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 What to do if you are in a car accident, ^+ J" Z; s8 i
2 g: F( N. f9 r; g+ K: D/ t wStep1. If possible, stop your car in a safe and visible place. If a car
/ z: G, t% h Z cannot be moved, turn on the hazard lights. Turn off the6 l5 [, x9 |4 R6 Q: b G" j
ignition. Be careful when exiting your car.
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% X; I5 S' c5 m, B Q) QStep2. Determine if anyone is injured. Do not move an injured person.2 C* X' g) ? Q. j# k
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Step3. Call 911 for the police and ambulance (if needed) immediately.
x/ m) M! `4 H+ s8 V' y7 W7 g. p Report any injuries.+ t' s- ^% ]- @) H+ D5 c0 R
: q/ z6 \ b2 rStep4. If another vehicle is involved, get the car’s year, make, model 0 D. w i2 \1 `8 a9 i
and license plate number; the driver’s name, address and license
" D. f, T$ t, T/ ^ number; and the name of his or her insurance company. If the
9 q' R6 C6 M6 s O" g, N! ^( Y driver does not own the car, get the name of the car’s owner. 5 s( h3 I: |! R: X, i# r
Write down names and addresses of other passengers or 8 B5 K0 A0 I: T* `
witnesses. If you have a camera take pictures of the accident
% ]# i6 v9 T0 H' `( c6 Q scene.5 O- \' G7 C* ]" ~- H* U
! O7 q1 V8 N5 GStep5. The police officer will give you a copy of the collision report.& m5 H( x! V8 N* W6 ~7 h
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Step6. Cooperate with the police, but do not admit guilt for the
% k8 Q: z; W6 e" u7 c' r) C accident in any way. You may be required to show proof of
8 o6 U0 E' g$ | insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By, V( s6 s* J$ k- Z' c& M$ H1 L
accepting money, you may give up your right to file a claim
0 `, m! r) j2 l against the other driver, even if the damages turn out to be" V4 s% P: F( E, e- e
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
, n: L* ^; z, L later that there were hidden damages or injuries. The other5 h! N- l; h% ^3 b& \. r8 F' r
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
; z8 d7 Q' }8 R* J( x" E hazards, road conditions and driving speed. Draw a picture of
9 A9 o: T H' @1 `& M# t the site, showing stop signs, signal lights, etc. Try to measure
% p: A* G1 Q( g1 Q skid marks and determine the point of impact. Note any damage
, v2 u3 {& H) B- y( |9 ?" L already on other cars involved. If a camera is available, take
, L$ y2 ?5 s# l4 ^6 Y; X. v pictures of the accident.
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- T) I5 z8 N9 P0 R1 P2 j6 IStep10. Report the accident to your insurance agent or insurance ; u( C1 h- U7 {. @3 |
company as soon as possible. Call a lawyer Bruce King, to discuss2 L2 @: ^; E$ q1 [4 e3 {# m& @- X
your accident.8 G& J7 Q/ a& R7 C4 v
' r4 O+ G' r# w/ \0 }$ ?% N8 F9 F[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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