/ j& r7 z) b& Y# h1 c% o7 z7 }It is time to buy RRSP. I am planning to buy some this year. 5 ^ g0 C$ b# `0 G) ^
8 Z b% E" P' K+ ^" M/ _+ _( |Do you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it?2 a9 o, f8 r7 f, f
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thanks+ q0 t. X! y8 N4 a3 }
6 O* V% W/ w% C2 M% N# X8 ~& ~ huthome@hotmail.com
Too many choices. depends on your risk tolerance and duration of investment ( F1 H4 H- M' ]$ a( S1 f; V & n0 t/ `/ ~+ E2 R0 MIf you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.)3 V% B' P. j! B% P' e: |
8 ~$ h8 s: `2 g" XFor longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation. . u6 m+ S; H6 T' F" C & L9 j) e% x C5 R% x% nOr you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return. $ d* n' i- h+ g2 r. G, A4 M' z3 }# U! _1 g
[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]