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BMO, Scotiabank join RBC in quietly reducing mortgage rates 3 {3 U& P& Q, r
Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET ; ^, E% n0 r; ?2 }1 m6 s' p( A& i
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
, E" e/ D# }. FNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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" [$ A6 j6 P. J5 hBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. . ], }: R' O1 Y% Q
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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) z; ~: J7 Y* M6 t& AFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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4 M# e( L& [$ p" J4 n* l3 Y3 aBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. 1 V6 f. Y, X& C& T/ H, D
1 \& V s! n; D" n4 G; y. b% FThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. 1 j" e) l. R' l5 B7 z& L1 _4 s
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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