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BMO, Scotiabank join RBC in quietly reducing mortgage rates 4 Q1 }* v5 e# \0 Q, w- C/ N( L* ?
Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
( [4 x( Q6 J) |Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
9 z. n( \1 a R sNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. ) f! b& G4 L3 q& B
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. 9 |! n/ F+ g' M) U& e( e
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How factory-built homes are shedding their ‘cheap’ label and exploding in popularity ( n6 I- @, o- E9 w& a8 W f
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days ( `( T0 ]( ^5 j) n# i2 Q& N5 a
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. ; @. M$ o5 ~' T- }3 O
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca.
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$ Q& Z5 B% @9 v' y. ?& Y4 YThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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