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It is time to buy RRSP. I am planning to buy some this year. 6 P+ M- D% P6 }1 F7 ?$ p4 v2 u5 K8 J" S. X- A8 m
Do you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it? , K/ ~- X3 K. E# a {" `0 c: Y% l+ H9 Z! x# d+ n- F8 e! e( o
thanks) ^. X! D! b" n( y
Too many choices. depends on your risk tolerance and duration of investment5 n6 m l! L3 N* b- m g9 l7 ^
3 C* K" J6 e' [8 j( l' K$ T. O) Q7 pIf you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.) + H }( j: S% I1 B+ z/ W4 J: ?% m3 U: E6 v! t4 ^
For longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation.9 ?* Y; ]7 L/ Q6 O0 g
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Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return., q( J2 w! X9 A% k$ e! B c
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[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]