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, q% ^: l; F2 r' J) r' e/ }4 D9 ~湾区生活大不易:见识一下双职工年薪十六万的幸福生活 我爱我家
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& w& V, k( Z" C& s湾区双职工年薪十六万幸福无房族的生活9 U$ l' N0 t3 u" j' l7 }
作者:AppleRocks 于文学城我爱我家论坛, e z! y: W1 Y( t8 u, X/ l1 f
工资比上不足比下还行。 两人四十尚不足,三十已有余。一博一硕无小孩。biotech and high tech工作。存款四万多点。
5 m7 b7 u# c; S! ^养了两辆车,一辆Mazda, 一辆Subaru, 贷款每月$400
4 N" ]- r1 \6 D& [ _. z& V7 U j+ ](最怕被人称为Camry, Accord owner,又不富,又不酷)。
" z: F3 F! T% k吃:每月超市Safeway/Trade Joe's $400, Whole Food $200); 偶尔永和买些中国调味品,食品什么的,S50; Walgreen/Walmart 日用品$50;也去Costco, $50.
1 w) `8 z/ x9 ?外出就餐 (西餐70%,中餐30%, 中餐的顾虑是味精太多,所以很小心, $200 +$50 (小费给的很足,20-30%); Q( j9 s% l, c, R
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穿: 正尔八经衣服大部分在Banana Republic/Ann Taylor Loft/Macy买,有时也去Gap买Jeans, T-shirts, casual shirts, cargo pants/shorts. Average &300; Gal/guy cosmetics, $20; Hair cut/dry cleaning/laundry $80.
3 E+ L$ M( a: }2 W# [. V* p用:Book store, 喜欢去Borders买book/CD/DVD, $100, 也去书源(Soyodo), $50; Gas/public commute ticket. $250; Car/life/Health Insurance/Co-pay $350.
$ l3 |1 ^( j; ~! r% N住:One-bedroom in an APT complex with pool but no gym, rent/utility/phone/internet, $1200,close to downtown.+ }7 S, F/ e) ?0 K2 p: d/ v
玩:大约每年五千,算每月$400.
* p. H6 R5 j1 Z* x! m$ SShopping: annual budget for electronics/computer/software/cool gadgets, $5000, 细算了一下可能还不够。 每月就算$400. 为我们都是苹果迷,所以Dell之类的低档货是绝不考虑的,家里有几个iPod, 几台苹果电脑,总价可能超过许多有房族的所有家具电器价格(文学城我爱我家论坛)。" o8 q. J2 I( b, Q0 c
Donation/membership/Journal: $100
/ | z( I( J0 B* ^这样下来, 每月at least $4650.
0 j6 e( M, z1 X无论老中老外,认为我们过得还算潇洒。( A; `; ?+ W+ g& f2 }# ^
再减去401 (maximal) 什么的,每月能攒一两千就不错了。
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* G: _; n0 u; |! l7 W% S2 J1 h湾区买房?对我们来说有点渴望不可及了。只好放万把快钱在股市上了,也不知什么时候能翻番变成downpay。
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3 p) J( ` w$ G不过有一点我们很 certain:
/ Z" z1 {; Z$ k# d) k1 I* cWhen we look back, we will be happy that we have enjoyed our life while we are still reasonably young.
; T `: R8 Z; W+ l- B5 k/ X# @We are happy that we are just lucky enough to experience Bay area life. Owning a house or not really is no big deal for us.
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当你成为一把老骨头时,守着百万存款大房有何用呢? |
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