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首次买房每人可从RRSP中预支最多20,000$做首期,有谁知道详情?

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发表于 2006-6-18 22:07 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
首次买房每人可从RRSP中预支最多20,000$做首期,然后每年还。 有谁知道详情,说来听听。
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发表于 2006-6-19 16:06 | 显示全部楼层

HBP

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
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0 X$ P  }" O; A5 B. }! gYou and your spouse can each borrow up to $20,000. ! n1 m6 k) R' m" \; e* o
The funds must have been on deposit at least 90 days before you withdrew them.
- B& A6 n, |$ o! Y% P" V6 Y8 cAt least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn. 8 z$ f5 s* K& O6 b3 d6 h
A signed agreement to buy or build a qualifying home is required. 1 c4 e. s4 `6 }  Y
You can only participate in the program once.
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发表于 2006-6-20 20:52 | 显示全部楼层
原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表
3 s- a2 E+ \' k6 DThe Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
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5 u1 O7 v: I/ L/ v  dYou and your spouse can each borrow up to $20,000.
9 V7 T1 h) o* g( U5 R+ ?The funds m ...
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1 W0 {- e4 X( ]* u1 l" P我第一次买房时没有用,第二次买的时候还可以用rrsp付款么?
大型搬家
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发表于 2006-6-21 22:38 | 显示全部楼层
老杨团队 追求完美
当然不行了, the plan is only for a first-time home buyer!
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发表于 2006-7-9 10:10 | 显示全部楼层

请问MORTGAGEWISE

怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去,那哪一套应该算是第一次购买的呢?谢谢。
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发表于 2006-7-9 11:19 | 显示全部楼层
原帖由 梦里花落 于 2006-7-9 10:10 发表) h# p+ x  N% r! R% e4 J# `
怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去, ...

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7 w: i& t5 ]8 p' aGood Question!
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我的观点是, FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准,但最终的裁定属于CANADA REVENUE AGENCY SERVICE。
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