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auto insurance clarifications

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鲜花(2) 鸡蛋(0)
发表于 2012-3-21 15:30 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
Sorry for can not type Chinese.
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I have two questions need your suggestions: If there is only one car in the family, and the husband is the principal driver, the wife may drive the car once in a while. Does the wife have to be added on the auto insurance policy as a "secondary driver"? What's the pros and cons of the options "add" or "do not add"?8 U, M5 I8 O  f: h% F
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Much appreciated for your help!
鲜花(67) 鸡蛋(0)
发表于 2012-3-21 15:36 | 显示全部楼层
通常这个不是你能决定的, 保险公司会要求有驾照的人都加在policy里面,除非你有自已的保险;
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鲜花(122) 鸡蛋(1)
发表于 2012-3-21 15:51 | 显示全部楼层
Add: may pay less for premium.
9 {- `- r1 p# `& v' \, MNot add: the casual driver don't get to have insurance history so insurance premium will be higher if s/he decide to purchase auto insurance in the future.
理袁律师事务所
鲜花(87) 鸡蛋(1)
发表于 2012-3-21 15:51 | 显示全部楼层
老杨团队 追求完美
需加上。 保险公司风险提高。
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除非你在一些保险公司享有顶级评级,否则保费一般会涨。涨幅介于另一个人的风险与驾龄, 如果新手的话,一般是以新手单独保费的25%。 
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+ c/ ]+ a( x) C3 R; m' a& d6 V/ ]要享有顶级评级,必须起码有6年无事故以上的经验, 没有交通罚单记录等。# O* s( L3 T) E. _7 p. c7 x6 i) h  o: c5 @
有问题可以参考我们的汽车保险自动报价。 
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# N* M1 H( D: I# Q' ]8 }* v5 }点击以下广告试试。
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鲜花(2) 鸡蛋(0)
 楼主| 发表于 2012-3-22 08:56 | 显示全部楼层
Thank you all for your great inputs!
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