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BMO, Scotiabank join RBC in quietly reducing mortgage rates
; @3 O6 ^/ B8 mCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
4 n* U- U- x# ?9 w, ?" l6 eBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
9 n* o9 i: W3 T; I* ]National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. # Z: u0 K- x0 l
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3 e4 R$ H/ X- T" c* h& p6 nTORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. 4 s d2 y" X% j* y- B( U l
( B/ o: U+ Z s$ d; K4 uBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. ( E' f$ S! n1 X, Z
7 `! |6 |0 ~+ r xHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity " i$ t" W. I# L. }
8 e% q* ^% b& B# s5 o' sMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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% t2 D- W) |* J& d0 P8 \For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. 0 P. g, f+ \! L, [2 k9 y8 G5 B
7 h5 a( M! h: m8 RBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. ! u2 V7 d2 K/ x* J0 s
7 z0 S) _9 p% U3 x2 BThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. . l, V4 g& h% p5 z$ l8 a
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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