银行英文～～

pengjue

银行英语口语－新开帐户

- k: Y! K! k( vWhat kind of account did you have in your mind?
6 Y: A/ [& r! G3 }你想开哪种帐户?

Do you like to open a current account?
你想开一个活期存款帐户吗?
: d$ x6 {( q4 Y- s' ]
A deposit or current account?
定期还是活期?
6 q1 [1 j; Z& Z$ w( x  V
Please tell me how you would like to deposit your money.
请告诉我你想存何种户头?
7 m- j8 x" \* }4 C) f& b
There's a service charge for the checking account but no charge for the savings.
/ W( v" `0 K; w& c) B支票户头要收服务费，现金户头不收。
6 S* R- B7 C6 m0 A
9 x; |1 `8 d% n- j: I/ cOur minimum deposit for a savings account is 100 dollars.
$ {) {, V# W+ u4 A" f7 B5 Z我们储蓄存款的最低存款额是100美圆。

Five yuan is the minimum original deposit.
最低起存款额是5元。
0 t% y$ n7 T# k; T6 Y9 e) V
5 V& K0 ?- X$ Z' _6 Q4 lYou can open a savings account at any time with an initial deposit of 50 dollars.
" v, z! `# E* H1 n$ X6 }2 K! W  p+ w你可随时以50美圆的起存额开立储蓄帐户。

- L6 j. p4 I: w7 hEven one yuan is all right.
3 `& [; `: P8 w甚至一元也可以起存。
) h- M  O" U: Y
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。

I should like to open a current account.
我想开一个活期存款帐户。
9 s2 p# g: q; Y: s- ~$ D
I need a checking account so that I can pay my bill.
/ l7 c, G0 y+ O4 k% D- q& z我需开个支票帐户，这样就能付帐。

2 z8 Q4 Z7 Z. G3 sWe'd like to know how we open a checking-savings account.
+ h6 |1 H2 D& {我们想知道如何开一个支票储蓄帐户。
" x* C# o! U- q* Y
I have a checking account here.
8 A' w: Z  Z6 P! N- C我在这里有一个支票存款帐户。

I think I'd like a deposit account.
我想要开个定期存款帐户。
" t7 k3 F5 D# f1 A9 n" |
Can I open a current account here?
我能否在这儿开个活期存款帐户？
. C3 V6 U5 S' W9 C4 q
3 s1 G9 V8 X3 G! {& l& lI want to open a deposit account with you.
+ s. u7 m1 W0 o8 `4 W: \. x4 Y  j我要开个储蓄帐户。
4 l' o& F* y& V; \
3 d0 o- d$ e; R" k2 l$ yI'd like to open a deposit account with you.
我想在你们这儿开个定期存款帐户。
- F# N+ X  Z+ P, Z, e5 F
Could you tell me the difference between a savings account and a checking account?
请告诉我储蓄存款与支票存款的区别好吗？
3 Y) v% x' [% H% z9 O) K
Please tell me the procedure for opening a savings account.
请告诉我开个储蓄帐户需要什么手续。

; D6 o6 Z5 U& V: l. R4 ?) c4 @Will 100 yuan be enough for a minimum deposit?
5 `2 }4 e/ ]" _& f  G/ L% s# P100元作最低存款额够吗？
2 ~9 p# o: v- X3 o# C; Q* L& I8 j
I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
% N6 y. M/ j8 f) q! \4 D我想知道开一个支票帐户200元存款是否够。

Could you tell me how to operate this account?
请告诉我如何经管这个帐户好吗？

8 o+ H9 L2 D3 Q, P5 T0 eIs there any minimum for the first deposit?
$ W0 V) m$ i  t/ k/ i第一次储蓄有最低限额吗？

: h( B* i1 A, w3 v9 YHow much does each account cost?
) J7 n3 |/ ?- ^1 I5 X4 w. l1 G每个帐户要花多少钱？
! g, b( `. Q  d: ?( b　
Useful Phrases
  z4 ?) ~7 w/ K6 [) o; n- B
current deposit, current account 活期存款
fixed deposit, fixed account 定期存款
$ L4 ?- D0 b8 ~* h6 W; K. gfixed deposit by installments 零存整取
, p. o$ d0 l9 t5 ~0 S9 |$ rjoint account 联名存款帐户
to open an account 开户头

pengjue

银行英语口语－存款
: b% r3 ]% [: q1 O. E
How much do you want to deposit with us?
你想在我们这存多少？
! _. \! O6 H/ W1 w' o
6 o: n5 U: o& uHow much do you wish to pay into your account?
# @- Y3 M& ~& ^1 o8 W你希望在你的户头上存多少？

, u/ U' q! K2 L# U+ e
How much money do you plan to keep in your account on a regular basis?
+ Z4 B2 u& S+ C4 d3 j你计划在你的户头上定期存放多少钱？


# V0 F, O8 E9 d5 T1 s" z3 GHow much cash do you plan to deposit in your account?
  u& T( Q2 D) q. j+ ^你有多少钱要存入呢？


I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
我认为你可把钱存入银行，或留在银行暂保管起来。

; \! M4 ?/ ]( K2 e$ C7 q7 [
Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？
5 b/ {7 L$ S/ |/ e/ K1 K/ Y
& z: ^8 W# A% D) `" |. J
7 }- e' y; D1 t) }7 J/ _8 vI want to deposit 300 yuan in my account.
我想在我的户头上存300元。
( A- T+ u5 {4 A( Q
3 W- D4 O- `  z" \, t1 b2 B, ?1 R
2 ~4 ~$ ~  w( l4 v6 z3 II want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
1 e4 {) Q1 h) h: B  j: {

I'd like to pay 200 yuan into my deposit account.
! R) I8 U7 o/ @我想在在我的定期存款户头上存200元。
* [% I) N0 t& r' D

I want to deposit my paycheck.
我想存入我的工资支票。
1 D9 C1 `2 n+ P- E8 |
- C" H- z+ y  G$ L! d
I'd like to know whether I can cash a cheque here.
4 G) D+ J. k( u( i4 f* H+ L我想知道我能否在这兑换支票。
5 i, B0 p* h# Q- S$ b
; M3 d& e$ R- w6 C  K5 l
& o0 r: Q1 j+ ?- X0 _Will you please cash this traveler's cheque?
2 o* M# n% k" t& X+ C请兑现这张旅行支票好吗？
; _1 o' z3 ^2 I
  h" a& ^9 T* q
) r" N2 w" {6 f/ }2 \9 k1 A# K/ tI'd like to cash this money order.
/ H6 n* l* K- f$ X$ C! g/ P4 u我想兑现这张汇款单。
- P; n& ~$ n& O$ U0 r. p# l0 c
6 m) S, [5 b' H/ _6 b- ?/ {$ L
; D2 N" n5 G# {* w- @6 ]( ~- S1 KI want to cash the balance of a traveler's letter of credit.
. P+ Q$ N9 y4 {# ?7 F/ o4 ~! J" ?我要把旅行信用证的结余兑现。

8 |, L9 W! M4 F: V: {7 k& ]) W
Will you please tell me whether you charge for cheques?
+ ?- d7 i$ F: E+ N2 r$ M/ z请告诉我兑换支票收手续费吗？
+ Z" J4 s% ^; e. @4 d' `

Could you tell me how much the checks cost?
2 t* ^" b% [8 k1 J/ _( z5 y3 C8 L请告诉我这些支票要花多少钱？

( i7 |) B; e  r. k2 M% ]
4 A/ v/ a$ ^0 @  K6 y) yWhat if I overdraw?
如果透支了怎么办？
% u. K% z5 V) C# X
9 I+ d5 j0 c+ i! L1 _
Please sign your name on the bottom line if you want to cash the check.
' s' d6 O! O7 C. n+ o" g: T/ v如果想兑支票，请在底线上签名。

- }& |! m% R! N$ S1 j
$ Q  {9 H2 s3 TPlease write your account number on the back of the check.
% p; U2 I4 `7 c  h8 y请在支票背面写上你的帐号。
* _8 b( E' v& T8 }8 S
; v$ |; c& z- O1 Z
We honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有5元。
0 g/ U+ T5 l9 t4 M! q

5 T# ^& i4 N$ b$ e5 v4 Q5 {! ?4 XPlease endorse the cheque.
1 `4 G7 a" B( V请背签这张支票。
. ~, F4 z# ~; {6 k5 x7 A( s

The traveler's checks cost 1.5% of the total amount of purchase.
- e$ b3 z4 V" M* y旅行支票手续费是购买总额的1.5%。

$ D9 j( f6 ^+ I( L& f- G
: h& B6 b) ~  u# N! U7 Q- |Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
+ V, ]) T/ F- w! d6 l5 g这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。

+ s" Q6 D+ q  X( ^" ^/ b
) }7 i# R# j( fEach cheque you write will cost 2 dollars.
你每开一张支票将花2美圆。
　
; B% y* d2 M( i
# w0 F0 t; z, A. c3 ~) I5 H
Useful Words and Phrases

  ^* a  r* O$ I, K- B8 L( B0 z* ^account number 帐目编号
6 V2 g/ C* ]: C, k9 E. O, a3 s  x" Gdepositor 存户
pay-in slip 存款单
" N6 r; X0 \! Q1 x* Ha deposit form 存款单
) [$ E4 u# A; z" z& O# Ua banding machine 自动存取机
5 H: E8 u& Y! O- J$ v9 a$ Lto deposit 存款
deposit receipt 存款收据
private deposits 私人存款
8 P9 L  p2 M, p0 m' Qcertificate of deposit 存单
4 f& |) W1 y. ?2 F+ pdeposit book, passbook 存折
credit card 信用卡
principal 本金
  W5 P# q' ?$ P; K4 ]overdraft, overdraw 透支
to counter sign 双签
  E! Z: k* m+ W) F% v3 ito endorse 背书
# z: s  b7 a$ P5 A7 eendorser 背书人
. b3 t) i* N- B1 k7 R( Z1 Sto cash 兑现
- u$ C* v; ?8 bto honor a cheque 兑付
/ v- G0 }$ Y8 q" q4 E1 Qto dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
7 k- H$ \0 ^. a' lcheque book 支票本
  _" T5 V8 D  D$ @; `. e, {. horder cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
1 R/ _$ \8 _( Oblank cheque 空白支票
: c3 j/ S# J* ~7 I& e! [$ Nrubber cheque 空头支票
/ d$ l4 r! \6 B. j8 j! scheque stub, counterfoil 票根
cash cheque 现金支票
7 N" O, _2 j5 l1 _) f& e  f/ xtraveler's cheque 旅行支票
cheque for transfer 转帐支票
! u3 j/ m- C* |' u, youtstanding cheque 未付支票
canceled cheque 已付支票
+ {3 A" Q& y8 d8 L( Q5 ?+ J# fforged cheque 伪支票
' n% |( }# n( ~! _) ^Bandar's note 庄票，银票

cindyzhao0708

很有用的帖子   DING!!!!~~~~

linda

Very good one!

pengjue

银行英语口语－取款、结余

3 |- ]* R3 Q5 d7 AI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
  F7 g+ h7 e2 q+ h4 u我想知道一下我是否能提取存款来支付天津购物的费用。
  I1 ]& h. K$ {7 w% V, S/ }
: I* y/ ?0 p9 ^& e0 X# N6 p' r4 B
- `7 X0 x1 Y, N: H& j# KI want to withdraw 200 dollars from my deposit account.
2 T6 W( d/ E& u  {4 s( w3 `我要从我的定期存款中支取200美圆。


I want to close my account with you.
  r9 M+ W9 p! p8 w7 q- D* A我想结束在你们这儿的帐户。
2 v& W3 c/ @  L

2 \& i& N7 L+ ]! gI'd like to draw 100 yuan against this letter of credit.
- v7 R* z4 R4 a9 m% D0 v1 J我想从这份信用证上提款100元。
" `% \  u& T" F7 X' S( z
% p# Y; i% o7 u; N5 p2 P9 @
May I draw money against the letter of credit here?
我可以在这儿用这份信用证取钱吗？
: Q3 k% y( S" Y( j6 ?2 K

Could you tell me my balance?
能否把存款结余金额告诉我？

. p" J/ s, H, S0 z/ i7 ^
, y. b* t& h& K% N( c  h/ O) @Please let me know my balance.
- n9 F& U$ {1 t请告诉我结余金额。


I think you can draw on this account by cheque in payment of goods.
我以为你可用支票提款支付购物费用。


Your balance at the bank is 300 yuan.
你在本行的结余是300元。

: ]+ W  e$ U* E4 D' C$ w; m
; ?1 |" p7 R% k! GYour deposit is exhausted.
你的存款支净了。
* y6 `; ?+ M% o$ o" [7 K  @# V; ]
0 b1 l/ Z; t0 \* x
) s. \$ O9 F3 f* Q' EYour letter of credit is used up.
你的信用证用完了。
6 x7 y2 E; l) r) v& k% C3 K1 z; R

; {1 r2 B8 l9 }2 f( t4 k) L+ j1 APlease tell me how you wish to draw your money.
" _7 ^  \4 |5 Y6 m请告诉我你希望怎样支款。
/ Z3 v, ~4 M& Q( ~0 y& U

8 L+ d; b' W$ x+ ?1 I# D/ t  K/ d2 pFill our a withdrawal form, please.
请填写取款单。


& E9 K3 I7 x- W/ G5 cThe letter of credit is exhausted.
信用证上的款子已提清。

$ T4 p1 g2 T5 Z  [
The letter at Counter 6 will pay you against your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。　

. W* p9 o9 B- ^' E: x8 Y
3 T, B  V3 ^0 F. C+ W  iUseful Words and Phrases

$ T5 K6 b( i' a/ _: V5 d8 c
0 {0 ~9 T) P' `$ s/ T: mto close an account, to clear an account 结清
/ r! N. f# y' H1 L+ H0 vto draw money 取款
+ ]1 ^* E4 G5 |: Z5 z/ @drawing-out slip 取款单
the number slip 号码牌
a withdrawal form 取款单
1 ?3 X: ^$ U, H# L. O4 @4 Ato fill in the receipt in duplicate 一式两份填这张收据
5 f0 W( I4 B! i' g' C" }teller, cashier 出纳员

悠悠然然

非常有用，搂主真热心呢。

云朵

好，已收藏!

明明白白我的心

原帖由 fay 于 2006-1-2 06:48 发表
好，已收藏!

Me too.

苹果酱

高桥

强烈支持!不错

烟台人

路过～～～～～～～～～～～～～～～～～