埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 1236|回复: 10

地产专家称新贷款紧缩政策将严重打击阿省房市

[复制链接]
鲜花(14) 鸡蛋(8)
发表于 2016-10-18 09:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
A real estate expert believes the new mortgage rules that went into effect Monday will hit Alberta's market the hardest.
9 @: x2 m2 \  ?% T
3 D( t+ K* K9 q4 o9 `  uThe changes are meant to make it tougher for buyers to qualify if they put less than 20 per cent down.7 x7 |# l' l/ N! H# O' i
/ ^8 h3 z0 n; A& L
Prior to today, an Alberta family with a household income of $80,000 would likely have qualified for a $400,000 home but now they will be approved for a $320,000 home.4 A1 L+ y3 w8 f# ^6 \9 P
3 W7 i) E) H" G8 M, ?* R* d7 m% w" O
First-time buyers, single-income earners take biggest hit with new mortgage rules6 T! n, h3 B: K5 u$ U
CMHC to issue 1st 'red' warning on Canadian housing market/ e- d" r+ r8 g
Mortgage specialist Peter Kinch says under the new rules, affected buyers have about 20 percent less purchasing power which will put a downward pressure on the Canadian real estate market but he says the impact will be even greater in Alberta, where the slumping economy is already hurting house sales and prices./ p/ y3 Q# ^0 _; W& C; l* ^7 O5 |
* T. E. z8 {/ ~; G$ b
"In a real estate market that's struggling to recover already, it could have a very negative impact on that market," Kinch said.. o  k7 e/ W. l; N& _' r9 h
9 y4 d; \$ i9 }( M  T$ R
Wait and see what happens
3 S4 Y5 v; |) S- S2 m, d1 n- w$ T- H8 R! _. X8 A8 f
Natalie Whitney and her young family say that's what they're banking on so they've just decided to put their house hunting on hold.
4 P* H; \" x/ A+ ?
/ P+ i3 a& N# w7 D"It could be advantageous for us to wait and just see what happens to the market in six months," she said.% ^8 k6 Y5 Q. f- g

# p) Z6 |' C$ ]( y7 U  ?; vThe Canada Mortgage and Housing Corp. issued its first ever "red" warning on Monday, referring to real estate affordability issues spreading beyond Vancouver and Toronto.
7 v# _/ o% F! O' a  K. k; P8 J
; [/ }8 w! R9 k5 t; `+ J"These factors will be reflected in our forthcoming Housing Market Assessment on Oct. 26. They will cause us to issue our first "red" warning for the Canadian housing market as a whole," CEO Evan Siddall wrote in a Globe and Mail column.
  ^: \7 @7 O  c3 |9 ~/ V# m' V& ?2 ~; k4 Y
Kinch says for buyers who can't wait, they'll either need to come up with a bigger down payment or lower their expectations about what they can afford.
鲜花(14) 鸡蛋(8)
 楼主| 发表于 2016-10-18 09:11 | 显示全部楼层
意识是说,收紧的房贷政策以及压力测试,将对于经济下行的阿省打击最大。很多买家从准备买房改变为观望。买家的购买力向低价房转移。本来8万年薪家庭购买力是40万房,现在只能获得32万房贷款资格。
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 09:15 | 显示全部楼层
好事,这样房价上涨会受到控制,稳定一下以后再一炮冲天。。现在是买房大好时机,错过了不知道要等多少年了。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 14:52 | 显示全部楼层
老杨团队 追求完美
urspace 发表于 2016-10-18 09:158 z2 Y: A& r9 [& a- t. t) l
好事,这样房价上涨会受到控制,稳定一下以后再一炮冲天。。现在是买房大好时机,错过了不知道要等多少年了 ...

! Y! m8 s3 d0 s  R9 a8 {1 A% V一炮冲天? 天方夜谭吧。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 14:55 | 显示全部楼层
爱城的房价在全国来说,不算高,新的贷款限制可能影响不大。对多伦多和温哥华影响应该更大,因为那里的房价太高了。
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 14:58 | 显示全部楼层
卓越地毯清洗 发表于 2016-10-18 14:52
# D4 S  V9 N% d) }* L8 j! w$ {一炮冲天? 天方夜谭吧。

) b" ~: n4 r6 B8 m8 W  ]* ]! l- [呵呵,天方夜谭?过去十年就曾经发生过,为什么是天方夜谭?解释下?
鲜花(240) 鸡蛋(18)
发表于 2016-10-18 14:59 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
爱城是 welfare city, 25%的从业人员在政府工作,包括医疗,教育,这类工作相当于 welfare job, 所以稳定,但房价也绝高不了
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 15:15 | 显示全部楼层
urspace 发表于 2016-10-18 14:58
' l2 j; A, Y7 _7 T$ J+ V+ e呵呵,天方夜谭?过去十年就曾经发生过,为什么是天方夜谭?解释下?

3 o4 |0 P, [+ V9 b: `两年多以前油价都在100块左右一桶,房价都没怎么涨,现在油价掉了一半,怎么让房价一炮冲天?
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 15:31 | 显示全部楼层
卓越地毯清洗 发表于 2016-10-18 15:158 ?) O! }7 D8 N! u7 v/ b9 f
两年多以前油价都在100块左右一桶,房价都没怎么涨,现在油价掉了一半,怎么让房价一炮冲天?
2 g( h& @/ Y  X% m) H
不跟你说了。。。你不懂。。。
鲜花(14) 鸡蛋(1)
发表于 2016-10-18 17:37 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
reneeqq 发表于 2016-10-18 14:59& \% N$ y; n- |
爱城是 welfare city, 25%的从业人员在政府工作,包括医疗,教育,这类工作相当于 welfare job, 所以稳定 ...

4 @7 [4 N, l: }: F非常同意。" q6 |# n( S9 A0 ]3 w$ p
就算是12、13年石油价高,经济形势好房市好的时候,屯里的房价也不算特别高,根本没法和温哥华多伦多相比。想想就知道了,爱屯经济再好,也就是就业增加,买房多是因为确实需要住的人多。真正房价能一飞冲天的城市是有人在炒房。就算石油价格涨上去正在能房价一飞冲天的城市也应该是卡城,怎么也轮不到爱城。只是长远来讲,房价不会跌应该是对的,只是对爱城来说恐怕涨幅就很有限了。
! L3 p3 H7 ^- c) d再说石油以前是必需品,尤其是汽车需要大量石油,现在所有的大型车商都开始转型投资新型电动车能源车,恐怕石油很难恢复到一桶上百的辉煌历史了。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 19:20 | 显示全部楼层
James-s 发表于 2016-10-18 17:377 k; D8 c( l# }3 ~
非常同意。
' W! |9 D- q2 N7 J# }6 I就算是12、13年石油价高,经济形势好房市好的时候,屯里的房价也不算特别高,根本没法和温哥 ...

3 V# N+ X0 q& I0 g% K) Z' a分析得很有道理!
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-3-11 18:18 , Processed in 0.103958 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表