我在房版的首贴－－悬赏请教：继续租房还是买房？买什么样的房？

wallyy

原帖由 十年移民路_ 于 2007-2-4 21:26 发表
, }4 I3 m2 M% h  N+ g现状是：价位低的房子（Townhouse）走得比较快，但是高价位35万以上的房子几乎无人敢问津了。这说明了什么？很简单，市场的购买力已经非常有限了，剩下的那些没买房的人真的已经买不起房子了
9 P! M* U/ d) H5 X/ t0 Q% l
6 ~1 M$ y5 S- O' u. T) F

三十万算不 ...

: `- _- r5 F) w# |

在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房租涨价的各项具体措施。另外，为了不使爱城变成FORT MCMURRY的翻版，省政府在45天以后会宣布一项解决爱城高房价的具体措施。以上信息是本人这两天听本地新闻所得，请大家核实后取阅。

闲着也是闲着

原帖由 wallyy 于 2007-2-5 10:50 发表
% _$ Y" S3 s9 S' j& \
% |, M( E- ]- U2 J/ N$ j5 _: d) v
1 b; d3 n( R' ]
( B+ l3 ?% n0 ?, |8 M在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房 ...

* W+ R2 N! n0 P) Z2 p* _ 提供本地新闻，这个消息对大家还是很有参考意义的，如果政府控制价格，市场会有新的变动。

在家闲着

The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons of money, if you buy a house, you are donating money to them. If you have too much money, you can do that, if not, you need to think about it carefully.

Renting is a much better option for you, it is cheaper. Try to save money now and wait for a couple of years, if prices drop significantly, then you can buy. Otherwise you may want to move other cities.
' W1 c( a5 G+ V+ o1 Y* K9 \
+ q( f1 s. P- K0 ~7 B, S; N' y6 yEspecially if your husband lose his job and you have to pay $2400 for your house monthly, you will be under tremendous pressure.

There is no difference in terms of life quality between renting a house or owning a house. A house is just a place for you to live no matter you own it or rent it. The benefit to own a house is you can build equity from it. After 100% price increase in the recent years, I don't expect to get 10% increase annualy.
8 S4 C& h% r, k" v

Agree!

醉酒当歌

( v, x) r. K5 w, d6 \* S& ^: z; E

原帖由 在家闲着 于 2007-2-6 01:04 发表
# d! v( m0 }/ J) W/ d" K! u% |5 ^The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons o ...

BaiLing

原帖由 在家闲着 于 2007-2-6 01:04 发表
: e: {$ J, L0 [# ~The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons o ...

/ q# i$ P* d# }0 O6 ~( N2 _

CANDYMAN

原帖由 wallyy 于 2007-2-5 10:50 发表

* g1 q. o3 L- i3 b9 v
! ~2 S9 x4 a) g' v. O( o
在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房 ...

: C0 k/ R; v  q  c1 S# yIf the goverment put controls over the market, it will for sure reduce the risk of market crash, that means the price will keep going up--slowly, but up, for a while yet.

7 ]5 i- M& f: e! yLZ, buy it now, but your need to do a lot of research in this market, safe bet would be: find a fix-upper in a good area.

zepher

FYI

  [) J4 D$ n( w/ e, O; SI lived in Michener Park before and bought a house last summer. Just try to give you a rough idea how
; D: P& Z9 L. z) _) X5 n' Emuch you may spend per month on roughly $250K Mortgage:
# V: V8 s7 K' L* n
Mortgage/Month + property tax: $1700
2 h4 }2 F- D  x) Z! @Utility (gas+electricity+water): $300/M, day:21 degree C Night: 19 degree C

Other expenses you may consider once you have a house:
' J& q! I% s' q) U5 CClosing cost (lawyer fee+inspection): $1000
5 i& E! ^, ~% J, ]- uFurniture at Brick/Leon's level for two bedroom, one living room, one family room: $6K (Low level)
Garden & Lawn tools: roughly $200 last summer. need to buy much more this summer
My neighbour said it cost her roughly $300 per summer for flower bed.
! G1 i: H# n' R. n/ b
; R- O4 Z+ e1 M; Z9 v( KI am also planning to put side at least $500/M for home maintence and improvement.

In a word, you will have much more unexpected expesnes once you have a house. It is similar as buying a
car instead of taking a bus. But you will also have much more fun to enjoy.

/ y! u# e) @8 w7 D[ 本帖最后由 zepher 于 2007-2-7 17:41 编辑 ]

wallyy

谢谢蓝百合送的鲜花！真好玩！真高兴！
* }: j- T; j6 z0 q/ N
/ W; ~( i0 Q0 x# L! f) b' G[ 本帖最后由 wallyy 于 2007-2-8 10:46 编辑 ]

蓝百合

原帖由 疯青羊 于 2007-2-4 23:08 发表
/ [7 q* E+ x. M( z如果只住两年左右不要买房了
6 v8 W+ T/ \8 V房价即使涨也有限了
7 s7 Z- i8 g0 h4 Y& X买卖房子也是很烦心的事
9 H- }3 z- v9 R; X% _我也不觉得你买个house生活质量能提高多少
你现在住michener park吧？那个地方位置多好啊
5 Q, c& ^1 D4 i% c3 U; G买个房子麻烦事多着呢
# d: o) r# V: I  G水电用的不随心所欲，暖气烧得也让人心疼
' \9 P0 H  C; \2 ?# C我还真没见过有中国人家烧得比michener park暖和的

; d( m( k9 B% ^& G是呀。而且Michener Park可能是老年中国人最集中的地方。老人在这儿不孤单。

蓝百合

原帖由 在家闲着 于 2007-2-6 01:04 发表
Especially if your husband lose his job and you have to pay $2400 for your house monthly, you will be under tremendous pressure.

蓝百合

原帖由 zepher 于 2007-2-7 17:38 发表
FYI

  e) @& w6 a: G2 o( v5 n$ vI lived in Michener Park before and bought a house last summer. Just try to give you a rough idea how
: e0 x$ \) e% _0 M0 d9 Emuch you may spend per month on roughly $250K Mortgage:
( o2 a* F! b- e( j7 V
3 X, p7 r/ [$ q4 N1 b% G! _: G8 }: \2 JMortgage/Month + property ...

$ `: N9 o+ H! \ 非常感谢你提供的信息。

adamsloan

这么贵的房子啊～～～