What is the Stable Chronic Condition (SCC) option? # W# R; k. E& {: p# ]/ U/ KThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).# l9 p+ n* j; @
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic8 L) q7 A0 Z2 c: D, k* I( I
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and ! \* a& e4 Q( o$ d O• there have been no new symptoms or change in symptoms; and/or 1 M9 m) Q" u. Q( h' U! v X• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. 1 r! v2 [2 \& U ]If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.