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 What to do if you are in a car accident! G5 J; Z# S, u, `1 w6 b0 K
# W/ I% `- w7 `2 J. K N9 }Step1. If possible, stop your car in a safe and visible place. If a car 9 u2 b B; l* A+ H
cannot be moved, turn on the hazard lights. Turn off the( O7 l8 l. `, z2 Y' P/ Y! y, \, @5 Z& r/ v
ignition. Be careful when exiting your car.0 y$ S+ N% y0 C w
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Step2. Determine if anyone is injured. Do not move an injured person.' P e7 s- M, A
9 [, f: d8 u4 yStep3. Call 911 for the police and ambulance (if needed) immediately. 1 M6 D1 M7 G& `+ I
Report any injuries.0 g6 j, B* T5 n! I1 K& j
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Step4. If another vehicle is involved, get the car’s year, make, model
" |' E7 f0 Y0 ?$ ~- q& D and license plate number; the driver’s name, address and license
! J6 c8 u: w$ P8 ^2 G3 i5 n number; and the name of his or her insurance company. If the 8 i- m! l& Z% ^% H. F; \3 X
driver does not own the car, get the name of the car’s owner. $ U' e% N. O9 @. T
Write down names and addresses of other passengers or 2 N. w% C* H1 H* W/ d
witnesses. If you have a camera take pictures of the accident ' i+ L2 M/ y1 r1 f9 _$ u/ d
scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
* ^( V# e( Q* F) v* T accident in any way. You may be required to show proof of
+ j+ E$ a6 r( H+ L1 S4 v insurance, but do not reveal how much coverage you have.
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9 r2 E- B( y6 q4 @3 e9 d5 rStep7. Do not accept any money the other driver may offer. By
- C F2 Y; }7 n" r accepting money, you may give up your right to file a claim
6 v8 m- [% G8 T: N3 N& X6 j against the other driver, even if the damages turn out to be
" F6 k1 _$ ^$ w7 T% ]- s- [ more extensive than you first thought.
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. J; m# M+ p. Y3 A$ q3 Q) c" v9 Z% qStep8. Do not agree to forget about a minor accident. You may see: O( \. p3 o4 b( U, o/ R* b5 \/ r/ G1 ^
later that there were hidden damages or injuries. The other9 h% `! h/ w. n- i" q6 G
person may even file a lawsuit against you.
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* d4 s. h( }7 H) I6 dStep9. Write an account of what happened: time of day, weather,
C( _4 R: F2 R) L; V hazards, road conditions and driving speed. Draw a picture of
( P. m/ `5 i) K+ L the site, showing stop signs, signal lights, etc. Try to measure
8 D% `- x# V; h7 `. B3 |+ ~ skid marks and determine the point of impact. Note any damage* K0 [" ]5 m4 t; L- i( H- O
already on other cars involved. If a camera is available, take * Y8 k+ F$ o9 n* V: y
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
) `$ Y' K, _0 N5 R: n: W company as soon as possible. Call a lawyer Bruce King, to discuss
* R6 u6 {/ B5 q- L your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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