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原帖由 过路客 于 2006-2-7 08:04 发表
0 g. ]" Z- y4 H: ^* v4 Z& c: t# \请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
1 t% _/ V+ M9 ?5 J" j0 G t. _: \House Price = 280,000
* ?) h6 Y; U5 VDown Payment = 98,000 (35% of total price)& C7 c+ G% H N6 g1 ` b* A
LOAN = 182,000
8 j8 o/ ?, y" G B" ?+ DINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
; L1 M6 K# l3 ]' XYEAR = 25
7 a" r& }& T) e' Y( F8 RMONTHLY Installment = $1,034
7 w. \7 x0 s" ^- E5 V# X8 Y* @2 p# E' z1 u# j, [* j& O
Property Tax : $250
6 r9 t5 [7 Z1 T$ u. l) {Gas+Elect.+Water : $350
* g c6 a! l2 ^% t# lMisc. cost: $100: O8 A. I3 v1 i: f- z
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- _9 d l1 T8 `9 v$ e2 jTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
, E+ o* r$ D W+ y7 j3 b% @: ~' H8 _3 z& H( Y! h* o
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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