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BMO, Scotiabank join RBC in quietly reducing mortgage rates
( y5 Y1 [; ^) ^8 \* l( D' XCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
6 `4 P' }& c( VBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. . U4 f* t" Z1 H
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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6 e" [# f/ ~# _9 E6 xTORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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0 u' g5 q' p/ O; @ W BBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. ' H) D$ K% t! R
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How factory-built homes are shedding their ‘cheap’ label and exploding in popularity 4 v X: d+ z$ e0 P. j: z
' S+ N" P* k. \Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days c8 J+ M- `( m# p- M
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7 _9 W* r9 w! s0 rFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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: S/ ~$ t; ~2 }" n- C/ ]% KBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. 9 x: ?4 j2 R/ P: a
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. , W9 p: `4 b: E8 `9 q I# u( C
3 B, g) ]$ m" j$ }2 P8 ]TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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