as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 3 ^6 r5 F( k% a$ `- |3 |( k6 f ^ , q) s7 U0 a* k) s& \Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....