I am with TD too. $700+ per year for basic coverage.0 V M! g1 t* s3 Q3 f
! k( }" Z3 V$ p9 [2 d5 p% a0 MYou don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.