3 W5 C# }% Y. s1 S5 j. f, C
走着不是更省钱?4 E: r2 W9 J& T- Q( d
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective:" W' ~9 N+ i. [% f! O
1 h3 D3 {% M: x G1 x5 u
total additional income & s( @$ q: ~. v' h6 ]2 [
total taxes paid (assume it's not a cash job)6 z. T/ x& F, {
total tax credit transferrable to working spouse1 \$ S" h! D# o5 n
total tax credit for child day care! {/ P+ ]: E( s( X$ a
total day care cost/ ?" `; Q- [& }7 e0 _/ S" ?
$ P8 w- p4 @$ c
so the formula is: * R/ O& ^1 v6 r1 A* K9 Z# W3 F, a- | , m( G% F' Y$ ^& S& U0 Qtotal additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.