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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
8 E; C7 q/ s% }& q' S  c8 H你想开哪种帐户? 7 \. A$ {% W3 |$ x5 t* l( r

5 O* T- A- i/ s  Y0 ?Do you like to open a current account?+ d: y  g. v0 o  W) M
你想开一个活期存款帐户吗? * C/ n/ }- o' u( b

  o# D: u& k  OA deposit or current account?- P+ T7 o; P) C' H  \) Z' V
定期还是活期? 2 x/ {6 @0 K7 o- _  }( l

$ ^! ~4 }$ q3 r& x4 \6 {Please tell me how you would like to deposit your money.' A1 j1 O# v$ z
请告诉我你想存何种户头?
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" E$ e5 b. V+ aThere's a service charge for the checking account but no charge for the savings.
, g2 F: x! v/ C4 C- k( {, ]  R$ M支票户头要收服务费,现金户头不收。 0 u! Q1 W; r* x3 j

7 a) f* _) w: i" k; SOur minimum deposit for a savings account is 100 dollars.& \, k- F- Z; Y+ q& U, \% h3 b2 r
我们储蓄存款的最低存款额是100美圆。 * w6 g2 K" v' x0 R+ z) R  w7 m2 y* W. I
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Five yuan is the minimum original deposit.
. V) W3 L5 Y# U4 q8 @# Q9 v- z最低起存款额是5元。
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4 x4 r! F% Z3 [! [3 CYou can open a savings account at any time with an initial deposit of 50 dollars.
" E( p0 o. e" }' a+ t: M你可随时以50美圆的起存额开立储蓄帐户。 % e6 X7 ^9 ^2 S! v

5 _6 N4 D5 s3 W% z% H- s$ ?: jEven one yuan is all right.% Z/ S6 X) N6 s
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
! r, y9 `5 W  U# L" a这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
6 ^4 J9 R5 J/ b! Z( i我想开一个活期存款帐户。 - D5 J4 s. c* j. b; |  V% f
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I need a checking account so that I can pay my bill.3 T* B8 K, h% J1 F2 `
我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.; k8 i, k) Z5 t
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
! o4 V* Q: a, v7 m* U我在这里有一个支票存款帐户。
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0 ^' t& V0 E9 c/ |# R. G) D# cI think I'd like a deposit account.
6 b2 [2 E6 }* _* _# m, w( r6 t我想要开个定期存款帐户。
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% b. s2 W* d6 c# N/ cCan I open a current account here?4 E) j4 T, u/ [# R
我能否在这儿开个活期存款帐户? & T) T* q2 l+ p% m; C( k% c4 X
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I want to open a deposit account with you.! f( W5 Z. K4 E  Q
我要开个储蓄帐户。
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I'd like to open a deposit account with you.
; j) M8 T6 q2 M& M我想在你们这儿开个定期存款帐户。 ! F: I0 D* N5 p! Z5 P
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Could you tell me the difference between a savings account and a checking account?
" R, }. y% j0 M; t: k3 ]' O9 M请告诉我储蓄存款与支票存款的区别好吗? ) R/ n2 ^9 t0 c0 a

9 D7 @/ E6 c% }) kPlease tell me the procedure for opening a savings account.
4 d& p1 A6 K' g) f请告诉我开个储蓄帐户需要什么手续。 7 b4 r) o' N6 }

2 ^3 g$ A/ L! }Will 100 yuan be enough for a minimum deposit?
; x+ b) U% j% P! ]/ \) U100元作最低存款额够吗? ! F+ W3 |' W; ~
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.& s# W, B# G4 w0 R4 M$ G
我想知道开一个支票帐户200元存款是否够。 ( x  X' X4 ~- ^4 I& m% v' [
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Could you tell me how to operate this account?4 |# A* c8 p% g: X% Y
请告诉我如何经管这个帐户好吗?
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& J4 W- B+ }& W3 Z! }5 m0 {; fIs there any minimum for the first deposit?
4 {4 @" a; m, \$ i: _第一次储蓄有最低限额吗? 2 h/ x7 e$ y  j
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How much does each account cost?
7 c$ u4 }8 i) j0 _/ }每个帐户要花多少钱?
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) Z( ?  Y, I  S, e3 l% b- S% _Useful Phrases 8 T) p7 n; i2 D! ]5 \
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current deposit, current account 活期存款5 T# O" N) @3 _8 m4 N' ~
fixed deposit, fixed account 定期存款6 u5 k7 v# f- M8 }# J# u) i" E
fixed deposit by installments 零存整取
  d9 _- V- `% V+ C/ sjoint account 联名存款帐户
0 j8 t, r5 a: S+ m) P- qto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款# s- c+ b( i# W  ^6 E* h. y; M: S
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How much do you want to deposit with us?( P$ ^! L* {5 k
你想在我们这存多少?
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+ c5 @7 ^( g/ f2 n2 `$ Q5 {How much do you wish to pay into your account?
2 z) u& m  _1 h你希望在你的户头上存多少?, z( e# y7 J9 f( ]! R, C  o$ c

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0 _3 }- F0 e, @How much money do you plan to keep in your account on a regular basis?
4 C# s2 X) f( L3 r% w你计划在你的户头上定期存放多少钱?( s+ @0 B& V& U8 o& L
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How much cash do you plan to deposit in your account?! H4 {; l1 m; q" G
你有多少钱要存入呢?  i* Q( P. m. p* u' p
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3 U9 |) S7 G8 J- Q9 FI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.$ t: R7 T$ ]9 |, ]& z, V
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
7 w1 T, Y! m# l  {请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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- g4 K* ~2 y* q3 [5 {; x4 Q2 G. aI want to deposit 300 yuan in my account.7 D7 ~4 c2 Z  x8 O
我想在我的户头上存300元。8 _+ W0 H. k+ J& A3 T7 h
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I want to deposit these cheques in my account.
4 @  s4 W- o+ T' ?# l8 D我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.+ c  m; o( y2 p
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.
, Y: E) Q. R' ^/ B# Y6 x我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.2 G! R* V! ^! C# [5 x/ i! K
我想知道我能否在这兑换支票。
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% G% S' |  q$ a2 fWill you please cash this traveler's cheque?
- [# r7 r9 P, K* c% H请兑现这张旅行支票好吗?1 ]% N" C/ z8 L- O- _/ O! O& c7 P
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I'd like to cash this money order.  D' H2 d* J, q3 @& t8 @
我想兑现这张汇款单。! n8 R+ m/ V4 A1 g$ H/ u8 y
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I want to cash the balance of a traveler's letter of credit.; |5 ?2 @" e# h9 `& i1 W
我要把旅行信用证的结余兑现。
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! X' N9 ]% s% Y4 jWill you please tell me whether you charge for cheques?
$ b, ~; @' n6 m& X& {3 h' l请告诉我兑换支票收手续费吗?- h+ e( y4 `, M

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* ?/ s5 E0 I: k! s: Q3 ~9 a1 K0 yCould you tell me how much the checks cost?
: U, P6 C" y4 t8 I7 B请告诉我这些支票要花多少钱?! n' \+ l: j; z" q& Y

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What if I overdraw?
+ M+ J  c2 N5 M; [% ^# L如果透支了怎么办?# H/ \) F: z; n# j, o# E

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Please sign your name on the bottom line if you want to cash the check.
% Y. u& h  o( e# l2 _& l如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.4 W" w1 J% f% r
请在支票背面写上你的帐号。
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4 f9 i* n4 P/ [9 fWe honored the check as the overdraft was only 5 yuan.
$ y6 p( ]. i/ B: Q) }; W# v我们承兑这张支票的透支额只有5元。
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: ]1 O+ O$ E( v8 M2 v" oPlease endorse the cheque.
( F+ [( R4 N6 W& C& m请背签这张支票。1 U$ B9 s/ T: H" N% r$ F* V. {
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7 s+ E4 t. c% _. F  nThe traveler's checks cost 1.5% of the total amount of purchase.$ r/ m2 P. @- n; @  ~
旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".# o$ Z! X% x' e& K5 ]' k& ^
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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" y6 {7 I: t. ?% Z+ XEach cheque you write will cost 2 dollars.: n' g* ?) b' m; h- i* c. m' r, y. C
你每开一张支票将花2美圆。, q( p  b" A: [' F
 
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, P9 }  l, h! R" K; d+ D: LUseful Words and Phrases - f4 f! d& M! G- H" L# {

" ~+ n, ?: c) j6 C% gaccount number 帐目编号
$ t& M' T! z8 ~$ O, O7 b) wdepositor 存户( m% ]# k5 _+ }7 O& ], \7 C) X; y
pay-in slip 存款单  G  F. j) b1 q$ s2 i. N
a deposit form 存款单
" y( {  I7 K4 }& u6 ~a banding machine 自动存取机
+ e! s7 F5 s- Q6 g1 Kto deposit 存款
# A. b* h, b/ [) @. M% jdeposit receipt 存款收据5 m! d0 j- K+ b, P5 r
private deposits 私人存款
. x; `8 ?( {3 G( rcertificate of deposit 存单
1 P' F. _, Y9 a7 Q( A% l9 Udeposit book, passbook 存折4 J6 J" d2 L+ z3 |8 _
credit card 信用卡0 N; t5 T7 K' z
principal 本金
) v4 h; D1 N, F- [0 u. B  }9 o6 roverdraft, overdraw 透支
4 w0 I# O9 w/ I: u7 R6 h/ cto counter sign 双签0 l  m* G: A6 ^
to endorse 背书
7 F! F! S1 m3 T$ Uendorser 背书人, a/ z5 N/ ?3 n' [" `
to cash 兑现
1 q, f6 N1 p6 y& G) W2 Mto honor a cheque 兑付
# v1 R/ N( I: X9 z  ]# I/ vto dishonor a cheque 拒付. |1 @0 M# e7 Z7 o! ^0 `0 b) e
to suspend payment 止付
4 D4 N, y. F7 H3 t0 y+ x: Ocheque,check 支票
4 e, Y; y6 J0 P; N7 s, Z1 n$ xcheque book 支票本& q. m" D$ Q* L, o
order cheque 记名支票
& }4 T4 r5 a; `3 L% kbearer cheque 不记名支票
( j) j- U( d. _( F' [5 q9 kcrossed cheque 横线支票
$ h9 p5 D% ^' U9 x5 [3 qblank cheque 空白支票' X/ n. B; t* v
rubber cheque 空头支票& N% d6 A2 v# S- s, @
cheque stub, counterfoil 票根
  n$ x8 [( i- Z, E  mcash cheque 现金支票
& r& G# q0 j5 p; I9 v  Z0 Ytraveler's cheque 旅行支票
+ G9 f5 p3 t) qcheque for transfer 转帐支票
7 M8 [" U/ [5 j9 l8 boutstanding cheque 未付支票. n: @! ?4 O% U9 \% R; ]+ r
canceled cheque 已付支票
; u( x: w* v% V' S% O" \! K8 R9 mforged cheque 伪支票! T3 I) j5 \$ J% N2 j  X2 j
Bandar's note 庄票,银票
大型搬家
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.( Z- G  x8 F$ t1 F  A
我想知道一下我是否能提取存款来支付天津购物的费用。* g$ E. \6 d5 ?& G1 r  ]
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1 H/ Y  X; e% g# O0 aI want to withdraw 200 dollars from my deposit account.
2 m6 d7 i& x7 t4 B) k' q我要从我的定期存款中支取200美圆。; l) Z$ b8 b% c! R  O9 D( {1 g
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I want to close my account with you., N7 F6 @+ M2 }
我想结束在你们这儿的帐户。
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8 O7 p5 F) @9 q7 {9 k7 TI'd like to draw 100 yuan against this letter of credit.
0 |: T) d0 q/ R1 Z* ]  Z我想从这份信用证上提款100元。
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; ^2 o" r" E/ D9 W+ P" [May I draw money against the letter of credit here?* I1 k2 p# K2 \8 T; P  u* A
我可以在这儿用这份信用证取钱吗?2 [" k/ B- R. f. I3 D. J; t

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( p' g/ O8 o6 i2 Y/ H0 LCould you tell me my balance?! N- ?6 f7 b5 |/ Q5 v- v6 J/ `5 R
能否把存款结余金额告诉我?
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Please let me know my balance.' c- a" F9 O& O# }  p! B
请告诉我结余金额。  {) A* s+ n- T- j) o

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2 d" _" ?9 Q# C2 r, r$ M8 kI think you can draw on this account by cheque in payment of goods.
* q9 t+ |, O2 U我以为你可用支票提款支付购物费用。1 p! a# }5 {# ~! N  Y* _

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Your balance at the bank is 300 yuan.: C0 \7 P" r& p8 [( d* ]
你在本行的结余是300元。
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Your deposit is exhausted.* K: R/ x/ q" Q4 a
你的存款支净了。3 ]1 u5 ~8 R0 o

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7 g4 R  z% A. u; [% i8 ?7 ZYour letter of credit is used up.
2 @# [2 A4 ?% K( h9 T你的信用证用完了。9 k; ^( M0 `: s+ T8 j3 e
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! U4 L( F$ e+ T7 i/ x( gPlease tell me how you wish to draw your money.; c, v" }& ]* @& {* a! |
请告诉我你希望怎样支款。, O4 R3 B' [" U  o" I
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Fill our a withdrawal form, please.
! H3 r* [% g3 ?: s* J& _( B. f请填写取款单。
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3 M* t: X) v: AThe letter of credit is exhausted.
2 H! Y* x4 {9 b; E) T, g5 e信用证上的款子已提清。: r9 f* X  a% U( u0 g- t

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/ C! Q# P; u; y4 a& EThe letter at Counter 6 will pay you against your number slip.
8 E1 ?0 i/ i+ g: R: B六号柜台的出纳员将根据你的号码牌付给你钱。 
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( t& S7 p5 V4 Y0 G* Z& j* j+ x9 n
! Q: s+ `4 p' H, l$ {Useful Words and Phrases
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# H1 P% V* F3 J0 oto close an account, to clear an account 结清
9 q5 m' ?9 `4 Cto draw money 取款3 v3 U, q. k, |5 r- g. b2 T2 s4 C4 w
drawing-out slip 取款单. j+ X0 f( J5 P% S
the number slip 号码牌/ t1 `9 y8 t& a8 x5 |3 k
a withdrawal form 取款单0 v* e  ~% E3 ?1 L0 K/ G5 p  `  n% K
to fill in the receipt in duplicate 一式两份填这张收据
6 s2 I1 P3 M  r- Nteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表, b5 K, K  q) C6 @
好,已收藏!
( w- z- N; x/ z0 I& f7 p
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

+ q* s; j4 Y6 Q
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
大型搬家
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发表于 2006-3-3 00:38 | 显示全部楼层
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