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有懂得汽车的leasing 和financing是怎么计算的吗?
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1 p" O4 r, ?$ y9 B4 t& x7 X$ W想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.- q; c9 Q9 l2 t% U
' T3 P- b$ e4 @6 R' Z3 QFinancing vs. Leasing Comparison Chart
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% H/ c& @( N) v, c Lease Finance5 `( c+ [. I& I8 _
Term 48 Months 48 Months
% A9 H0 |+ y; u: x- q! A/ @6 qInterest Rate 1.9% 0.9%
1 T% F+ E7 A/ q- h8 B6 j; _1 BSelling Price $18,000.00 $18,000.00
- H' \; O* K$ T0 ]/ B' F0 XTaxes N/A 900! I: I2 _1 w# Y- E" T2 ^2 C) M6 W
Selling Price $18,000.00 $18,900.003 o W/ |. z/ J& B& T3 n" k
Lease End Value$9,000.00 N/A
# v' ^5 r- R7 C4 k# wBase Payment $277.29 N/A
2 Z" x8 n/ I5 B1 O0 ^, Y8 x. MTaxes on Payment $13.86 N/A2 i* J9 b9 O. B0 e; U9 N1 Y
Total Payment $291.15 $451.71 |
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