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BMO, Scotiabank join RBC in quietly reducing mortgage rates
% U' Z4 D/ a, b! C6 `3 s) oCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
( `. [7 [0 D" R7 N8 GBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. / @ P6 C: k7 z( N( n; r& W
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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& K& @% w; X! F9 r: p5 O2 n2 mTORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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: ~$ j4 g' S- ^! j2 p( g vBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. i, z W9 b5 D
6 @- K4 y0 A) eHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity 9 u5 g U S3 b! A
* e; ~, Z4 G9 V4 |Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days ; G, W( {9 u, j9 ?. K: o! n
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca.
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5 X% t; U% N6 z8 w* f! Y# F C9 |The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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