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有懂得汽车的leasing 和financing是怎么计算的吗?
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想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.+ g [0 i3 `0 h
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Financing vs. Leasing Comparison Chart4 C( U0 g4 K/ m1 _$ C% q
g, X6 Q! W# _3 [: ?/ m% P Lease Finance
1 k( h5 h7 F+ p( D+ S* PTerm 48 Months 48 Months
2 g+ y$ g. @3 _0 s# FInterest Rate 1.9% 0.9%
% K% S1 N7 [6 T2 dSelling Price $18,000.00 $18,000.00
7 N& L, P8 l3 b, h3 FTaxes N/A 900* v+ L8 q" b6 u! @! a1 b9 L
Selling Price $18,000.00 $18,900.009 Q+ C( F7 u2 @
Lease End Value$9,000.00 N/A! O6 Y5 H2 E( |; {7 B p
Base Payment $277.29 N/A: }" K' X; T* K. q/ u
Taxes on Payment $13.86 N/A8 ~ F, k$ G& G
Total Payment $291.15 $451.71 |
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