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原帖由 过路客 于 2006-2-7 08:04 发表$ `( Y" Q# P. F
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
% \7 a: d) h1 \3 \9 [# I; RHouse Price = 280,000
& ~7 Q7 R3 Z+ [$ k3 ^Down Payment = 98,000 (35% of total price)
' A2 Y/ T& V, Y2 hLOAN = 182,000 ! P6 L: ], u) t- x
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) $ d0 ^0 F7 [" f6 m
YEAR = 25
1 ?+ e4 v4 C* Y5 E: JMONTHLY Installment = $1,034
3 L# X5 [ ~* {5 [5 w- [6 E; c$ _% H" d
Property Tax : $250 2 Z( q8 i; N3 h. u, a
Gas+Elect.+Water : $350
; o0 `3 s2 x0 qMisc. cost: $100
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9 K( Z' D j; K* m, d& H0 Z7 STotal Monthly: $1734 (Just a rough estimate based on rule of thumb)& u+ ?$ b N9 i$ y$ b+ T
z6 v# L. E3 g; c' C, c[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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