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原帖由 过路客 于 2006-2-7 08:04 发表5 O1 ?! H8 E" w( U n4 t8 ~2 |& I; z- U
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
) o. x' R) g) ?House Price = 280,000
( n9 _, E( w* n- C( H7 jDown Payment = 98,000 (35% of total price)
* b; B/ Y5 Q4 I0 C4 o4 l' oLOAN = 182,000 8 a+ e" U6 K) o! c, }
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
9 z4 D& u+ h% ^7 e& |YEAR = 25
z, E% {$ |, @- L) d9 P/ ^. bMONTHLY Installment = $1,034
8 [$ p# I) y0 x) t* t
. C' ]. L- X9 s" i' I; c& e5 XProperty Tax : $250 " r! _* c- p& Z+ ] D, h
Gas+Elect.+Water : $3509 ]4 A T0 p. h& G, j
Misc. cost: $100
% z8 w5 w2 y7 m" Y! h) v! v' V5 C______________________________________________________________
/ U. b3 a2 v5 i# j1 w" w/ f: T# n' NTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)4 y' N) \/ J4 }/ } {/ a7 r
# z' W! f0 H$ {7 D/ h, k[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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