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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。$ w" E+ ^. K" k! y2 ]& F

' `* i( g8 F% s8 j9 h" z$ o开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。' ~+ J9 J! a& E* K/ m. ]

* h* ?1 n  V8 Q4 S注意申请者需有SIN。4 t7 i3 y- f1 M* n- p- B
# @7 _, n& ~, c& C6 N
ING DIRECT的所有利率情况如下:
; H8 m% Q4 D9 ^/ ?/ ~Investment Savings Account (ISA) 1.35%( h) O4 u$ l7 I; `0 x- c( T: ]1 J
US$ Investment Savings Account (ISA) 0.75%
$ N9 a! k' O/ b7 c0 Q8 iRSP Investment Savings Account (RISA) 1.35%
# I) R! ^/ J+ h/ \5 ]& GTax-Free Investment Savings Account (TFSA) 3.00%  i! E! M' r: ]
Children's Savings Account 1.35%
* ^1 Y# X4 L4 BBusiness Investment Savings Account 1.35%
2 [1 v# n# C6 c  N- ~US$ Business Investment Savings Account 0.75%
* c! l0 d( ?: z  `2 PGuaranteed Investment (GIC) - 1 Year 1.25%: S* I- C( r2 B) g
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
3 ?! K3 _9 W+ Z, ?1 HGuaranteed Investment (GIC) - 2 Year 2.00%
5 o2 }. J( b1 n7 E  X# wGuaranteed Investment (GIC) - 3 Year 2.50%
0 r0 O5 ^8 V/ q8 XGuaranteed Investment (GIC) - 4 Year 2.50%3 a! a/ R- m( x$ ]. n
Guaranteed Investment (GIC) - 5 Year 3.25%, G3 y+ {: u, g# ?
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
( k( b% V0 ]8 _" \6 C) ]US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
% Z4 f- e+ x. ~US$ Guaranteed Investment (GIC) - 2 Year 1.25%
' |! `% A( L- X% I4 tUS$ Guaranteed Investment (GIC) - 3 Year 2.00%
9 K+ n  T6 J' J3 KUS$ Guaranteed Investment (GIC) - 4 Year 2.00%8 K* G( J) W, T6 J1 T; U
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
1 T5 |, r6 ~! G- f% ]4 yShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
: |; m  W- @% t; ^* s0 _6 F- ?Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
( m2 J- H: k  b8 B8 C, j5 j: x5 EShort Term Guaranteed Investment (GIC) - 270 Days 0.50%5 H; Z3 I; \( q6 Q0 @
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%8 v( x9 o' r8 T$ O/ `" A4 s
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%$ _% J* _% [0 l4 R
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%" q  l( I/ n0 ^; u$ c
Business Guaranteed Investment (GIC) - 1 Year 1.25%
8 |. x3 B6 Y5 p7 HBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%
2 r/ X2 y: J; CBusiness Guaranteed Investment (GIC) - 2 Year 2.00%1 G" `% f: P$ Z+ u+ r% ]
Business Guaranteed Investment (GIC) - 3 Year 2.50%
! Y9 Z, D  _' x0 X5 P3 K* BBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
8 b8 M! M; `1 h0 LBusiness Guaranteed Investment (GIC) - 5 Year 3.25%% j& L8 q5 G# G, _, ]6 z
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
* ~( k  ~: w  z! C/ JUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
6 H6 X) ^! k2 VUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%9 c- }9 @: D+ ]6 k- j
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%: ~* a+ C+ @* G' ]4 q% @! y
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%. K2 E+ y& K* ~% [/ W: q4 T9 u7 ?
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%' I- E: \& @, V6 Y
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%  J; m1 J4 b2 S& l2 c5 a" u
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
) o2 W0 I% p8 W0 K3 k. x: {Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%  M4 r# V0 N" F' [
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
4 r$ w7 y/ p' kUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%( k' x% k: N: z1 U
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
+ e" W% L4 v( I9 gRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
% s$ }2 e) `; M$ }# GRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%3 @5 S# @: |1 i* S3 G
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
3 I5 `/ L8 Y, e& Q8 s9 PRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
& j5 u  U3 I( ~3 d) fRSP Guaranteed Investment (RGIC) - 4 Year 2.50%4 y& ^. {1 y% h# ?  Z' e" q
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
9 k' Z! w& V8 X- h. YShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
( r/ ?7 G) F! j. x; a- ]Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
& i; R4 ^$ F: S, ?  z: K" VShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%+ o1 h6 T! r' x( w
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%1 F* r4 b) i9 j9 ]
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
- J1 O) u. A- ^" v5 ~) s0 A& n0 L% VTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%" ]( J' B: C1 r7 n+ J8 J3 E  ^
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
" J/ |  Q* U6 D  WTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%% I+ Q* T( ^# D. v% E
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%1 J$ J- P4 `  w9 p5 x/ A7 M  z5 G8 Z
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%+ U  @( |5 ]+ t% @0 g3 r# F8 E
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
. L, j2 j" k7 ?! C( DTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%, [2 m3 S$ f0 P% p
Credit Account as low as 3.95%
# P: `- R, B/ U) Z* `& Y( t9 ]unmortgage - 1 Year 3.39%
# V4 r4 t& `; u1 t4 K2 c3 ?8 ^" c2 uunmortgage - 2 Year 3.59%
+ S( N! |. W: a! sunmortgage - 3 Year 3.65%
9 G2 n' ^; @6 ]unmortgage - 4 Year 4.09%9 S9 H, M( h$ e5 @
unmortgage - 5 Year 4.49%
4 I9 m* R, _3 g& Q8 U) v3 j2 {unmortgage - 7 Year 5.50%
7 E; ]% w9 l$ p$ S$ l5 _) |unmortgage - 10 Year 5.50%& x5 v, x: V8 [" ]. N: v/ Z
unmortgage - 5 year variable
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