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原帖由 过路客 于 2006-2-7 08:04 发表% D$ C! k3 u( t0 |
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
8 x) y/ F# q# fHouse Price = 280,000 2 n) I9 E( }, D) \
Down Payment = 98,000 (35% of total price)) v& e+ E* z! B" L9 U7 T
LOAN = 182,000 $ I ^& Y$ v- M: q
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) m5 F# H/ d# E; [
YEAR = 25 : e: D" Y, g) t$ g9 `
MONTHLY Installment = $1,034
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3 l3 `: D% _; m- x# }1 @5 B6 vProperty Tax : $250
4 j6 U' c0 F7 R2 d' x: h' J( F" y; \Gas+Elect.+Water : $3504 G2 A; X- l7 H# ^8 |8 |8 h
Misc. cost: $100
+ R! w9 ^' U( r X______________________________________________________________1 T% j/ W8 \9 M! \
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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7 C: J. ]) n: j E[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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