 鲜花( 1)  鸡蛋( 0)
|
 What to do if you are in a car accident
: y$ c+ a0 `0 N7 L% k }; q' ~( C. g" F3 M7 i! [7 [
Step1. If possible, stop your car in a safe and visible place. If a car
# _. Y0 X5 y l- J$ v cannot be moved, turn on the hazard lights. Turn off the$ X9 ?6 S* ?+ X1 ~
ignition. Be careful when exiting your car.5 O; D0 z& l$ F" v2 J
5 `+ v v1 C- ?
Step2. Determine if anyone is injured. Do not move an injured person.
/ h* v" a( w# F# i7 G6 U9 T* c+ ?
Step3. Call 911 for the police and ambulance (if needed) immediately. - W, _; x8 d' W, F" e" j$ r7 u
Report any injuries.
' F8 A; w% N$ s0 p
" H8 o* M# Z! s5 p4 @Step4. If another vehicle is involved, get the car’s year, make, model
9 d, l7 z) Z2 N* | and license plate number; the driver’s name, address and license3 V7 C1 e. D5 U3 W3 `
number; and the name of his or her insurance company. If the " |9 Q& V2 }8 g$ G
driver does not own the car, get the name of the car’s owner.
, F/ c& k' x Y5 W* u% z8 M9 A Write down names and addresses of other passengers or # i7 s7 ]3 \3 }( R9 h2 M0 j
witnesses. If you have a camera take pictures of the accident - E5 r2 {( Y( \& L) p: ^
scene.! }7 ?7 p- X9 |* K
& I8 I" w- q- V0 lStep5. The police officer will give you a copy of the collision report.
4 j+ P9 A8 ?2 i- @2 d$ k) c/ _) k, Z
Step6. Cooperate with the police, but do not admit guilt for the
! i' y! x- @: D% |0 ^ accident in any way. You may be required to show proof of 9 L6 Y) E# I8 A4 x$ T4 J* i
insurance, but do not reveal how much coverage you have.9 _( \' \; q; E' S* r; W
# Q) a* w* V& N# q4 @
Step7. Do not accept any money the other driver may offer. By
/ y- I" G' H! |- d5 u2 ^+ K0 c8 ~ accepting money, you may give up your right to file a claim
% a- \; i3 M1 D l* S. {( y" y6 v against the other driver, even if the damages turn out to be. |% f7 {5 r) |
more extensive than you first thought.
% l3 Y7 @5 l% n4 L- r8 z3 U% f) x
Step8. Do not agree to forget about a minor accident. You may see: O$ @; K* N! p3 l! V" W
later that there were hidden damages or injuries. The other
) B9 ]1 e( T8 Q9 m) \ person may even file a lawsuit against you.' z4 q0 D8 L% M1 E, C$ B! |
z7 |8 i0 x% m' U
Step9. Write an account of what happened: time of day, weather, 0 G; P' _' x( R4 @) P6 a
hazards, road conditions and driving speed. Draw a picture of / W9 k( G; v4 O; J
the site, showing stop signs, signal lights, etc. Try to measure
5 H$ j& L1 y* u- P [! v! f skid marks and determine the point of impact. Note any damage+ p5 ^, U$ [; [: K4 Q" ]+ X
already on other cars involved. If a camera is available, take
: Y O8 Z; v4 S, m: q pictures of the accident.
" T, j# f1 g T$ b' G/ g _
6 ]7 ]- v/ C* f* g' {1 SStep10. Report the accident to your insurance agent or insurance - \" m0 j$ D1 N
company as soon as possible. Call a lawyer Bruce King, to discuss
7 u' D- T/ x5 }/ L! J your accident.! a2 @4 A0 o$ y4 g, F
& |5 `3 x. x+ y7 \1 d
[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
|