买房的GST

古道西风

有一问题不解关于买房的GST？如果我是这个月SIGN的CONSOLIDATION AGREEMENT，但POSSESSION DAY是在8月份，那么该交7%，还是6%的GST呢？ ７月１号以后拿到新房钥匙的都有同样的问题吧？谢谢专家解答！

这儿挺好的

如果你的房价低于＄450，000，你的GST 本身也不是6% 或7%。是有返还的。

十年移民路_

原帖由 古道西风 于 2006-5-4 11:57 发表
有一问题不解关于买房的GST？如果我是这个月SIGN的CONSOLIDATION AGREEMENT，但POSSESSION DAY是在8月份，那么该交7%，还是6%的GST呢？ ７月１号以后拿到新房钥匙的都有同样的问题吧？谢谢专家解答！

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( R" o1 p, F3 `& f, u5 C3 l, gYes, you will pay new GST rate.

古道西风

房子是低于４５。００００的，但是REBATE是返回BUILDER的。所以我要交６％或７％的gGST.
( O( T8 V' v! h- Y- B( o不知这事问谁能更清楚一些。问了我们的同事，说应该是在跟layer sign contract 的时候为准.

古道西风

谢谢十年移民路，刚发贴时还没看到你的消息，那么买新房的朋友都可以省一小笔了，

古道西风

刚从BUILDER哪回来，没那么好的事情，从SIGN AGREEMENT那天算，看来天上的仙饼也不能老砸在俺的头上，是不？

qjf

我是4－29去greenboro签订一个一个什么，交1000的定金，只是保持那个价格，不算是 agreement吧？？

十年移民路_

原帖由 古道西风 于 2006-5-4 21:22 发表
刚从BUILDER哪回来，没那么好的事情，从SIGN AGREEMENT那天算，看来天上的仙饼也不能老砸在俺的头上，是不？

2 V, Y. P5 m' L6 ~
' d/ K( H8 }( N8 a! e% J不对。是应从交房的那天算。你可以问律师。

古道西风

还没找律师咨询，但感觉BUILDER说的有道理，即你SIGN AGREEMENT那天起，他们的房子就不能卖别人了(if your pre-approve is ok.)。谢谢你，我还会再各方咨询一下的

古道西风

agreement 是要签一些paper的,同时交一点定金

飞雨

感觉 Mortgage 是从POSSESSION DAY开始算起，但GST的交法要从SIGN THE CONTRACT的那天来定。

古道西风

原帖由 飞雨 于 2006-5-5 14:08 发表
" ]6 g* m+ u3 h- ?, `1 W感觉 Mortgage 是从POSSESSION DAY开始算起，但GST的交法要从SIGN THE CONTRACT的那天来定。

4 l8 ~) u$ ?; Q' s5 k8 M8 f3 T知道Mortgage 是从POSSESSION DAY开始算起，GST 什么时候交还真不知道，要知道的太多了

angela77

kan kan~~~

古道西风

原帖由 十年移民路 于 2006-5-4 23:13 发表

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2 Z* ?4 u0 @5 }1 W' Q( L+ M) P不对。是应从交房的那天算。你可以问律师。

刚从GLOBAL NATIONAL那儿看到的，YOU ARE RIGHT。
OTTAWA -- Investing in a new home is rather daunting and even a
            little confusing with an impending cut to the GST.
) o% i3 s& z( Y8 L' _            Should you wait to buy, to get the tax break? And if you do, how
            much money will you really save?
            We all know that buying a brand new home really adds up, but you may
+ {! l& T- Y! g6 U) F. Q4 F7 e            find some sizable savings with the GST cut.
            Alan Tenant of the Canadian Real Estate Association says there
# t" h9 J+ Z6 x8 v, {' h4 |7 X8 }, O            nothing Canadians like better than saving money.

& w9 v' D8 O7 k9 }6 G

            Global National Online Extras

4 l; H5 ]3 ^" ^) j            » Hannah Boudreau reports
            » Selling? Try home staging
            » More info@Canada Revenue
# p- C! ^# v8 y( ~9 n7 k' P            » Back to globalnational.com



            "It will have a good impact on the market. canadians obviously
            appreciate any tax relief."
            The tax relief will make a significant impact on home buyers.
+ O- `3 J( u: G3 k* u% Q            If a new home costs $318,900 and 7 percent GST you'll have to fork
            over $22,323 extra bucks.
1 W& p; S, ]# c- o  D            But that same house at 6 per cent will cost $19,134 a savings of
+ C; J! s; W; M# t: o            $3,189.
! m/ Y" g4 O+ |+ L- S3 U- z            That's good news to people buying in a month when the tax cut goes
. r( G" p  n4 b$ m& _( f" z  i            into effect, but what happens to those people who bought before the
            rate kicks in on July 1st?
            Andrew Bentley signed a contract on his house last October, but
            doesn't take possesion until this August.
, r% w. ?+ T4 b& h( _; ]4 b6 }            "I wasn't sure it was going to apply to us because being skeptical
            how it was going to work. I thought we were going to get passed
% m/ X4 b  X, {7 j1 G            over."
            But Bentely won't get passed over, since he moves in after July 1st
            he'll get the 6 percent rate.
            But it's bad luck for people who take ownership or possession before
9 k1 u5 t* |' ~/ I- ^+ A! f% ~            Canada day, the 7 percent GST still applies.
            © Global National 2006

古道西风

GST and New Homes

When you buy a newly constructed home, condominium or townhouse, the entire purchase price including land is taxable. If the property is to be rented to tenants, the full 7% GST is charged on the purchase price. However, if the home is gong to be your primary place of residence, it may qualify for a partial GST rebate, depending upon the sale price.

3 r0 }& f5 g9 b$ d& t) k5 k2 XFor primary residences costing $350,000 or less, you will receive a rebate of 36% of the GST paid, to a maximum of $8,750. That means you pay approximately 4.5% GST (not 7%) on the purchase price.
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对于我的CASE,这36%的GST rebate 由BUILDER去申请，我所应付的，AFTERJuly1ST，就应该是6%基础上的4.5%的了，本来是打算直接用BUILDER的LAYER的，现在看来得先看他怎么说了。

古道西风

找着答案了。
http://www.fin.gc.ca/budget06/pamph/pahelpe.htm
谢谢十年移民路及各位网友的支持。