埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 1225|回复: 0

ZT-TMG- CMHC's 2009 Mortgage Consumer Survey

[复制链接]
鲜花(65) 鸡蛋(0)
发表于 2009-6-25 08:29 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
本帖最后由 郭森房贷 于 2009-6-25 08:32 编辑
' I- V9 [7 K( ^: a; r& o# y+ x
8 e0 c  Q6 j# L5 p+ q# U: H2 ICMHC recently surveyed 2,507 new mortgage consumers.  Here's what they found:
- s9 N9 H( V0 q$ O+ Z' i; R# t5 [+ S
•70%:  Feel now is a good time to buy a home in Canada . B; V0 Y( q- Y$ w  y, |. }
•1/3:  Expect to move in the next five years : U* S$ i. _% O/ A/ ^
•73%:  Used their own resources (savings, equity, or RRSP) for their down payment. : z* w- r2 {0 m; c5 f" H
•1/3:  Have previously requested their credit score from a credit bureau.  (Wow.  2/3 have not?) 0 y# Z  z* }6 s# P' r
•87%:  Believe that 40% is the maximum ratio of monthly gross income that one should spend on debts and housing (It's interesting that so many people know this. This 40% figure is, of course, a general lender guideline for maximum TDS.)
2 Q5 {- S/ [' g4 N4 dWhat matters to homeowners:
' \7 a9 l# P# f- M* f8 h- a- {9 X+ ~, a# w9 j1 {
•"Getting the best rate":  This was the number one thing that made customers satisfied with their lender or broker. & H* v5 T* `( [) i9 Z% D
•"Service":  The top reason driving customer satisfaction with brokers. 0 t/ {4 m. b( |" }1 C5 T
•"A good relationship":  The top reason behind customer satisfaction with lenders. : j: c" {7 I+ i0 t& |1 j; e1 Q: v
Other interesting market share stats:
9 B+ Z8 M) B# u- y5 v- D, r) p4 w& |5 J* l0 {) o  w" J
•90%:  The number of people up for renewal who stayed with their existing lender.  That compares to 83% in 2007.  (This is absolutely stunning. Either lender retention departments are getting much better or people are getting more complacent.  In this competitive market, you've got to shop around-or, better yet, get a professional to do it for you.)
* b9 b* ^8 u% x) p$ H8 V( ]•25%:  The number of mortgages originated by mortgage brokers. CMHC said it was 27% in 2007 (See CMHC's 2007 Mortgage Survey).  (The banks seem to be making a comeback for the time being. They're most definitely getting more competitive. In addition, we're seeing a lot of smaller lenders harness the power of the net to drive new business.) ; x2 f( ^, B/ H9 G, |3 ~* g
•44%:  The number of first-time buyers who got their mortgage through a broker.  (This is up sharply from 35% in 2007.) 7 m( j4 T3 x# K( o6 W& D
* G# q$ @# H. j1 T
http://www.happymortgages.com/newsarticle.asp?id=210' d; [  ~, A# n' W
Source:  The chart and all data are courtesy of CMHC.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-4-4 19:42 , Processed in 0.125124 second(s), 9 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表