I think that it has some issues here. + r: b; Z6 @' d$ D
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Who can get from banks 0.50%, 1.00% ? I can't. It must be private the mortgage. Or mortgage lender is parents to their kids. Private lenders usually charge 5% -12% a year when borrowers can be approved by a big bank. {, M1 F9 Z/ Y. d
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The questionaire design here has some issues, and people who answered questions are not honest. The results are such statistics can not make any reasonable conclusion.