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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。$ O! F, E: o' G/ n+ S! a* p! ^
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。8 o6 t. E3 c5 P3 X7 w
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我会将附件发给斑竹， 让他们粘贴出来。
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0 D8 C; X$ N0 U) E* R5 n0 z- i/ R下面是该机构的评述：
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1 c% v/ b% b$ V“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%# y4 h3 o6 a$ f) \3 P H
I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
) Z0 m; j# Q1 ]7 kI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!$ f0 e3 h- p$ T0 T8 Z2 B4 P/ E
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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发表于 2010-4-27 10:11
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