 鲜花( 0)  鸡蛋( 0)
|
As to me, I dont' think it is so complicated.
+ L* o+ u2 \) l5 W) p$ y
& P$ |! M3 ^& R: g* n% ^When I came to Edmonton, I went to TD bank to open a checking acount. I was told as long as I maintained the balance above 1000 (anytime), I didn't need to pay any transaction fee.! x. W+ N4 b! ?0 I& D0 X J
5 _9 \5 C. S" Q* i1 i; W
It is true, and there are also restrictions on how many times you can use the ABM or go to the teller, but for me, I didn't need so many transactions so I didn't pay any fee.
7 u# C# D1 E$ y/ k/ a: e7 u
' v9 |1 B- t9 N4 r. t0 sTo Credit card, when I first came I didn't need to buy car or other luxuries, I didn't apply for it. I got my first job two weeks ago I came here. When I had been here for just over 1 month, I went to TD bank again to apply for a Credit Card, telling that I had a job, which they could verify by checking my account. By the way, I had deposited 2 paychecks to my checking acount by that time. I got my credit card in about 2 week later without paying any deposit.$ V( V6 h" M" s+ m" s; m8 ]
5 P6 o) X& D6 H- D6 V
If you think you might be in a similar situation like mine, you can do the same and you don't need to waste your money or face the inconvenience of the frozen deposit. |
|