关于RRSP买房问题

cycle12

请问下：
我们现在住的房产只有我老公的名字，没有我的名字！ 那么如果我们下次买房，用我RRSP的钱的话，用我的名义，可以算我是首次购房吗？

kingbird71

pls read the following which is from CRA,
Are you considered a first-time home buyer in 2011?

Question 1 - Did you, at any time during the period beginning January 1 of the fourth year before the year of the withdrawal (2007) and ending 31 days before the withdrawal, own a home that you occupied as your principal place of residence?
Yes         check box         You are not considered a first-time home buyer.
No         check box         Go to question 2.

/ J( }6 Y0 v% r3 ]4 d) D6 rQuestion 2 - Do you have a spouse or common-law partner?
Yes         check box         Go to question 3.
No         check box         You are considered a first-time home buyer.

Question 3 - Did your spouse or common-law partner have an owner-occupied home, at any time during the period beginning January 1 of the fourth year before the year of the withdrawal (2007) and ending 31 days before the withdrawal, that you occupied with that individual while you were living together as spouses or common-law partners?
Yes         check box         You are not considered a first-time home buyer.
+ r1 ^: U6 b3 Z) f; m  ]" \No         check box         You are considered a first-time home buyer.

) w& P& O5 s9 J0 k* LIf you could not participate in the HBP in a particular year because you did not meet this condition, see Participation in the HBP in a later year.
2 E2 _% G# d9 u9 [
" C7 ^, V/ _7 p0 bSo you are not eligible for HBP

蝶舞天涯

也跟着学习了

常想念

我的宝贝

应该不算。除非你现在每月交你老公房租，而你老公收了房租也报了税。。。。。。婚姻期间你老公的房子就是你们的共同财产。。。。。不过你可以给CRA打个电话咨询一下。。。。

NEB

no, you won't be able to claim it as a first time home buyer.