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有懂得汽车的leasing 和financing是怎么计算的吗?, e6 H' ]/ i" [/ N
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想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.9 Q/ x' U1 y5 k6 b. Z+ t% P
* Y! H# V3 J" ~7 y7 R HFinancing vs. Leasing Comparison Chart. W3 ], u8 p2 |5 V
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Lease Finance: M& L4 c* }# ? F
Term 48 Months 48 Months
6 \3 I6 P4 U& j. D% u1 J6 RInterest Rate 1.9% 0.9%8 q2 f8 M9 M; L
Selling Price $18,000.00 $18,000.00! Z; ~+ W" O# t
Taxes N/A 900: K# Y& L( [% N( e' q4 Y5 Y& L
Selling Price $18,000.00 $18,900.00* k2 e: M+ r, |0 W
Lease End Value$9,000.00 N/A4 B% M. e! r4 g- X/ i; D0 D
Base Payment $277.29 N/A q4 R, i4 L3 k& R7 K6 R8 C3 l5 P) d* W
Taxes on Payment $13.86 N/A
P: p9 R' v6 T# t" [Total Payment $291.15 $451.71 |
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