埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 1316|回复: 10

地产专家称新贷款紧缩政策将严重打击阿省房市

[复制链接]
鲜花(14) 鸡蛋(8)
发表于 2016-10-18 09:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
A real estate expert believes the new mortgage rules that went into effect Monday will hit Alberta's market the hardest.
. i" o! M7 D1 ~' f2 s/ a% m( c3 c5 B" H2 ~
The changes are meant to make it tougher for buyers to qualify if they put less than 20 per cent down.2 c0 V) {' Q, V0 A3 g# V# I
8 X' t6 M" M" o& W5 ?8 z
Prior to today, an Alberta family with a household income of $80,000 would likely have qualified for a $400,000 home but now they will be approved for a $320,000 home.
$ D( S4 M0 q5 s, r* w* `' L5 }# z% V
First-time buyers, single-income earners take biggest hit with new mortgage rules
9 b  n: x5 _. @+ I2 ACMHC to issue 1st 'red' warning on Canadian housing market
. q& v/ G; ]% \# `, BMortgage specialist Peter Kinch says under the new rules, affected buyers have about 20 percent less purchasing power which will put a downward pressure on the Canadian real estate market but he says the impact will be even greater in Alberta, where the slumping economy is already hurting house sales and prices.
. k; s1 {+ h4 w/ u% N- Z: s# J2 r7 j4 [$ z/ I
"In a real estate market that's struggling to recover already, it could have a very negative impact on that market," Kinch said.
/ F* m; f- @( _1 c( d+ W* D' P6 R7 I: D8 L& r* v: o9 A
Wait and see what happens1 E( ?. M# @- N

5 l6 x. |* g+ {3 i' S& QNatalie Whitney and her young family say that's what they're banking on so they've just decided to put their house hunting on hold.
+ F. u8 G4 A. P# R  u* j' a$ {3 \& ^# g
"It could be advantageous for us to wait and just see what happens to the market in six months," she said.; h4 X7 T( S' F' j7 ]1 [5 W
. O5 _# x$ h3 Q$ q2 V
The Canada Mortgage and Housing Corp. issued its first ever "red" warning on Monday, referring to real estate affordability issues spreading beyond Vancouver and Toronto.4 B: i1 b0 \# e8 Z* Z

+ N6 _# e1 y$ J+ ]& n"These factors will be reflected in our forthcoming Housing Market Assessment on Oct. 26. They will cause us to issue our first "red" warning for the Canadian housing market as a whole," CEO Evan Siddall wrote in a Globe and Mail column.! T  m9 |' |" d. R& ]

' @% V9 Y( y, p3 h) r, @Kinch says for buyers who can't wait, they'll either need to come up with a bigger down payment or lower their expectations about what they can afford.
鲜花(14) 鸡蛋(8)
 楼主| 发表于 2016-10-18 09:11 | 显示全部楼层
意识是说,收紧的房贷政策以及压力测试,将对于经济下行的阿省打击最大。很多买家从准备买房改变为观望。买家的购买力向低价房转移。本来8万年薪家庭购买力是40万房,现在只能获得32万房贷款资格。
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 09:15 | 显示全部楼层
好事,这样房价上涨会受到控制,稳定一下以后再一炮冲天。。现在是买房大好时机,错过了不知道要等多少年了。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 14:52 | 显示全部楼层
老杨团队 追求完美
urspace 发表于 2016-10-18 09:15
+ s0 A8 \& y/ B2 b; n9 O. q好事,这样房价上涨会受到控制,稳定一下以后再一炮冲天。。现在是买房大好时机,错过了不知道要等多少年了 ...

6 J  K: D" U5 N! ~7 U7 U6 ?8 }一炮冲天? 天方夜谭吧。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 14:55 | 显示全部楼层
爱城的房价在全国来说,不算高,新的贷款限制可能影响不大。对多伦多和温哥华影响应该更大,因为那里的房价太高了。
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 14:58 | 显示全部楼层
卓越地毯清洗 发表于 2016-10-18 14:52% X, D0 h+ X- V9 P
一炮冲天? 天方夜谭吧。
5 T: j/ w' J# O# s, o& V+ F% X$ Q
呵呵,天方夜谭?过去十年就曾经发生过,为什么是天方夜谭?解释下?
鲜花(240) 鸡蛋(18)
发表于 2016-10-18 14:59 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
爱城是 welfare city, 25%的从业人员在政府工作,包括医疗,教育,这类工作相当于 welfare job, 所以稳定,但房价也绝高不了
大型搬家
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 15:15 | 显示全部楼层
urspace 发表于 2016-10-18 14:58
% d2 W9 d6 M/ }8 x9 `1 z8 Q% I呵呵,天方夜谭?过去十年就曾经发生过,为什么是天方夜谭?解释下?
5 V" D" X% m0 V4 [6 \3 r
两年多以前油价都在100块左右一桶,房价都没怎么涨,现在油价掉了一半,怎么让房价一炮冲天?
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 15:31 | 显示全部楼层
卓越地毯清洗 发表于 2016-10-18 15:15' x( }; s9 c$ J- s, m! l' l
两年多以前油价都在100块左右一桶,房价都没怎么涨,现在油价掉了一半,怎么让房价一炮冲天?
% z( ?3 q! i+ i3 u( K
不跟你说了。。。你不懂。。。
鲜花(14) 鸡蛋(1)
发表于 2016-10-18 17:37 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
reneeqq 发表于 2016-10-18 14:598 c+ h) t& H$ H3 a9 H" P
爱城是 welfare city, 25%的从业人员在政府工作,包括医疗,教育,这类工作相当于 welfare job, 所以稳定 ...
0 [) y# c9 B( Z) ~6 S7 U  ~1 X
非常同意。/ i; g. U+ Q6 \8 @* B9 P2 |% i
就算是12、13年石油价高,经济形势好房市好的时候,屯里的房价也不算特别高,根本没法和温哥华多伦多相比。想想就知道了,爱屯经济再好,也就是就业增加,买房多是因为确实需要住的人多。真正房价能一飞冲天的城市是有人在炒房。就算石油价格涨上去正在能房价一飞冲天的城市也应该是卡城,怎么也轮不到爱城。只是长远来讲,房价不会跌应该是对的,只是对爱城来说恐怕涨幅就很有限了。5 y6 C3 x& d" Z" O+ H8 ]* B
再说石油以前是必需品,尤其是汽车需要大量石油,现在所有的大型车商都开始转型投资新型电动车能源车,恐怕石油很难恢复到一桶上百的辉煌历史了。
大型搬家
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 19:20 | 显示全部楼层
James-s 发表于 2016-10-18 17:37
6 z6 @, t, @  V2 P非常同意。
" `. C/ L$ z: ~8 k4 b就算是12、13年石油价高,经济形势好房市好的时候,屯里的房价也不算特别高,根本没法和温哥 ...
, O# J' M! i6 U/ p& ]
分析得很有道理!
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-4-11 19:44 , Processed in 0.164273 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表