Lifelong Learning Plan

享受生活

Is this guide for you?
) r4 [$ _9 `) T' WUse this guide if you want information about participating
7 P  K4 d$ S8 s7 X1 l& V# E' ?% ain the Lifelong Learning Plan (LLP).
2 u, ]- I9 b2 O$ U- U1 fThe LLP allows you to withdraw amounts from your
registered retirement savings plans (RRSPs) to finance
) y% \3 w" k" C9 z! Ctraining or education for you or your spouse or
' d* V$ [' Y# ocommon-law partner. You do not have to include the
. ~& X4 I( a# H- p5 \withdrawn amounts in your income, and the RRSP issuer
will not withhold tax on these amounts.
* @1 s4 x- f2 D! T0 ~0 w7 W; mYou have to repay these withdrawals to your RRSPs over a
1 Q! H  F  J- w2 wperiod of no more than 10 years. Any amount that you do
. s3 Q, I5 W, ~! A& |% b+ {6 N4 {not repay when it is due will be included in your income
' r% S' Y9 G3 wfor the year it was due.

平常

好。