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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户1 h2 y& b9 X$ f* H5 N- K
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What kind of account did you have in your mind?
& Q, c! C5 _( V) N' m你想开哪种帐户? ! [$ C6 r' J; R$ R7 u

2 b+ G) N- S" M8 qDo you like to open a current account?
; T5 m# Q4 T; T你想开一个活期存款帐户吗?
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  u8 y2 Q2 D3 e5 s) h9 BA deposit or current account?; i/ A; x( F/ @, G9 ?' _, _/ G$ N
定期还是活期?
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Please tell me how you would like to deposit your money.
# y" w  o  G1 g0 w/ A请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.6 o4 Y  _! G9 _" d6 C
支票户头要收服务费,现金户头不收。 9 [) v* y* u+ W& |" ^

8 Z+ ]  j5 l2 ~, O) o" BOur minimum deposit for a savings account is 100 dollars.! n/ R1 \2 Z" u2 t
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.
% R/ A+ e0 Q1 a/ Q+ p* K最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
, p) n- |/ ?; m7 w7 a* q3 Q3 n' V你可随时以50美圆的起存额开立储蓄帐户。 * u2 ~+ t2 ]/ c2 E' |

% u  D$ x! y8 s) x/ K1 tEven one yuan is all right./ b1 c* P0 j3 u  T3 c8 Y
甚至一元也可以起存。 # j6 j) y' _  _/ @
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
* w5 `. O+ \; |/ p% Z% s, R这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 4 D/ \% p% ~2 }2 z& J2 \

- w2 @; ~- Q* j1 {2 }" F# {/ xI should like to open a current account.! q. s$ f- \1 n0 a5 f7 n4 ?8 X$ G8 M
我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
' B2 Q' _/ O) b. z" X我需开个支票帐户,这样就能付帐。
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' I( T- g" ~+ k' d% a6 I5 I% PWe'd like to know how we open a checking-savings account.3 J# v( q0 v) t+ _9 t4 Q
我们想知道如何开一个支票储蓄帐户。 ' H: ]$ P2 E# @, e4 i# r: s( ?
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I have a checking account here.. K2 ^% X! q/ S' f9 M6 ?. ~' `% w
我在这里有一个支票存款帐户。   `) M: u' \7 F

: S) N  P( `) F9 sI think I'd like a deposit account.+ \, I1 E( Z7 {
我想要开个定期存款帐户。 $ ~! D3 ]2 T$ B6 J
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Can I open a current account here?
+ G5 z* \& }4 `+ a' Z我能否在这儿开个活期存款帐户?
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) w+ l. Y( X" k" iI want to open a deposit account with you.! n9 z" u; s* h5 @, J
我要开个储蓄帐户。
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I'd like to open a deposit account with you.
3 l( p' {# E2 q& R: I1 B% N我想在你们这儿开个定期存款帐户。 4 V8 |  p! ]- r7 s

% J* k- Z7 L2 n2 eCould you tell me the difference between a savings account and a checking account?& ]. n* Q. h/ `) u
请告诉我储蓄存款与支票存款的区别好吗?
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! {& {) T# {5 f% o7 S, S9 _; `. hPlease tell me the procedure for opening a savings account.! w' v+ f: ]. G; m% T
请告诉我开个储蓄帐户需要什么手续。 ) F& i% F% W. T- }* b/ _( g
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Will 100 yuan be enough for a minimum deposit?: f/ @! t2 R1 k& y( s# `4 @. u7 e
100元作最低存款额够吗? 6 V( w8 Y; _3 D% m4 j, n2 |$ {
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
5 W0 p. t& U6 p我想知道开一个支票帐户200元存款是否够。 % b  }8 R2 X, K% Z  P

8 z5 ^, I$ {8 |. f4 F  nCould you tell me how to operate this account?2 S2 x& k+ m7 e' H3 ^* S* V$ S# D
请告诉我如何经管这个帐户好吗? ; x/ p8 M8 ]2 s9 N! [( P- w) W

! U9 Q0 V) X! [% S. E' Q- ]% TIs there any minimum for the first deposit?
8 k2 m  f; Z. m' v$ z. P* E第一次储蓄有最低限额吗? 4 r- t& }7 _' i; @* Z* `

; t. F/ F, P' T6 @% V3 X: NHow much does each account cost?
: `$ f& a% H2 k6 g每个帐户要花多少钱?! t8 ^$ L( M) ?9 ^/ Q
 
" \* Z3 H; \- Z' ^7 j7 P( J) FUseful Phrases
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# `- q/ |  P! ^- z4 Y# Q. w) ecurrent deposit, current account 活期存款% t' ]0 e  h9 y. @2 }) W
fixed deposit, fixed account 定期存款
+ E+ H; |1 u1 J4 m' U$ v' `( x3 Efixed deposit by installments 零存整取
, Y6 l& W7 n& n8 q- [joint account 联名存款帐户
. J) X; v, z9 d6 h& M' `9 ~1 E! Nto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款1 P( N' v$ E2 |) a/ N

& \2 _) p8 @# E! y7 bHow much do you want to deposit with us?
4 S' M$ P3 }7 k你想在我们这存多少? - F% @; D5 V, a% F7 [$ j0 J

1 D# P/ U( u8 a9 |! w9 ~+ nHow much do you wish to pay into your account?  J2 N; T' C" g/ h' ]
你希望在你的户头上存多少?" b3 r1 s  W7 I6 r9 ]. D8 F

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! E: K2 N* h. L8 x; DHow much money do you plan to keep in your account on a regular basis?7 }. y, g* X( F
你计划在你的户头上定期存放多少钱?* a, H. O: g2 U' k, {; h+ P* Y

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/ k2 k" J2 v9 kHow much cash do you plan to deposit in your account?
5 a+ X: c" [' M& R$ J% c你有多少钱要存入呢?
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5 J! q2 {0 I0 ]! gI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.4 a6 V4 u" F  M, k" b5 k. T* Z
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
6 g! d" A+ ?3 E3 F1 e请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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1 @' t# u% c+ [; Z) J4 ~I want to deposit 300 yuan in my account.
7 w: c/ Z7 w: ^. h& K- i0 @5 F我想在我的户头上存300元。
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3 M* x, P9 ^' s' G! GI want to deposit these cheques in my account.5 Z: B/ j7 X! I  |
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.
8 c- p3 s/ c' ~( o我想在在我的定期存款户头上存200元。
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4 n7 n1 @4 t7 l2 B  r) vI want to deposit my paycheck.
1 k: N4 |7 H2 W( k5 K我想存入我的工资支票。4 r, ?) k# Y" R6 q& V1 j7 n4 a9 C
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I'd like to know whether I can cash a cheque here.
/ n7 h+ v. w, N% l' ?9 j' \我想知道我能否在这兑换支票。5 Y9 P  y* W7 {! }5 y( w

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Will you please cash this traveler's cheque?9 a% c" q' `4 J% Q6 c6 T
请兑现这张旅行支票好吗?  q: q& W; ]- N9 m0 M
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' @0 C5 ?+ D3 i2 Z9 `( @2 YI'd like to cash this money order.1 ]8 e% c  l1 I7 q. S8 |7 x
我想兑现这张汇款单。
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$ J, T  j6 Q. iI want to cash the balance of a traveler's letter of credit.& F+ r. ^: d6 S3 U
我要把旅行信用证的结余兑现。6 R" L( A* C+ {' `, ~: d+ H4 f* Y
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Will you please tell me whether you charge for cheques?$ ^# [' Z) n! b/ ?0 Q) x* }8 T
请告诉我兑换支票收手续费吗?; ?$ j( i/ k9 T. M2 F+ u5 s. a
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( W8 p$ o6 u; v; e1 V( CCould you tell me how much the checks cost?
6 h- a$ n. |/ G; f0 f7 _请告诉我这些支票要花多少钱?2 h' @, Y; f* w2 [! u+ H
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* |+ u! }, X2 X: t$ g) E: [& P" {What if I overdraw?8 I1 g4 x! @4 R' U2 U
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
! {/ u' H% X( {6 t8 ]% a' `. L; Z6 }如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.4 h5 v0 a- Z8 N5 a2 I! ^# {9 h' R
请在支票背面写上你的帐号。" n. H( }) c% x  B# B, w- i; L

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We honored the check as the overdraft was only 5 yuan.
0 m4 e' ]6 R5 j4 h. }( ?! p我们承兑这张支票的透支额只有5元。  p8 t- c9 d5 R8 w& H2 }! w: K5 I

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Please endorse the cheque.5 h# M' S9 y/ C. ?+ P# ?  \
请背签这张支票。
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3 e6 D) |- \4 X1 R5 P+ i# i$ hThe traveler's checks cost 1.5% of the total amount of purchase.
! B, H& j2 Y& W' ]$ |. U旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".% r! I0 P! ]4 R
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
+ C# D+ w7 h- X- c3 f% o6 G你每开一张支票将花2美圆。1 \# _) t% H" _9 p4 ~
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! d: y6 z! N# }) B2 l* _. gUseful Words and Phrases , ]$ O& F1 l* h. n: i

7 e, Z' R( Y0 k% @+ baccount number 帐目编号
, l6 P) m( j) i4 x/ I0 Mdepositor 存户
# f$ J& Y, |5 b8 C5 [9 @pay-in slip 存款单
7 S8 |3 y* W0 R) j# Pa deposit form 存款单
$ P" Y/ W1 C: J$ za banding machine 自动存取机3 A5 V& q0 c/ \# z5 \: k, d8 ^1 `4 N& a' L
to deposit 存款1 ^7 s7 A/ F' c. a7 V3 n6 A
deposit receipt 存款收据
2 N8 E1 @+ b" |; y1 W; Tprivate deposits 私人存款5 a+ t/ h4 ]+ D) t
certificate of deposit 存单
/ Z/ R9 z+ }% X5 u& @deposit book, passbook 存折
5 B, W7 f- h. M) q7 T- X9 Icredit card 信用卡
' [3 s3 T  h& t$ o8 w# ?* {" Oprincipal 本金
: A' a! W2 M9 f" q/ a" n" {* w+ Poverdraft, overdraw 透支7 e$ K8 R- a# Y2 o- M
to counter sign 双签
) r+ v4 U. Q  X9 S5 M& ?5 ]7 Gto endorse 背书& |; L  N9 {+ d7 F6 K
endorser 背书人
2 Q, Q4 E  l3 S3 [$ fto cash 兑现+ C) H: l4 ]' `0 g, S  D
to honor a cheque 兑付
- e, P5 i$ L' `0 g+ G0 _( Tto dishonor a cheque 拒付
: _7 x  T9 e; t; Y) Dto suspend payment 止付
2 {0 ~! ?( ?! e5 ?: L$ g7 mcheque,check 支票# |% ~! O, Q8 |9 C; F$ j/ `
cheque book 支票本0 J7 F7 U: A# w! ^, h
order cheque 记名支票0 z# f, m( j3 D9 u6 |" ?
bearer cheque 不记名支票5 \; h! s4 \. t
crossed cheque 横线支票# n" b1 l: C8 P
blank cheque 空白支票5 j9 \, _- |% V, N+ l7 n
rubber cheque 空头支票
% i" B; e1 V) N' e; Lcheque stub, counterfoil 票根/ _5 T: B4 ~& i: t
cash cheque 现金支票% N) `  p$ L: g3 i
traveler's cheque 旅行支票
/ n( r7 {3 z4 O7 ^+ D4 ]# ?& scheque for transfer 转帐支票7 l; G: j2 \# T* N
outstanding cheque 未付支票
, z! Q' W/ |/ c: n8 ocanceled cheque 已付支票3 q9 o( ^$ Z. _- w  G1 G& L0 f
forged cheque 伪支票& v0 |7 f8 z+ f* n4 Z" e! e
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余) Z/ l5 S1 X9 X7 E1 \. ?% L

1 h% H' }' `! u6 nI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
* V+ D( M" _* b( n我想知道一下我是否能提取存款来支付天津购物的费用。( ?3 S: Q  O0 }* J3 O8 C( f
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- F$ `/ P0 c0 g; b, XI want to withdraw 200 dollars from my deposit account.
" b# m* Q( Q( T4 l- e* P9 W" g我要从我的定期存款中支取200美圆。, }" V3 @9 g; E3 o" _" _& m, C

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! N8 \8 m$ L" f# g5 zI want to close my account with you.  Z3 ^( @  [' Y! b( R5 P( ?
我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.9 U# t/ ^7 Y5 r7 n0 n
我想从这份信用证上提款100元。  E: w, w' w* F; W

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$ n7 d8 V' d$ G2 d1 ]May I draw money against the letter of credit here?
% X' M1 j. s9 ?+ a. C+ a; B我可以在这儿用这份信用证取钱吗?1 w( s+ A9 G# V. s
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Could you tell me my balance?- w" ?6 ^" W: j! Q8 y: ~- t5 z
能否把存款结余金额告诉我?( F( W' X" y7 q" r: G

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Please let me know my balance.- C6 V) l# g5 _. T2 x/ Z" Q
请告诉我结余金额。$ k: y" u/ \) ^& C' `, `
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( `  O! Y7 J' l/ II think you can draw on this account by cheque in payment of goods.
1 S9 L. ^3 T! z$ V3 {我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.
- A7 o' W' ~) M8 L. N4 {你在本行的结余是300元。& l/ c& \: W) b% F$ j
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5 u! z' Z; J8 `6 C2 SYour deposit is exhausted.
' n: m  @5 v7 X1 ]) Z5 c& f你的存款支净了。& r# ]. O% Z0 f/ _" v+ r; E7 K; g
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, {4 {! k& t. V" CYour letter of credit is used up.
5 c# m# P- ]$ q你的信用证用完了。
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# |% d$ {3 T' h  y4 {0 [' zPlease tell me how you wish to draw your money.
4 s6 A2 m% f# P) G2 u; ^请告诉我你希望怎样支款。2 ^# a4 p9 l+ R) z( I: Z: L, x! Z
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( r7 n9 q9 m. J9 ?8 r/ C9 zFill our a withdrawal form, please.5 A) y  r4 O+ b& R
请填写取款单。
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: i2 d4 u+ }. J! a/ r9 ^5 p# fThe letter of credit is exhausted.
! |$ k) {9 b: t/ u信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.
6 L% z( M* ]0 N: q: ^; B3 {六号柜台的出纳员将根据你的号码牌付给你钱。 
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  o; h# b: G4 u: m6 ]3 c$ ]Useful Words and Phrases 2 h" J7 Y8 z6 s

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to close an account, to clear an account 结清
3 |7 p. X& M* \9 J8 r- q7 N6 Eto draw money 取款4 E' X7 t6 h$ a* b+ Q
drawing-out slip 取款单  e. K1 z$ Y$ _$ B  Q+ R
the number slip 号码牌
) U& i: n9 i4 b5 ha withdrawal form 取款单
5 l/ ^, ?. h& p; Oto fill in the receipt in duplicate 一式两份填这张收据) g: }! V: \9 [# F/ y
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
; X# l1 G. D' C) q4 f. A好,已收藏!
# O; p8 u7 z" y: O7 p  M
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

+ P: N. e, d: V' B2 A
理袁律师事务所
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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