ING direct. If you ask me as a referee, we both can get $13. ) L% v0 A" L3 Q 0 e5 N4 }- @* o: E0 kING is eligible for CDIC, which protects your money up to $100k for all member of CDIC. ( ~" v. @7 Q8 [9 r9 S3 K / `) r7 J3 p7 X' rING Current rate is 3% daily.