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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car / f0 M; S2 r5 y9 Z9 I" u: T; ]
cannot be moved, turn on the hazard lights. Turn off the
& C9 ]0 b+ |+ ]$ @* Y# V1 A ignition. Be careful when exiting your car." F4 Y; a2 q4 ^6 s/ c p# R
) X1 b! d1 q; {, F( MStep2. Determine if anyone is injured. Do not move an injured person.6 _! e: Y3 ?& u9 [- ?5 z% G' H
; U# W- {. T. jStep3. Call 911 for the police and ambulance (if needed) immediately.
) V0 Q3 w' V( [' @5 |" T Report any injuries.* H$ _( g; _% B+ R: p! c* D
$ b z9 n$ J" C/ B$ ~Step4. If another vehicle is involved, get the car’s year, make, model : O5 w) G1 a- N2 u# v. F# P
and license plate number; the driver’s name, address and license
0 X5 _5 C/ \2 M' ?8 `4 h; ` number; and the name of his or her insurance company. If the 1 o" X" n7 ~4 |0 J5 p" r' G
driver does not own the car, get the name of the car’s owner.
$ P0 ]5 f7 U9 S4 G Write down names and addresses of other passengers or ; Y q+ v: H+ n9 Z
witnesses. If you have a camera take pictures of the accident * k8 w% ? ~& i/ Q& o
scene.9 F" u1 `0 _2 Q8 C& U4 D! F
$ d0 Y- [* H4 OStep5. The police officer will give you a copy of the collision report.
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: j9 m4 h' P4 b4 s3 ]. w* XStep6. Cooperate with the police, but do not admit guilt for the * U N& w# l2 G, L+ x
accident in any way. You may be required to show proof of
) @0 @5 H( W. T+ Q insurance, but do not reveal how much coverage you have.
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# I/ C) B1 p" n9 S: `3 u0 yStep7. Do not accept any money the other driver may offer. By
' p" x7 B9 n2 r6 }: W, G0 V, o accepting money, you may give up your right to file a claim
1 s- K4 V2 ]( N: Y& F& u; o* K against the other driver, even if the damages turn out to be
8 T1 Y& m& M" F" z9 s; L8 V more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
% a8 ~2 P0 O/ }0 c7 s5 M Q! { later that there were hidden damages or injuries. The other
# f- U$ t! _2 `# M person may even file a lawsuit against you.! n# g1 e& z+ p1 `8 v
- z) e' \& S( W3 G" z, [; x, BStep9. Write an account of what happened: time of day, weather, ! @+ v# C, ?- U- `7 Y! E$ j5 n
hazards, road conditions and driving speed. Draw a picture of ' j1 C0 C3 O! h0 e: K
the site, showing stop signs, signal lights, etc. Try to measure
' R# W4 x1 F: c. ] skid marks and determine the point of impact. Note any damage
) p- w8 b# S# u already on other cars involved. If a camera is available, take H, A# V' C m: ~- d* B
pictures of the accident.8 O% o& d3 e" [3 g4 x
9 r) m8 P0 b9 xStep10. Report the accident to your insurance agent or insurance % c- z+ c! ?8 J% I/ b9 ^
company as soon as possible. Call a lawyer Bruce King, to discuss
6 i1 V4 [+ M3 M5 @ your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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