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有懂得汽车的leasing 和financing是怎么计算的吗?
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0 e& M1 a% o( I7 O# b( l想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息." O: K+ @. ] H3 W# o
' o( ^/ o5 l' X9 g" IFinancing vs. Leasing Comparison Chart# h8 C) r( f; e+ c: K" k( p; }
0 H. p. F6 }3 @/ z Lease Finance
6 ]3 A3 d$ P8 P3 K) Y2 c1 u: Y& h+ ]Term 48 Months 48 Months
' E3 g7 ~! Z+ i% a" vInterest Rate 1.9% 0.9%2 D6 A* ]( [; x; y4 q
Selling Price $18,000.00 $18,000.00. [1 g! q' X: G0 A' A
Taxes N/A 9001 B h6 ~; m1 Z: o; O% F$ F1 Q
Selling Price $18,000.00 $18,900.00
) u) X8 p- Q( w M/ ELease End Value$9,000.00 N/A
" C: _( F5 D% X) \' `Base Payment $277.29 N/A
+ X, p. d/ p: M( wTaxes on Payment $13.86 N/A
1 L6 k0 P: W* d/ k+ T8 KTotal Payment $291.15 $451.71 |
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