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BMO, Scotiabank join RBC in quietly reducing mortgage rates
0 K0 y' A5 Z9 x. lCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
. F# c$ T4 x% B2 dBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. ' b( w/ V$ i) @$ P0 F
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. 5 G0 h+ d9 r7 A" ?
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. ) S4 f2 q: C$ S9 I/ r9 @" J
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9 R v3 r! ]2 T) |4 _, B r# ?Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days 5 Z# \2 ~& o& U5 w6 y. [9 _4 E
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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& a: b- @6 l2 D, E9 lBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca.
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0 ^- ]4 ?$ w8 a) |6 m. |: jThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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