 鲜花( 87)  鸡蛋( 1)
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差别不大, 要看什么情况
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假设赚 100%，存入取出税率一样32%/ _7 I6 N& r0 I. f) q; g/ P4 L
( F7 `& m; }* v) b: Y# g2 Q | | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | | Win 100% | 14704 | 10000 | | Withdraw' B1 ~. f7 @9 P }
| 14704 | 10000 | | Tax 32% | 4704 | 0 | . e4 Y7 `3 X4 b5 D& F5 A+ A3 z- X$ t4 V
) l) E2 \* X( B) c | | 10000 | 10000 |
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但是， 如果同样赚5000就有差别3 Z; h' X V# x0 G F3 n9 y( L. k. p4 P3 _
6 R# X3 i& y4 B n+ b, t, K/ J+ ? | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | Win8 u/ V" M2 l. u2 X; c3 u/ q3 x
$5000 | 12352 | 10000 | Withdraw3 j! e1 q+ O" v5 X( x; O
| 12352 | 10000 | | Tax 32% | 3953 | 0 | 1 ~8 ~) p, A% h% f! X
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| 8399 | 10000 |
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% \6 n- X6 S! Y, ?' M但将来退休时税率低: ^/ l" ?. J8 w8 a5 p1 B
| | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | | Win 100% | 14704 | 10000 | | Withdraw
9 {1 S8 C6 l9 i! [ | 14704 | 10000 | | Tax 25% | 3676 | 0 |
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| | 11028 | 10000 |
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5 p5 Z8 u0 E4 r3 x各有利弊 |
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发表于 2009-4-29 14:30
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