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What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
4 S* [# [! b/ N7 z cannot be moved, turn on the hazard lights. Turn off the
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3 @- z' t) K1 L* A+ qStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
* Q" o. \7 X, B$ a' m. `0 ~4 g Report any injuries.$ }8 P4 Y5 q* V( L
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Step4. If another vehicle is involved, get the car’s year, make, model
8 l2 X9 Q3 i3 f4 [8 C and license plate number; the driver’s name, address and license
# z1 R4 S2 L" w! q number; and the name of his or her insurance company. If the 3 w' ^! @* v% q; Q6 O: X
driver does not own the car, get the name of the car’s owner.
! d* S" w, X( Z9 \9 q! Q+ Q0 s Write down names and addresses of other passengers or
1 D$ F. t9 Q: ?& u( ]. j2 M witnesses. If you have a camera take pictures of the accident 8 E: ]( S6 Y& G" k+ G
scene.
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: T h5 j* M8 S) Z' v; NStep5. The police officer will give you a copy of the collision report.
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: M. h5 c. S- {, z/ HStep6. Cooperate with the police, but do not admit guilt for the # C+ V" m4 u! s% ~
accident in any way. You may be required to show proof of 1 v( {$ s+ I- h2 u |
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
) C1 C. h/ Z% S+ a8 Y, U. M+ G6 Z accepting money, you may give up your right to file a claim
' r [/ |5 [( C1 Q: z! h against the other driver, even if the damages turn out to be# N9 o; X* @8 j$ Y' H) D- D
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
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person may even file a lawsuit against you.7 K, C" W {7 G* D( L9 \# H" y$ i F
/ q3 G) @! k6 J ~Step9. Write an account of what happened: time of day, weather,
; W( F8 R" u% e& Z, C% ~! ?- N% k hazards, road conditions and driving speed. Draw a picture of
+ Q! d: h% n$ a: ?/ W/ G0 \ the site, showing stop signs, signal lights, etc. Try to measure ( v- t, @/ d3 C1 F# A1 K, {
skid marks and determine the point of impact. Note any damage
& k8 D4 a5 T5 A' ?; B( g( J2 G already on other cars involved. If a camera is available, take 6 h% d; d2 S' _; ?$ I
pictures of the accident.1 |1 t0 g8 R7 ~7 q: ]
0 N1 o: j) g1 z( BStep10. Report the accident to your insurance agent or insurance
# a% N. u1 ~$ e" }' c; X company as soon as possible. Call a lawyer Bruce King, to discuss7 ]( ?% l0 H7 ]
your accident.7 E5 M- X% r6 J. v& `
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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