埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 1134|回复: 0

ZT-TMG- CMHC's 2009 Mortgage Consumer Survey

[复制链接]
鲜花(65) 鸡蛋(0)
发表于 2009-6-25 08:29 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
本帖最后由 郭森房贷 于 2009-6-25 08:32 编辑
0 c4 H; ^: m& K2 B1 o/ H3 M% x  I2 \" m6 N, Q/ z. Y
CMHC recently surveyed 2,507 new mortgage consumers.  Here's what they found:9 v; D" T, A8 K" h" K1 c8 C; y
' D) W! C1 Q5 O8 z
•70%:  Feel now is a good time to buy a home in Canada
4 I' b3 t1 ~1 U' Y1 h7 K) r7 y•1/3:  Expect to move in the next five years , j- C  m0 I2 @1 B8 X
•73%:  Used their own resources (savings, equity, or RRSP) for their down payment.
* {, u8 I+ c" T" f. R•1/3:  Have previously requested their credit score from a credit bureau.  (Wow.  2/3 have not?) # k: p; l2 j7 n% p& d
•87%:  Believe that 40% is the maximum ratio of monthly gross income that one should spend on debts and housing (It's interesting that so many people know this. This 40% figure is, of course, a general lender guideline for maximum TDS.)
) ]! C7 @: I) `. i3 MWhat matters to homeowners:, n3 \7 _/ E- U
$ R/ q" [* l; [# T8 ~8 g
•"Getting the best rate":  This was the number one thing that made customers satisfied with their lender or broker.
2 u. m0 U) h2 _) ^% N* Q) C2 h•"Service":  The top reason driving customer satisfaction with brokers. 0 s) Q0 K! t6 d0 ~. F5 h
•"A good relationship":  The top reason behind customer satisfaction with lenders. ; h) R  E& w: T& h) ~' }4 Y/ X
Other interesting market share stats:& V8 o/ _4 |8 ]8 A6 T" k$ k

3 j1 A/ J, c6 N•90%:  The number of people up for renewal who stayed with their existing lender.  That compares to 83% in 2007.  (This is absolutely stunning. Either lender retention departments are getting much better or people are getting more complacent.  In this competitive market, you've got to shop around-or, better yet, get a professional to do it for you.)   I  p. `; E" }6 l+ B5 g) w  O- o
•25%:  The number of mortgages originated by mortgage brokers. CMHC said it was 27% in 2007 (See CMHC's 2007 Mortgage Survey).  (The banks seem to be making a comeback for the time being. They're most definitely getting more competitive. In addition, we're seeing a lot of smaller lenders harness the power of the net to drive new business.) ; U2 T! W$ _, h: {- R& O" r. `
•44%:  The number of first-time buyers who got their mortgage through a broker.  (This is up sharply from 35% in 2007.)
+ m- `$ _' |+ \3 h, W
) b) o9 I0 Z4 {+ [4 \* vhttp://www.happymortgages.com/newsarticle.asp?id=210
! H  ^1 V* }3 O2 G  DSource:  The chart and all data are courtesy of CMHC.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-1-12 19:00 , Processed in 0.108848 second(s), 9 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表