What is the Stable Chronic Condition (SCC) option? 0 O2 a" w# m9 t& g9 U' M4 Y' _ X. SThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). * W+ ?/ |5 Q5 L- u: \When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic$ h. a, B* R( X* ]
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and f0 H1 V8 ^2 O6 E
• there have been no new symptoms or change in symptoms; and/or $ A8 U& P9 N: T0 t% \! q7 D# s' m• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.* H& u: x- K+ l v- D) h
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.