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BMO, Scotiabank join RBC in quietly reducing mortgage rates
1 l* e1 T9 e- _- R; ^2 h* OCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET ; B0 w' m' S" D3 E+ B# b
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
+ I; W6 b6 l! W; r9 S! E- TNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. M. k/ n5 C: x7 m( F
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. # ~/ P8 o1 n- G9 w9 Y$ _
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. ; S( j$ Z% |) c; W2 z
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How factory-built homes are shedding their ‘cheap’ label and exploding in popularity
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( R+ b @" U9 D. FMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca.
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. + B7 ^4 ?& r3 l& n3 A3 [# n
* \' Q7 e( g) YTD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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