票本
$ o2 J4 Q* u) ]9 I! e; ]0 forder cheque 记名支票: q" b8 `' K$ ]
bearer cheque 不记名支票9 b7 i3 X9 r0 n/ |4 q% {7 D
crossed cheque 横线支票
" N* J- j' B2 c7 G; l6 H0 ablank cheque 空白支票% X8 n, v/ |3 K% j
rubber cheque 空头支票7 E9 W# t( R9 C5 D+ o
cheque stub, counterfoil 票根! L9 Y( N$ R6 C' g+ ^6 e
cash cheque 现金支票
/ c( X8 Z* e  J$ ]+ otraveler's cheque 旅行支票: _6 U1 J# m) b. P
cheque for transfer 转帐支票
5 c0 W6 T1 W  @  i( voutstanding cheque 未付支票
; A( {0 p% w) A, |# L2 K3 Y/ m  ocanceled cheque 已付支票# n, ~8 I5 O: c/ y8 h
forged cheque 伪支票
- d8 w! }7 ^4 nBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余. w2 l; P* L5 x8 `) ]) S
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.- T8 x2 G' z& a/ F' R+ ?
我想知道一下我是否能提取存款来支付天津购物的费用。! k; o4 t2 S# |; i+ ~; K) ^

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6 c' a7 I5 s. t. Z/ X; k, a+ t4 MI want to withdraw 200 dollars from my deposit account.
; p% J2 C* ?. n: J我要从我的定期存款中支取200美圆。
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I want to close my account with you.+ V: b+ W0 H7 E' {
我想结束在你们这儿的帐户。0 F; A8 @, u3 I$ t0 f

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I'd like to draw 100 yuan against this letter of credit.
% U( A- a4 ~, w$ S9 J( ^我想从这份信用证上提款100元。0 E& L5 e% I) _  K" m) U5 m1 O/ G+ i
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May I draw money against the letter of credit here?
) L7 N6 \+ H7 X3 I# \我可以在这儿用这份信用证取钱吗?( i/ u; F- u7 c: f: {8 m
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Could you tell me my balance?
0 l" k; i* E7 @, U3 x4 B7 Q能否把存款结余金额告诉我?
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) V0 ]( b) y: A0 s: ]Please let me know my balance.; p* r$ W: |. Y* n
请告诉我结余金额。. U5 o/ Y5 |/ T8 `3 c! n) U
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I think you can draw on this account by cheque in payment of goods.
# {$ W  j6 t- R& U我以为你可用支票提款支付购物费用。7 b$ B% N, u7 e7 G: A2 @, k
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Your balance at the bank is 300 yuan.
" ]4 S0 @! b6 U6 R. K你在本行的结余是300元。
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Your deposit is exhausted.
! `' V4 I, k. n6 b3 Y7 J" ?你的存款支净了。+ v/ w4 b: }" ~# k- b7 [+ f: K
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Your letter of credit is used up.
/ B! Y6 M  ]* K8 {+ ]- U你的信用证用完了。3 g2 e+ L3 x7 S  a/ Z; L/ p
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Please tell me how you wish to draw your money.
+ J! A' R7 w% d, ?# V请告诉我你希望怎样支款。
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* ~# g. J, c8 j/ B1 q/ i6 j& Z3 CFill our a withdrawal form, please.: i1 _7 s  R( I
请填写取款单。$ U6 v. t) ]. `% k" X. a8 z
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The letter of credit is exhausted.
* C) z' H3 A4 O4 ~* e+ W# \% s信用证上的款子已提清。( y* F" ]& J$ B) R! F

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The letter at Counter 6 will pay you against your number slip.
3 S; C' F  g9 `9 T3 _六号柜台的出纳员将根据你的号码牌付给你钱。   V) k- }3 I2 ^+ }  ~
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0 e/ N& \2 t2 _' ?- w* HUseful Words and Phrases
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to close an account, to clear an account 结清
% e( |8 D% c" C- r5 ]/ kto draw money 取款
4 p. R8 G6 S) K4 Udrawing-out slip 取款单- ~+ q9 L$ b  A+ Q+ _0 g1 ?
the number slip 号码牌
; Q8 J7 L8 q0 P+ t8 ?a withdrawal form 取款单
$ V( I2 ]' n6 C1 j* F) P; oto fill in the receipt in duplicate 一式两份填这张收据9 ~, A) W3 {1 j$ m+ P
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
$ E8 F$ a2 a) ]9 s好,已收藏!
' D5 i" Z! W5 _9 A) Q) s
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
8 G* J& f, C- f6 \9 K% v3 Z
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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