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Step 1 Do you qualify
; Q9 @) O9 R) D# bTo qualify for the survivor’s pension, you must:- E# S# W4 j2 e. }/ @" B$ k
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be legally married to a deceased CPP contributor
5 O/ Z9 G7 p: N4 u/ mbe the common-law partner of a deceased CPP contributor
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B! E# b H/ `+ {' wThe amount you receive as a surviving spouse or common-law partner will depend on:0 D/ s& W- p0 k8 N. w! g6 _% _
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whether you are younger or older than age 65" g% |' T3 H0 T" _8 p' J
how much, and for how long, the deceased contributor has paid into the CPP% l! o( x* T+ [7 |1 K) z% j
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.; A6 b, S1 t% J$ }5 @
# O, ?* D0 b" a8 iIf you are age 65 or older
; X$ ` s. \/ b" F) c" k5 C- dYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits." z D ^' B" z
+ F5 N6 N" ]+ i0 ~/ y6 ^" M8 oIf you are under age 65
3 q: ]! O2 Q3 ?1 _4 M" P' KYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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