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BMO, Scotiabank join RBC in quietly reducing mortgage rates
. |# w7 O" L7 u2 z% B4 JCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET ) S) R* M/ S; j, |; |
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 7 x1 `1 ^0 M! p2 l0 D% D: O$ @9 a
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 6 k* u; I' F" l+ K3 |: b
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. E+ ^) Q- e( K5 ?2 O% n1 h+ ]+ B3 ^
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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1 U" ~% r ` h' N- THow factory-built homes are shedding their ‘cheap’ label and exploding in popularity ) `/ D6 j6 }/ C- J
2 [' h! Z) `& s. m" [Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days ! n v0 ` U$ L9 H5 O2 h1 v! G4 _
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; l M& z# e+ u3 m* w+ }1 GFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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) b! N* m& i# {. n7 C# }* ?BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. ( y; ~5 ?# ~" S/ [* a, L
* h# B: `8 v/ e8 K. z( jThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. 9 k; |* v3 C4 N( z
. ?4 q$ Y- e5 m/ v( ` z3 JTD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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