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原帖由 过路客 于 2006-2-7 08:04 发表5 j" F" e: Z/ n/ u; `5 u& P! J" p6 {
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? " N( ^ J" p/ d9 L8 M* [
House Price = 280,000
) U& \, r( C; v* RDown Payment = 98,000 (35% of total price)' i5 u# V+ N, Z* t+ q% L3 ?
LOAN = 182,000
U! x/ x) b/ d1 G; D' H) r% eINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) " c: ^; {; o' M6 ]' I# {
YEAR = 25 $ ?& Q. n: ]. F3 M9 D% K/ c J
MONTHLY Installment = $1,034 5 @) R& ?# }9 m3 G: n7 {! Q) l& {
% R6 f" |+ O- p0 wProperty Tax : $250
/ o O* N1 Q% { OGas+Elect.+Water : $350# ?! ?% |& j+ L
Misc. cost: $100! ^* o. `6 o6 Z5 X
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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