as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 * A( u8 S- w* \- x! W, U' [5 E( s1 d3 V: U/ I
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....