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BMO, Scotiabank join RBC in quietly reducing mortgage rates
+ O* N+ O( ^8 f1 V9 NCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET 4 K! f4 w a) l! P8 _1 e# H8 H
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. , |4 d* E& x9 q, s9 h9 ~
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. 0 b* E# B5 D9 x
! X) W3 c8 L4 y* ^Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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8 C6 M5 s0 |" A( q3 K; JMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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( W: c, w( o9 l$ L8 jBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. : N' P' z% j* j# Q5 f: K
! j1 r* j. \5 }The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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b' s6 }& W9 Y5 d/ ]TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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