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 What to do if you are in a car accident
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9 s J. [2 g& n2 GStep1. If possible, stop your car in a safe and visible place. If a car
) S! |4 s* @( w9 y& r! X6 o, Y cannot be moved, turn on the hazard lights. Turn off the
5 L0 S7 L+ c0 t. J, o3 P ignition. Be careful when exiting your car.
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, S$ e/ `: t1 X6 RStep2. Determine if anyone is injured. Do not move an injured person.
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5 H" \# Y' _4 f7 aStep3. Call 911 for the police and ambulance (if needed) immediately.
V {" h8 ?5 Z2 l1 V5 ] Report any injuries.
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, k4 X, x: d& H) B* x; L }( ?Step4. If another vehicle is involved, get the car’s year, make, model " y9 q2 S- n% o0 S7 O3 X% Y
and license plate number; the driver’s name, address and license
6 x- s5 M u3 y+ k* _+ I number; and the name of his or her insurance company. If the / C7 q9 J4 n* z1 f7 ^; N3 f
driver does not own the car, get the name of the car’s owner.
5 f: o+ c! E7 |8 x/ _$ E6 l Write down names and addresses of other passengers or ; v, n; r; p4 ]# k) P+ U
witnesses. If you have a camera take pictures of the accident
2 {0 e4 V( t1 ?3 N* k- L scene.6 Y7 ?! i" O `) C' x* T V
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Step5. The police officer will give you a copy of the collision report.1 y' D- g( g" Z1 U. l5 C
n# u9 M) x/ J( R3 p& OStep6. Cooperate with the police, but do not admit guilt for the % v% ?4 E3 b8 q' _. H' x |6 }
accident in any way. You may be required to show proof of
* y1 H) f$ g2 ^% H, N insurance, but do not reveal how much coverage you have.
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0 [+ X# [* ]" k6 NStep7. Do not accept any money the other driver may offer. By" w+ i! i9 {# x4 j3 O) d
accepting money, you may give up your right to file a claim ) V. U6 ^& b- B) O. x. ^
against the other driver, even if the damages turn out to be
( u0 W8 e8 V/ X+ K ` `( k9 u more extensive than you first thought.
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/ o+ ^! X! q0 BStep8. Do not agree to forget about a minor accident. You may see/ m2 p5 a4 X5 Z n1 U
later that there were hidden damages or injuries. The other1 ~0 K/ x+ c8 x
person may even file a lawsuit against you.
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9 s5 w4 P7 k$ T1 a+ u( yStep9. Write an account of what happened: time of day, weather, 3 j6 N/ \+ F/ ~# i3 `! I) L* [
hazards, road conditions and driving speed. Draw a picture of 5 o2 m4 b0 c: b2 q/ S
the site, showing stop signs, signal lights, etc. Try to measure % w5 |8 r1 Q- |/ F
skid marks and determine the point of impact. Note any damage
- j) B5 \8 V% o already on other cars involved. If a camera is available, take 2 V) S5 y1 ~! P- U6 d
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
$ S; K/ x/ I) @# N$ l company as soon as possible. Call a lawyer Bruce King, to discuss
! r4 ]3 e8 O" D5 ^ your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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