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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
银行英语口语-新开帐户# Q: ?+ m7 M4 H, i. W& D' o9 X# r: d
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What kind of account did you have in your mind?
1 L& T5 J$ ]4 M! P: {( z你想开哪种帐户?
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Do you like to open a current account?
  x) o4 A1 B+ d" h$ m: r你想开一个活期存款帐户吗?
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A deposit or current account?" s8 C7 u8 n7 @& ]/ C
定期还是活期? 4 ^9 J/ {8 M/ W9 h5 z/ `9 }

5 c; ^; C3 B" I  WPlease tell me how you would like to deposit your money.
' a2 J9 r! e0 K" @请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.: p7 O4 S# r, l( W
支票户头要收服务费,现金户头不收。 & Q5 r* v5 y& M# a( u* j
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Our minimum deposit for a savings account is 100 dollars.
+ E& W, G; l9 F2 Z我们储蓄存款的最低存款额是100美圆。 " T, ]" N# ^6 l8 U! ^) C; L9 ~( V
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Five yuan is the minimum original deposit.5 r, Z. g/ C5 h! P% _
最低起存款额是5元。 & q. D6 a0 U$ ]" a
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You can open a savings account at any time with an initial deposit of 50 dollars.2 Q, a5 p. B6 A* f) c
你可随时以50美圆的起存额开立储蓄帐户。 ! ]- C5 b+ L2 x( S
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Even one yuan is all right.
; J! p6 H: U5 E: K+ b& \甚至一元也可以起存。 ! t) \# I! g% N- T! D& J9 `4 S

# w; Z! I% v/ c: Z! cHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
, t. K% H8 d9 ]) O这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.* S' K. R8 d' k2 F* g0 h4 o
我想开一个活期存款帐户。 - l( Z9 K! P, @8 D2 @7 [

& n# d2 ?% M% ^4 v; m& QI need a checking account so that I can pay my bill.
$ Z; U8 O' W1 e6 W我需开个支票帐户,这样就能付帐。
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) ]$ Z' |( ~% Z# J# \2 lWe'd like to know how we open a checking-savings account.' P5 O* h: R7 K# z$ |" j4 n7 o
我们想知道如何开一个支票储蓄帐户。
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3 W# v+ m( X, Q$ C+ j2 EI have a checking account here.. d# J" z; V1 m8 n( ^4 H. ~
我在这里有一个支票存款帐户。 / ^6 l  r3 O( _  `

+ Z3 I1 }8 A  c# p& ^I think I'd like a deposit account.  ~  L7 z: i/ `, v# s
我想要开个定期存款帐户。 ( K: B8 O/ k/ X8 Z+ H4 l

, O" H1 F4 }! Z9 o1 N" YCan I open a current account here?
0 J! V/ a6 D* N6 B( G: l" I' I( }我能否在这儿开个活期存款帐户? / X7 @. f& b- w2 g. Y+ \: y

4 B/ O! p) a( l7 F& }" m$ D1 y6 `+ cI want to open a deposit account with you.
  J* h8 B( r1 ?6 B7 T我要开个储蓄帐户。
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+ }$ z: r  l3 m5 y  i4 }4 b: C* y" qI'd like to open a deposit account with you./ A7 \& D7 O/ E7 f7 r
我想在你们这儿开个定期存款帐户。
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# a0 [: y6 {2 O- CCould you tell me the difference between a savings account and a checking account?8 R. ]* H: N, {. y7 u8 ^) @& {: M
请告诉我储蓄存款与支票存款的区别好吗?
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. _' U. x. _7 F3 ?' y! mPlease tell me the procedure for opening a savings account.
1 t4 x8 z% g4 t: K' z  @请告诉我开个储蓄帐户需要什么手续。 8 X- X# J7 Z0 c7 h9 H$ G. W
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Will 100 yuan be enough for a minimum deposit?
. X: k# ~' z4 P7 Y2 w; t100元作最低存款额够吗?
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) j; x0 D( F9 @# ]# sI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
# ?2 ?4 Y# H# V5 F; `我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?7 H6 D( L0 Z, O0 }" Q
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?0 ~7 k3 M: q2 Z3 h. |; ?* M  f3 c/ @* f
第一次储蓄有最低限额吗?
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How much does each account cost?
# Q' _8 @! E) g: g- R  i2 C3 [每个帐户要花多少钱?
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Useful Phrases ) q9 B# W$ O; k. M  c8 ?. g5 i- J) G" B9 B

3 x3 }+ Q2 R3 g' m6 f! }! A0 _, Icurrent deposit, current account 活期存款2 e1 v* L" d1 [1 c! z
fixed deposit, fixed account 定期存款
& t  G( N8 T/ n" x7 Jfixed deposit by installments 零存整取" _% U. O' w3 D+ i7 u4 j
joint account 联名存款帐户5 ]" @: }  z( W1 |4 {  H- L
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?- ~2 Z# b- G* d' v: ?! j
你想在我们这存多少? + P2 I+ g" Z6 N$ R; K
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How much do you wish to pay into your account?; n% k/ x3 O% d8 b' V
你希望在你的户头上存多少?
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/ G  k0 _8 k- y$ kHow much money do you plan to keep in your account on a regular basis?6 ?; v8 ~$ @9 l* n
你计划在你的户头上定期存放多少钱?4 W/ C( @& F9 Z% _- C

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% C3 ?% r( Z- s, H( ]" RHow much cash do you plan to deposit in your account?2 p( u; _* |5 p0 \. \
你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.( `5 @4 ]# {4 u3 B" v  b1 k. M
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
; M! ^" a$ f: s请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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2 y: h5 ^+ T- H6 NI want to deposit 300 yuan in my account.# b  A3 ^( G$ K, L7 ^
我想在我的户头上存300元。# V  `/ Z$ ^) p' k7 D7 |/ g
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4 j& C1 g  @4 C: ?! T3 T( nI want to deposit these cheques in my account.$ k: R! _% i  a7 ?/ M7 {
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.
8 \% t1 f8 b8 P; A* E- D我想在在我的定期存款户头上存200元。" `. v! L' A. N* D) A4 q

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I want to deposit my paycheck., I* d& N& W5 M: _7 ?) R  x
我想存入我的工资支票。6 J& m3 ~' u) Y3 H: ~/ H4 p. J
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I'd like to know whether I can cash a cheque here.$ M( b9 z3 C2 v1 w
我想知道我能否在这兑换支票。9 x2 e3 L8 ]. r0 u9 c5 F
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- D" a4 W- u& Y$ Z$ O( }Will you please cash this traveler's cheque?
8 _4 I$ f" ]% g; G. q9 J& c, y请兑现这张旅行支票好吗?5 K9 n/ Z1 M9 _

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7 G0 Z) G: k  H# U* d; N3 Q+ EI'd like to cash this money order.5 z. p) |+ i  H1 K1 m9 n& p: Y& d
我想兑现这张汇款单。
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- S6 |# c% b% r+ nI want to cash the balance of a traveler's letter of credit.
) W% s& k4 P- X$ M" L8 d: @我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?
: i4 o! y: ~3 X2 ^& C9 d请告诉我兑换支票收手续费吗?
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4 M6 ?7 Q  x" n  RCould you tell me how much the checks cost?. Y5 D" [# S$ m* j) S( Z0 _6 q
请告诉我这些支票要花多少钱?+ J% i& r1 l+ `

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9 Z) m/ e) u9 \  Q2 U, Z9 rWhat if I overdraw?  R6 u- h5 f  @/ ~1 p' `5 U
如果透支了怎么办?; G" E& k0 B3 K$ y8 Z# J
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2 L; h- a0 W" o  dPlease sign your name on the bottom line if you want to cash the check.
. I4 Y8 s7 X( |3 r0 z+ \如果想兑支票,请在底线上签名。( O0 _. K( B3 b
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Please write your account number on the back of the check." ~' B" R( s$ Y4 P6 \5 W1 t3 ]
请在支票背面写上你的帐号。
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3 u  b$ L' s8 K( D5 iWe honored the check as the overdraft was only 5 yuan.5 e* M. H- ~, P: C& B2 u( k
我们承兑这张支票的透支额只有5元。& Q$ n0 k: }6 F- n4 E* f
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Please endorse the cheque.% k1 R  E' |9 C8 p+ I
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
- ?# @  g' ~: l$ u旅行支票手续费是购买总额的1.5%。& l1 _% y0 |. E$ F
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
0 ^( A  G8 u. z  c. i这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。( i5 T0 i% u6 n/ A1 i- \; w. x- Y

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Each cheque you write will cost 2 dollars.
" ^8 }$ ?! L9 e7 }你每开一张支票将花2美圆。' ]- b' c1 W5 |: |9 Q( u
 
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  t* o2 z9 b- p, S8 @. O6 W; fUseful Words and Phrases # K$ W! S/ P* |3 |5 g/ D
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account number 帐目编号
; R0 W; V" I/ {+ K$ ]depositor 存户; B1 g* y, L5 ?8 B
pay-in slip 存款单
- [. J3 }/ q8 o' ]# Ia deposit form 存款单* r! ]+ d  z% d6 `. }4 o* [
a banding machine 自动存取机
: T1 A# p) t# }! W- ito deposit 存款1 w6 k) c) D( r# E
deposit receipt 存款收据
1 U- ~2 B4 W8 l& o8 C5 ?. I  l0 H  Lprivate deposits 私人存款9 z8 _8 m: R( O  m4 t  m, o8 w. N
certificate of deposit 存单( ]+ H/ }( `5 f' {5 {5 q) R
deposit book, passbook 存折6 f+ E$ Y/ b. J# z% T
credit card 信用卡
7 W1 K8 y. x; c; Pprincipal 本金
( h% I- p! [3 d' E; Koverdraft, overdraw 透支
/ ~0 q3 U1 L( t2 r7 Q3 ^7 Pto counter sign 双签+ c3 B, a  t( \* y
to endorse 背书
3 N' f1 P5 ]. B$ ]6 Wendorser 背书人" C+ t1 U+ h8 o7 |, W1 \2 @
to cash 兑现
6 d0 Z( q; |# t) T1 i3 _to honor a cheque 兑付
. s5 w4 d- z  f4 D8 c& yto dishonor a cheque 拒付' Q$ [/ t. F, V% w' `
to suspend payment 止付
  ~; b8 ~) X0 x, u' v5 y* Vcheque,check 支票, o2 ]8 _% ]& i" G
cheque book 支票本
4 T- B) m& [: }5 w; t; a5 vorder cheque 记名支票
& R" O7 b( Z" _- N( {8 I7 dbearer cheque 不记名支票/ a/ f& ?  W4 m; u& t
crossed cheque 横线支票. E3 T, E5 |3 D: s4 B$ N
blank cheque 空白支票
6 j. p, w7 z; W+ z9 arubber cheque 空头支票
/ m- M, T( t8 J8 j+ S* _' dcheque stub, counterfoil 票根3 R5 u2 [9 {5 Q4 u
cash cheque 现金支票1 y6 q" ^  O, |) u* `
traveler's cheque 旅行支票8 P- r; x% u! L# }% e+ D
cheque for transfer 转帐支票
3 I( k0 u1 \! \5 x; `- Youtstanding cheque 未付支票; L7 A3 d, u& d; P8 P8 b) P. |" w
canceled cheque 已付支票
: F* x, v" n3 [9 Zforged cheque 伪支票
% H1 B" T* W3 ~: ]9 I( D8 aBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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" N' c7 }+ ^6 e) d  ^I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
" m5 f+ [0 z6 d0 ^3 k4 l我想知道一下我是否能提取存款来支付天津购物的费用。: u$ f) f8 R5 ]  s) B3 y% F

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+ F, g, Y8 R4 s5 K4 W1 II want to withdraw 200 dollars from my deposit account.7 R2 j! b0 t+ ^4 K
我要从我的定期存款中支取200美圆。3 C: C; ?4 m1 ^1 z5 }  m( U

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4 ]4 a" n7 k* _& I5 a: d4 kI want to close my account with you." ^, c( v* S. J, q& _! H) c
我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.
1 k3 U5 K  H9 b; A我想从这份信用证上提款100元。3 d9 b. x* y( f5 ]7 p
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* Z9 u1 W6 N' h* Y  KMay I draw money against the letter of credit here?& ~1 y# W: M" {+ P9 U2 s! e
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?) ?$ [* z- F4 g5 \! j" ?% W
能否把存款结余金额告诉我?
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Please let me know my balance.4 \: }5 O% [# F$ Z
请告诉我结余金额。
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/ r. G! b( f% z* n: N+ m0 dI think you can draw on this account by cheque in payment of goods.
- q- ^8 @7 u/ U( g* B) r我以为你可用支票提款支付购物费用。$ x0 d6 e# o/ ^' }* F3 I
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Your balance at the bank is 300 yuan.
; H/ ]7 g2 J2 q9 P& d你在本行的结余是300元。
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Your deposit is exhausted.
8 q- @) V. d( B6 B0 v9 H/ {你的存款支净了。' c5 F6 P8 V( L) p. p3 I4 H+ z
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% l. n' G; x! Q# I6 C% p0 m( yYour letter of credit is used up.6 ~$ O* n* y% u/ L! T: {1 T  e
你的信用证用完了。# P9 Q& r: I4 [5 X
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5 i+ p" ^/ Z$ I3 q. wPlease tell me how you wish to draw your money.0 s5 @1 C4 S% b' q
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please., e9 y2 z* i5 L; r8 P. e
请填写取款单。
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The letter of credit is exhausted.
1 v* ?+ V* Y# W, b& E. S信用证上的款子已提清。6 P5 k- o: a8 M5 Z5 F) n0 M! X* j
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The letter at Counter 6 will pay you against your number slip.2 j6 t3 F  R5 J" m
六号柜台的出纳员将根据你的号码牌付给你钱。 
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: q7 P/ |: w/ Z$ ^- @5 c' yUseful Words and Phrases
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2 I* J7 D' r4 W( Ato close an account, to clear an account 结清
. H. B5 I) I* W  B$ m; V* xto draw money 取款
$ M4 u2 E3 o$ Hdrawing-out slip 取款单
+ o$ l; p, m  {2 B& [the number slip 号码牌2 t! S! z. T/ H+ _1 X$ c5 Q
a withdrawal form 取款单
# Q3 V# q0 u+ I" i! D7 e7 ~( Zto fill in the receipt in duplicate 一式两份填这张收据+ q7 V; A) Z' f7 ~& \6 X' P+ y7 p$ @
teller, cashier 出纳员
大型搬家
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
; X3 `$ M$ |0 @( W& ^( J, L! a/ X好,已收藏!

# \! W% E( ]9 g& X; fMe too.
鲜花(0) 鸡蛋(0)
发表于 2006-2-18 01:23 | 显示全部楼层
6 c& f$ q" k- y8 f! Z
大型搬家
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发表于 2006-3-2 17:20 | 显示全部楼层
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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