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BMO, Scotiabank join RBC in quietly reducing mortgage rates ( A8 f3 k' a( |# M. Q% I( q
Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
8 i9 [ K- }- C% O# x2 g7 [Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 0 M+ k- [9 x5 F. }
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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/ r8 {2 O' u W) |Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days - U% I5 r/ ]' e2 C7 \ M1 R
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. p9 ?& P. v2 w! F$ rFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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9 t. I- t9 ^* y: b# iBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. ' e' X$ l9 s& x% O9 y7 I) z5 p) s
8 n, G& a1 N- z1 ? c3 iThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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