首次买房每人可从RRSP中预支最多20，000$做首期，有谁知道详情？

channel1111

首次买房每人可从RRSP中预支最多20，000$做首期，然后每年还。 有谁知道详情，说来听听。

MORTGAGEWISE

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:

5 v" o8 t! I! f; `& M4 d1 b) M
% F- t; V0 x2 Q' R, x7 j; A
You and your spouse can each borrow up to $20,000.
  r2 ~0 _# [, a, UThe funds must have been on deposit at least 90 days before you withdrew them.
* d4 t" M6 l& j6 w& JAt least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
: ~6 G5 a! y6 P9 T0 J( NA signed agreement to buy or build a qualifying home is required.
. A) b# u4 c( _" o; e/ lYou can only participate in the program once.

牛眼熊心

原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表
8 H' M! N1 q5 x. CThe Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
. x- i$ w& g% t! G3 K
, H9 N+ y3 K8 P3 I" b. E9 a/ ?

You and your spouse can each borrow up to $20,000.
The funds m ...

' h( r) y0 l, t2 Q6 G
4 h8 ]9 Z" v+ L' V我第一次买房时没有用，第二次买的时候还可以用rrsp付款么？

MORTGAGEWISE

当然不行了, the plan is only for a first-time home buyer!

梦里花落

怎么定义first buyer呢？要是买两套房子，是以签合同的时间呢，还是take posession的时间为准？要是一套房子签约在3月份，但是要等到下一年才能搬进去，另外一套房子签约在7月份，但是同一年的10月份就能搬进去，那哪一套应该算是第一次购买的呢？谢谢。

MORTGAGEWISE

原帖由 梦里花落 于 2006-7-9 10:10 发表
怎么定义first buyer呢？要是买两套房子，是以签合同的时间呢，还是take posession的时间为准？要是一套房子签约在3月份，但是要等到下一年才能搬进去，另外一套房子签约在7月份，但是同一年的10月份就能搬进去， ...

Good Question!

我的观点是， FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准，但最终的裁定属于CANADA REVENUE AGENCY SERVICE。