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BMO, Scotiabank join RBC in quietly reducing mortgage rates
7 k& [/ F6 n0 {& u- `Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
$ O7 U0 v0 |1 n) K/ `' u5 jBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
' B3 S* t1 f. f2 k% G2 ~- w3 NNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. . D; }* q' G& `* G2 n
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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- u0 T5 I4 B2 \5 x$ F* XBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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$ L( z6 H( m) n/ zHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity
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7 p; J; O7 T+ r5 R7 s/ pMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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- e1 {( l# ^. {: O8 J# q# UBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. 0 z" H* \8 \( [8 j4 ^
9 y _# m. b- c9 xThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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