 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表2 s- y+ f' n7 F
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? : a. o' ]) G6 O" _" L. A$ w8 g
House Price = 280,000 6 ^4 ^; y- u8 N. D% c* A
Down Payment = 98,000 (35% of total price)
. Z1 v8 W* R. y0 A* j3 J/ BLOAN = 182,000
; Y- P' t7 r5 R5 o/ L4 |INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) " V( m$ x `$ g" k8 S
YEAR = 25 n) Y! e6 X5 x/ O7 R J- [
MONTHLY Installment = $1,034
$ t2 F3 [# K8 l; K0 ^ h6 d2 m$ T4 d$ X, S/ \: {1 p
Property Tax : $250
+ E/ L: B, f/ k0 y6 K* X. OGas+Elect.+Water : $350" B8 I* e/ G) U5 H
Misc. cost: $100
) A9 g& k: x3 z ^" b! M4 t______________________________________________________________
7 V9 s& n/ {6 DTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)3 @# L( A3 K! G' d
, a5 m+ J$ Y: i/ F7 m[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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