 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表& I* w4 ]( `+ Z$ n/ v( W: c
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 1 D( ~ F' x8 Y& ~. s) Z5 J. h* c5 t
House Price = 280,000
! y! J2 t' U' g+ l8 ?6 nDown Payment = 98,000 (35% of total price)
$ j% t& Z( k; a& nLOAN = 182,000
6 ]0 C0 f" K; v( }( R: E0 r: N0 x; }INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
, e5 ~% A$ ^* h* uYEAR = 25 # R+ U1 L, t3 h2 A6 v% S' P
MONTHLY Installment = $1,034
6 n/ Z/ E& n {2 F" n* V9 ?, {4 ^' \1 {& \& [5 D
Property Tax : $250 6 H+ y; E: V+ Y
Gas+Elect.+Water : $350
5 O2 B1 ?7 k- @( BMisc. cost: $1006 F$ G( T, n& v( `4 f
______________________________________________________________$ D3 J' d- u! B
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
, H( b# k5 e/ B) a
) r4 P! T2 s1 h[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|