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原帖由 过路客 于 2006-2-7 08:04 发表$ B' ~) F' J- |/ l; M
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ' q; `0 X+ A6 _ \6 U2 I" {
House Price = 280,000 . k, A2 V& |" V% x! i$ B
Down Payment = 98,000 (35% of total price)
6 S) g2 C1 f& T; J$ l* ]3 F$ ~LOAN = 182,000
* e9 m8 V3 `3 ~4 o6 C' WINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) . j' ?8 p1 ^) ~
YEAR = 25
+ F8 n* E: p/ D. Q/ u" ? mMONTHLY Installment = $1,034 8 n' M2 j' L- X; O, ~( d* A7 n
/ l* e' l6 o! Q8 f/ _4 `9 yProperty Tax : $250
4 w8 N7 R9 i, v% {; R9 `5 y" dGas+Elect.+Water : $350
; f+ x! G5 @7 f) U* V" X( yMisc. cost: $1005 ?' W6 \/ W/ e/ ]/ {
______________________________________________________________2 |9 }$ k/ l- b3 N& k, N
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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9 V' \5 `: M% C/ ~* Z/ W+ a[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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