请问RRSP和RSP的区别是什么？

今非昔比 · 发表于 2013-2-27 23:31

如题。

dongjia · 发表于 2013-2-28 21:36

同问，谢谢

今非昔比 · 发表于 2013-3-1 13:57

怎么就没人复我一下呢？我也上GOOGLE去查过，但都没有合适解释。所有政府网页写的都是RRSP,但银行开的账户写的却是RSP，要是真的是同一回事，干嘛要用两个不同的代称呢。

fushiyu · 发表于 2013-3-1 15:59

这里没人气，建议你发到移民生活或者三味茶馆里

今非昔比 · 发表于 2013-3-1 19:00

fushiyu 发表于 2013-3-1 15:59 ' j* }( C9 d& m; a) f& }
这里没人气，建议你发到移民生活或者三味茶馆里

谢谢你的建议。

yma7 · 发表于 2013-3-13 19:07

没有区别的

View · 发表于 2013-3-14 10:33

http://www.scotiabank.com/ca/en/0,,74,00.html

按照Scotia Bank这里的解释，RSP= RRSP
RRSP = Registered Retirement Savings Plan
RSP = Retirement Savings Plan

http://www.ingdirect.ca/en/save-invest/rsps/index.html

Please note that when we say "RSP" - we do mean "RRSP". What's the difference you ask? We eliminated one of the R's since that's the way most people say it - RSP. Just another little way we keep things simple. So don't worry, our RSP is indeed a Registered Retirement Savings Plan once it's registered with the Canada Revenue Agency (CRA). And it really does grow.

http://www.bmo.com/pdf/Understanding_RSPs_E.pdf
An RSP is a registered account designed to help people who earn income from a job or a business build a nest egg for retirement.

http://www.tdcanadatrust.com/pro ... /rsps/rsp-index.jsp
TD RSP
A registered Retirement Savings Plan (RSP) is a Canadian government-regulated program, with special tax benefits. Contributions to your RSP reduce your taxable income. You can pay less tax now and build a larger retirement income for the future.

几家银行的回答都是RSP= RRSP

今非昔比 · 发表于 2013-3-16 09:32

View 发表于 2013-3-14 11:33 # H4 g; @# m* {$ z& E* Y' v) b" k
http://www.scotiabank.com/ca/en/0,,74,00.html; ]( K4 C' f) c6 _
6 ]8 g8 P. I6 Z0 E
按照Scotia Bank这里的解释，RSP= RRSP

非常感谢你，你真是太好人了。查信息比我仔细多了。现在我完全放心了，本来想着要去银行问问的，但一直没时间。你帮我省了很多时间也增长了知识。好人一个。

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