I found two additional good things about TD: ( d3 q9 U% ?9 _& D! f% _. N; n 1. If you deposit a check to your TD account, TD allows you to use it immediately. Alot of other banks will hold it several business days before you can use the money. 9 _: b+ u' p/ h. T 2. TD is very convenient. They also open on Saturdays and workday evenings. Most branches work on day time only, and also not on Saturdays.