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Step 1 Do you qualify+ d& }! L: @4 @/ k
To qualify for the survivor’s pension, you must:7 ?5 I8 `( @' H2 }: z
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be legally married to a deceased CPP contributor) X7 | k( M, X1 ~; [
be the common-law partner of a deceased CPP contributor* u6 w8 C% T9 n: U3 V$ f0 V
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The amount you receive as a surviving spouse or common-law partner will depend on:
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0 K+ g8 Y1 q4 F" M1 z \5 wwhether you are younger or older than age 65# [1 K( |, l6 a8 |
how much, and for how long, the deceased contributor has paid into the CPP
5 X/ _4 { S6 b( F! h5 Z2 i3 QWe first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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$ N5 l1 g) s' l3 V- {8 `1 KIf you are age 65 or older7 K$ @" T6 B9 A% C0 b& c8 L! t
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits./ S3 l* Z0 o& T; P, a
& [. w1 E) H rIf you are under age 65
% w9 y+ M% ?2 i( uYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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