买二手车的贷款利率？

tass2004 · 发表于 2014-12-20 08:12

通常在二手车行买车的贷款利率大概是多少？

从私人手里买车可以贷款吗？

littlefish2011 · 发表于 2014-12-20 08:26

帮朋友问过一次，5.9%。不同的dealer可能不同。你想的那个私人会同意你贷款吗？

halibut · 发表于 2014-12-20 11:59

好像是可以的，在私人那看好车，再去找银行贷款

小菲猫 · 发表于 2014-12-20 15:23

那是和银行的借钱关系，卖车的私人拿到的还是全款。

辽宁好汉 · 发表于 2014-12-20 19:24

每个车行每种车的利率都不一样。

tass2004 · 发表于 2014-12-21 20:01

感谢大家的回复！

Edmontonian18 · 发表于 2014-12-22 00:58

1) The car has to be within 7 years old to enjoy a reasonably good rate with car used as security.
2) Depends on your credit history and credit score.
3) Depends on your relationship with the financial institution.
4) The only advantage you have is that you pays the cash, and can discount that from the seller.
5) For cars more than 7 years old, the interest can be significantly higher because the collateral value is hard to assess. Good luck.

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