You may do either or both of the following two things$ M% r. H% m1 Q: f4 l0 t' Q
/ C( k, e7 y! q* T
1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage)( J+ l: r: }- O2 w: l" Z4 F4 J
2. store the car for the winter - basically take out "collision and upset" coverage/ `0 {! U# N" {5 p' T5 R* E) U
k$ O& m N* Y9 G, ATogether they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...