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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?7 b  ^% N" f( W
你想开哪种帐户?
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Do you like to open a current account?
, S5 V5 N7 I/ |你想开一个活期存款帐户吗? 5 D( g5 o7 r9 o1 A1 w. B& [
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A deposit or current account?
1 j4 X8 O% M! K0 ?定期还是活期?
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7 r4 j5 o: y9 e5 n+ B+ f1 pPlease tell me how you would like to deposit your money.2 S3 j% q+ h' l, ~/ R; ^0 ]
请告诉我你想存何种户头? ! x' `% n1 U' p) p; g2 v% n

+ C1 p9 Y) n* [2 z/ `: @7 XThere's a service charge for the checking account but no charge for the savings.( _( |6 b1 g, {7 u3 J+ T* Y
支票户头要收服务费,现金户头不收。 ! N2 d  u6 D9 v; u! s0 ]
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Our minimum deposit for a savings account is 100 dollars.
: [5 Y6 j. ?! d8 ^5 l( R' D* I( g我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.7 c- {$ T" \4 H$ g: @% }
最低起存款额是5元。 6 W: @# l, a3 A# i6 c! U. m" N
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You can open a savings account at any time with an initial deposit of 50 dollars.3 J. H, c$ I3 J' w$ {) s: L
你可随时以50美圆的起存额开立储蓄帐户。 ' @5 c- y. ?% ?/ z! E; g& s1 Z' i

/ S6 b! a0 w4 T6 d5 B. G4 fEven one yuan is all right.; w  e6 |4 x+ R4 ~( G; P9 C
甚至一元也可以起存。
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7 @1 O( s* |2 E$ U' q. vHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.6 d* l2 c3 x. d! i
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.$ ^' S# Y& o9 `* `) H" X& r
我想开一个活期存款帐户。 , {+ U! C5 V. t1 U/ y' Z; f
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I need a checking account so that I can pay my bill.
7 c# o( |+ W" i$ L' a2 U我需开个支票帐户,这样就能付帐。 ; G5 S/ k0 z" J! k" T7 @

% d# F# }! x( c( e! t/ mWe'd like to know how we open a checking-savings account.
! u; `* i" @/ \7 b( S" N/ a# Q4 I我们想知道如何开一个支票储蓄帐户。
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9 v) [* ?+ {' U% EI have a checking account here.
) }) i! r. g, S3 Q5 y我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
; ?' [& {2 P* |9 l7 x我想要开个定期存款帐户。 ; C; |% f9 R) {5 W: j: B' h
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Can I open a current account here?+ n% I2 X6 o  m
我能否在这儿开个活期存款帐户? ) N: p: C* d, q* ^6 H6 @7 X
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I want to open a deposit account with you.
# P* W/ M+ H) Z我要开个储蓄帐户。
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I'd like to open a deposit account with you.( L  V# k. k8 v) T& y
我想在你们这儿开个定期存款帐户。
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% U( m" ^* J" v3 UCould you tell me the difference between a savings account and a checking account?9 l' v1 f* x" x- Q) `
请告诉我储蓄存款与支票存款的区别好吗?
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" X$ R2 d3 W7 l  lPlease tell me the procedure for opening a savings account.
  X9 M  a3 n9 C: X6 `5 V请告诉我开个储蓄帐户需要什么手续。 ( u7 K+ D/ L9 g4 T+ c' R1 _

# q- F" C5 Y* f5 B% Q& |0 g+ OWill 100 yuan be enough for a minimum deposit?/ ]3 V" q% o7 L% a9 R! ?, l* W
100元作最低存款额够吗? ! U8 Q6 n7 z, V9 q1 `

5 A  ~% J! b- H4 }: L$ gI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.# B( P, a5 K: @
我想知道开一个支票帐户200元存款是否够。 / L" `8 P( F% [/ Q5 O+ @

: \2 D- l4 j5 o; A: Y2 Y' r9 k! qCould you tell me how to operate this account?2 c0 q& O  o/ G6 D& C
请告诉我如何经管这个帐户好吗? ' e! o) }1 P2 e1 [4 x

0 _' X5 j6 g5 C1 I1 V+ b0 mIs there any minimum for the first deposit?
/ \& `- B- ]" x) P8 W. K8 ^% y" \第一次储蓄有最低限额吗? 5 K: H* r! A! m  T, d

3 p$ P) |9 Z; q8 `How much does each account cost?  T* u; F& J9 `
每个帐户要花多少钱?
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Useful Phrases 6 H4 e2 r% ~* {5 _7 c9 ^% D% k! c3 k* o
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current deposit, current account 活期存款
* f% K7 m) `5 {7 R% u" P) ?fixed deposit, fixed account 定期存款" O/ e$ j! _0 W0 Y
fixed deposit by installments 零存整取" u- e3 l( t( V
joint account 联名存款帐户- Z% N, e  E, E' `
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款! I0 @! g' g" r/ f! ]5 s

8 q4 _2 Y' ?# R9 t% M5 PHow much do you want to deposit with us?
5 b8 l! @; F: G8 l你想在我们这存多少? 9 F! t% R& y: }  X6 R% y

% E( j4 ?/ p& ]How much do you wish to pay into your account?
' w6 J7 g2 z' I- V3 o, Y你希望在你的户头上存多少?9 N; z/ G6 W2 a; c( \( H5 ?/ f
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How much money do you plan to keep in your account on a regular basis?
- M6 i* t. O" t0 G& o1 q你计划在你的户头上定期存放多少钱?
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+ x+ ^& \  S8 H5 ?! `5 _How much cash do you plan to deposit in your account?; j! V* n7 _* b5 P- C3 u/ X0 q
你有多少钱要存入呢?
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. l2 e4 p' O6 o4 A5 UI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.5 x5 u  C. N2 D' D8 K$ M1 t
我认为你可把钱存入银行,或留在银行暂保管起来。
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5 D6 u# r% N6 ^, o5 i. o2 Z$ QWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?, A( ]  }  a& S' D  U( J
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?4 w2 L1 K9 [  G3 q2 |7 V' k+ Q

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! ~2 ^/ h& a8 }  j5 D! f: TI want to deposit 300 yuan in my account.
; w4 G% a& @6 m5 J6 u- F% P我想在我的户头上存300元。
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I want to deposit these cheques in my account.
4 _' @$ ?/ |4 R+ e. s& ]! e8 v我想把这些支票存在我的户头上。2 }; n9 l) A8 @6 A' e; E8 r

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I'd like to pay 200 yuan into my deposit account.9 }) A( {; [# a0 C# C6 G7 k
我想在在我的定期存款户头上存200元。
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3 N- M) k& ~& s. `I want to deposit my paycheck.3 n, y3 x0 H3 R) Z  h+ r
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
4 {. J& F, k% t我想知道我能否在这兑换支票。  }% m" M5 O9 j- |! m

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Will you please cash this traveler's cheque?
  }( U4 I4 O& M% A0 a4 W* z请兑现这张旅行支票好吗?8 s9 P2 I$ e- ^! C# ~
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5 l  T3 o2 \6 M! W2 F) }- H- UI'd like to cash this money order.
/ T8 B# x) C. z% y3 @我想兑现这张汇款单。' f  n; W( j0 Y9 ]/ L" j
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I want to cash the balance of a traveler's letter of credit.! j) i1 Y5 y+ i2 n+ j9 Z
我要把旅行信用证的结余兑现。
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% w( S& E% {5 r+ R( j. U5 y. A, K$ RWill you please tell me whether you charge for cheques?( D* v2 ?5 i/ T$ t: R
请告诉我兑换支票收手续费吗?
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, q* j/ g( n3 q" a; ?Could you tell me how much the checks cost?
* z$ o2 m+ y3 w* l2 N! z+ L请告诉我这些支票要花多少钱?
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What if I overdraw?
$ ~7 H$ O# r+ w$ K5 ?; s如果透支了怎么办?! @% N1 t. s5 Z/ S; J( k! Q
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' T! \5 c& ^4 h6 B, ZPlease sign your name on the bottom line if you want to cash the check.6 x* O2 F* A3 f5 x# O
如果想兑支票,请在底线上签名。! L, X% M1 j  ^  }

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9 r" z4 Q6 e: E  {7 f) o" fPlease write your account number on the back of the check.3 F+ H- [  E7 _( v+ Q
请在支票背面写上你的帐号。+ l% N) m! i# v- W$ {& S$ r9 H8 Q- }
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3 s% @. H: [$ S: QWe honored the check as the overdraft was only 5 yuan.
# P% V3 \; U% k6 U4 G+ f2 X: C, O0 b0 m7 z我们承兑这张支票的透支额只有5元。
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, u. s: m: E5 S; r, [" oPlease endorse the cheque.. }9 n& j% |0 i
请背签这张支票。& c9 o3 r% Q% k5 f; _( ]/ ~" l% Z2 x
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+ ?6 A  b% a. }6 R2 |# s  F  E! A; ~The traveler's checks cost 1.5% of the total amount of purchase.
6 Y0 u3 R" j. p旅行支票手续费是购买总额的1.5%。7 D' }3 u( U* v$ ?% B; X: l/ u

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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
3 f4 j/ l& j; q" t. m这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.: w/ p6 o5 N4 g; h$ z% [1 c
你每开一张支票将花2美圆。6 k8 P+ r0 I* J# j) m
 
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2 Q4 {- U, b; {9 {. X. w; a% e$ A& [. LUseful Words and Phrases
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account number 帐目编号
- W1 f0 E% D' E2 O$ wdepositor 存户' K" C9 w$ }' @4 p1 l4 K; l
pay-in slip 存款单& m6 [# f$ i, j' {, T
a deposit form 存款单
5 J( r: c* X& q5 ^8 o* ya banding machine 自动存取机
! }/ d- v2 z( h8 Oto deposit 存款
3 U" e3 \( M5 Q# K/ n0 rdeposit receipt 存款收据" W3 |2 c- J! g' @7 j: m" N
private deposits 私人存款! v! m4 W- }1 N9 k) u% c
certificate of deposit 存单' ~) g7 {, E! ?3 ~1 J( g
deposit book, passbook 存折
9 |- r8 W/ V. ]/ ycredit card 信用卡4 ^' y# S& N) ]  P: F& S
principal 本金
* y2 D; R7 I) W( }/ l% y+ zoverdraft, overdraw 透支/ ~0 z  L% J3 E+ i$ F& t" M6 e
to counter sign 双签, t' Q8 G( v: @& @' |9 l8 R# I5 v
to endorse 背书
4 U0 h) }; O' ^3 v: l$ s: aendorser 背书人# K5 {9 p: r0 A- c/ k
to cash 兑现8 n% Z5 ]) N  j) J$ ]" c
to honor a cheque 兑付7 f; j, l4 l7 y; F; U
to dishonor a cheque 拒付, R6 O* |  o! P: e/ D+ Y
to suspend payment 止付
3 p3 n, S' I/ I* I4 X' icheque,check 支票
7 v3 I. D1 A$ |cheque book 支票本
) s8 _! Q: Q# v3 U4 [$ H+ Border cheque 记名支票% z% K6 L% I* K9 U* ~, ]$ d
bearer cheque 不记名支票
9 _9 |$ e# H- J- T3 }/ |crossed cheque 横线支票
5 t6 t. R: O5 Q1 B7 C8 f8 Y% r. hblank cheque 空白支票
8 E# U" c- o* ?; n9 nrubber cheque 空头支票: u$ B' T5 \% r- s1 k
cheque stub, counterfoil 票根8 U. p8 B' |9 n& Q7 a6 {3 I
cash cheque 现金支票
+ p1 x! m% Q! o8 @5 Mtraveler's cheque 旅行支票1 C4 `* K. J; g5 g6 }0 M; K
cheque for transfer 转帐支票
* N$ Y6 r2 \0 h" r* _9 o  J- Aoutstanding cheque 未付支票
6 p# e. C& A( U# X& C- Y) i% Bcanceled cheque 已付支票. u. o( T; M7 M0 R6 e/ Z
forged cheque 伪支票3 @8 i7 i) R  J/ w# j, @
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余/ M8 L; G+ x+ m, C
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
* V4 f5 [" J7 d8 }5 J" y* _我想知道一下我是否能提取存款来支付天津购物的费用。
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7 j1 ^5 _7 a, Q' Y5 QI want to withdraw 200 dollars from my deposit account.9 w/ a0 d% G9 ]! V9 G6 i# {
我要从我的定期存款中支取200美圆。
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I want to close my account with you.
3 B* [, E* z' Z2 }我想结束在你们这儿的帐户。, k/ k, N* g! p

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I'd like to draw 100 yuan against this letter of credit.
+ [3 K* L& n4 X- K! |; u- e我想从这份信用证上提款100元。! L) P' f  ]) A. f7 ?1 z% O

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May I draw money against the letter of credit here?0 U6 Y2 ?( z* A1 ^2 U6 R
我可以在这儿用这份信用证取钱吗?
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2 x/ b4 V% k: |9 F* ~Could you tell me my balance?
4 W" l0 i* M1 B" w- c4 H能否把存款结余金额告诉我?
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Please let me know my balance.. o- S" P/ j+ s
请告诉我结余金额。/ I: }; F$ M, x* I! J
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) J; y4 h. d( f* q$ z2 hI think you can draw on this account by cheque in payment of goods.
) j, G4 R' N) n; ~  |/ p我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.2 s$ W: k* P$ [. O: T
你在本行的结余是300元。
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9 @) c$ R$ A* m  {) [; W1 m/ @* {- mYour deposit is exhausted.+ @$ ^! j" D; g
你的存款支净了。
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Your letter of credit is used up.% E( A1 [5 ~4 C! K8 C# S; U
你的信用证用完了。
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Please tell me how you wish to draw your money.
; F6 S1 ?8 Q3 [5 x请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.
5 U8 g5 T- K  U! D, B- |请填写取款单。$ T) G3 \  Z  D, o! e) |- m- R, `7 b
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: Q# G$ V+ d! NThe letter of credit is exhausted.
8 j. z3 s( A6 e4 _信用证上的款子已提清。
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. d. g$ q- i$ r# ~* W. fThe letter at Counter 6 will pay you against your number slip./ M  k: G, F  w5 \
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases
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3 a) P$ s8 O+ m2 S7 R, Rto close an account, to clear an account 结清  z; u+ L6 a: J1 M( @( F6 ~
to draw money 取款: _% V1 @" D; L6 D; W9 Z5 n& e
drawing-out slip 取款单
+ H& X5 w! }! T" m4 [the number slip 号码牌
7 m+ g' E1 G# B9 j: [- m1 K  [a withdrawal form 取款单/ ?( D' }" y8 V; v" K' B
to fill in the receipt in duplicate 一式两份填这张收据
' F( B9 I9 @5 d+ h3 e, dteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
% P- T8 j& `+ Z' G% D$ f好,已收藏!
% A% Y9 |9 `4 b
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
. M: L9 h5 `. c, T
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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