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有懂得汽车的leasing 和financing是怎么计算的吗?' H2 y! p7 s4 a. c% D
+ v2 F% U4 e' `& H# k& v想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.
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Financing vs. Leasing Comparison Chart# X, i+ j+ Q. c! f1 c
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Lease Finance* ~" v9 g" {: N" n& d
Term 48 Months 48 Months+ P, W5 Z' |& t
Interest Rate 1.9% 0.9%
* c3 r, m5 d" x, X7 W0 ? l' o/ {Selling Price $18,000.00 $18,000.00
/ V- c+ ?) H! z; y/ j) HTaxes N/A 900
( {) J8 t! A6 k( q% t- F" jSelling Price $18,000.00 $18,900.00, a. |* Q+ M: p9 T
Lease End Value$9,000.00 N/A
% \0 f$ Q3 `. v* n- f! cBase Payment $277.29 N/A
% k7 x' G" y1 O6 B' nTaxes on Payment $13.86 N/A+ H. V4 ?4 Q6 F7 \$ _) |8 i
Total Payment $291.15 $451.71 |
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