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Step 1 Do you qualify% q! ` z& Y, g2 q' }. o: w
To qualify for the survivor’s pension, you must:7 E5 f5 c1 i3 N) ~- o L
& V0 P- a1 H+ E1 Wbe legally married to a deceased CPP contributor2 Y$ y7 O" m, U6 B
be the common-law partner of a deceased CPP contributor1 O) k3 i3 D+ @+ S; B$ Q; g1 P/ g
2 W6 B c& c& k$ d5 o T7 {The amount you receive as a surviving spouse or common-law partner will depend on:
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* i( [1 l! W% L: @4 ^3 \9 o+ {whether you are younger or older than age 65
- v! \; o' n5 i7 m0 m! Dhow much, and for how long, the deceased contributor has paid into the CPP% B( s: I. E8 {( ?
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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; l2 T/ Q& p0 ^1 `) }9 I, W3 g# ZIf you are age 65 or older! g* L% Y, [2 Y: @ A1 M
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 655 a# E: j6 P+ j4 h) Y+ W& {
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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