好消息！杜鲁多宣布小企业免息贷款门槛再放宽

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总理杜鲁多周二表示，政府再次放宽了紧急商业账户（CEBA）的贷款申请资格，并已签署新协议扩大国内持续生产紧急医疗用品的生产量，以应对新冠疫情。

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为了在新冠疫情期间帮助企业维持运营成本，政府向合资格的公司提供政府担保的免息贷款，最高额度为40,000元。随着更多企业开始重新开业，杜鲁多表示，现在将有更多类型的企业符合申请资格。

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图片来源：CP24

杜鲁多说：“如果您是一家企业的唯一所有者-经营者，或者您的企业依赖承包商，或者您是一间家族企业，并且通过分红向员工支付薪水，那么您现在就有资格了。”

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工资低于20,000元的公司，要符合放宽后的资格需要：

* 在参与CEBA的金融机构开立商业运营帐户；

* 拥有加拿大税务局的营业号码，并已提交2018或2019退税；

* 符合条件的不可延期开支在40,000元到150万元之间。合格的不可延期开支可能包括租金，物业税，水电费和保险。支出将由加拿大政府核实和审计。

有关贷款的资金将与金融机构合作提供。更多详细信息，包括在新标准下申请的启动日期将稍后公布。

迄今为止，已有超过60万家小型企业开通了CEBA。政府还表示，那些通过个人银行帐户，而非公司帐户经营，或者尚未提交纳税申报表，例如新成立的公司，政府将找出更多潜在的解决方案来帮助他们。

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一个月前，联邦政府放宽了加拿大紧急企业账户（CEBA）的资格标准，在2019年支付总工资在20,000元至150万元之间的公司都有资格获得贷款。

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如果企业可以在2022年底前还清贷款余额，则最高可免赔10,000元。

周二的最新宣布是政府第二次放宽CEBA的标准，将使更多企业有资格申请到贷款。

图片来源：THE CANADIAN PRESS/Sean Kilpatrick

在周二的记者会上，杜鲁多还提供了有关采购医疗用品和个人防护设备的最新信息。

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他说，在接下来的几周内，将有数十万件个人防护设备运往各省和地区。过去两个月，联邦政府一直受到个人防护设备，包括口罩短缺的质疑，政府已向加拿大制造商提供更多支持，将生产线转为生产呼吸机，检测试剂、口罩和医疗防护服等。他说，迄今为止，联邦政府已经与这些加拿大公司签订了15份合同。

来源：加国无忧

原文链接：https://www.ctvnews.ca/health/co ... -ppe-soon-1.4944674

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政府白送一万支持小企业

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COVID-19: Changes to the Canada Emergency Business Account Announced

Please note: the federal government is constantly updating their website as new information is announced. Remember to check Canada’s official coronavirus webpage and CREA’s COVID-19 online hub to stay up to date.

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Earlier today (Tuesday, May 19), the federal government announced important changes to the Canada Emergency Business Account (CEBA). The Canadian Real Estate Association (CREA) welcomes this announcement as we’ve been advocating for changes to the CEBA that would allow more REALTORS® to access the program. CREA highlighted the need to capture a diversity of business models and consider expenses other than payroll in a recent written brief to the House of Commons Standing Committee on Finance.

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Specifically, today’s announcement indicates CEBA will be made available to a greater number of businesses that are sole proprietors receiving income directly from their businesses, businesses that rely on contractors, and family-owned corporations that pay employees through dividends rather than payroll.

To qualify under the expanded eligibility criteria, applicants with payroll lower than $20,000 would need:

• a business operating account at a participating financial institution;
• a Canada Revenue Agency business number, and to have filed a 2018 or 2019 tax return; and
• eligible non-deferrable expenses between $40,000 and $1.5 million. Eligible non-deferrable expenses could include costs such as rent, property taxes, utilities and insurance.
  

CREA will continue to work with government to address the eligibility criteria that requires a business account. In today’s press conference, Prime Minister Justin Trudeau said, “Minister (Mary) Ng is working on potential solutions for those that rely on a personal account to run their business” and we look forward to engaging further.

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More information about CEBA can be found here. The changes announced today are expected to take effect in the coming weeks as application details are worked out.

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