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Step 1 Do you qualify
! i! Z& F( Y6 D% h+ ~" g/ _# eTo qualify for the survivor’s pension, you must:
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# v# n: }+ j" W3 _4 Mbe legally married to a deceased CPP contributor
" F, ?6 K0 B% w( [1 M3 cbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:6 y& o: L# e6 d+ e U3 U" i
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whether you are younger or older than age 65, r( w7 C: r$ D. j' d
how much, and for how long, the deceased contributor has paid into the CPP2 o: @5 C" s% d
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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9 @5 v3 Q' H5 Z E4 p. T5 fIf you are age 65 or older. s! [! c8 d2 w+ s/ F
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.7 v& T* Z3 u8 k6 N& j" a+ |( a/ l
* c8 r% ^, w" h# _$ W6 A8 v& _1 m6 nIf you are under age 65
# B, [6 h- |3 X: v& C9 L) F0 B) p% KYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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