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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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9 J6 r4 Z& R7 Z, \% ]4 [我会将附件发给斑竹， 让他们粘贴出来。. _6 g# y- r2 f) b: }7 j6 `5 _
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下面是该机构的评述：7 T$ p$ {* }7 v0 E
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
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I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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Results: 7 @! r' Q6 p( u% ?7 b
The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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& m; s' v# v* `9 W2 t7 SThanks” |
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发表于 2010-4-27 10:11
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