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BMO, Scotiabank join RBC in quietly reducing mortgage rates : M7 N3 R8 q$ ~1 p
Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
- X" {6 l: {/ Y" i9 N" R) D5 [) TBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 7 T) N- N& s( z! ` J
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. . y9 x* S* x- H f
7 S% K9 g$ q: B0 X4 t2 bBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. 5 m/ d2 L# a8 ]4 {8 G G2 [3 M0 ^; c
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! K W V0 t& Z" b6 _Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days $ ^, [2 v+ z4 Q6 i+ u
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. ) c# @& y* y% U5 E1 X( ] v
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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