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Step 1 Do you qualify2 A0 K1 q* B9 L$ L3 Y2 | j8 T
To qualify for the survivor’s pension, you must:8 _' W1 F% r' n
, I+ d {* n+ {6 p& M t7 Mbe legally married to a deceased CPP contributor
s) `% c) a# R% n/ r( Zbe the common-law partner of a deceased CPP contributor
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& I) j' X) _. K1 s0 n# J- Y9 q' }The amount you receive as a surviving spouse or common-law partner will depend on:
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4 C! y6 d" h3 ]* @7 M' V6 Vwhether you are younger or older than age 65
; P/ S- X5 ?; J# S c! x9 l" }how much, and for how long, the deceased contributor has paid into the CPP/ g4 F5 g* h; x! f2 }
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 i/ n2 N o d9 z9 \# W
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If you are age 65 or older0 J# b% T# y+ i q& Q; w# [2 Y
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.6 Z6 G+ T! }+ k; m- L
$ F3 o6 L, y! C* ?If you are under age 65
5 v$ p/ f! j3 Q+ {# T: D4 E3 o0 NYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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