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有懂得汽车的leasing 和financing是怎么计算的吗? a1 F1 E5 k: D+ R2 z% {& g( a
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想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.6 O; v% b9 x4 {. d
2 i5 C$ ~4 P5 k) j) Z7 Z$ wFinancing vs. Leasing Comparison Chart
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Lease Finance
0 @9 b# ]) W/ R; ?7 PTerm 48 Months 48 Months
, E& P" E+ H) Z3 W% W6 m1 jInterest Rate 1.9% 0.9%
, @0 o- X4 s. ?" e- [% i8 B# JSelling Price $18,000.00 $18,000.000 L7 b& q8 Q& h' _" @9 X
Taxes N/A 900# c" Q3 H3 Y4 e/ d
Selling Price $18,000.00 $18,900.00
9 N% C1 Q& n: p6 q' wLease End Value$9,000.00 N/A9 g, h9 p+ z" } C0 \& u; s
Base Payment $277.29 N/A
! f' @* Y9 U/ o0 XTaxes on Payment $13.86 N/A' ~! Z4 C) j. h' F
Total Payment $291.15 $451.71 |
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