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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户7 c7 w( y) k0 k, h! U
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What kind of account did you have in your mind?( P1 k' w8 T, |/ x5 C0 x
你想开哪种帐户?
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Do you like to open a current account?; Z: P& B" Z" |+ O7 V2 o% N
你想开一个活期存款帐户吗?
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A deposit or current account?# h$ {' S9 B7 X- a
定期还是活期?
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Please tell me how you would like to deposit your money.
( A% {: \* u5 x  C9 H! o, u请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.$ e+ r6 T' q: `5 _8 b# t9 P
支票户头要收服务费,现金户头不收。
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/ u3 O+ M3 M- G; o3 _" Z- uOur minimum deposit for a savings account is 100 dollars.: G8 a$ S$ Y% r* y8 q2 g0 s
我们储蓄存款的最低存款额是100美圆。 1 y& @7 ~4 z/ U1 q# s

8 e5 d! f1 B. @  Q) HFive yuan is the minimum original deposit.
3 U( x4 z+ D# H1 [最低起存款额是5元。
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; W: ]+ P' ]$ A; u/ N9 A$ d. L  d: bYou can open a savings account at any time with an initial deposit of 50 dollars.
( i& [+ O2 S; ^- C# L7 X, G* g8 G# N你可随时以50美圆的起存额开立储蓄帐户。 9 p' f4 Y: I8 @; ~

0 I! Y2 n. q$ @" V& e9 P( SEven one yuan is all right.
) O# E2 _6 M" J; a5 j* f! Q1 ~甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.* ^% `( [* F: V! I+ w' W9 o  `
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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( f5 f9 v2 |0 F7 K2 T# x; mI should like to open a current account.7 b: u& e% L8 u4 u
我想开一个活期存款帐户。 8 H. F; C+ v* [6 w& F
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I need a checking account so that I can pay my bill.
* V4 g, A! I; Y" Q我需开个支票帐户,这样就能付帐。
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+ p" r' G+ p3 V0 g" F+ `We'd like to know how we open a checking-savings account.3 [! Y) S4 A0 Q3 x4 ]
我们想知道如何开一个支票储蓄帐户。 $ Y+ Z: S9 D6 `' ^, N& N

$ _5 a$ L. U; N* @- J5 w1 ]* BI have a checking account here.  B6 q  z' d* o  _
我在这里有一个支票存款帐户。
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& [# P6 b% T2 h8 n: M& u5 kI think I'd like a deposit account.8 ]7 S2 g. m- E# d5 {2 V$ p0 u
我想要开个定期存款帐户。
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3 j# z/ s; S# I/ qCan I open a current account here?; h* j5 _/ Z5 _* f# ]* n
我能否在这儿开个活期存款帐户?
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( L2 ]" p; m6 o( aI want to open a deposit account with you.  \3 M; x$ k2 o0 e9 S2 y
我要开个储蓄帐户。 , `- W( K# I) S2 Z% v2 X
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I'd like to open a deposit account with you.
; r. e/ @& F* o6 }4 |我想在你们这儿开个定期存款帐户。 , F  B, X# R! s. J" Q" |8 W

$ E5 P0 G% j, F. V6 @Could you tell me the difference between a savings account and a checking account?
4 \# {4 U8 ^; v/ [) {3 ?9 n3 ~+ l请告诉我储蓄存款与支票存款的区别好吗? ! n% U7 X- K' m

( q  p0 w' B2 z1 U: j" C8 nPlease tell me the procedure for opening a savings account.
( r. q& y' I- l% r: p6 P: C8 b请告诉我开个储蓄帐户需要什么手续。 $ N6 @( `% j* ~! y. r$ ]
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Will 100 yuan be enough for a minimum deposit?  K( K* R9 l& C( ~
100元作最低存款额够吗? 3 A1 F9 ?$ ?- w: N# ]$ J- n( ]' r

/ K/ y' @$ V# _3 T) W# E% z& fI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.# w" ?2 Y+ d/ h, D
我想知道开一个支票帐户200元存款是否够。 % v3 W0 _% d7 q8 t
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Could you tell me how to operate this account?
8 w/ v" U% d! C" r' Y. o" P& s请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?& ^( J% W; }, S" x+ |$ p* g
第一次储蓄有最低限额吗? 3 Z$ I$ b, B5 N8 K$ x; d' X
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How much does each account cost?
' s" Y# n" X: v! K每个帐户要花多少钱?$ G- j5 ^6 }: q
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Useful Phrases
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current deposit, current account 活期存款( q4 C' ~. g( P+ v  C7 _; }
fixed deposit, fixed account 定期存款
9 c& x2 f( c! j: h; Qfixed deposit by installments 零存整取; S  C) L% P( {0 A! _3 }
joint account 联名存款帐户
- M1 Q! {# ?7 U7 Q" a4 sto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款1 u, O* S$ N" Y; {7 L
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How much do you want to deposit with us?
1 w3 U/ Q9 \, ]你想在我们这存多少? 6 w( l* b! p9 u! s" C2 E& A3 s

# C9 I4 q3 A+ r5 W+ XHow much do you wish to pay into your account?
. e3 C0 L& F( O+ }& s: V. v/ d你希望在你的户头上存多少?
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- S3 p+ g1 u& Y, \2 g5 SHow much money do you plan to keep in your account on a regular basis?$ V; t2 k% R6 J  E- V8 v
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?0 k( M# W) g1 u& v9 F& x
你有多少钱要存入呢?7 S' S6 ^9 \2 D4 M0 F' k2 g

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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
. L, e# X, G; U, Q! j+ K. x我认为你可把钱存入银行,或留在银行暂保管起来。
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. C. j$ R& d: M' t8 t& O# }Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
8 V* b( a+ n, M( ^$ o4 c请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.& s, C' e* f% `6 O
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
. E  `5 S1 D! A3 F2 s; e$ A我想把这些支票存在我的户头上。, |+ H7 D" E" u$ f& v% d2 o& M

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I'd like to pay 200 yuan into my deposit account.
4 W: `6 M7 j3 n1 U( K  F2 Z9 a5 j我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.* `- n* L  @% x) z/ w7 `6 E3 d
我想存入我的工资支票。
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, g; N$ G- N) g) E* PI'd like to know whether I can cash a cheque here.9 [  o9 g8 X- c% n  g
我想知道我能否在这兑换支票。9 q0 b& M  C2 ]+ y0 A, H# b7 V

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Will you please cash this traveler's cheque?
6 q; n. R- X7 [3 z  F  u+ z; |8 H- W' @请兑现这张旅行支票好吗?
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7 n$ O3 J% q2 @' Y" j& [$ X, y7 MI'd like to cash this money order.
' ^- j2 }& ]( r% I1 P' n6 E% @4 n" n/ J我想兑现这张汇款单。5 W( G+ N+ I$ l; n* `! }/ `

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I want to cash the balance of a traveler's letter of credit.& i2 \$ i7 X9 ~  f' r
我要把旅行信用证的结余兑现。& a4 w; y: N! f9 I) ^7 G

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: p* S. ?# t9 UWill you please tell me whether you charge for cheques?
' d( C$ ~6 x+ p! g' `6 s4 M) r请告诉我兑换支票收手续费吗?/ q( K; M9 b2 h6 T
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0 v7 ?' [. @- K2 _Could you tell me how much the checks cost?, j" o3 Q9 y7 m) ^! G6 C2 `- E
请告诉我这些支票要花多少钱?: Z+ D$ {; i+ T5 G7 H; K; d: j

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4 {/ e# \8 N! ?) |What if I overdraw?
- g: N" m- A% H4 `9 T8 k9 U( ?1 ^如果透支了怎么办?8 G, A. c0 A' o* L4 b& h
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Please sign your name on the bottom line if you want to cash the check./ k3 Z, \( K' ]6 t" x; U
如果想兑支票,请在底线上签名。: _3 O" {7 m* r8 a' r& f1 N! l
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Please write your account number on the back of the check.- J* |  G# n4 h, i# Y% K7 V1 c
请在支票背面写上你的帐号。6 J) [$ q: H: L: S0 D: f

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- p# w: o! m, m6 I5 XWe honored the check as the overdraft was only 5 yuan.( M' n6 G2 s: }# B- ~5 r
我们承兑这张支票的透支额只有5元。9 l; i% U9 H9 j; l; ~

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4 U; p. q- U  w7 J7 ]* LPlease endorse the cheque.+ ~0 _7 J! z  Z, F: U: G! d
请背签这张支票。
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& h) ^+ G+ ~1 p3 P6 n8 NThe traveler's checks cost 1.5% of the total amount of purchase.
* K1 j* E  M% N4 x旅行支票手续费是购买总额的1.5%。$ Y, W" l0 F- q( @$ ~6 D

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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
8 Q; A" \/ p) V; m" S5 B这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
# _% e. Z+ Y6 D' S8 k8 U你每开一张支票将花2美圆。
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- d) O- c! h" b) h+ eUseful Words and Phrases
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. K# e2 K9 w% A, |" Zaccount number 帐目编号
  Q; s; R* G) t/ `3 b$ E3 Ndepositor 存户
6 a4 Q3 |0 R6 Spay-in slip 存款单
$ N1 \3 S/ v" F6 ea deposit form 存款单0 B+ |" `3 {2 r# O" S
a banding machine 自动存取机
( B, g% o: `: Fto deposit 存款
/ u' W* J% d& T5 Udeposit receipt 存款收据
! ^1 z3 U9 n1 Iprivate deposits 私人存款
* A4 a/ j6 C- F0 {certificate of deposit 存单
2 K; e/ Q# }9 r. s" N6 \$ cdeposit book, passbook 存折
  J- h! y5 T1 |credit card 信用卡
+ \. P6 F0 l9 p* gprincipal 本金
% J/ D! \5 a/ Moverdraft, overdraw 透支/ e) |" ~" _- K0 ]
to counter sign 双签
+ X: z4 B( v) X1 |8 G1 Zto endorse 背书9 @# c3 k  F) X$ b: M2 q1 u
endorser 背书人
" N* s2 ]6 Z* `- I+ I; R  T5 T, Pto cash 兑现
/ B2 i& Q0 H- L) k3 h' W# nto honor a cheque 兑付3 M- W$ j. s4 s. H/ h
to dishonor a cheque 拒付) |2 n: u# E( `# e" y! X
to suspend payment 止付
8 p$ x$ c& g) w# s, [cheque,check 支票8 O* F7 S6 z! |% k
cheque book 支票本
1 c/ `3 [* q: N* g" yorder cheque 记名支票# S( [+ f3 q  _3 g, a
bearer cheque 不记名支票
9 }, X* a2 k3 i! @crossed cheque 横线支票  Z2 E6 a) V3 ~5 q  D( z
blank cheque 空白支票( k! v* \( ?8 v1 R6 w8 G" M
rubber cheque 空头支票' S: Q7 }3 d  g2 p7 N
cheque stub, counterfoil 票根
2 h9 |0 V9 G, t$ k# s2 [cash cheque 现金支票- Z+ h* A/ }1 H# B2 q: u
traveler's cheque 旅行支票
- M3 K. A6 _# X) Q: t; i/ echeque for transfer 转帐支票
6 L6 x. f) T7 n7 ~' T" C% Eoutstanding cheque 未付支票5 c- ~7 Q% I% Z' Y
canceled cheque 已付支票
7 A, T8 M) r$ ?  Z  Lforged cheque 伪支票% e0 h0 u0 L7 D4 o7 S+ }
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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' @4 K2 r: d7 zI'd like to know if I can draw on my account for payment of things I buy in Tianjin.1 T- B) ^$ Y6 Y* [( ^1 G+ F% f
我想知道一下我是否能提取存款来支付天津购物的费用。
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' Z8 F8 P, M! j! y' `* p' U4 }I want to withdraw 200 dollars from my deposit account.0 M: n, e& ^5 u
我要从我的定期存款中支取200美圆。4 y9 [1 F9 C1 h: f
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8 T9 J3 Z* M/ F  K" _I want to close my account with you.
( k" L( v; ?' p6 @& R  R* H我想结束在你们这儿的帐户。
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+ N* j9 w6 b9 O/ RI'd like to draw 100 yuan against this letter of credit.
2 C* a" G: F' B( {我想从这份信用证上提款100元。! R- I+ d" }( z- K- z

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May I draw money against the letter of credit here?
! c2 T* f" e' p! Y我可以在这儿用这份信用证取钱吗?
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( y$ p: ~% T% r& x2 CCould you tell me my balance?& ~! i' ^* X' R& G
能否把存款结余金额告诉我?* h) Z1 J6 o7 U% L

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Please let me know my balance.
1 g% N7 d+ c2 w$ e- l请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.$ i+ u4 u' o+ g$ o) ~# X
我以为你可用支票提款支付购物费用。' w( ~/ a2 r8 Z& U/ q: u* L

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4 `; o2 W! c+ o/ ~, T. O7 aYour balance at the bank is 300 yuan.0 n' b& d$ G$ N
你在本行的结余是300元。& V& F# }! E2 d

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Your deposit is exhausted.3 r' d0 B2 l! _5 C3 O/ ]  P
你的存款支净了。
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* S9 o  e: x- Y: [Your letter of credit is used up.
# \& ]( {- C+ K7 X3 D你的信用证用完了。
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Please tell me how you wish to draw your money.
9 i7 E! _9 P6 d5 i% K" S/ i% K$ X请告诉我你希望怎样支款。  {# s6 N9 H- q% X' v

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8 a# A( H' _7 m5 D8 M. z/ B* gFill our a withdrawal form, please.7 Z7 a9 [3 X& W3 _5 K$ _3 \$ m
请填写取款单。
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The letter of credit is exhausted.1 ^  q, h6 K9 X/ U( |7 |
信用证上的款子已提清。) B9 f- K' s6 Q0 D- N, Q% {; ^

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The letter at Counter 6 will pay you against your number slip.
9 G& Y. Q( G" ?9 r六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases ! o+ _. g* B" h: R

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to close an account, to clear an account 结清# Y( J" |2 O: g/ o% o
to draw money 取款4 r6 l; U/ N1 w4 D; `6 R) f
drawing-out slip 取款单% [# L: c. R3 l* Z
the number slip 号码牌: f7 N1 Q( b8 c$ z) j" j( W* ]
a withdrawal form 取款单6 ~% m5 u4 m0 q% ?/ N: w& f
to fill in the receipt in duplicate 一式两份填这张收据0 l- @0 d- D- o# L; a7 a
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表+ U' O! a" m; O7 ?% q6 ]. S: W
好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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