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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230 亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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* g9 R/ g( z5 J5 r2 x开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。. r# x0 i. |) ~6 w$ t
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ING DIRECT的所有利率情况如下:' U) D4 s1 S1 T7 T2 v4 s
Investment Savings Account (ISA) 1.35%8 s4 _0 _2 h8 C9 [) i: q4 I
US$ Investment Savings Account (ISA) 0.75%
6 {3 D: v" \3 f: X# T6 B1 DRSP Investment Savings Account (RISA) 1.35%
H. u) j2 o1 g$ y* j. WTax-Free Investment Savings Account (TFSA) 3.00%# P3 \ v4 E+ V( R/ C
Children's Savings Account 1.35%
" A; ` k/ X$ P: q: y7 mBusiness Investment Savings Account 1.35%
* O; |: r& V. j3 U. J6 ZUS$ Business Investment Savings Account 0.75%: W$ a( M8 b" f; ~! y. i/ F4 u) O
Guaranteed Investment (GIC) - 1 Year 1.25%
: b& F( u$ o* |9 N: E/ @! u- x" ?Guaranteed Investment (GIC) - 1 ½ Year 1.50%# K% W- }/ X* Z0 \
Guaranteed Investment (GIC) - 2 Year 2.00%) ]2 \" C* @* G$ T: B/ l
Guaranteed Investment (GIC) - 3 Year 2.50%6 m/ G8 i6 \4 b3 b
Guaranteed Investment (GIC) - 4 Year 2.50%
; ] C& o, I" uGuaranteed Investment (GIC) - 5 Year 3.25%! c, {) G5 @/ p3 m
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
7 T/ p ~2 c. JUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
& {+ c3 K* e5 q) ]US$ Guaranteed Investment (GIC) - 2 Year 1.25%
, Q6 O- G% p7 |* A- Z1 S' bUS$ Guaranteed Investment (GIC) - 3 Year 2.00%3 Z e( ]! \- j) G7 s6 c
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
; A) y: Y% r/ u5 t5 nUS$ Guaranteed Investment (GIC) - 5 Year 2.00%6 h) f1 f5 @" k
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
" V# x- Z6 z% l+ z( Q% K% D/ UShort Term Guaranteed Investment (GIC) - 180 Days 0.50%( s- }$ k$ g* P$ |0 u3 ?0 j
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
! e; }: l# F0 W1 P1 s! yUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
% O( u- w' I0 W: kUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
" E$ v) |1 H1 T- b1 J9 m, m6 IUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%- {. u6 K1 k0 A5 N& b0 q
Business Guaranteed Investment (GIC) - 1 Year 1.25%2 \0 m' }. m1 U. |6 j7 E& e4 u
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%: p! Q' T* u9 O$ z+ ?( @$ H, X) e1 b' e
Business Guaranteed Investment (GIC) - 2 Year 2.00%6 p$ J9 a. u4 a0 g
Business Guaranteed Investment (GIC) - 3 Year 2.50%
2 `" l6 L' r( SBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
( a/ @" B* x- }6 N6 G* ~# CBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
9 z( ?3 P% H2 PUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
; ^5 @: u/ ~: V ZUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
& J+ L( I1 E5 F( {: cUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
+ p- x; l- A" Q7 c" R3 t3 XUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%! }7 g& Q9 G5 N! t
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
" ]' V& f8 d6 v/ |4 L. V( MUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
. W. Q h0 ?+ _* J: L* k) {Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%! k1 x% u& B) d7 E
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%4 _; t. k( U( R
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
6 Y' r2 h+ h- ?$ p- n- PUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
% [. i& m1 a1 A1 F- A, VUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
7 A' a! Z& m1 V( C+ L7 H3 DUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
; c9 D& k5 `+ R: R: g+ ^" N; ]RSP Guaranteed Investment (RGIC) - 1 Year 1.25%# q9 f$ L5 ^6 z
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
- s. r5 d2 [7 z; Z+ \RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
" N3 e' I. W+ s/ H+ z/ pRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
$ K5 \) X0 f, _! o; eRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
0 `8 s. @" G6 ]" A& E, iRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
4 I2 w2 g0 L6 r( qShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%& D; a3 {4 B4 {/ q) q! ]
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
5 f) Z7 R {4 B! xShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%, _+ m& [. C8 U$ T0 t# |
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
, D1 D$ e8 q1 m/ B3 @# o7 zTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%2 g$ v& D; f. T
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
0 b- i8 W* c% x/ `! H* KTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%: `! u+ ?* L$ q; M0 d0 A
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%# T! V, o' w# G" c/ z! g1 D+ H
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%. z7 T1 z- U* s7 I
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%# F! O6 r0 A* e& m8 v5 D, ~
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%: O. l7 \# M3 e+ Q2 O# S3 E9 a, `4 J
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%; a- t$ w3 Z# c# R: z. ~( j
Credit Account as low as 3.95%
/ g4 F! h) g& P# ^ runmortgage - 1 Year 3.39%
! s' G$ m! G& junmortgage - 2 Year 3.59%
: E; e, M+ K% J/ C1 C; vunmortgage - 3 Year 3.65%
( A: `+ c3 G. S" G# I$ G/ sunmortgage - 4 Year 4.09% ?% t" i! c3 u! K9 ~
unmortgage - 5 Year 4.49%
5 N& {- e' F2 dunmortgage - 7 Year 5.50%
+ F9 S! J6 _6 _+ l2 p) gunmortgage - 10 Year 5.50%
' j4 b% ~" n: Tunmortgage - 5 year variable |
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