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Structure of a house seldom has big problems that make a house prone to collapse but too many other things of a house may go wrong and by then it does happen, it is possible that the warranty provider will tell you those are not considered as structurally unsafe or not even an integral part of house structure. So 10 years structure warranty is not equivalent to "NO WORRIES" since the term "structure" has never been precisely defined or exactly described on the related warranty certificate.