 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
* c0 c% |& U6 m- o请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? , v1 h4 y8 }, _5 Z' F
House Price = 280,000 5 h# S; l. r) |/ C0 s( f& _$ O6 f
Down Payment = 98,000 (35% of total price)" U l+ _) B4 q. Y2 c" |; H
LOAN = 182,000
) x; f* A, v0 { I7 s' QINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ( ^: n3 S" y2 U; \
YEAR = 25 " f/ E! P3 i. K' {# X7 G0 m
MONTHLY Installment = $1,034
$ q" o( O/ k2 a0 f; [) h2 [# u, F" b& }4 l& S/ o
Property Tax : $250
* `3 s7 D4 K0 M1 X7 DGas+Elect.+Water : $350% M2 x5 {4 {+ H( W
Misc. cost: $100: A) i3 l! \* I
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9 G+ G4 ^' X0 F* r, TTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
' r9 g% k- {1 e0 q. k" X; p
( e( P. E; K& w, B1 ?, `[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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